Women's Money Wisdom

By: Melissa Joy CFP®
  • Summary

  • Balancing careers, caregiving, and personal well-being is no small feat—especially for women who often carry the weight of multiple roles. From supporting aging parents to raising children and managing demanding careers, financial planning can easily take a back seat. But your financial future deserves attention, and we’re here to help you take charge.


    Welcome to Women's Money Wisdom, the podcast designed to empower women with the knowledge and confidence to build financial security and achieve their dreams. Hosted by Melissa Joy, CFP®, founder of Pearl Planning, each weekly episode offers practical financial insights, expert guidance, and real conversations about money.


    Join us to enhance your financial literacy, make informed decisions, and take the next step toward financial freedom. At Pearl Planning, located in Dexter, Michigan, we’re committed to helping you navigate every stage of your financial journey.


    Subscribe now and start your path to financial empowerment with Women's Money Wisdom.


    Investment advisory services offered by Pearl Planning, a DBA of Stephens Consulting LLC., an SEC registered investment advisor. Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Pearl Planning, or any non-investment related content, made reference to directly or indirectly in this Podcast will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this podcast serves as the receipt of, or as a substitute for, personalized investment advice from Pearl Planning. To the extent that a listener has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Pearl Planning is neither a law firm, nor a certified public accounting firm, and no portion of the Podcast content should be construed as legal or accounting advice. A copy of Pearl Planning’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at www.pearlplan.com. Content represents the opinion of the speaker and not necessarily that of Pearl Planning.

    © 2025 Women's Money Wisdom
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Episodes
  • Episode 262: Making Space for Moms and Families with Founder Ariel Wan
    Mar 11 2025

    How can mothers find the support they truly need in a world that often leaves them feeling isolated?

    In this inspiring episode, Melissa Joy sits down with Ariel Wan, founder of The Mamas Network, a nonprofit dedicated to creating a safe and empowering space for parents. Ariel shares her journey of building third spaces—welcoming environments where moms can connect, share experiences, and navigate the unique challenges of motherhood without fear or judgment.

    We explore the economic realities of childcare, the balancing act of work and parenting, and why investing in community support is critical for modern moms. Ariel’s vision includes coworking spaces with onsite childcare, offering flexible solutions for parents striving to maintain both personal and professional fulfillment.

    Key Takeaways:
    ✨ The power of community in reducing isolation for parents
    ✨ Why third spaces matter & how they help moms thrive
    ✨ Economic realities of childcare and the need for flexibility
    ✨ How The Mamas Network is bridging the gap for working moms
    ✨ The importance of investing in well-being & support networks

    Join us for a meaningful conversation about motherhood, financial wellness, and the importance of strong communities. Don’t miss this episode! Subscribe now and let’s continue creating spaces where parents feel seen, heard, and supported.


    The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

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    33 mins
  • Episode 261: Shifting Identities for Women Including Career and Motherhood with Hannah Moore, CFP®
    Mar 4 2025

    Ever wondered how to balance your career ambitions while thriving as a dedicated mom?

    In this empowering episode, we’re diving deep into the balancing act of career ambitions and motherhood with an honest, heartfelt conversation about redefining success on your own terms. Melissa Joy, CFP® is joined by the inspiring Hannah Moore, CFP®—a dynamic leader, entrepreneur, and dedicated mom—who shares her journey of embracing multiple roles while staying true to herself.

    Whether you’re navigating the complexities of the corporate world, building your own business, or managing family life, this episode offers practical strategies and transformative insights to help you thrive in every aspect of your life.

    What You’ll Learn in This Episode:

    Embracing Multifaceted Identities: Discover how integrating your roles as a professional, entrepreneur, and mom can empower you both at home and in the workplace.
    Navigating Real-Life Challenges: Hear authentic stories of the struggles and successes that come with balancing career and family.
    Prioritizing Self-Care: Gain actionable tips for carving out time for yourself amid the daily chaos.
    The Power of Support: Learn why asking for help, setting boundaries, and delegating responsibilities are essential to sustainable success.
    Redefining Success: Explore how to challenge societal expectations and create a definition of success that truly resonates with your core values.

    Tune in for an episode filled with inspiration, actionable advice, and a celebration of the incredible journey of modern womanhood. Join us now and step into a life that celebrates every facet of who you are!

    The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

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    40 mins
  • Episode 260: 5 Year Anniversary and Finding Your Authentic Style with Morgan Wider
    Feb 25 2025

    In this special milestone episode, we’re celebrating five years of the podcast and my 50th birthday with an empowering conversation about the transformative power of style!

    Joining her is Morgan Wider, founder of Wider Style and author of The Worthy Wardrobe, to explore how authentic self-expression through style can elevate confidence, impact success, and create alignment between personal and professional identity.

    What does your wardrobe say about you? Whether you're navigating rigid dress codes, stepping into leadership roles, or simply seeking a wardrobe that makes you feel powerful and worthy, this episode offers deep insights into the interplay between fashion, self-worth, and success.

    What You’ll Learn in This Episode:

    The Power of Authenticity in Style: Why dressing as your true self boosts confidence and how to balance self-expression with professional expectations.
    Vulnerability & Fashion: How your wardrobe reflects more than just appearance—it’s an emotional and psychological tool for self-acceptance.
    Strategic Wardrobe Investments: Where to spend vs. save when building a professional wardrobe, especially for women in male-dominated industries.
    Wardrobe as a Career Tool: How personal style impacts the way you're perceived and can open doors to unexpected opportunities.
    Smart Fashion Purchases: How to elevate your style on a budget with practical tips on investing in key pieces like blazers, shoes, and accessories.

    Resources:

    Morgan's online course! Listeners can get 25% off with the code PODCAST

    IG: @morganwiderstyle

    Connect on LinkedIn with Morgan


    The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

    Show more Show less
    41 mins

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