What does it really mean to live life on your own terms?

Melissa Joy, CFP®, is joined by Sherita Janielle—digital marketing consultant, and entrepreneur who pulls back the curtain on what it looks like to redesign your life after a major transition, reject societal timelines, and prioritize fulfillment, flexibility, and financial sustainability.

After a career in finance, Sherita transitioned to entrepreneurship. Following her divorce, she took a leap and embraced a life she once never imagined—working remotely while traveling the world. But this conversation goes far beyond digital nomadism. It’s about crafting a life that aligns with your values, your energy, and your vision of success—whether that means flying across continents or simply living more intentionally at home.

Melissa and Sherita dig into:

• Rebuilding life and finances post-divorce
• Why location independence can actually be more affordable than city life
• The power of saying "no" to society’s expectations (and "yes" to your own)
• Building authentic community while traveling solo
• The importance of not making long-term decisions in a temporary mindset
• Why it's okay to change course and not have it all figured out

This episode is for anyone questioning the status quo, navigating a life transition, or dreaming of a different kind of success.

Connect with Sherita:

• Get the Digital Nomad Blueprint
• Instagram: @sheritajanielle
• Website: modernwomanagenda.com

The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Working harder isn’t the answer—thinking strategically is.

In this empowering episode, Melissa Joy, CFP®, sits down with executive coach Jackie Simon to explore what it really takes to grow your career—and your income. From navigating leadership roles to preparing for bold career moves, Jackie shares how to shift from “doing more” to demonstrating more value.

💡 Learn why:

• Simply putting in the hours won’t get you promoted—or paid what you’re worth
• Building a team that can run without you is the key to advancement
• Strategic networking (inside and outside your company) is non-negotiable
• Accepting less money to switch industries isn’t a smart move
• You should never underestimate the financial power of a well-timed job change

Jackie also shares practical tips for identifying mentorship opportunities, managing career uncertainty, and aligning your professional path with your financial goals.

🎧 Whether you're eyeing the C-suite, recovering from a layoff, or just ready for what’s next—this episode will help you take control of your trajectory with intention and confidence.

Learn more at JackieSimonCoaching.com.

Connect on LinkedIn: www.linkedin.com/in/jackiesimoncoaching1

The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Ever wondered how people afford champagne and lie-flat seats at 35,000 feet?

Hint: It's not always their wallet—it's their credit card strategy.

In this episode, Melissa Joy, CFP®, sits down with travel pro and entrepreneur Bry Keith to reveal how to turn everyday spending into extraordinary travel experiences using credit card points. Bry shares how she went from corporate finance and tech to helping clients fly business class for pennies on the dollar—sometimes squeezing 5–10x more value out of their points.

You’ll learn:
✈️ The #1 mistake most travelers make when using points (and how to avoid it)
💳 How to build a card portfolio with “main dishes” and “side dishes” for max value
🏨 Ways to elevate your entire trip—lounge access, hotel upgrades, TSA PreCheck, and more
🌈 Special travel tips for LGBTQ+ travelers navigating safety and inclusivity abroad
🚀 What it’s really like to leave corporate life and build a business around your passion

Whether you’re points-curious or already deep in the rewards game, this episode will help you travel smarter, better, and often—without breaking the bank.

🎧 Ready to level up your travel game?
Listen now to unlock the secrets of luxury travel on a budget.
#WomensMoneyWisdom #TravelHacks #CreditCardPoints #SmartTravel #FinancialFreedom #LuxuryForLess

Resources:

Website: https://www.bryguides.com/

1:1 Consult Tool: https://www.bryguides.com/pointsconsulting

Points Deal Finder Tool: https://www.bryguides.com/pointsdeals

MasterClass: https://www.bryguides.com/masterclasslaunch

Connect: IG & FaceBook

The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING’s investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING’s current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...