ram singh Podcast By ram cover art

ram singh

ram singh

By: ram
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About this listen

Hello, my name is ram, and I am a finance writer at Cardinsider. With years of experience in this sector, I possess a wealth of expertise on various financial topics, especially credit cards. I aim to enhance people's understanding of credit cards and their financial implications. If you have any inquiries regarding credit cards, feel free to post them in the comments section. I am committed to providing valuable insights and knowledge that will help individuals make informed decisions regarding their financial matters.Copyright 2023 ram Social Sciences
Episodes
  • HOW TO CALCULATE VARIABLE APR ON YOUR CREDIT CARD
    Jun 3 2023

    Calculating the variable Annual Percentage Rate (APR) on a credit card involves a few key steps. First, you need to identify the reference rate, which is often stated in your credit card agreement as "Prime Rate + X%." The reference rate serves as a benchmark and can change periodically based on market conditions. Next, determine the margin, which is the fixed percentage added by the credit card issuer to the reference rate. Read More: https://bestcreditguides.blogspot.com/2023/05/how-to-calculate-variable-apr-on-your.html

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    3 mins
  • Understanding Credit Card Scores: What's New in Scoring Models
    Jun 2 2023

    Credit card scoring models have evolved significantly in recent years, incorporating new approaches and data sources to provide more accurate assessments of an individual's creditworthiness. Some of the key advancements include the incorporation of alternative data, such as utility payments and rental history, to capture a broader picture of an individual's credit behavior. Read More: https://cardinsider.wixsite.com/cardinsider/post/understanding-credit-card-scores-what-s-new-in-scoring-models

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    4 mins
  • Cashback Credit Cards: Latest Trends and Innovative Reward Structures
    Jun 1 2023

    Cashback credit cards have seen a surge in popularity due to their ability to reward consumers for their everyday purchases. In recent years, the industry has witnessed several trends and innovative reward structures. One trend is the introduction of tiered cashback rates, where different spending categories earn varying cashback rates. Read More: https://creditcardinfobysachin.blogspot.com/2023/05/cashback-credit-cards-latest-trends-and.html

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    5 mins
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