Calculating Race
Racial Discrimination in Risk Assessment
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Narrated by:
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Eric Jason Martin
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By:
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Benjamin Wiggins
About this listen
In Calculating Race, Benjamin Wiggins analyzes the historical relationship between statistical risk assessment and race in the United States. He illustrates how actuarial science transformed the nature of racism and helped usher racial disparities in wealth, incarceration, and housing from the 19th century into the 20th.
Wiggins begins by tracing how the life insurance industry utilized race in its calculations at the end of the 19th century, focusing particularly on Prudential and its aggressive battles with state regulators to discriminate against clients and adjust rates on the basis of race. He then turns his focus to the collection of racial statistics in the Illinois state penitentiary system in the late 19th century and the state's subsequent development of predictive sentencing and parole formulas in the 1920s that weighed race as a key factor.
Next, he investigates the role of race in the state-sponsored mortgage insurance program of the Federal Housing Administration between the start of the New Deal and the beginning of the Cold War and its prolonged effects on mortgage lending. Wiggins concludes with an analysis of the use of race in the statistical risk assessments across financial institutions and government programs during the post-civil rights movement era.
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Performance
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An incisive, groundbreaking book that examines how a biological concept of race is a myth that promotes inequality in a supposedly "post-racial" era. Though the Human Genome Project proved that human beings are not naturally divided by race, the emerging fields of personalized medicine, reproductive technologies, genetic genealogy, and DNA databanks are attempting to resuscitate race as a biological category written in our genes.
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everyone should read this book to understand
- By Kathleen D on 07-29-21
By: Dorothy Roberts
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The 9.9 Percent
- The New Aristocracy That Is Entrenching Inequality and Warping Our Culture
- By: Matthew Stewart
- Narrated by: Sean Patrick Hopkins
- Length: 12 hrs and 6 mins
- Unabridged
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In 21st century America, the top 0.1 percent of the wealth distribution have walked away with the big prizes even while the bottom 90 percent have lost ground. What’s left of the American Dream has taken refuge in the 9.9 percent that lies just below the tip of extreme wealth. Collectively, the members of this group control more than half of the wealth in the country - and they are doing whatever it takes to hang on to their piece of the action in an increasingly unjust system.
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Fantastic
- By Davena on 01-05-23
By: Matthew Stewart
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Racecraft
- The Soul of Inequality in American Life
- By: Karen E. Fields, Barbara J. Fields
- Narrated by: Karen Chilton
- Length: 10 hrs and 54 mins
- Unabridged
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Most people assume that racism grows from a perception of human difference: the fact of race gives rise to the practice of racism. Sociologist Karen E. Fields and historian Barbara J. Fields argue otherwise: the practice of racism produces the illusion of race, through what they call “racecraft.” And this phenomenon is intimately entwined with other forms of inequality in American life. So pervasive are the devices of racecraft in American history, economic doctrine, politics, and everyday thinking that the presence of racecraft itself goes unnoticed.
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A loose collection of essays
- By Texas Mama on 11-18-21
By: Karen E. Fields, and others
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Race for Profit
- How Banks and the Real Estate Industry Undermined Black Homeownership
- By: Keeanga-Yamahtta Taylor
- Narrated by: Janina Edwards
- Length: 12 hrs and 29 mins
- Unabridged
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Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners.
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Race for Profit
- By Hewti on 12-03-20
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The Upswing
- How America Came Together a Century Ago and How We Can Do It Again
- By: Robert D. Putnam, Shaylyn Romney Garrett - contributor
- Narrated by: Arthur Morey
- Length: 12 hrs and 54 mins
- Unabridged
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Deep and accelerating inequality; unprecedented political polarization; vitriolic public discourse; a fraying social fabric; public and private narcissism — Americans today seem to agree on only one thing: This is the worst of times. But we’ve been here before. During the Gilded Age of the late 1800s, America was highly individualistic, starkly unequal, fiercely polarized, and deeply fragmented, just as it is today.
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For Progressives only. Won't make sense otherwise
- By Dennis G. on 12-19-20
By: Robert D. Putnam, and others
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Dear White America
- Letter to a New Minority
- By: Tim Wise
- Narrated by: Tim Wise
- Length: 3 hrs and 32 mins
- Unabridged
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White Americans have long been comfortable in the assumption that they are the cultural norm. Now that notion is being challenged, as white people wrestle with what it means to be part of a fast-changing, truly multicultural nation. Facing chronic economic insecurity, a popular culture that reflects the nation's diverse cultural reality, and a future in which they will no longer constitute the majority of the population, and with a black president in the White House, whites are growing anxious.
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A Primer on Racism for White People
- By Susie on 07-11-16
By: Tim Wise
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Creating Freedom
- The Lottery of Birth, the Illusion of Consent, and the Fight for Our Future
- By: Raoul Martinez
- Narrated by: Steve West
- Length: 17 hrs and 35 mins
- Unabridged
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A manifesto for deep and radical change, Creating Freedom explores the limits placed on freedom by human nature and society. It explodes myths, calling for a profound transformation in the way we think about democracy, equality, and our own identities.
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The BEST book, I've listened to in a long time
- By G. Newton on 04-16-17
By: Raoul Martinez
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Adam Smith
- Father of Economics
- By: Jesse Norman
- Narrated by: Jesse Norman
- Length: 13 hrs and 40 mins
- Unabridged
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A dazzlingly original account of the life and thought of Adam Smith, the greatest economist of all time. In Adam Smith, political philosopher Jesse Norman dispels the myths and caricatures, and provides a far more complex portrait of the man. Offering a highly engaging account of Smith's life and times, Norman explores his work as a whole and traces his influence over two centuries to the present day. Finally, he shows how a proper understanding of Smith can help us address the problems of modern capitalism.
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Most excellent book!
- By Harish G. Naik on 03-02-19
By: Jesse Norman
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A Generation of Sociopaths
- How the Baby Boomers Betrayed America
- By: Bruce Cannon Gibney
- Narrated by: Wayne Pyle
- Length: 14 hrs and 49 mins
- Unabridged
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What happens when a society is run by people who are antisocial? Welcome to baby boomer America. In A Generation of Sociopaths, Bruce Cannon Gibney shows how America was hijacked by the boomers, a generation whose reckless self-indulgence degraded the foundations of American prosperity.
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Honest introspection required
- By Niki on 03-31-17