
How to Adult: Personal Finance for the Real World
Failed to add items
Add to Cart failed.
Add to Wish List failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed
$0.99/mo for the first 3 months

Buy for $14.95
No default payment method selected.
We are sorry. We are not allowed to sell this product with the selected payment method
-
Narrated by:
-
Jake Cousineau
-
By:
-
Jake Cousineau
About this listen
An essential resource for a high school graduate, college student, or any other young adult who needs to prepare for the financial realities of adulthood. Drawing on years of teaching personal finance in the high school classroom, as well as valuable life experience as a young professional, Cousineau introduces topics ranging from compound interest and mutual funds to Roth IRAs and insurance deductibles. Each chapter contains straightforward explanations, practical examples, revealing anecdotes, and hands-on tools that will help you to jump-start your personal financial journey.
In this book, you’ll learn:
- The foundational concepts of personal finance and building wealth
- How to avoid costly financial missteps
- How to budget, save, and invest your money wisely
- How taxes and insurance work
- How to prepare for life’s big expenses
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
©2021 jacob cousineau (P)2023 jacob cousineauCritic reviews
"This! This is what I needed when I was in high school. It is also what I needed when I was in college, and when I bought my first car, and when I bought my first house, and when I opened my first credit card. Every high school student in America should have to pass a class that uses this book. The real-world examples are relatable and make the reader feel like they are armed with the knowledge they need. It doesn't just make you book smart. It makes you street smart." (Stuart Draper)
“In How to Adult, Jake Cousineau engages readers using a blend of storytelling, analogies, charts and research to deliver key financial lessons. Whether it's comparing index funds to sports teams or interest to pineapple on pizza, Jake has a gift in delivering financial advice in a way that will educate adults, you and old alike!” (NGPF Personal Finance)
People who viewed this also viewed...
-
Financial Literacy for Young Adults Simplified
- Discover How to Manage, Save, and Invest Money to Build a Secure & Independent Future
- By: Raman Keane
- Narrated by: Alan I Ross
- Length: 3 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
Investing in your future is easier than you think—discover how and achieve financial security more quickly than you can possibly imagine. Young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet. So, they’re borrowing too much and saving too little (if at all), and they’re in a financial mess. But it doesn’t have to be like that. Instead, imagine a life where you have peace of mind, because your financial affairs are in order, and you’re on the right path to building wealth.
-
-
Gave me a better insight on how to start saving
- By Thomas Capozzi on 03-31-25
By: Raman Keane
-
Why Didn't They Teach Me This in School?
- 99 Personal Money Management Principles to Live By
- By: Cary Siegel
- Narrated by: Dean Sluyter
- Length: 3 hrs and 11 mins
- Unabridged
-
Overall
-
Performance
-
Story
Why do high schools and colleges require students to take courses in English, math and science, yet have absolutely no requirements for students to learn about personal money management? Why Didn't They Teach Me This in School? 99 Personal Money Management Lessons to Live By was initially developed by the author to pass on to his five children as they entered adulthood.
-
-
Good for us "clueless" people
- By Ashante' Tolbert on 12-28-18
By: Cary Siegel
-
How to Money
- Your Ultimate Guide to the Basics of Finance
- By: Jean Chatzky, Kathryn Tuggle, Nina Cosford - illustrator
- Narrated by: Atlanta Amado Foresyth, Eliza Melendez, Jean Ann Douglass, and others
- Length: 5 hrs and 47 mins
- Unabridged
-
Overall
-
Performance
-
Story
There’s no getting around it. You need to know how to manage money to know how to manage life—but most of us don’t! This audiobook from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and their team at HerMoney breaks down the basics of money—how to earn it, manage it, and use it—giving you all the tools you need to take charge and be fearless with personal finance. How to Money will teach you the basics. All so you can earn more, save smart, invest wisely, borrow only when you have to, and enjoy everything you've got!
-
-
Great and simple explanation about how to make and manage money in US.
- By Maria on 03-01-25
By: Jean Chatzky, and others
-
Money Skills for Teens
- A Beginner’s Guide to Budgeting, Saving, and Investing. Everything a Teenager Should Know About Personal Finance (Essential Life Skills for Teens, Book 4)
- By: Ferne Bowe
- Narrated by: Juli Brooks
- Length: 3 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
Love it or hate it, money is an essential part of life, and learning how to manage it effectively is crucial. Money Skills for Teens, by Ferne Bowe (author of Life Skills for Young Adults and Life Skills for Tweens), provides everything a teen needs to know about personal finance. From budgeting and saving to investing and building credit, this book covers all the essential money skills every teenager should know. Using real-life examples and easy-to-understand language, the audiobook provides practical advice to help teens develop a healthy relationship with money.
-
-
Every teen and young adult needs to listen to this book!
- By NETWORK MOTHER on 08-26-24
By: Ferne Bowe
-
Financial Literacy for Teens and Young Adults 101
- The Ultimate Guide to Budget, Save and Invest Money to Build Future Wealth and Equity at an Early Age
- By: Eduardo Hernandez
- Narrated by: Jeff Bower
- Length: 3 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
Are you overwhelmed by the daunting task of managing your finances? Does the thought of budgeting, saving, and investing make your head spin? Congratulations! You've landed on the perfect guide. Master your money in no time, even if you currently have no clue how to budget, save, or invest! The wisdom and practical tips shared in this guide can set you on a path towards financial independence and success.
-
Financial Literacy for Adults
- 5-Step Beginner's Guide to Help You Curb Spending, Save Money, and Build Financial Freedom (Money Skills for Adults, Book 1)
- By: Jennifer Hollingsworth
- Narrated by: Jaki Kackert
- Length: 3 hrs and 40 mins
- Unabridged
-
Overall
-
Performance
-
Story
Are your finances feeling squeezed? Do dreams of buying a house, retiring comfortably, or taking amazing vacations feel out of reach? You're not alone! Many people struggle to save and don’t know where to begin. What if growing your money was simpler than you thought? As someone passionate about helping people grow their hard-earned money, my book takes you through 5 easy steps to go from penny pincher to savvy saver on your terms.
-
Financial Literacy for Young Adults Simplified
- Discover How to Manage, Save, and Invest Money to Build a Secure & Independent Future
- By: Raman Keane
- Narrated by: Alan I Ross
- Length: 3 hrs and 22 mins
- Unabridged
-
Overall
-
Performance
-
Story
Investing in your future is easier than you think—discover how and achieve financial security more quickly than you can possibly imagine. Young adults are especially financially vulnerable because they’re just starting out, want a lot of “stuff,” and are not earning the big bucks yet. So, they’re borrowing too much and saving too little (if at all), and they’re in a financial mess. But it doesn’t have to be like that. Instead, imagine a life where you have peace of mind, because your financial affairs are in order, and you’re on the right path to building wealth.
-
-
Gave me a better insight on how to start saving
- By Thomas Capozzi on 03-31-25
By: Raman Keane
-
Why Didn't They Teach Me This in School?
- 99 Personal Money Management Principles to Live By
- By: Cary Siegel
- Narrated by: Dean Sluyter
- Length: 3 hrs and 11 mins
- Unabridged
-
Overall
-
Performance
-
Story
Why do high schools and colleges require students to take courses in English, math and science, yet have absolutely no requirements for students to learn about personal money management? Why Didn't They Teach Me This in School? 99 Personal Money Management Lessons to Live By was initially developed by the author to pass on to his five children as they entered adulthood.
-
-
Good for us "clueless" people
- By Ashante' Tolbert on 12-28-18
By: Cary Siegel
-
How to Money
- Your Ultimate Guide to the Basics of Finance
- By: Jean Chatzky, Kathryn Tuggle, Nina Cosford - illustrator
- Narrated by: Atlanta Amado Foresyth, Eliza Melendez, Jean Ann Douglass, and others
- Length: 5 hrs and 47 mins
- Unabridged
-
Overall
-
Performance
-
Story
There’s no getting around it. You need to know how to manage money to know how to manage life—but most of us don’t! This audiobook from New York Times bestselling author and financial expert Jean Chatzky, Kathryn Tuggle, and their team at HerMoney breaks down the basics of money—how to earn it, manage it, and use it—giving you all the tools you need to take charge and be fearless with personal finance. How to Money will teach you the basics. All so you can earn more, save smart, invest wisely, borrow only when you have to, and enjoy everything you've got!
-
-
Great and simple explanation about how to make and manage money in US.
- By Maria on 03-01-25
By: Jean Chatzky, and others
-
Money Skills for Teens
- A Beginner’s Guide to Budgeting, Saving, and Investing. Everything a Teenager Should Know About Personal Finance (Essential Life Skills for Teens, Book 4)
- By: Ferne Bowe
- Narrated by: Juli Brooks
- Length: 3 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
Love it or hate it, money is an essential part of life, and learning how to manage it effectively is crucial. Money Skills for Teens, by Ferne Bowe (author of Life Skills for Young Adults and Life Skills for Tweens), provides everything a teen needs to know about personal finance. From budgeting and saving to investing and building credit, this book covers all the essential money skills every teenager should know. Using real-life examples and easy-to-understand language, the audiobook provides practical advice to help teens develop a healthy relationship with money.
-
-
Every teen and young adult needs to listen to this book!
- By NETWORK MOTHER on 08-26-24
By: Ferne Bowe
-
Financial Literacy for Teens and Young Adults 101
- The Ultimate Guide to Budget, Save and Invest Money to Build Future Wealth and Equity at an Early Age
- By: Eduardo Hernandez
- Narrated by: Jeff Bower
- Length: 3 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
Are you overwhelmed by the daunting task of managing your finances? Does the thought of budgeting, saving, and investing make your head spin? Congratulations! You've landed on the perfect guide. Master your money in no time, even if you currently have no clue how to budget, save, or invest! The wisdom and practical tips shared in this guide can set you on a path towards financial independence and success.
-
Financial Literacy for Adults
- 5-Step Beginner's Guide to Help You Curb Spending, Save Money, and Build Financial Freedom (Money Skills for Adults, Book 1)
- By: Jennifer Hollingsworth
- Narrated by: Jaki Kackert
- Length: 3 hrs and 40 mins
- Unabridged
-
Overall
-
Performance
-
Story
Are your finances feeling squeezed? Do dreams of buying a house, retiring comfortably, or taking amazing vacations feel out of reach? You're not alone! Many people struggle to save and don’t know where to begin. What if growing your money was simpler than you thought? As someone passionate about helping people grow their hard-earned money, my book takes you through 5 easy steps to go from penny pincher to savvy saver on your terms.
What listeners say about How to Adult: Personal Finance for the Real World
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
-
Overall
-
Performance
-
Story
- Anonymous User
- 09-06-24
The best financial book I have ever read
This book is pretty simple and straightforward, yet very informative. I never thought I would understand the complexities of the adult financial world, but this book makes things like interest rates, loans, and house payments understandable. The financial world still blows my mind, but thanks to this book, I at least understand how it works. There’s even some realistic advice on how to become wealthy. No scams or get-rich-quick schemes. Also, the narrator’s voice is entertaining. He talks like an understandable human, not some billionaire I can’t understand that expects me to understand.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Kailey
- 10-07-24
Easy to understand
This book was clear and easy to understand for young adults. I would also recommend this book to teens too.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
-
Overall
-
Performance
-
Story
- Carter
- 03-14-24
Informative and Engaging
This is great! I always wanted to learn more about personal finance but I have tried a few books that were overwhelming. This one was easy to understand and more engaging than I expected. I may be a bit older than his target audience but I would say this book is for anyone who needs to boost their knowledge. I skipped the chapter on paying for college but learned so much from the investing and retirement chapters. I am also getting ready to buy a car so the chapter on purchasing a car and home was wonderful. I feel much more confident about my finances now! Five stars!
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!