IOU
A Romantic Comedy
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Narrated by:
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Heather Firth
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Jacob Morgan
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By:
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Kristy Marie
About this listen
"You will never mention me or my favors, nor will you disclose what favors we trade. I am a ghost to you.” Or a genie. I think a genie is way less scary, don't you?
It’s official. I, Ainsley James, am crazy. Desperate and crazy. It’s the only explanation as to why I’m nauseous, standing outside Maverick Lexington’s door. I mean, it’s possible the stories about his deck of playing cards - with the letters IOU scrawled across the back - are just rumors of the ruthless quid pro quo deals he barters. But the flutters in my stomach know better. Maverick is as cold as they come. But, I need one of those cards. I need to owe Maverick Lexington a favor....
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- By: Frankie Love, C.M. Seabrook
- Narrated by: Teddy Hamilton, Melissa Barr
- Length: 4 hrs and 12 mins
- Unabridged
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Overall
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Performance
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Story
We have reputations for a reason. His? Spencer Beckett: Princeton Charming. Ivy League Playboy. Rich AF. Hers? Charlotte Hayes: Campus sweetheart. Virgin. Working her booty off to get through this last semester. When a bet pushes these two together, it's fire and ice...and Charlotte is melting. Fast. But Charlotte has a chip on her shoulder. She doesn't believe that fairy tales exist in the real world.
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I was in....until
- By AebyC on 12-11-19
By: Frankie Love, and others
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The Change Up
- By: Meghan Quinn
- Narrated by: Kelsey Navarro Foster, Connor Crais
- Length: 13 hrs and 23 mins
- Unabridged
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Overall
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Performance
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Story
Breaking news: The bad boy of baseball, Maddox Paige, is totally and utterly whipped. Okay, that might not be the headline in the newspaper this morning, but it's the reality of my current situation. It all started a month ago when I received a call from my best friend, Kinsley. She’d gotten a new job in Chicago and needed a place to stay. I've known the girl since I was five, so I figured there wouldn't be any harm in having her stay at my place for a while. Ha! Total disaster.
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Female lead ruined it!
- By Sandra Imholte on 06-26-21
By: Meghan Quinn
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The Fall of Legend
- Legend Trilogy, Book 1
- By: Meghan March
- Narrated by: Erin Mallon, Joe Arden
- Length: 7 hrs and 3 mins
- Unabridged
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Overall
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Performance
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Story
We come from two different worlds. I’m from the streets. She might as well live in an ivory tower. I made my living with my fists. I doubt she could even throw a punch. Our paths never should have crossed. We never should have met. That doesn’t change the facts. I would sell my soul to taste those red lips. Fight the devil himself to hear her laugh. Burn in hell to have a single night. Scarlett Priest shouldn’t even know men like me exist, but sometimes temptation is stronger than will. If this is how I go down, it’ll be worth every second of the fall.
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Let me tell you...
- By Cami Cole on 01-13-20
By: Meghan March
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Bad Reputation
- Bad Boys of Sports Series, Book 1
- By: Nicole Edwards
- Narrated by: Rock Engle, Kasha Kensington
- Length: 9 hrs and 8 mins
- Unabridged
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Overall
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Performance
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Story
With a nickname like "Sin", it's no wonder they call me the bad boy of hockey. Opponents curse me. Fans scream my name - in the arena and in other, much more private places. Penalties or not, I'm not afraid to dish out a little pain. But pleasure? That's my weakness. And no one knows it better than my best friend, Cassie Desrosiers. I'd have to be blind not to notice her rocking body and teasing grin. So when she invites me along on a trip to Vegas, my curiosity isn't the only thing that's aroused.
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Don’t waste a credit!!!
- By sm on 04-12-21
By: Nicole Edwards
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Draw
- Gentry Boys #1
- By: Cora Brent
- Narrated by: Stephanie Rose, Soren Gray
- Length: 8 hrs and 25 mins
- Unabridged
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Overall
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Performance
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Story
I don't even know if love is real. After running from the bastard who brutalized me, I limped back to Arizona, choosing a vibrant college town in the hopes of starting over. I never expected to find him there. Cord Gentry. He and his brothers were tough, lusty forces of nature I'd known since childhood. Years ago Cord seduced me as a sick game. I've hated him ever since. Now here he is again, a man who beats other men bloody for money.
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Let’s hear it for the (Gentry) boyz!
- By Lisa on 04-14-19
By: Cora Brent
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Featherbed
- Vino & Veritas Series
- By: Annabeth Albert
- Narrated by: Alexander Cendese, Kirt Graves
- Length: 5 hrs and 23 mins
- Unabridged
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Overall
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Performance
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Story
Harrison Phillip Fletcher III isn't supposed to be here. Not in Burlington, Vermont, not running Vino & Veritas, a quaint inclusive bookstore and wine bar, and definitely not still alive, at 42. Also not supposed to be here? An unexpected delivery of chickens. Finn Barnes knows chickens. The burly organic farmer knows all about rare breed poultry, but dealing with a hot older bookseller is an entirely different matter. City-slicker types like Harrison never end up staying in Vermont for the long-term. They should steer clear of each other. But the flare of attraction is mutual.
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Read the book instead
- By B. Grey on 06-01-21
By: Annabeth Albert
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Diary of a Bad Boy
- By: Meghan Quinn
- Narrated by: John Hartley, Lauren Ezzo
- Length: 11 hrs and 12 mins
- Unabridged
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Overall
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Performance
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Story
From USA Today best-selling author Meghan Quinn comes a sassy and sweet romance about an Irish rebel who falls in love with the wrong girl. Full of witty banter and swoony moments, it's the perfect romantic comedy to binge on.
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Read/Listen to "Secre to Dating" First
- By Well Read Romantic on 11-14-19
By: Meghan Quinn
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#1 Crush
- By: T Gephart
- Narrated by: Grace Grant
- Length: 9 hrs and 18 mins
- Unabridged
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Overall
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Performance
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Story
Tia Monroe was smart, sassy, and successful. Sure, she could get a little crazy at times - life around Tia was never boring - but that was part of her appeal. And while she didn't see herself as classically beautiful, she had no shortage of options in the boyfriend department. She just hadn't found one who held her interest. Until she laid eyes on Eric Larsson, and then it was lust at first sight. He packed the perfect mix of smoldering sexy and unapologetic cool into his blond-haired, blue-eyed, ridiculously hot six-foot-four frame.
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Cute laugh out loud story
- By Amazon Customer on 07-20-17
By: T Gephart
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Cruel Prince
- Royal Hearts Academy, Book 1
- By: Ashley Jade
- Narrated by: Teddy Hamilton, Lila Winters
- Length: 11 hrs and 8 mins
- Unabridged
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Overall
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Performance
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Story
I never thought I'd step foot in Royal Manor again. But four years later, here I am...back to finish my senior year at Royal Hearts Academy. And forced to face Jace Covington. My first friend. First crush. First kiss. The one I left behind. Only - he isn't the same boy I gave my heart to. This new Jace is as cruel as he is gorgeous. And he's determined to make my life a living hell. Along with the rest of his glorified family and crew of tyrants. They expect me to worship the ground they walk on like everyone else, but I'd rather eat dirt.
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First time for this author and am well pleased
- By C. Y. on 07-07-20
By: Ashley Jade
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Text 2 Lovers
- By: K. Webster, J. D. Hollyfield
- Narrated by: Ava Erickson, Jacob Morgan
- Length: 6 hrs and 21 mins
- Unabridged
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Overall
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Performance
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Story
I fired off a storm of raunchy text messages...to the wrong number. And he replied. Him: Show me a picture. Him: Tell me your name. Why does the lure of anonymity have me craving to indulge a stranger?
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✫✫ 4 Stars ✫✫
- By ❤️Cyndi Marie❤️🎧Audiobook Addicts🎧 on 05-07-18
By: K. Webster, and others
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Hooked
- By: Brenda Rothert
- Narrated by: Lee Samuels, Kirsten Leigh
- Length: 7 hrs and 2 mins
- Unabridged
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Overall
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Performance
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Story
I've met the best woman at the worst possible time. Miranda is the fire to my ice - a sexy, charmingly candid spark who breaks down my walls and reminds me what it's like to feel again. But I'm being forced to date my team owner's daughter to keep my job, so I can't be caught with Miranda. Still, we're getting closer - until Miranda finds out about my "girlfriend". And that's not the only secret I've been keeping. But Miranda's the one I want...even if she doesn't believe me.
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Book hog
- By Michelle Holbrook on 07-27-17
By: Brenda Rothert
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Breaking Hollywood
- By: Samantha Towle
- Narrated by: Brooke Bloomingdale, Christian Rummel
- Length: 7 hrs and 19 mins
- Unabridged
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Overall
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Performance
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Story
It wasn't supposed to be like this.... I wasn't supposed to be boyfriendless, homeless, and jobless at 28. And I most definitely wasn't supposed to hit Hollywood's resident bad boy Gabriel Evans with my car and break his foot. Now I'm stuck in his apartment, taking care of him while he's incapacitated. Living with the hottest guy in Hollywood, who I've had a crush on forever, doesn't sound like a chore, right? Wrong. Gabriel Evans is rude and crude and drinks way too much, and as soon as his foot is healed I'm out of here. So why do I keep forgetting to check the classifieds?
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PERFECT.. A WICKEDLY FUNNY RIOTOUS ROM/COM
- By CAROLYN 🔹🔹🔹🔹🔹🔹 on 02-04-18
By: Samantha Towle
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The Troublemaker Next Door
- By: Marie Harte
- Narrated by: Anne Gray
- Length: 9 hrs and 49 mins
- Unabridged
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Overall
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Performance
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Story
It's been the day from hell for Maddie Gardner. Instead of offering her a promotion, her boss made a pass at her. After she quit, she got dumped by her lukewarm boyfriend. And then when she's in the middle of a foul-mouthed meltdown in her kitchen, she notices her gorgeous green-eyed neighbor standing there.
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This one could not hold my attention.
- By SS on 07-04-18
By: Marie Harte
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I knew him only as Van Gogh. A tortured artist who owned the night as he moved through the shadows, cloaked in hate and madness. He was a vicious vigilante—a serial arsonist who thrived on the fear he triggered with a single match between his tattooed knuckles. We were told to lock our doors and stay inside. I wanted to. I really did. But then I saw his eyes, burning like embers as he watched me through the smoke. And like the flames at his feet, I delighted in his attention. I became his muse. His passion. His obsession. His perfectly flawed flower. But that was years ago.
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They're brilliant surgeons with stethoscopes and six-pack abs, but beneath those arrogant smirks, these men are hiding hearts encased in ice. Haunted by past tragedies, they've sworn off love, convinced they're better off alone. Get ready for sparks to fly as witty banter leads to smoldering chemistry, and these guarded surgeons find themselves falling for the women who dare to mend their broken hearts.
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I should've listened to the warnings!
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Enemies-to-lovers fake dating perfection!
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A Vicious Proposal
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I knew him only as Van Gogh. A tortured artist who owned the night as he moved through the shadows, cloaked in hate and madness. He was a vicious vigilante—a serial arsonist who thrived on the fear he triggered with a single match between his tattooed knuckles. We were told to lock our doors and stay inside. I wanted to. I really did. But then I saw his eyes, burning like embers as he watched me through the smoke. And like the flames at his feet, I delighted in his attention. I became his muse. His passion. His obsession. His perfectly flawed flower. But that was years ago.
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It's not like I planned to fall for my older brother's best friend. It just happened. With a perfect body covered in tattoos, and a dirty mouth, Roman is the kind of guy women notice—and believe me, I noticed. Even when I tried not to. When he finally gives in to temptation, there's no going back. At least for me. Too bad Roman doesn't see it that way. He thinks he needs to protect me and my relationship with my brother, but I don't need him to fight my battles. I just need him.
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Mine to Have
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It was supposed to be the best day of my life. But the second I got up, things started to fall apart. The kitchen just caught on fire. Flowers were from a funeral. My bride-to-be just had an allergic reaction, leaving by ambulance. Oh, and my ex-girlfriend just walked into the church. They say you have to see the signs when they are right in front of you. Maybe she was just mine to have.
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Adored these characters
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By: Natasha Madison
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Rebellious
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Overall
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Performance
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Story
No kissing. No cuddling. No blah, blah, blah. He wrote the rules onto our skin - every ink stroke tragically smeared by the lines we’d crossed. He claimed it was the only way we could be together - the only way we wouldn’t destroy our families. But there was an exception to his rules - one he never saw coming. All I needed was opportunity and a sunburn. The girl who played by his rules is gone. This girl...is not his “friend”.
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Top read of 2021
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Dear Ava
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The rich and popular Sharks rule at prestigious, ivy-covered Camden Prep. Once upon a time, I wanted to be part of their world - until they destroyed me. The last thing I expected was an anonymous love letter from one of them. Please. I hate every one of those rich jerks for what they did to me. The question is, which Shark is my secret admirer? Knox, the scarred quarterback. Dane, his twin brother. Or Chance, the ex who dumped me...
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Very juvenile.
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Something in the Way
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It was a hot summer day when I met him on the construction site next to my parents' house. Under the sweat and dirt, Manning Sutter was as handsome as the sun was bright. He was older, darker, experienced. I wore a smiley-face t-shirt and had never even been kissed. I was too young, he said. I would wait. But I'd learn that no matter what you achieve in life, it means nothing if you suffer the heartbreak that comes with falling for someone you can never have. Because even though I saw Manning first, that didn't matter. My older sister saw him next.
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Slow Burn Romance at its Finest!
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One Way Back to Me
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One dance at a stranger’s wedding. That’s all it took for me to fall for Alexis. And then? Disaster. Another man - her boyfriend - gets down on one knee, and proposes to her. I never thought I’d see her again. Years later, my brothers and I need to get our new Wilder Resort off the ground, and Alexis is the only one savvy enough to help. But she's changed since we met. She’s gun shy. And still, there’s a spark between us that will not die. We both fight it, until we don’t. Until, history repeats itself. The same guy who took her away from me is back to do more damage.
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Fast pace and cute story
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Bad Reputation
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Cole James’s reputation as Hollywood’s favorite himbo no longer suits him. His fans can’t separate the real man from the character he played on a soapy teen drama decades ago. But that’s going to change with Waverley, the hit streaming historical romance series. Maggie Niven hates her own notoriety. Fired for directing a divisive play, Maggie takes her fight against censorship public. When Hollywood comes calling, she becomes the new intimacy coordinator for Waverley. But it’s harder than she imagined to focus on the job.
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Spins its wheels
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The Copper Valley Fireballs Complete Series
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Meet the Copper Valley Fireballs, baseball's lovable losers whose hot heroes are determined to turn this team around and resisting finding love along the way! This box set includes four full-length romantic comedies and a bonus novella.
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Hilarious, Heartfelt, Sizzling Collection!
- By kgagnon on 05-19-24
By: Pippa Grant
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Behind His Eyes
- A Jetty Beach Romance, Book 1
- By: Claire Kingsley
- Narrated by: Jacob Morgan, Samantha Brentmoor
- Length: 5 hrs and 35 mins
- Unabridged
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Overall
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His stubbly jaw, delicious abs, and artistic soul make him irresistible. (And have I mentioned the things he can do with his tongue?) My heart—and my body—want more. They want everything. Although the gravity between us is inescapable, he tries to push me away. The pain behind his eyes holds him back, and it just might tear us apart.
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Didn’t like the narration/story too cheesy.
- By Jessie on 10-09-24
By: Claire Kingsley
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The Proposal
- By: Adriana Locke
- Narrated by: John Lane, Avery Caris
- Length: 8 hrs and 34 mins
- Unabridged
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Overall
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Performance
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If Renn Brewer would’ve asked me to marry him, I would’ve said no. Why? One, his reputation precedes him. His name is in the headlines at least once a month. Two, he’s not just my brother’s best friend. They’re teammates. And three, I’m in my self-care era. Unfortunately, a version of me equates self-care with bad choices.
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Great!!
- By Megan on 09-27-23
By: Adriana Locke
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Never Have I Ever
- A Rock Star Enemies to Lovers Romance
- By: S.L. Scott
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- Length: 9 hrs and 56 mins
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Flat on my back is not how I imagined meeting my new boss and hot-as-sin rock star. But here I am . . .If I didn’t already have amnesia, I’d be wishing for it now. In my defense, Laird Faris was only wearing a shameless smirk and a towel wrapped around his chiseled abs when we met. Brooding. Devastatingly handsome. Utterly intolerable. Naturally, I’m instantly attracted to him.
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Loved it
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The Exception
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Charming. Devastatingly handsome. Ridiculously rich. Kristoff Baldwin came without warning. He made me an offer I couldn’t refuse, and before I could even realize the impact he was making, I was too far gone, despite knowing the consequences of falling. A future together was the impossible dream. My past haunted me and even he had ghosts of his own. Then everything changed when his past came after me and my daughters.
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New Author to me.. Eva Winners is fantastic!
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By: Eva Winners
What listeners say about IOU
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- DR
- 11-03-21
Good writing
This a college romance although they are a bit older than freshmen. It was likable and I enjoyed the whole thing. Would be better if plus catalog included this kind and a few edgy ones too! Not a fan of the plus catalog.
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- Ap2514
- 10-06-21
Fun
This is a fun rom com with lots of laughs and sea lion love ;) I enjoyed how the relationship between Maverick and Ainsley developed over the course of the book.
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- NisaWelton
- 09-28-21
IOU
Good story. Wasn’t exactly what I thought but it was good. Narrators were fantastic and really make this audio great. I can’t really put my finger on what the story was missing but I would give it a 4.25 for the story and 5 ⭐️ for Jacob Morgan
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- Cathrine A Cooper
- 09-16-22
Great Story
If you need something to make you laugh and feel good for a few hours, this is the book!
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- Rachel (Rrbookreviews)
- 09-29-21
Perfect pair
Audio Review Only: 5/5 🎧
#iou by @authorkristymarie
I loved this book when I first read it. Ainsley is crazy. But I totally want to be friends with her. Maverick has a thick exterior but deep down he really does care.
@therealjacobmorgan and @heatherfirthnarrator did an awesome job with the narration. I thought it was the perfect pair to do this. If you like Kristy books, and listening to audio. This is one for you!
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- Sajie
- 06-17-22
3.5 Funny Stars
I laughed a lot listening to this audiobook. This is the second time trying out this author. The first time resulted in a DNF. I’m going to try other books from this author. Hopefully this one wasn’t a fluke.
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- Jocelyne
- 07-18-22
I loved it!
This is the first book in the 21 Rumors Series. Wow! I loved it! Ainsley and Maverick's story is original, funny, and sweet. Ainsley is such a wonderful character, sassy, and beautiful. Maverick is enigmatic, and protective. They definitely are perfect together. I loved to follow them in their journey to love. This is a sweet slow burn romance. I liked their banter. The supporting characters are great. Heather Firth and Jacob Morgan did an excellent job with the narration. They are perfect as Ainsley and Maverick. I enjoyed it. Looking forward to listening to The Pretender, the next book in the series.
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- Lisa
- 12-05-21
Wonderful!
IOU was such a great book I had to listen to the whole thing right away! The story is full of twists and turns.
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- Kristin L.
- 10-22-21
IOU a soul for a soul
Gahhh this book was super cute!! After being betrayed and kicked out by her ex-roommate and ex-boyfriend, Ainsley is desperate and turned to the rumored ruthless Maverick Lexington. Little did she know her world would forever be changed by her magic genie and super hero. I absolutely loved their banter, their sass and their chemistry. Loved all the supporting characters. I laughed throughout the book. Can’t wait to read Cooper’s story! Great job narrators, I definitely connected with the characters.
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- JamieKoep
- 03-28-22
So fun
This is a new author for me. Super cute!! Ainsley’s ramblings drove me a bit nuts but she grew on me. I loved the banter between her and Maverick. And the epilogue just about melted me. So stinking sweet!
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