
IOU
A Romantic Comedy
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Narrated by:
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Heather Firth
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Jacob Morgan
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By:
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Kristy Marie
About this listen
"You will never mention me or my favors, nor will you disclose what favors we trade. I am a ghost to you.” Or a genie. I think a genie is way less scary, don't you?
It’s official. I, Ainsley James, am crazy. Desperate and crazy. It’s the only explanation as to why I’m nauseous, standing outside Maverick Lexington’s door. I mean, it’s possible the stories about his deck of playing cards - with the letters IOU scrawled across the back - are just rumors of the ruthless quid pro quo deals he barters. But the flutters in my stomach know better. Maverick is as cold as they come. But, I need one of those cards. I need to owe Maverick Lexington a favor....
©2020 Kristy Marie (P)2021 Kristy MarieListeners also enjoyed...
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Story
I knew it was a bad idea to get on the elevator. Because now, I have three problems. Number one, I’m stuck in the elevator. Number two, I’m soaking wet from the rain. Number three, he got in before the doors closed. Miles Humphries. My neighbor. The one I hate. The biggest jerk I’ve ever met. Mr. Bachelor-for-Life and I, Rose Taylor, are like night and day. Imagine my jaw dropping when he asks me to be his fake fiancée. And move in with him. Together with my cat. Hello? That’s disaster waiting to happen. But then he makes me an offer I can’t refuse.
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Too much sexual content
- By Teresa Dotson on 02-16-22
By: Jolie Day
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Just Next Door
- A Grumpy-Sunshine Small Town Romance
- By: Sarah Everly
- Narrated by: Virtual Voice
- Length: 6 hrs and 59 mins
- Unabridged
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Grumps were her specialty. Until she met Len. Millie doesn’t want a corner office. She doesn’t work in a cubicle. She travels the country playing aide to hip surgery recipients and providing temporary relief to burnt-out spouses caring for their ill partners. And while she might dream of a family of her own and real friends, until she finds a place that feels like home, she helps others. And she loves being a caregiver. Winning people over is what she does best. But an assignment that comes with its own house? Millie jumps at the opportunity, especially since she doesn’t even have to ...
By: Sarah Everly
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Star-Crossed Letters
- Falling for Famous, Book 1
- By: Sarah Deeham
- Narrated by: Helena Walters, Lance Greenfield
- Length: 10 hrs and 7 mins
- Unabridged
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When I sold a vintage typewriter, I never imagined its new owner would become my pen pal, best friend, and secret crush. We have two rules: no photos and no real names. Over the years, "Remington" and I have gone from typewritten notes to daily texts, but our rules stay the same. And so does my life. I'm a wannabe writer who can't complete a novel, and I've fallen for a guy who I've never met. So when I received a letter my Nanna wrote before she died encouraging me to embark on a summer of risks—my first on the list was to break all the rules.
By: Sarah Deeham
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Pucking My Ex
- A Second Chance One Night Stand Romance
- By: Blakely Stone
- Narrated by: Virtual Voice
- Length: 7 hrs and 29 mins
- Unabridged
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I can’t imagine anything worse than running into my hot hockey star ex in Italy. Until a one-night-stand ups the ante with a + pregnancy test. I expected to never see Benton Jeffries again after our messy split. A decade passes before I lay eyes on him again at a friend’s destination wedding. He sure knows how to knock a puck in the hole. Those piercing blue eyes and chiseled jaw should be a hooking penalty. With all willpower officially gone I let him in my hotel room after a day in Sorrento. My walls come down along with my panties. As the sun rises, reality creeps in. I get up and ...
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Virtual Voice Ruined a Great Story
- By Nancy Anne Nesky on 04-25-25
By: Blakely Stone
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Novak Raven
- By: T. S. Joyce
- Narrated by: Virtual Voice
- Length: 7 hrs and 13 mins
- Unabridged
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His entire life, Weston Novak has been followed by the long shadow of his raven shifter people. He’s kept his distance and settled into the Bloodrunner Crew, but his life has just taken a hard right turn. Not only does he have visions of the future now, but a soft-spoken raven shifter named Avery has just tumbled into his life to shake everything up. He knows she’s here for dark reasons, but he can’t help the bone-deep attraction he feels for her. Avery was born to betray him, and he can see what’s coming for him clear as day, so why can’t he leave the timid beauty alone? Avery ...
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Ai not so good but the story was great
- By Mary A Helmerick on 02-27-25
By: T. S. Joyce
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Nanny Negotiations
- The Brotherhood: Legacy, Book 1
- By: Merry Farmer
- Narrated by: Graham Mack
- Length: 7 hrs and 49 mins
- Unabridged
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When Heath Manfred is left in a lurch after an acrimonious divorce, he turns to the Brotherhood for help with finding a nanny for his three-year-old daughter. But the last thing he expects is for the nanny who shows up to interview for the job to be a hunky man. Correction, the last thing he expects is for Aubrey to assume the nanny position is live-in…and for him to go along with that and have Aubrey move in.
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Great narration
- By Michael H on 11-01-24
By: Merry Farmer
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Slateview High: The Complete Series
- A Dark High School Romance
- By: Eva Ashwood
- Narrated by: Lexi Evans
- Length: 20 hrs and 54 mins
- Unabridged
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My whole life, I’ve been groomed as American royalty, raised to be the perfect daughter of the wealthy elite. On my sixteenth birthday, my father bought me an Aston Martin. And on my seventeenth birthday, the Feds took everything away. With my father in prison for fraud and nothing left to our name, my mom and I are forced to move to a tiny house across town, and I transfer to Slateview Public.
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loyalty
- By Tina Ratttay-Green on 03-16-24
By: Eva Ashwood
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Moonstone
- Gems of Wolfe Island, Book One
- By: Helen Hardt
- Narrated by: John Lane, Mackenzie Cartright
- Length: 6 hrs and 21 mins
- Unabridged
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As Moonstone, she was held captive on a tropical island and forced to submit to the twisted and abhorrent desires of rich men. Now, Katelyn Brooks is starting fresh and is determined to reclaim her life. With the help of the Wolfe family, she’s working toward healing…which doesn’t necessarily include falling for a gorgeous waiter. Luke Johnson is a recovering alcoholic who just wants to fly under the radar. He’s not looking for love, but when Katelyn walks through the doors of the restaurant where he works, he’s struck by her beauty and her meekness.
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On the fence!!
- By Captivated Listener!! on 01-29-22
By: Helen Hardt
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All the Pretty Little Lies
- Second Sons, Duet Book 1
- By: Avelyn Paige
- Narrated by: Marie Hawkins, Stephen Borne
- Length: 14 hrs
- Unabridged
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Vesper Rossi has always known her life isn't her own. Born into the notorious Rossi family, her destiny was set—to marry the heir of the ruthless Petrov empire and solidify a deadly alliance. Her intended's twin cousins, Oscar and Zaire, offer her a dangerous lifeline and the chance to escape. When their plan fails, Vesper is taken captive. For two years, she endures unspeakable horrors, her body exploited by a faceless enemy intent on breaking her. Once she serves her purpose, she is sold—not to strangers, but to the very men who failed her.
By: Avelyn Paige
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First Meet Foul
- Central State Football, Book 1
- By: Jacqueline Snowe
- Narrated by: John William Maddux, Macie Miller
- Length: 9 hrs and 51 mins
- Unabridged
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Lorelei Romano thought junior year would be spent living with her best friend, having the best season of her life on the girls’ soccer team and enjoying time with her boyfriend. Instead, she was suddenly single and stuck living with her brother in the football house across the hall from the grumpiest football player on campus. The tight end might be easy on the eyes with his tree-trunk thighs and gorgeous thick hair, but the guy hates her on sight.
By: Jacqueline Snowe
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Fighting the Boss
- An Enemies-to-Lovers Romance (Golden Gate Billionaires Book 2)
- By: Cora North
- Narrated by: Virtual Voice
- Length: 8 hrs and 2 mins
- Unabridged
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My red-hot vacation fling turns out to be my cold-blooded billionaire enemy. The sizzling surfer charmed me out of my bikini for one unforgettable night but that was before I truly knew who he was. Dean Culver is a calculating shark in a thousand-dollar suit. Growing up, his family name was a curse word in my house and now his company’s snapped up my little tech firm, planning to downsize and devour. But, I’ve already lost enough this year. I’m not going down without a fight. After convincing him to give all of us a chance to keep our jobs, he demands we have regular meetings to ...
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Dean and Tabitha
- By MARGUERITE on 02-26-25
By: Cora North
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Brook
- A Small Town BBW Romance
- By: Sadie King
- Narrated by: Virtual Voice
- Length: 1 hr and 34 mins
- Unabridged
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"This is small town romance at its best!” Brook I meet the hottest man I’ve ever seen, and I ugly cry on him. And when I say ugly cry, I mean the whole deal: streaky mascara, puffy eyes, and snot everywhere. Totally embarrassing. And confirmation that my life is officially a hot mess. I’ve inherited my mother’s dog hotel. The building needs repairs, we’re in debt, and my sisters have descended on the house, leaving it a noisy, chaotic mess. Then along comes Owen, making me laugh and cry and tingle all over. But when I find out his secret, I’m devastated. I want nothing more to ...
By: Sadie King
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Flame and Ember
- Regency Love, Book 1
- By: M.A. Nichols
- Narrated by: Madeleine Brolly
- Length: 8 hrs and 36 mins
- Unabridged
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Simon Kingsley is in desperate need of a wife. After years of searching, he finally found love. Unfortunately, she wed another, and now, it is time to settle for someone with whom he can share his life. A friend, a companion, a helpmate. Love is no longer an option for a man whose heart is irrevocably broken. Mina Ashbrook longs for a loving marriage but accepts that at the age of 30, she is unlikely to find it. Facing a lifetime of being the spinster sister living on her brother’s charity, Mina considers something she never thought she would - a marriage of convenience.
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Great narration but hero feet of clay
- By NJ Mom on 02-24-20
By: M.A. Nichols
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Cruel Intentions
- Blackmore University, Book 1
- By: Cora Kent
- Narrated by: Avery Reid, Corvin King
- Length: 8 hrs and 52 mins
- Unabridged
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She bats her eyelashes and pretends she's innocent, but I know the truth. The blood in her veins is made of mud, and I will purify it. Kaye Pennington is the daughter of the woman who ruined my life. Now, I will ruin hers. It's not fair; nothing in life ever is.
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FMC
- By Sleepless Raccoon on 12-16-24
By: Cora Kent
What listeners say about IOU
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- DR
- 11-03-21
Good writing
This a college romance although they are a bit older than freshmen. It was likable and I enjoyed the whole thing. Would be better if plus catalog included this kind and a few edgy ones too! Not a fan of the plus catalog.
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- Ap2514
- 10-06-21
Fun
This is a fun rom com with lots of laughs and sea lion love ;) I enjoyed how the relationship between Maverick and Ainsley developed over the course of the book.
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- NisaWelton
- 09-28-21
IOU
Good story. Wasn’t exactly what I thought but it was good. Narrators were fantastic and really make this audio great. I can’t really put my finger on what the story was missing but I would give it a 4.25 for the story and 5 ⭐️ for Jacob Morgan
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- Cathrine A Cooper
- 09-16-22
Great Story
If you need something to make you laugh and feel good for a few hours, this is the book!
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- Crafty Momma
- 02-05-25
Enjoyable read!!
An enjoyable and fun read. The banter and romance was a great change to my previous few books. Plus the narrator voice was amazing.
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- Rachel (Rrbookreviews)
- 09-29-21
Perfect pair
Audio Review Only: 5/5 🎧
#iou by @authorkristymarie
I loved this book when I first read it. Ainsley is crazy. But I totally want to be friends with her. Maverick has a thick exterior but deep down he really does care.
@therealjacobmorgan and @heatherfirthnarrator did an awesome job with the narration. I thought it was the perfect pair to do this. If you like Kristy books, and listening to audio. This is one for you!
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1 person found this helpful
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- Sajie
- 06-17-22
3.5 Funny Stars
I laughed a lot listening to this audiobook. This is the second time trying out this author. The first time resulted in a DNF. I’m going to try other books from this author. Hopefully this one wasn’t a fluke.
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- Jocelyne
- 07-18-22
I loved it!
This is the first book in the 21 Rumors Series. Wow! I loved it! Ainsley and Maverick's story is original, funny, and sweet. Ainsley is such a wonderful character, sassy, and beautiful. Maverick is enigmatic, and protective. They definitely are perfect together. I loved to follow them in their journey to love. This is a sweet slow burn romance. I liked their banter. The supporting characters are great. Heather Firth and Jacob Morgan did an excellent job with the narration. They are perfect as Ainsley and Maverick. I enjoyed it. Looking forward to listening to The Pretender, the next book in the series.
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- Miranda K
- 10-02-21
Absolutely Perfect!!
The narrators are absolutely perfect for Maverick and Ainsley. I don't know how they can do it, but they pulled me in so fast and hard, the next things I knew, the book was over and I was ready to hit play again. Amazing audiobook for an amazing story.
IOU Forever!
I found my Book Bestie and her name is Ainsley. How can you not love her with her quirky, hilarious, take no prisoners personality who has a love of sea lions.
I'm not sure if I've ever smiled so much through a whole book as I did with this one. Laughing so much throughout.
I for one would love to owe Maverick as many IOU's as he would like. He is mysterious, cocky yet secretly sweet, caring, and just perfect.
The nonstop banter between thee two--the snarky comments, chemistry was perfect. They were perfect in their own non-perfect ways.
This is my first with the audiobook but my second time reading this and it makes me want to start it all over again. This is the book that opened me up to this author and has not disappointed me since. Where has she been all my life?
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1 person found this helpful
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- Jaimie
- 12-28-21
I love these two!!
This is such a great book. The banter between the characters has to be one of my favorite parts!! This is my first book my Kristy and it won't be my last. I really enjoyed her style of writing and the flow of the story!
I really didn't want this story to end!!
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