This audiobook can help your wallet fight weight loss...You have to go on the offensive to make any real change in your financial world. You have to fight against the ideas of the status quo and find creative ways to drive down, what seem to be fixed costs, while finding ways to increase your income. That is what we are going to do throughout this audiobook. This audiobook contains practical and straightforward advice to help you use your time and money effectively. Even if you have zero knowledge about finance, you can follow the ideas in this audiobook!

In Smart Money Smart Kids, financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

Most people know Dave Ramsey as the guy who did stupid with a lot of zeros on the end. He made his first million in his twenties—the wrong way—and then went bankrupt. That’s when he set out to learn what God had to say about managing money and building wealth. As a result, Dave developed the Ramsey Baby Steps and became a millionaire again—this time the right way. After three decades of guiding millions of others through the plan, the evidence is undeniable: the Baby Steps not only work for everyone, but they’re proven to work fast.

Now you can enjoy both of Paxton S. Finnegan's step-by-step guides to a better financial life in one convenient volume containing the complete unabridged versions of You Can't Have My Money! and Hunting Purple Elephants.

Dave Ramsey's New York Times best-selling guide to better living through financial security, now completely revised and updated.

Rachel Cruze shines a spotlight on the most damaging money habit we have: comparing ourselves to others. Then she unpacks seven essential money habits for living the life we really want - a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry.

From a third-generation farmer and successful entrepreneur, Redefining Rich is an entrepreneur’s guide to balancing work and family with the pleasures of the good life, with simple exercises and important lessons to serve everyone from the new sole proprietor to a seasoned CEO.

We may not realize it, but children are hyperaware of money. They have scores of questions about its nuances that parents often don't answer, or know how to answer well. But for Ron Lieber, a personal finance columnist and father, good parenting means talking about money with our kids much more often. When parents avoid these conversations, they lose a tremendous opportunity—not just to model important financial behaviors, but also to imprint lessons about what their family cares about most.

Savvy investors have been using a little-known but clever strategy in real estate for decades, and now, you will learn exactly how to perfect this trade secret! When mastered, house hacking can save you thousands of dollars in monthly expenses, build tens of thousands of dollars in equity each year, and provide the financial means to retire early. In fact, the average house hacker can turn a single-family home or small multifamily property into a cash-flowing investment. You can collect rent that completely covers your living expenses, and then some!

Imagine a life with less: less stuff, less clutter, less stress and debt and discontent - a life with fewer distractions. Now, imagine a life with more: more time, more meaningful relationships, more growth and contribution and contentment - a life of passion, unencumbered by the trappings of the chaotic world around you. What you’re imagining is an intentional life. And to get there, you’ll have to let go of some clutter that’s in the way.

There are, in the United States, a significant and growing number of families who live on less than $2.00 per person, per day. That figure, the World Bank measure of poverty, is hard to imagine in this country - most of us spend more than that before we get to work or school in the morning.

The Free Agent Lifestyle is a guide for men who are looking to improve their lives, not with the intentions of pursuing and impressive others, but for themselves. This lifestyle can be a temporary sabbatical from the plantation of expectation, commitment, and pursuing women, or it can be a lifetime change. There is no greater form of empowerment to have than to realize that this life has so much more to offer those that live free.

In this illuminating guide to living a financially healthier, and happier, life, bestselling author and financial journalist Andrew Hallam demonstrates how you can optimize your income for maximum happiness by investing responsibly and living according to your values. You’ll find tips for using robo investors, insights for investing in socially responsible funds, and how to craft a personal budget that aligns your spending with what you hold most dear.

For the millions of people in their 50s and 60s who find themselves out of work, unable to find a job, and financially incapable of retiring, here’s a practical plan for getting past any blame or shame, overcoming denial, and finding a path to a new normal. In 55, Underemployed, and Faking Normal, Elizabeth invites you to join her in looking beyond your immediate surroundings and circumstances to what is possible in the new normal of financial insecurity.

Unlike most retirement planning and lifestyle books that focus on investing - or at the other end of the spectrum, on how to get the senior discount on a Grand Slam Breakfast at Denny's - this new book from Jeff Yeager, America's favorite cheapskate, makes the compelling case that you can have a joyous, worry-free retirement by merely spending smart and focusing on what you truly want and expect out of retirement.

How happy would you be if you had all the money in the world? We spend endless hours obsessing over our budgets and investments, trying to figure out ways to stretch every dollar. We try to follow the advice of money gurus and financial planners, then kick ourselves whenever we spend too much or save too little. For all of the stress and effort we put into every choice, why are most of us unhappy about our finances? According to Laura Vanderkam, the key is to change your perspective.

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

Meet Steve and Annette Economides. They've been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children.

Written by Gary Keller, Dave Jenks and Jay Papasan, the authors behind national best-sellers The Millionaire Real Estate Agent, The Millionaire Real Estate Investor, and SHIFT, Your First Home lays out the many benefits of home ownership, provides a practical eight-step process, and emphasizes the value of working with a team of qualified professionals to ensure a smooth process.

In the first book to identify demographically proven happiness hotspots worldwide, researcher and explorer Dan Buettner documents the happiest people on earth and reveals how we can create our own happy zones. Detailing extraordinary new discoveries and meticulous research on four continents, Buettner observes happiness in unlikely places and gleans surprising insight into what generates contentment and what it means to thrive.

For nearly 70 years, the suburbs were as American as apple pie. But in recent years things have started to change. An epic housing crisis revealed existing problems with this unique pattern of development, while the steady pull of long-simmering economic, societal and demographic forces has culminated in a Perfect Storm that has led to a profound shift in the way we desire to live. In The End of the Suburbs journalist Leigh Gallagher traces the rise and fall of American suburbia from the stately railroad suburbs that sprung up outside American cities in the 19th and early 20th centuries to current-day sprawling exurbs.

Dave Ramsey's New York Times best-selling guide to better living through financial security, now completely revised and updated.

As financial stress mounts and an economic crash looms, Wired for Wealth shows you that the biggest threat to your financial health is not a recession; it's your brain. Markets go up and markets go down, but one fact holds true: Your money scripts - the unconscious core beliefs you hold about money - will determine whether you win or lose in the long run. But there is hope.

To become a millionaire, you have to think like one. The Millionaire Mind shows you how. Also available: The Millionaire Next Door.

After conducting an intensive study of happy retirees to learn the financial practices they hold in common, Moss discovered that it doesn't take financial genius, millions of dollars, or sophisticated investment skills to ensure a safe, solid retirement. All it takes is five best practices.

It's a rite of passage almost no one will escape: the difficult, emotional journey of downsizing your or your aging parents' home. Here, nationally syndicated home columnist Marni Jameson sensitively guides listeners through the process, from opening that first closet, to sorting through a lifetime's worth of possessions, to selling the homestead itself.

The rich have always been different from you and me, but this revealing and funny journey through Richistan entertainingly shows that they are more different than ever. Richistanis have 400-foot-yachts, 30,000-square-foot homes, house staffs of more than 100, and their own "arborists". They're also different from Old Money, and have torn down blue-blood institutions to build their own shining empire.

Nobody who works hard should be poor in America, writes Pulitzer Prize-winner David Shipler. Clear-headed, rigorous, and compassionate, he journeys deeply into the lives of individual store clerks and factory workers, farm laborers and sweat-shop seamstresses, illegal immigrants in menial jobs and Americans saddled with immense student loans and paltry wages. They are known as the working poor.

There are 168 hours in a week. This book is about where the time really goes, and how we can all use it better. It's an unquestioned truth of modern life: we are starved for time. With the rise of two-income families, extreme jobs, and 24/7 connectivity, life is so frenzied we can barely find time to breathe. We tell ourselves we'd like to read more, get to the gym regularly, try new hobbies, and accomplish all kinds of goals.

Behavioral economist Dan Ariely revolutionized the way we think about ourselves, our minds, and our actions in his books Predictably Irrational, The Upside of Irrationality, and The Honest Truth About Dishonesty. Ariely applies this scientific analysis of the human condition in his "Ask Ariely" Q and A column in the Wall Street Journal, in which he responds to readers who write in with personal conundrums ranging from the serious to the curious.