
The Debt Free Cycle: The Ten Steps Out of Debt Workbook
Failed to add items
Add to Cart failed.
Add to Wish List failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed
$0.00 for first 30 days
Buy for $6.99
No default payment method selected.
We are sorry. We are not allowed to sell this product with the selected payment method
-
Narrated by:
-
Virtual Voice
-
By:
-
John Endris

This title uses virtual voice narration
About this listen
This is the workbook that will show you how to get out of debt forever.
Do you feel frustrated and trapped by your debt? Have you just given into the vicious cycle of debt? If so, this workbook will become the first step in your journey toward financial freedom. Whether you have gotten in debt with one bad decision or a series of poor choices, it is not too late to take steps in the right direction. This is not a self-help book that will just inspire you, but leave you wondering what steps to take. These ten actionable steps are designed to conquer your debt, and help you leave the cycle of debt behind forever.
John Endris, a finance professional, lifelong investor, and MBA will show you how to switch from the cycle of debt to the debt free cycle. After this work book your will know how to:
- Build your credit while paying off your worst debt.
- Easily measure your progress.
- Identify bad financial products and terms
- Analyze which debt you need to pay off first
- Target and eliminate your worst debt
- Assess your personal risks and opportunity costs
- Set fun milestones to zero out your credit accounts.
- And much, much more...
Plus, there are action steps in every section, so you can immediately implement all of the debt free cycle steps. By doing so, you'll rediscover what it's like to be in control again. Rather than pay over ten dollars for a long winded e-book, buy this pragmatic workbook that you can read over and over for less than the cost of a pack of gum.
There is no catch, the world is better without bad debt. Get this workbook and escape your depressing cycle of debt forever.
People who viewed this also viewed...
-
Living Frugal And Loving It
- 40 Creative Ways To Save Money And Live Debt Free For Life
- By: Kathy Stanton
- Narrated by: Virtual Voice
- Length: 35 mins
- Unabridged
-
Overall
-
Performance
-
Story
Want To Discover 40 Creative Ways To Save Money And Live Debt Free For Life? This Book Will Show You Practical Changes To Achieve This! Do you find that you are looking for creative ways to start saving money right now? Would you like to read a simple step by step guide that will teach you how to live debt free? If the answer is yes then this is the book for you! There is not a better time than NOW to begin saving money and changing your spending habits.Many people think that living frugally means you have to deny yourself the things you love, this doesn’t have to be the case. In this ...
By: Kathy Stanton
-
The No-Spend Challenge Guide
- How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams
- By: Jen Smith
- Narrated by: Virtual Voice
- Length: 2 hrs and 46 mins
- Unabridged
-
Overall
-
Performance
-
Story
**UPDATED FOR 2022!** In this book, you’ll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, co-host of the #1 frugal living podcast, Frugal Friends Podcast, went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using ...
-
-
Great guide for beginners
- By Meghan D. on 04-08-25
By: Jen Smith
-
5 Simple Steps to Get Out of Debt: Live Debt-Free & Experience Financial Freedom
- By: Violet James
- Narrated by: Virtual Voice
- Length: 26 mins
- Unabridged
-
Overall
-
Performance
-
Story
Tired of Living Paycheck to Paycheck? Discover the Simple Plan to Get Out of Debt and Build a Better Future If you're burdened by credit card debt, loans, or rising expenses—and wondering how to finally get out of debt—this book is your starting point to a life of financial freedom. "5 Simple Steps to Get Out of Debt: Live Debt-Free & Experience Financial Freedom" is your no-fluff guide to breaking the chains of debt. With clear, practical advice, this Kindle personal finance book will help you create a simple budget, stop overspending, and master your money—fast. Inside you’ll ...
By: Violet James
-
The 30-Day Money Cleanse
- Take Control of Your Finances, Manage Your Spending, and De-Stress Your Money for Good
- By: Ashley Feinstein Gerstley
- Narrated by: Teri Schnaubelt
- Length: 2 hrs and 59 mins
- Unabridged
-
Overall
-
Performance
-
Story
Like food, money is something all of us use but none of us talk about - creating a stressful relationship that most of us suffer from, obsess over, and try to avoid altogether because it feels too impossible to manage. No matter your income, understanding and controlling your own financial position will allow you to not just exist securely, but to be happy and free in your choices.
-
-
TOO WHIMSICAL
- By Courtney Kimbrough on 12-21-19
-
Think Like A Millionaire: How A Millionaire Mindset Can Change Your Life . Strategies for Building Wealth and Achieving Financial Freedom
- By: Adam Diesel
- Narrated by: Virtual Voice
- Length: 3 hrs and 15 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you want to have a millionaire mindset? Think Like a Millionaire: How a Mindset Can Change Your Life, will break you free from limiting beliefs, and embark on a journey towards achieving a millionaire mindset! Think Like a Millionaire will guide you step by step to create a millionaire mindset that will enable you to make the most of your potential. This book contains powerful strategies and tips on how to get rid of limiting beliefs, set achievable goals, and how to take action and achieve success. Furthermore, simple steps on how to develop effective habits and routines are thoroughly ...
-
-
A great read
- By Joe Marg on 01-01-25
By: Adam Diesel
-
How to Achieve Financial Independence and Retire Early
- By: JD Roth, The Great Courses
- Narrated by: JD Roth
- Length: 4 hrs and 39 mins
- Original Recording
-
Overall
-
Performance
-
Story
In this audiobook, Roth takes you inside the trending world of financial independence and early retirement, giving you the tools both to achieve financial independence and to improve the quality of your everyday life. You'll explore the ins and outs of the "FIRE movement", a collection of ideas and habits that allow people to manage their money so they can quit working while they're young. You'll consider the shockingly simple math behind financial freedom.
-
-
I expected more from a great courses audio book
- By Tony on 03-07-21
By: JD Roth, and others
-
Living Frugal And Loving It
- 40 Creative Ways To Save Money And Live Debt Free For Life
- By: Kathy Stanton
- Narrated by: Virtual Voice
- Length: 35 mins
- Unabridged
-
Overall
-
Performance
-
Story
Want To Discover 40 Creative Ways To Save Money And Live Debt Free For Life? This Book Will Show You Practical Changes To Achieve This! Do you find that you are looking for creative ways to start saving money right now? Would you like to read a simple step by step guide that will teach you how to live debt free? If the answer is yes then this is the book for you! There is not a better time than NOW to begin saving money and changing your spending habits.Many people think that living frugally means you have to deny yourself the things you love, this doesn’t have to be the case. In this ...
By: Kathy Stanton
-
The No-Spend Challenge Guide
- How to Stop Spending Money Impulsively, Pay off Debt Fast, & Make Your Finances Fit Your Dreams
- By: Jen Smith
- Narrated by: Virtual Voice
- Length: 2 hrs and 46 mins
- Unabridged
-
Overall
-
Performance
-
Story
**UPDATED FOR 2022!** In this book, you’ll learn how to use No-Spend Challenges to reach your financial goals faster and transform your spending habits to finally be able to stick to a budget. Budgeting and money management are some of the hardest concepts for people to nail down. You can have all the knowledge available and suck at executing it. Jen Smith, co-host of the #1 frugal living podcast, Frugal Friends Podcast, went from not being able to stick to a budget longer than two weeks to paying off $78,000 of debt in less than two years. She shares her experiences and strategies using ...
-
-
Great guide for beginners
- By Meghan D. on 04-08-25
By: Jen Smith
-
5 Simple Steps to Get Out of Debt: Live Debt-Free & Experience Financial Freedom
- By: Violet James
- Narrated by: Virtual Voice
- Length: 26 mins
- Unabridged
-
Overall
-
Performance
-
Story
Tired of Living Paycheck to Paycheck? Discover the Simple Plan to Get Out of Debt and Build a Better Future If you're burdened by credit card debt, loans, or rising expenses—and wondering how to finally get out of debt—this book is your starting point to a life of financial freedom. "5 Simple Steps to Get Out of Debt: Live Debt-Free & Experience Financial Freedom" is your no-fluff guide to breaking the chains of debt. With clear, practical advice, this Kindle personal finance book will help you create a simple budget, stop overspending, and master your money—fast. Inside you’ll ...
By: Violet James
-
The 30-Day Money Cleanse
- Take Control of Your Finances, Manage Your Spending, and De-Stress Your Money for Good
- By: Ashley Feinstein Gerstley
- Narrated by: Teri Schnaubelt
- Length: 2 hrs and 59 mins
- Unabridged
-
Overall
-
Performance
-
Story
Like food, money is something all of us use but none of us talk about - creating a stressful relationship that most of us suffer from, obsess over, and try to avoid altogether because it feels too impossible to manage. No matter your income, understanding and controlling your own financial position will allow you to not just exist securely, but to be happy and free in your choices.
-
-
TOO WHIMSICAL
- By Courtney Kimbrough on 12-21-19
-
Think Like A Millionaire: How A Millionaire Mindset Can Change Your Life . Strategies for Building Wealth and Achieving Financial Freedom
- By: Adam Diesel
- Narrated by: Virtual Voice
- Length: 3 hrs and 15 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you want to have a millionaire mindset? Think Like a Millionaire: How a Mindset Can Change Your Life, will break you free from limiting beliefs, and embark on a journey towards achieving a millionaire mindset! Think Like a Millionaire will guide you step by step to create a millionaire mindset that will enable you to make the most of your potential. This book contains powerful strategies and tips on how to get rid of limiting beliefs, set achievable goals, and how to take action and achieve success. Furthermore, simple steps on how to develop effective habits and routines are thoroughly ...
-
-
A great read
- By Joe Marg on 01-01-25
By: Adam Diesel
-
How to Achieve Financial Independence and Retire Early
- By: JD Roth, The Great Courses
- Narrated by: JD Roth
- Length: 4 hrs and 39 mins
- Original Recording
-
Overall
-
Performance
-
Story
In this audiobook, Roth takes you inside the trending world of financial independence and early retirement, giving you the tools both to achieve financial independence and to improve the quality of your everyday life. You'll explore the ins and outs of the "FIRE movement", a collection of ideas and habits that allow people to manage their money so they can quit working while they're young. You'll consider the shockingly simple math behind financial freedom.
-
-
I expected more from a great courses audio book
- By Tony on 03-07-21
By: JD Roth, and others
-
The 7 Principles of Public Speaking
- Proven Methods from a PR Professional
- By: Richard Zeoli
- Narrated by: Peter Johnson
- Length: 5 hrs
- Unabridged
-
Overall
-
Performance
-
Story
Whether you are looking to position yourself as an industry expert, extend your sphere of influence, or gain the support and backing of vital constituencies, The 7 Principles of Public Speaking will give you the tools you need to achieve your goal.
-
-
Don't waste your money and time
- By Mart on 10-16-13
By: Richard Zeoli
-
Frugal Minimalism And Loving It
- 50 Proven Steps To Live A Minimalist Lifestyle, Clear Your Clutter And Live With Less
- By: Kathy Stanton
- Narrated by: Virtual Voice
- Length: 40 mins
- Unabridged
-
Overall
-
Performance
-
Story
Discover 50 Proven Steps To Live A Minimalist Lifestyle, Clear Your Clutter And Live With Less! Today only, get this Amazon bestseller for just $2.99. Regularly priced at $5.99. Read on your PC, Mac, smart phone, tablet or Kindle device. You’re about to discover 50 proven steps and strategies on how to make changes in your life to live a frugal minimalist lifestyle and live your life clutter free. Each chapter in this book will help you make all of the changes needed in order to help you live a minimalist lifestyle. You will find numerous tips and strategies that you can start doing right...
-
-
Not enjoyable
- By Sha on 05-22-25
By: Kathy Stanton
-
Budgetology
- Three Easy Methodologies To Make Yourself Save More, Spend Less, Fight Spending Triggers, But Live How You Want
- By: John Endris
- Narrated by: Virtual Voice
- Length: 1 hr and 40 mins
- Unabridged
-
Overall
-
Performance
-
Story
Does budgeting seem overly complex and constantly overwhelming? Budgetology will help you figure out how to turn your random expenses into a functional budget that you can stick to, so you only spend exactly what you need and nothing else. This book is designed to give you actionable solutions for the two most challenging money problems there are. 1. How to select a budget and customize/personalize it to fit YOU and YOUR lifestyle. 2. How to identify your spending cravings so you do not have to sacrifice the fun stuff. This book will give you three proven budget methodologies, and show you ...
-
-
Good Info
- By Austin on 06-25-25
By: John Endris
-
Investing for Dummies, 9th Edition
- By: Eric Tyson MBA
- Narrated by: Peter Lerman
- Length: 18 hrs and 54 mins
- Unabridged
-
Overall
-
Performance
-
Story
Investing for your future is wise and essential. Of course, you want to make solid investment choices and minimize mistakes. This updated, best-selling guide educates you on investing concepts and lingo, so you can make the best decisions in all economies and markets. Understanding how to find and make smart investments is a skill that can be learned, and this book by money-pro Eric Tyson will help you by discovering how to weigh risk vs. return, offering tips on choosing stocks and funds, getting started in real estate and small business, and so much more.
-
-
good info, very annoying narration
- By Gijs de laat on 02-06-22
By: Eric Tyson MBA
-
Sound Therapy: Emotional Stability (285.5 Hz)
- By: Audible Sleep
- Narrated by: Abi Horton
- Length: 24 mins
- Original Recording
-
Overall
-
Performance
-
Story
This meditation harnesses the healing properties of 285.5 Hertz, a frequency that promotes emotional stability. Known for its grounding effects, this tone helps to restore emotional balance and reduce feelings of anxiety or instability. By immersing yourself in these vibrations, you can find a sense of calm and resilience in your emotional journey.
-
-
gave me anxiety attack... twice
- By Brandi on 01-22-25
By: Audible Sleep
-
Declutter Your Home and Simplify Your Life
- By: Sophie Largen, The Great Courses
- Narrated by: Sophie Largen
- Length: 1 hr and 17 mins
- Original Recording
-
Overall
-
Performance
-
Story
Sophie Largen has made it her passion project to help motivate and encourage others by providing tips for efficient cleaning, organizing, and productivity. This practical guide will walk you through decluttering your spaces step by step. It will help you work through common pitfalls, and it will provide you with a plan for success for achieving a simplified—and more joyous—life.
-
-
Not Realistic but It has Some Good Ideas
- By Gilbert M. Stack on 01-05-23
By: Sophie Largen, and others
Awesome
Something went wrong. Please try again in a few minutes.
it makes sense and gives steps to take
Something went wrong. Please try again in a few minutes.