Carl is interviewed by the "Next Level Love Stories" podcast.

In this inspiring episode of "Next Level Love Stories," hosts Dr. Jenny Wallach and Calvin Osili welcome Carl and Rachel, a dynamic couple from the UK who have not only built a successful relationship over six years but have also grown a multi-million dollar business together since 2021. The episode delves into their unique love story, beginning with a Tinder match orchestrated by Carl's daughter, and explores the challenges they faced while navigating the demands of entrepreneurship during the pandemic. Carl and Rachel share their journey of resilience, highlighting the importance of honesty, trust, and open communication in both their personal and professional lives. They discuss the trials of running a business together, including the emotional and physical toll it took on them, and how their unwavering support for each other helped them overcome these obstacles. Listeners will gain valuable insights into the dynamics of successful partnerships, the significance of maintaining individual space, and the power of forming a strong, united front against external pressures.

KEY TAKEAWAYS

1. Importance of Honesty and Communication : Open and honest communication is foundational in their relationship. They emphasize sharing everything, including financial matters, to maintain trust and transparency.
2. Support Through Challenges : The couple faced significant hardships while building their business, including long hours and physical exhaustion. Their mutual support during these tough times strengthened their bond and resilience.
3. Compartmentalization of Roles : They have established clear roles within their business, which helps minimize conflict. This structure allows them to focus on their respective responsibilities while still supporting each other.
4. Creating a Safe Space for Emotions : They recognize the importance of allowing each other space to express emotions without taking it personally. This understanding fosters a supportive environment where both partners can vent frustrations without fear of conflict.
5. Forming a Two-Handed Circle : They advocate for keeping relationship issues private and resolving them together, rather than involving outside opinions. This approach helps protect their relationship from external negativity and strengthens their partnership.

BEST MOMENTS

1. Carl: "My daughter basically took over my Tinder account. She was like, no, no, no, no. And all of a sudden she goes, ah, this one will do. That's what she said."
2. Rachel: "I didn't have no swipes left. So me and my sister went shopping, and I went on Tinder again and I was like, hmm, he seems interesting."
3. Carl: "We powered through it, didn't we? There was one Christmas time in particular where we had nine staff and five of them phoned in sick."
4. Rachel: "When we come back, we plan, we say, look, no, today, this is our day. Like Saturday, for example, we sat on the sofa and watched Married at First Sight for six hours."
5. Carl: "If you have a problem in your relationship, we will resolve it together. What we do not do is involve other people in our relationship issues."

VALUABLE RESOURCESHOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode, Carl explores the intriguing concept of generating wealth without using personal funds, emphasising that both seasoned investors and everyday individuals can leverage this strategy. The discussion revolves around the "wealth triangle," which consists of money, time, and skill, and how individuals can find investors willing to finance their ventures. The host shares personal anecdotes, including a successful business acquisition made with no money down and collaborations with property investors using SAS pensions. Throughout the episode, the importance of transparency regarding risks and the necessity of solid contracts when dealing with other people's money are highlighted. Listeners are encouraged to learn from past mistakes and adapt their strategies to build resilience in their business endeavors.

KEY TAKEAWAYS

1. Wealth Generation Without Personal Funds : It's possible to generate wealth without using your own money by leveraging the resources of others, such as investors who have capital but lack the time or skills to execute their plans.
2. Understanding the Wealth Triangle : The wealth triangle consists of three components: money, time, and skill. Individuals can succeed by finding the right balance among these elements, even if they start with no money.
3. Importance of Transparency with Investors : When seeking investments, it's crucial to be open about the risks involved. Clear communication and legal compliance are essential to build trust and avoid potential legal issues.
4. Win-Win Business Deals : Successful business transactions can occur without both parties feeling pain. It's possible to create arrangements where everyone benefits, leading to long-term relationships and future opportunities.
5. Learning from Failures : Not every business venture will succeed, and it's important to learn from failures. Analyzing what went wrong and adapting strategies can help build resilience and improve future business decisions.

BEST MOMENTS

1. "How crazy is it that you don't need your own money in order to generate wealth?"
2. "There are lots of opportunities in the world that people with money like the idea of but don't know how to execute."
3. "I went away that night and I had to think... we put an offer together which basically was we will pay you an amount of money every month from the profits of the business."
4. "It's not always about pain. If you can make a business deal work where everybody wins, you are absolutely golden."
5. "When you use other people's money, you do have to fully explain the risks to that individual."

VALUABLE RESOURCESHOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode, Carl challenges the common belief that one must own a home to become a property landlord. Drawing from personal experience, he explains how it's possible to invest in rental properties without first owning a residence. The discussion covers various strategies for entering the property market, including using a buy-to-let approach, refinancing, and leveraging rental income to increase affordability for future purchases. Carl also highlights innovative methods like Rent to Serviced Accommodation and the option to purchase, showcasing how these strategies can lead to significant financial gains. Listeners are encouraged to explore free resources and events to learn more about property investment, emphasizing the potential for building wealth through real estate.

KEY TAKEAWAYS

1. Myth of Home Ownership : It's a common misconception that you must own your own home to become a property landlord. This is not true; you can start investing in rental properties without owning a primary residence.
2. Lender Accessibility : While owning a home may increase the number of lenders willing to provide loans, it is still possible to secure financing for buy-to-let properties through specialist brokers and lenders, even if you don't own a home.
3. Investment Strategies : Various strategies exist for entering the property market, such as using a deposit intended for a personal home to purchase a buy-to-let property, or utilizing rent-to-serviced accommodation models to generate income.
4. Equity and Affordability : Building a portfolio of rental properties can increase your income and improve your borrowing capacity, allowing you to afford a home for personal use later on.
5. Educational Opportunities : Attending property investment events, such as the Multiple Streams of Property Income event, can provide valuable insights and strategies for aspiring landlords, even if there may be a sales pitch involved.

BEST MOMENTS

1. "How crazy is it that you don't actually need to own your own house to become a property landlord?"
2. "The pool of lenders who will lend you money... reduces. That's what actually changes."
3. "I bought a buy-to-let property, which was for a 25% deposit."
4. "You can actually flip this on its head and take that deposit... and start investing it in other properties."
5. "There's lots of different things you can do in property to make money."

VALUABLE RESOURCESHOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode, Carl debunks ten common lies about making money that often hold people back from achieving financial success. From the misconception that you need a lot of money to start a business to the belief that only those with a wealthy background can succeed, the host provides insights and real-life examples to challenge these myths. The discussion emphasizes the importance of mindset, creativity, and hard work over traditional qualifications and connections. Listeners are encouraged to rethink their approach to money-making opportunities, highlighting that success is accessible to anyone willing to put in the effort, regardless of their background or circumstances.

KEY TAKEAWAYS

1. Starting Capital is Not Essential : You don't need a lot of money to start making money. Many successful ventures have begun with minimal investment, demonstrating that creativity and resourcefulness can lead to financial success.
2. Background Does Not Determine Success : Coming from a wealthy background is not a prerequisite for making money. Individuals from humble beginnings can develop a strong desire to succeed, which can drive them to achieve their financial goals.
3. Networking is Important, but Not Mandatory : While having a network can be beneficial, it is not necessary to know many people before starting a business. Valuable products or services can attract customers regardless of your existing connections.
4. Education and Experience Are Not Barriers : A formal degree or extensive business experience is not required to succeed in business. Practical knowledge, willingness to learn, and the ability to identify market needs are more critical factors.
5. Credit is Not the Only Path to Funding : Access to funding does not solely depend on having good credit. There are various alternative financing options available, including personal networks, joint ventures, and creative investment strategies.

BEST MOMENTS

1. "Never in human history has it been easier to make money starting from zero."
2. "Business doesn't discriminate. You can make money, male, female, if you identify as something else altogether, that's entirely fine."
3. "You don't have to come from a wealthy background. You can come from a poor background and still make it in business."
4. "You can have zero experience in business and still make money. Business at its most simple format is, I have something that you want or need."
5. "You don't need a degree to get money. What you need is a willingness to show that you can cut through all the bullshit."

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode of the Lazy Wealth Creation podcast, host Carl engages in a compelling conversation with Nishanthan Ranganathan, a care service coordinator from Sri Lanka who has been working in the UK for nearly two years. They discuss the growing demand for skilled overseas workers in various sectors, particularly healthcare, and the challenges newcomers face, including scams related to driving licenses and car insurance. Nish shares his personal experiences of arriving in the UK, navigating the job market, and the importance of building a good credit score. The episode offers valuable insights and practical advice for overseas workers, emphasizing the significance of finding reputable employers, adapting to a new culture, and the potential for career advancement in the UK.

KEY TAKEAWAYS

1. Awareness of Scams : Overseas workers, particularly in the UK, should be vigilant about scams related to car insurance and job placements. Many individuals may be targeted by scammers promising cheap insurance or guaranteed jobs, which can lead to significant financial and legal troubles.
2. Importance of Research : Before accepting job offers or purchasing services, it's crucial to research potential employers and service providers. Checking for legitimate registration with regulatory bodies, such as the Care Quality Commission (CQC), and reading reviews can help avoid fraudulent situations.
3. Building Credit History : New arrivals in the UK should focus on establishing a good credit score as it opens up opportunities for loans, mortgages, and other financial products. This can be achieved by obtaining a UK provisional driving license, registering to vote, and responsibly managing credit cards.
4. Willingness to Work : Success in the UK job market, especially in sectors like care, often requires a strong work ethic and a willingness to take on various roles. Many overseas workers start in entry-level positions but can quickly advance by gaining experience and demonstrating their skills.
5. Networking and Community : While it’s natural for overseas workers to seek out familiar communities, expanding professional networks beyond cultural or religious groups can lead to better job opportunities and personal growth. Engaging in local professional networks can provide valuable resources and connections.

BEST MOMENTS

1. Nish Ranganathan: "When I came to the UK, I had to face a lot of problems... especially the driving license and getting housing and buying car insurance. There are a lot of scams going on at the minute."
2. Nish Ranganathan: "I applied in 24 hours. As far as I remember, I applied over 50 jobs. Then I got interviews for over 20."
3. Nish Ranganathan: "If you're working as a carer, take that as an opportunity to educate yourself and gain experience as much as possible. There is an opportunity for you everywhere."
4. "Don't buy any type of vehicle insurance from somebody who you don't know, who is contacting you from any sort of social media site."
5. "When you are looking for work, go to a reputable company. They will have their own recruitment website anyway."

HOST BIO

Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode of Lazy Wealth Creation, Carl explores the idea of creating personalised gifts as a cost-effective alternative to expensive store-bought items. By sharing anecdotes and examples, such as a friend's delicious Cinnabons and a client's beautiful handmade cards.

KEY TAKEAWAYS

• Personalised Gifts: Instead of purchasing expensive gifts, consider creating personalised gifts using your own skills, such as painting, baking, or DIY projects. These thoughtful gestures can mean a lot to the recipient.
• Skill Utilisation: Identify your unique skills and talents that can be offered as gifts or services to friends and family. This not only saves money but also allows you to share your abilities with others.
• Promoting Your Craft: Use the free gifts or services you provide as a way to promote your skills on social media. By showcasing your work, you can attract potential paying customers and build a small business.
• Community Engagement: Consider how your skills can benefit others in your community. For example, creating handmade items for local charities or groups can provide value while also supporting a good cause.
• Feedback and Interaction: Engage with your audience by encouraging them to share their experiences and ideas related to money-saving and wealth creation. This interaction can foster a sense of community and provide inspiration for others.

BEST MOMENTS
"Instead of buying those gifts for people that you care about... why not create your own gifts?"

"What skills, what gifts do I have that I can give to somebody else... that go a long way?"

"You'd be surprised how many people, particularly of an older generation, don't know how to put a Wi-Fi password in."

"You can use those free gifts... and promote that online as if it was a paying customer."

"Sometimes it's not necessarily about making money for yourself. It can be about helping other people."

VALUABLE RESOURCES
HOST BIO
Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode of the Lazy Wealth Creation podcast, Carl explores innovative ways to live rent-free by utilising house-sitting opportunities through platforms like Trusted House Sitters. Listeners are introduced to the concept of caring for pets while enjoying a beautiful home, all for a minimal annual fee.

KEY TAKEAWAYS

• House Sitting Opportunity: You can live rent-free by house sitting for pet owners who are traveling. Websites like Trusted House Sitters connect you with homeowners looking for someone to care for their pets and property.
• Cost-Effective Solution: The annual fee for using house sitting services is relatively low (around £120), which is significantly cheaper than traditional rent prices, especially in areas like London.
• Diverse Pet Sitting Market: There is a niche market for pet sitting that goes beyond dogs and cats. Consider offering services for less common pets like rodents, reptiles, and even tropical fish, as many pet owners need care for these animals when they travel.
• Potential for Income: By combining house sitting with pet sitting services in the local area, you can create a full-time business model that allows you to live rent-free while also earning money.

BEST MOMENTS
"What I'm talking about is, there are lots of people who travel... and they want the peace of mind that their little doggies and little cats are kept safe."

"You can go on there, sign up, it's 120 pounds for the year... 120 quid rent free. Think about that."

"There's a real niche market there for people who... want to go away for a weekend; you could be a rodent sitter or pet sitter."

"If you can't find 10 customers in your area who need somebody to look after their rat or their cat or their dog, something is wrong here."

"Just because you're staying in someone's house, you can still look after other people's pets in the same area that could be your job."

VALUABLE RESOURCES

HOST BIO
Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.

In this episode of Lazy Wealth Creation, Carl dives into the world of coupons and how they can be a powerful tool for saving money and generating income. Carl shares personal anecdotes about utilizing coupons from local shops and online platforms like Groupon, emphasising that these savings can add up to thousands of pounds over the year.

KEY TAKEAWAYS

• Utilize Coupons for Savings: Coupons can lead to significant savings on everyday purchases, such as groceries and takeaways. By paying attention to local coupons, individuals can save hundreds or even thousands of pounds annually.
• Start a Service-Based Business: There are various low-cost service opportunities, such as shopping assistance for the elderly or dog walking, that can be initiated with minimal investment (around £200). Offering coupons can attract initial customers and help establish a client base.
• Leverage Online Platforms: Websites like Groupon and Bark can be useful for finding deals and connecting with potential clients. However, creating your own promotional materials, like leaflets with discounts, can be a more direct way to reach customers.
• Offer Companionship Alongside Services: In addition to practical services like shopping or dog walking, providing companionship can add value. Simple gestures, like making tea or spending time with clients, can enhance the service experience.
• Training and Insurance are Key: For service-based businesses, investing in training and obtaining necessary insurance (e.g., for dog walking) is crucial. This ensures professionalism and builds trust with clients, making it easier to grow the business.

BEST MOMENTS

"You can utilize these coupons, and they will save you an absolute fortune."

"To set that entire service up would cost you less than 150 quid."

"People love coupons. They love the fact that they're going to save some money."

"Dog walking insurance, £63 I checked the other day, £63 for a whole year to walk people's pooches for them."

VALUABLE RESOURCES

HOST BIO
Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod."

Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s.

Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom.