Episodes

  • Episode 340: Unlocking Wealth through Alternative Investing, with Eddie Speed

    Episode 340: Unlocking Wealth through Alternative Investing, with Eddie Speed
    Jun 11 2025

    Eddie Speed is renowned as one of the nation's top note educators with more than 40 years of experience. He founded NoteSchool, an esteemed training company that focuses on educating individuals about purchasing both performing and non-performing discounted mortgage notes.

    His structured note-investing education has led thousands of students to success. Additionally, he holds the positions of Owner and President at Colonial Funding Group LLC. specializing in acquiring and brokering discounted real estate secured notes. Furthermore, Eddie is a principal in a family of Private Equity funds dedicated to acquiring bulk portfolios of notes.

    What You Will Learn:

    • Who is Eddie Sppes?
    • What prompted Eddie Speed to enter the note buying business at such a young age?
    • How did Eddie’s father-in-law influence his career in real estate?
    • What significant experiences has Eddie had during his 44 years in the note investing industry?
    • What does it mean to buy a note, and how does it differ from traditional real estate investing?
    • How does Eddie structure the notes he buys to ensure they are more valuable?
    • What advantages do notes offer compared to traditional rental properties?
    • What are the key benefits of investing in notes that Eddie highlights for potential investors?
    • What initial steps should someone take when considering investing in owner financing?
    • How can individuals without cash still succeed in real estate investing?
    • What are the key risks associated with note investing, and how can they be mitigated?
    • Why is it important to start with a good piece of property in note investing?
    • How does the current economic climate influence the note investing market?
    • What factors affect the timing of note investing opportunities?
    • What options are available for students interested in working with your coaching program?
    • What benefits does note investing offer for real estate agents?
    • Eddie shares his contact information so that everyone can reach him.

    Additional Resources from Eddie Sppes:

    • Website: noteschool.com, colonialfundinggroup.com
    • Email: max@noteschool.com
    • Phone: +1817-410-4103
    • LinkedIn: https://www.linkedin.com/company/noteschool/
    • Facebook: https://www.facebook.com/thenoteschool
    • X: https://x.com/TheNoteSchool
    • Instagram: https://www.instagram.com/thenoteauthority/#
    • YouTube: https://www.youtube.com/@NoteSchool

    Attention Investors and Agents

    • Are you looking to grow your business?
    • Need to connect with aggressive like-minded people like yourself?
    • We have all the right tools, knowledge, and coaching to positively effect your bottom line.
    • Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation!

    Our NEW book is out...order yours NOW!

    Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift?

    Get your copy here: https://amzn.to/3SV0khX

    HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg
    Show more Show less
    38 mins
  • Episode 339: Understanding Tax Compliance, with Carlos Samaniego EA

    Episode 339: Understanding Tax Compliance, with Carlos Samaniego EA
    Jun 4 2025
    Carlos Samaniego is a recognized tax resolution expert, dynamic speaker, and founder of Tax Debt Consultants, LLC. Licensed by the U.S. Department of Treasury as an Enrolled Agent (EA), he specializes in resolving complex IRS and state tax issues for self-employed professionals and small business owners. Carlos is a best-selling author who co-authored Never Give Up with sports commentator Dick Vitale and wrote How to Make the IRS an Offer They Can't Refuse, sharing his personal journey and strategies for overcoming tax troubles. His upcoming book, The FTB Taxpayer Survival Guide, offers essential advice for handling tax disputes with the California Franchise Tax Board. Carlos has received the Quilly Award and the Expy Award, recognizing his contributions to tax resolution. He has been featured on major media outlets such as Fox, NBC, CBS, ABC, and USA Today, and in a PBS documentary hosted by Dennis Quaid. As host of the Tax Debt Consultant Podcast—ranked among the Top 10 Small Business Tax Podcasts by Feedspot—Carlos provides invaluable tax advice to a global audience. Additionally, Carlos mentors CPAs, EAs, and attorneys nationwide, helping them develop successful practices. His dedication to education and client service earned him the 2020 Tax Professional of the Year title What You Will Learn: Who is Carlos Samaniego EA? What is Carlos Samaniego's background and how did he get into tax consulting? What pivotal moment in Carlos's early career led him to realize the importance of proper tax withholding? How did Carlos navigate his tax issues over the eight years he didn't file? How does Carlos's experience shape his approach to helping clients with tax issues? What changes occurred in IRS collection practices during and after the COVID-19 pandemic? What is the significance of the "final notice before levy" that the IRS sends to taxpayers? How does Carlos engage with clients from different parts of the world, including expats? What should clients expect during the initial consultation with Carlos regarding their tax issues? How does Carlos address the fear and stigma associated with dealing with tax problems? What is the hardest part for clients when they first reach out to Carlos regarding their tax problems? What information can Carlos access once he files the power of attorney? How does Carlos compare his investigative process to a doctor's examination? What does the compliance step entail in dealing with tax issues? What options does Carlos offer for resolving tax debts based on their size? How does Carlos help clients who owe large tax balances through programs like currently not collectible status or offer in compromise? What common misconceptions do people have about tax resolution companies? How does Carlos engage with clients from different parts of the world, including expats? What advice does Carlos give regarding the importance of separating personal and business finances? How can real estate agents and self-employed individuals better manage their records to avoid tax issues? Carlos shares how everyone can contact him. Additional Resources from Carlos Samaniego EA: Website:https://www.taxdebtconsultant.com/, http://carlossamaniego.com/ LinkedIn: https://www.linkedin.com/in/carlossamaniego/ Facebook: https://www.facebook.com/taxdebtconsultant/ X: https://x.com/carlossamaniego Instagram: https://www.instagram.com/jcarlossamaniego/ Attention Investors and Agents Are you looking to grow your business? Need to connect with aggressive like-minded people like yourself? We have all the right tools, knowledge, and coaching to positively effect your bottom line. Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation! Our NEW book is out...order yours NOW! Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift? Get your copy here: https://amzn.to/3SV0khX HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg
    Show more Show less
    38 mins
  • Episode 338: Building Success through Real Estate, with Bob Lachance

    Episode 338: Building Success through Real Estate, with Bob Lachance
    May 28 2025
    Bob Lachance is a nationally recognized speaker, mentor, and trainer who specializes in helping customers build their businesses through automation and outsourcing. Bob currently owns four businesses and helped start one of the nation’s largest real estate coaching programs. A Bristol, CT native, Bob played ice hockey and went on to play at Boston University, playing a vital role in their 1995 National Championship. With only two classes left to graduate in his senior spring, Bob left school to pursue a professional hockey career where he played 4 years in the US and 4 years in Europe. At 30 with his pro hockey career over, he self-educated himself in real estate and began his career in the trenches as a real estate investor. He acquired his first flip in 2004 and has done over 1,500 transactions since then. He has also started 2 very successful real estate coaching programs, 3 virtual assistant staffing companies, and much more. Bob is the owner of REVA Global LLC which focuses on offering trained real estate virtual assistants to real estate professionals. Over the years he has experienced various setbacks where others would have simply thrown in the towel. Through the ups and downs both in business and life, his humble commitment to the daily process is something listeners can gravitate towards. What You Will Learn: Who is Bob Lachance?What was Bob Lachance's background before entering real estate?How did Bob transition from a professional hockey career to real estate investing?What motivated Bob to pursue a career in real estate?How did Bob's first real estate deal unfold, and what did he learn from it?What strategies did Bob use to find and finance his first property?How did Bob approach learning about short sales and negotiating with banks?What challenges did Bob face during his early investment career?How did Bob's involvement with a real estate education company influence his career?What was Bob's role in building the coaching program for Fortune Builders?What led Bob to start a virtual assistant company, and how does it serve real estate investors?How does Bob view the role of service in his business?What lessons did Bob learn from his experiences in real estate and coaching?How did Bob's virtual assistant company evolve and what benefits does it offer?How do virtual assistants help in the real estate and medical fields?What challenges do businesses face when hiring traditional staff versus virtual assistants?How can virtual assistants contribute to efficiency and cost savings in a business?What strategies does Bob recommend for finding and utilizing virtual assistants?How has the perception of remote work changed since COVID-19?How can real estate investors remain open to opportunities as they progress in their careers?What are some key takeaways from Bob's journey in real estate and business?Bob shares how everyone can contact him. Additional Resources from Bob Lachance: Website: www.revaglobal.comPhone: 860-680-1169Email: bob@revaglobal.comLinkedIn: www.linkedin.com/in/boblachanceFacebook: www.facebook.com/robert.lachance.10 Attention Investors and Agents Are you looking to grow your business?Need to connect with aggressive like-minded people like yourself?We have all the right tools, knowledge, and coaching to positively effect your bottom line.Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation! Our NEW book is out...order yours NOW! Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift? Get your copy here: https://amzn.to/3SV0khX HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCgEpisode 338: Building Success through Real Estate, with Bob Lachance
    Show more Show less
    35 mins
  • Episode 337: Maximizing Tax Benefits through Cost Segregation, with Erik Oliver

    Episode 337: Maximizing Tax Benefits through Cost Segregation, with Erik Oliver
    May 21 2025

    Erik Oliver holds a Bachelor of Applied Science in Accounting from Westminster College. Prior to joining Cost Segregation Authority, Erik was an Operations Manager for a multi-million dollar landscaping and design firm in Long Island, NY. Since heading west and joining Cost Segregation Authority, Erik has been speaking at local, regional, and national events. He brings with him a passion for identifying cost savings and educating commercial real estate owners on the benefits of cost segregation.

    What You Will Learn:

    • Who is Erik Oliver?

    • How does selling a property and carrying the note benefit the seller?

    • What is the concept of the "velocity of money" in investing?

    • How can self-directed IRAs be utilized for note investing?

    • What are the tax advantages of using a health savings account (HSA) for investments?

    • How is interest income from notes taxed for individual investors?

    • What happens to the depreciation recapture when a property is sold?

    • How has the percentage of bonus depreciation changed from 2022 to 2027?

    • What legislative actions are currently being discussed regarding bonus depreciation?

    • How can investors prepare for potential changes in tax legislation affecting real estate?

    • How can real estate investors utilize these tax credits to their advantage?

    • What should a real estate investor do if their current tax preparer is unaware of these tax strategies?

    • How can real estate agents use cost segregation to differentiate themselves in the market?

    • What is the process for business owners, such as dentists, to benefit from cost segregation?

    • How can cost segregation be applied to dental offices and other medical practices?

    • How flexible is the timing for conducting a cost segregation study after purchasing a property?

    • What are the tax implications for international investors, such as Canadians, who own U.S. properties?

    • What key takeaway does Erik emphasize about the difference between tax preparers and tax strategists?

    • How can real estate professionals leverage cost segregation to provide value to their clients?

    • Erik shares how everyone can contact her.

    Additional Resources from Erik Oliver:

    • Website: https://csap.com/

    • Email: erik@costsegauthority.com

    • LinkedIn: https://www.linkedin.com/in/erik-oliver-b800657/

    Attention Investors and Agents

    • Are you looking to grow your business?

    • Need to connect with aggressive like-minded people like yourself?

    • We have all the right tools, knowledge, and coaching to positively effect your bottom line.

    • Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation!

    Our NEW book is out...order yours NOW!

    Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift?

    Get your copy here: https://amzn.to/3SV0khX

    HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg
    Show more Show less
    37 mins
  • Episode 336: Exploring Note Investing Strategies, with Fred Moskowitz

    Episode 336: Exploring Note Investing Strategies, with Fred Moskowitz
    May 21 2025

    Fred Moskowitz is a sought after speaker, advisor, and trainer on a variety of topics relating to entrepreneurship and investing.

    Fred has positioned himself as an authority on investing in alternative assets and on building wealth using Self-Directed IRA accounts. Fred combines a 20 year career devoted to entrepreneurship and investing with a mission to helping people attain a higher level of financial literacy, resulting in the perfect combination of wisdom and experience providing value to aspiring investors from all walks of life.

    He has been making an impact by sharing his unique result oriented education and actionable steps on wealth building, mindset, and success.

    What You Will Learn:

    • Who is Fred Moskowitz?
    • What was Fred Moskowitz's background before getting into note investing?
    • How did Fred's experience in the tech industry influence his investment strategies?
    • What are the benefits of becoming the lender rather than the borrower in real estate?
    • How can note investing be incorporated into a diversified investment portfolio?
    • How can Fred's book, The Little Green Book of Note Investing, help aspiring investors?
    • What steps should someone take if they want to carry a note for a buyer after selling a property?
    • What challenges do property owners face after many years of ownership that note investing could alleviate?
    • How does Fred explain the concept of cash flow from mortgage notes?
    • What benefits does carrying a note provide for sellers compared to traditional property ownership?
    • How does Fred describe the "velocity of money" and its importance in investing?
    • What strategies can investors use to leverage their self-directed IRAs for note investing?
    • How can investors benefit from buying notes at a discount?
    • What is the significance of capital gains when selling a note?
    • What resources does Fred recommend for individuals interested in learning about note investing?
    • What networking opportunities exist for those interested in note investing?
    • Fred shares how everyone can contact her.

    Additional Resources from Fred Moskowitz:

    • Website: https://www.fredmoskowitz.com/
    • Email: fred@libertiesmanagement.com
    • LinkedIn: https://www.linkedin.com/in/thefredmoskowitz/
    • Instagram: https://www.instagram.com/thefredmoskowitz/

    Attention Investors and Agents

    • Are you looking to grow your business?
    • Need to connect with aggressive like-minded people like yourself?
    • We have all the right tools, knowledge, and coaching to positively effect your bottom line.
    • Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation!

    Our NEW book is out...order yours NOW!

    Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift?

    Get your copy here: https://amzn.to/3SV0khX

    HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg
    Show more Show less
    36 mins
  • Episode 335: Raising Capital for Real Estate Investments, with Kristoper Morin

    Episode 335: Raising Capital for Real Estate Investments, with Kristoper Morin
    May 16 2025

    Kristopher Morin, a distinguished expert in real estate investment and financial freedom, with Kristopher “Kris” Morin brings more than twelve years of real estate investing experience, has been sought after as a mentor and coach for high profile business professionals, and is one of the founding members of Three Peaks Capital LLC. Kris’s primary responsibilities include investment strategy, business development through strategic alliances, and educating and attracting new equity and debt investors.

    Prior to Three Peaks, Kris spent more than a decade working through progressive leadership roles at some the of the top Advisory Consulting firms in the world, including Accenture. Kris was accountable for helping members of the Fortune 500 to perform competitive assessments and define strategies that would enable them to take advantage of their competitive strengths, exploit industry weaknesses, and achieve operational efficiencies while scaling globally.

    What You Will Learn:

    • Who is Kristoper Morin?
    • What prompted Kristopher Morin to leave his corporate job and pursue real estate?
    • What experiences did Kristopher have as a rising executive at Accenture?
    • How did Kristopher transition from single-family flipping to multifamily investing?
    • What strategies did Kristopher use to build a successful real estate portfolio?
    • What challenges did Kristopher face when flipping houses, and how did he overcome them?
    • How did Kristopher’s journey through real estate lead to the founding of Three Peaks Capital?
    • What is the focus and mission of Three Peaks Capital?
    • How does Kristopher raise capital for his real estate investments?
    • How does Kristopher ensure that his investment strategy remains grounded in long-term value?
    • What type of debt structure does Kristopher prefer for his real estate investments, and why?
    • What process does Kristopher follow from acquiring an asset to managing it effectively?
    • How does Kristopher’s background in strategy and economics inform his real estate decisions?
    • What lessons does Kristopher share about navigating economic downturns with real estate investments?
    • How does Kristopher differentiate between active and passive investing in real estate?
    • What advice does Kristopher offer to professionals considering a transition to real estate investing?
    • Kristoper shares how everyone can contact her.

    Additional Resources from Kristoper Morin:

    • Website: https://www.threepeakscap.com/
    • LinkedIn: https://www.linkedin.com/in/kris-morin-multifamily-real-estate-expert/
    • Facebook: https://www.facebook.com/kris.morin.906/

    Attention Investors and Agents

    • Are you looking to grow your business?
    • Need to connect with aggressive like-minded people like yourself?
    • We have all the right tools, knowledge, and coaching to positively effect your bottom line.
    • Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation!

    Our NEW book is out...order yours NOW!

    Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift?

    Get your copy here: https://amzn.to/3SV0khX

    HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg
    Show more Show less
    36 mins
  • Episode 334: Accelerating Long-Term Growth in Real Estate, with Anne Gannon

    Episode 334: Accelerating Long-Term Growth in Real Estate, with Anne Gannon
    May 14 2025

    Anne Gannon is an entrepreneur at heart. She founded The Largo Group in 2016 because of her belief that accounting needs to be done differently. Rather than an accounting firm with a hands-off approach, she structured The Largo Group to take an active role with businesses through a monthly accounting system.

    They first found the way into restaurants, because it’s an industry that has so many variables and is the hardest accounting job.

    Over the past ten years, Anne has worked with over 500 companies all over the United States - ranging in revenue from $5 to $50 million. There are very few people that know more about small businesses than Anne, simply because she has spent a decade on weekly calls with owners around the country. She hears their frustrations, understands their pain points, and helps them navigate challenges while planning for the expansion phase of the business

    What You Will Learn:

    • Who is Anne Gannon?
    • What led Anne Gannon to transition from a competitive golf career to accounting?
    • How did Anne’s entrepreneurial background influence her approach to accounting?
    • What prompted Anne to launch her own company, Largo Group, in 2016?
    • What strategies did Anne implement to help business owners regain control during the pandemic?
    • What role does real estate play in long-term investment strategies, according to Anne?
    • What insights does Anne share from her book, The Real Estate Accelerator?
    • How did the pandemic shift investor strategies from long-term rentals to short-term rentals?
    • What advantages do short-term rentals offer compared to traditional long-term rentals?
    • What financial benefits are investors seeing from shifting to short-term rental strategies?
    • How do short-term rental investors approach property management differently than traditional landlords?
    • Why is asset protection important for investors in short-term rentals?
    • How can the legal structure of real estate investments protect owners from liability
    • What types of business structures are most effective for real estate investors, according to Anne?
    • What is the significance of understanding effective tax rates for business owners and investors?
    • How does Anne define a "real estate accelerator" and its importance for investors?
    • What insights does Anne share from her experiences with real estate investment during economic downturns?
    • Anne shares how everyone can contact her.

    Additional Resources from Anne Gannon:

    • Website: https://www.thelargogroup.com/
    • LinkedIn: https://www.linkedin.com/in/anne-gannon-529107148/
    • Facebook: https://www.facebook.com/thelargogroup
    • Instagram: https://www.instagram.com/thelargogroup/
    • YouTube: https://www.youtube.com/channel/UClOZZyNtjnrogAMBOeB5n9Q/videos

    Attention Investors and Agents

    • Are you looking to grow your business?
    • Need to connect with aggressive like-minded people like yourself?
    • We have all the right tools, knowledge, and coaching to positively effect your bottom line.
    • Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation!

    Our NEW book is out...order yours NOW!

    Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift?

    Get your copy here: https://amzn.to/3SV0khX

    HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg
    Show more Show less
    33 mins
  • Episode 333: Exploring Creative Strategies, with Trever Ahing

    Episode 333: Exploring Creative Strategies, with Trever Ahing
    May 7 2025
    Trever Ahing is an 8 year Marine veteran who transitioned into a creative real estate game changer! He is the Founder and CEO of the leading novation educational company in America, Buyer Beater University (BBU). Trever and his team specialize in teaching investors, wholesalers, and agents of any experience their patented novation strategy that has made them millions from sellers who want more for their home. Trever enlisted in the Marines at 19 years old and within 3 years he reached the rank of Sergeant, with multiple meritorious promotions under his belt. In 2016, he met his wife while serving in South Africa with the Marine Security Guard Forces and within 8 months they got married and now have a beautiful little girl, a son on the way, and a Real Estate portfolio worth millions. In 2019, tragedy struck Trever’s family. While he was on a training mission for an upcoming deployment, Trever received word that his father-in-law had suddenly passed. This was the first death his wife had to endure in her family, and instead of being able to help her through her healing process, he had to leave for 7 months to the middle east, leaving her alone. After that deployment, Trever decided to hang up his hat as a Marine, and made a vow to reclaim his time and secure family and financial freedom. Since separating out of the service in April of 2021, Trever has amassed a multi-million dollar real estate investment company and has secured himself as the #1 educational company for teaching how to get started in creative real estate investing, specializing in novations. What You Will Learn: Who is Trever Ahing?What led Trever Ahing to transition from a career in parkour to joining the military?What was the pivotal moment that inspired Trever to enter the real estate industry?How did the concept of the "Burr Method" contribute to Trever's investment strategy?What role does networking play in achieving success in real estate according to Trever?What are the key benefits of novation deals for both sellers and investors?What strategies does Trever use to ensure sellers feel comfortable with novation deals?What are the essential steps Trever recommends for executing a successful novation deal?What common challenges do wholesalers face, and how can novation deals address these?What advice does Trever have for wholesalers looking to expand their business through creative strategies?What strategy does Trever use to partner with homeowners for renovations while managing their properties?How does Trever find properties suitable for novation deals?How does Trever emphasize the importance of financial literacy for military personnel?What advice does Trever give to active-duty military members seeking to invest in real estate?How can military members leverage VA loans to build wealth?What are the key markets Trever focuses on for his real estate investments?How does Trever suggest investors can expand their networks and find opportunities in new locations?What is the significance of taking "imperfect action" in real estate investing, according to Trever?Trever shares how everyone can contact him. Additional Resources from Joe Ingram: Website: https://www.buyerbeateruniversity.com/Email: trever@buyerbeater.comInstagram: https://www.instagram.com/investwithtrev/YouTube: https://www.youtube.com/@investwithtrev Attention Investors and Agents Are you looking to grow your business?Need to connect with aggressive like-minded people like yourself?We have all the right tools, knowledge, and coaching to positively effect your bottom line.Visit:http://globalinvestoragent.com/join-gia-team to see what we can offer and to schedule your FREE consultation! Our NEW book is out...order yours NOW! Global Investor Agent: How Do You Thrive Not Just Survive in a Market Shift? Get your copy here: https://amzn.to/3SV0khX HEY! You should be in class this coming Monday (MNL). It's Free and packed with actions you should take now! Here's the link to register: https://us02web.zoom.us/webinar/register/WN_sNMjT-5DTIakCFO2ronDCg
    Show more Show less
    36 mins
adbl_web_global_use_to_activate_webcro805_stickypopup