In a special episode of The Smart Property Investment Show, Phil Tarrant welcomes Bryce Holdaway and Ben Kingsley from The Property Couch podcast, sharing 20 years of collective property investment experience.

They discuss their latest book, How to Retire on $3,000 a Week, which offers practical strategies for achieving financial independence through real estate.

Bryce emphasises that residential property remains a reliable wealth-building tool for everyday Australians, while Phil calls it the “great Australian side hustle”.

Ben highlights the significant economic contribution of property investors, citing $33.1 billion in capital gains tax paid in 2022–23.

Bryce challenges negative stereotypes of investors, pointing to policy misalignments as the primary cause of housing affordability issues, and encourages new buyers to adopt disciplined, long-term approaches rather than chasing quick wins.

The trio lament the exclusion of seasoned investors from policy discussions, urging greater engagement with market experts, reinforcing that successful property investing requires knowledge, strategy, and patience to build lasting wealth.

To find out more about The Property Couch visit https://thepropertycouch.com.au/ and Empower Wealth visit https://empowerwealth.com.au/

To learn more about the book visit www.howtoretireon3k.com.au

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Property Nerds, co-hosts Arjun Paliwal and Adrian Lee from InvestorKit, and Jack Fouracre from Fouracre Financial, unpack the often-overlooked world of Lenders Mortgage Insurance (LMI) – and the surprising ways investors can avoid it altogether.

The trio demystifies LMI, typically required when buyers have less than a 20 per cent deposit, and reveals how select professions can borrow up to 95 per cent of a property’s value without paying a cent in LMI. From doctors and lawyers to pilots, train drivers, and even media personalities, a wide range of Australians could be eligible for these little-known waivers, potentially saving $12,000 to $20,000 on a $600,000 purchase.

But the conversation goes deeper. Adrian breaks down the opportunity cost of waiting to save a full deposit, showing how a two-year delay could cost investors $60,000 in capital growth. Instead, entering the market earlier, even with LMI, can fast-track wealth creation.

The episode also explores government-backed schemes for first home buyers, single parents, and guarantor loans that allow borrowers to access up to 107 per cent of the purchase price, covering costs like stamp duty and buyer’s agent fees.

Rounding out the episode is a discussion on trust structures, how they can preserve borrowing power, and create tax efficiencies for serious investors.

With expert guidance, strategic financing, and a clear understanding of LMI, Australian property buyers can sidestep unnecessary costs and accelerate their portfolio growth.

In a recent investor gathering organised by The Smart Property Investment Show, Arjun Paliwal from InvestorKit sat with Phil Tarrant to share his journey from CBA branch manager to successful property investor, offering sharp insights rooted in banking and data-driven strategy.

Arjun explained that his move into real estate was driven by curiosity and a strong belief in the power of data, reflected in his early success investing in Tasmania.

He described Australia’s $11.4 trillion property market as stable, noting that while investor sentiment fluctuates with interest rates, local supply and demand ultimately shape outcomes.

Arjun’s investment approach categorises markets into early adopters, hotspots, and second-wind zones, allowing investors to tailor their strategies to evolving conditions.

He also highlighted the rising use of self-managed super funds (SMSFs) for property investing, emphasising the need for careful planning and diversification.

Overall, Arjun stressed that blending data, strategy, and flexibility is key to thriving in today’s dynamic property market.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.