In this episode of The Smart Property Investment Show, Phil Tarrant sits down with mortgage expert Rebecca Carlson from Finni Mortgages to explore affordable property investment in Australia, especially as the federal election brings housing affordability into sharp focus.

The duo begins by highlighting the importance of financial strategies for investors, noting that properties under $500,000, particularly in Victoria and western Sydney, are in high demand.

Rebecca points out a growing trend of young Australians staying at home longer to save for deposits, allowing them to enter the market better informed and financially prepared, often with just a 12 per cent deposit by capitalising lender’s mortgage insurance into their loan.

The pair also discuss parents’ crucial role in property investment, such as offering rent-free living to help their children save, which can be as effective as providing financial guarantees.

Family pledge strategies, where parents guarantee loans, can reduce deposit requirements, with guarantees released once the property’s value rises and the loan to value ratio falls to 80 per cent.

The duo concludes that, with the right strategies and support, property investment remains an achievable goal in today’s competitive landscape.

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If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

In this episode of The Smart Property Investment Show, hosts Liam Garman and Emilie Lauer sit down with John Stallman from Stallman IQ to discuss how financial planning intersects with property investment.

According to John, properties are a powerful wealth-building tool when paired with financial planning, especially when approaching a portfolio with a patient, long-term approach.

While John supports using equity for further investments or passive income when financially sensible, he advises maintaining borrowings below 80 per cent of the property’s value and collaborating with trusted brokers.

In comparing assets, he notes that shares provide consistent growth, while property enables investors to leverage larger assets with a smaller upfront capital, resulting in greater stability and planning potential.

John said that every investor, including middle-income earners, can benefit from financial advice, with his firm launching Super Advice AI, a digital platform offering automated, affordable financial guidance on topics like negative gearing and superannuation.

Lastly, John emphasises that successful portfolio growth relies on budgeting, contingency planning, and a solid long-term financial strategy.

If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn.

If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Welcome to Pathway to Property, a podcast to help everyday Australians on their property investment journey through education, real-life stories, and firsthand investing experiences.

In this episode, co-hosts Atlas Property Group director Lachlan Vidler and Luke Clifford share their insights on how investors can build the right team of professionals to support their property journey.

The co-hosts discuss the significance of assembling a robust investment team, moving beyond generic advice to provide real-life examples of how professionals can drive success.

Lachlan and Luke emphasise that not all professionals are equal, and investors must evaluate whether a team member’s skills align with their goals.

The duo also explores the roles of buyer’s agents, mortgage brokers, accountants, and others, highlighting the value of team synergy, using sports team analogies to stress how coordinated professionals outperform individual efforts.