Most people think financial freedom means having money. But true wealth is about having choices.

In this episode, discover how to build wealth through property investment, business income, and smart financial planning.

Wealth mentor Jackson Millan shares the proven F4 Formula that’s helped clients create over $3 billion in wealth - including strategies like rentvesting, debt recycling, and increasing borrowing capacity.

Whether you're a PAYG employee, an aspiring investor, or a business owner ready to scale, this episode is your blueprint to financial independence in Australia.

You'll learn:

✅Why most people hit a ceiling at just 2–3 properties

✅How to overcome borrowing capacity limits

✅The three predictable wealth builders: business, property, and shares

✅How controlling your income stream is key to scaling your property investment portfolio

Jackson walks us through the five stages of wealth, including the phase that’s key to long-term financial freedom.

Whether you're earning $60k or $600k, saving for your first investment property, or planning your next financial move - this is your opportunity to rethink your wealth strategy and take imperfect action with confidence.

Key Points

00:00:40 What wealth really means
00:01:50 Three predictable wealth builders
00:03:30 Breaking borrowing barriers
00:06:00 Five stages of wealth
00:11:20 The F4 Formula explained
00:16:00 Focus on controllable factors
00:19:40 Why rent-vesting works
00:25:10 First property strategies
00:29:20 Take imperfect action

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

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☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

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Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Most property investors never make it past their first purchase - and buying the wrong property could be exactly what keeps you stuck in that statistic.

In this eye-opening episode, property investment and rentvesting expert Steve Williams reveals why 71% of investors own just one property - and never progress to building real wealth through real estate.

Drawing from 16 years of investing experience and his own costly mistakes, Steve breaks down exactly what makes a property a "dud" - and it's not what most people think.

You'll discover:

• Why that beautiful coastal property might be a portfolio killer
• How to spot investment traps like NDIS housing schemes
• Why sometimes the ugliest house on the street delivers the best returns

Steve also shares his personal story of holding an underperforming Melbourne apartment for 12 years before making the tough decision to sell - a move that unlocked $200,000 in growth within just two years.

Plus, you'll learn the critical supply and demand metrics that separate wealth-building assets from money pits…

And get a practical framework for evaluating whether your current property is helping or hindering your investment goals.

Key Points

00:00:00 The 71% property investor trap
00:02:10 Defining what makes a dud property
00:04:00 Growth prospects and timing strategies
00:05:00 The shocking property success story
00:06:00 Investment traps to avoid
00:08:10 High-rise apartment warnings
00:09:20 Supply and demand fundamentals
00:11:00 Emotional vs logical buying
00:12:30 When to sell your dud property
00:14:40 Real-world exit strategy example

Ready to break free from the 71% and build a property portfolio that actually grows your wealth? This episode could save you from a costly mistake - or help you turn a dud into your next success story.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Should you buy a unit now or wait for a house? This episode cuts through the confusion with hard data spanning 30 years of property performance.

Your host Steve Williams reveals the reality behind Australia's property market hierarchy - revealing an often overlooked gap that could cost you hundreds of thousands in wealth building.

Steve explores recent data from Brisbane, Adelaide, and Perth - showing the truth about buying houses vs buying units.

This comprehensive analysis examines specific suburbs, revealing whether location or property type is more important.

The episode also covers the hidden costs of unit ownership, from strata fees to building quality concerns, plus practical strategies for buyers with lower deposits or borrowing capacity.

Whether you're torn between a $400,000 unit in the city or a $650,000 house in high-growth suburbs, this data-driven episode provides the framework for making the decision that could help your financial future.

Key Topics:

00:02:20 What Actually Qualifies as a Unit
00:04:00 30 Year Performance Data Analysis
00:06:40 Recent City Performance Breakdown
00:08:30 Supply Demand Impact on Prices
00:11:00 Suburb Level Performance Examples
00:14:30 Client Success Stories and Strategies
00:17:00 Investment Yield Considerations
00:19:00 Hidden Costs and Risks
00:21:20 Optimal Buying Strategy Framework

If you're a first home buyer in Australia, considering rentvesting, or planning your first investment property, this episode is a must-watch.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.