Most people think financial freedom means having money. But true wealth is about having choices.

In this episode, discover how to build wealth through property investment, business income, and smart financial planning.

Wealth mentor Jackson Millan shares the proven F4 Formula that’s helped clients create over $3 billion in wealth - including strategies like rentvesting, debt recycling, and increasing borrowing capacity.

Whether you're a PAYG employee, an aspiring investor, or a business owner ready to scale, this episode is your blueprint to financial independence in Australia.

You'll learn:

✅Why most people hit a ceiling at just 2–3 properties

✅How to overcome borrowing capacity limits

✅The three predictable wealth builders: business, property, and shares

✅How controlling your income stream is key to scaling your property investment portfolio

Jackson walks us through the five stages of wealth, including the phase that’s key to long-term financial freedom.

Whether you're earning $60k or $600k, saving for your first investment property, or planning your next financial move - this is your opportunity to rethink your wealth strategy and take imperfect action with confidence.

Key Points

00:00:40 What wealth really means
00:01:50 Three predictable wealth builders
00:03:30 Breaking borrowing barriers
00:06:00 Five stages of wealth
00:11:20 The F4 Formula explained
00:16:00 Focus on controllable factors
00:19:40 Why rent-vesting works
00:25:10 First property strategies
00:29:20 Take imperfect action

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

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☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

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Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Most property investors never make it past their first purchase - and buying the wrong property could be exactly what keeps you stuck in that statistic.

In this eye-opening episode, property investment and rentvesting expert Steve Williams reveals why 71% of investors own just one property - and never progress to building real wealth through real estate.

Drawing from 16 years of investing experience and his own costly mistakes, Steve breaks down exactly what makes a property a "dud" - and it's not what most people think.

You'll discover:

• Why that beautiful coastal property might be a portfolio killer
• How to spot investment traps like NDIS housing schemes
• Why sometimes the ugliest house on the street delivers the best returns

Steve also shares his personal story of holding an underperforming Melbourne apartment for 12 years before making the tough decision to sell - a move that unlocked $200,000 in growth within just two years.

Plus, you'll learn the critical supply and demand metrics that separate wealth-building assets from money pits…

And get a practical framework for evaluating whether your current property is helping or hindering your investment goals.

Key Points

00:00:00 The 71% property investor trap
00:02:10 Defining what makes a dud property
00:04:00 Growth prospects and timing strategies
00:05:00 The shocking property success story
00:06:00 Investment traps to avoid
00:08:10 High-rise apartment warnings
00:09:20 Supply and demand fundamentals
00:11:00 Emotional vs logical buying
00:12:30 When to sell your dud property
00:14:40 Real-world exit strategy example

Ready to break free from the 71% and build a property portfolio that actually grows your wealth? This episode could save you from a costly mistake - or help you turn a dud into your next success story.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

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☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

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Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Should you buy a unit now or wait for a house? This episode cuts through the confusion with hard data spanning 30 years of property performance.

Your host Steve Williams reveals the reality behind Australia's property market hierarchy - revealing an often overlooked gap that could cost you hundreds of thousands in wealth building.

Steve explores recent data from Brisbane, Adelaide, and Perth - showing the truth about buying houses vs buying units.

This comprehensive analysis examines specific suburbs, revealing whether location or property type is more important.

The episode also covers the hidden costs of unit ownership, from strata fees to building quality concerns, plus practical strategies for buyers with lower deposits or borrowing capacity.

Whether you're torn between a $400,000 unit in the city or a $650,000 house in high-growth suburbs, this data-driven episode provides the framework for making the decision that could help your financial future.

Key Topics:

00:02:20 What Actually Qualifies as a Unit
00:04:00 30 Year Performance Data Analysis
00:06:40 Recent City Performance Breakdown
00:08:30 Supply Demand Impact on Prices
00:11:00 Suburb Level Performance Examples
00:14:30 Client Success Stories and Strategies
00:17:00 Investment Yield Considerations
00:19:00 Hidden Costs and Risks
00:21:20 Optimal Buying Strategy Framework

If you're a first home buyer in Australia, considering rentvesting, or planning your first investment property, this episode is a must-watch.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Tired of being outbid on your property offer? Here's how to finally get your offer accepted without overpaying in today’s competitive Australian property market.

Properties in high-demand areas like Perth, Melbourne and parts of Queensland are often sold within days or even hours, often way above asking price.

This competitive environment can leave many first home buyers and rentvestors feeling overwhelmed - and constantly missing out.

In this episode of Rentvesting, I break down exactly what it takes to secure a property in the red-hot Australian market (without drastically overpaying).

I take you through a practical demonstration of how to accurately value a property in Australia in under two minutes (hint: avoid online estimates… they can be off by over $100,000).

I’ll also share insider advice on crafting offers that’ll stand out from the competition and make your offer more attractive - whether you're buying as a rentvestor or a first-time homebuyer.

Key Points

00:02:40 What's driving house prices in 2025
00:04:00 Supply shortage
00:05:30 Interest rates
00:07:10 Hot vs. slow property markets
00:08:40 Evaluating property value
00:12:00 Analysing comparable property sales
00:18:10 Different methods of sale
00:20:20 Balancing offer price and conditions
00:22:30 Why online property estimates are useless

If you're a first-time buyer overwhelmed by the competition or a property investor looking to expand your portfolio, this episode provides the insights to help get your offer accepted in 2025's competitive property market.

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

While your mates are blowing money on Hiluxes and European holidays, these two former McDonald's workers are building a six-property portfolio in their twenties.

Brodie and Joel started working together at McDonald's when they were just 15 years old, but unlike many of their peers, they channelled their earnings into building wealth through property.

By living at home with their parents to minimise expenses, they've managed to acquire six properties between them while still in their twenties.

In this episode, we explore how rentvesting - investing in property while renting or living at home - has allowed these young investors to build impressive portfolios despite starting on apprentice wages.

They share insights on overcoming the temptation to spend on immediate pleasures, how they researched markets, and why buying in the right suburb does "99% of the heavy lifting" for property growth.

Plus, they explain why even imperfect properties can be excellent investments if they're in high-growth areas.

Key Points

00:01:00 Living at home
00:02:10 Sacrificing short-term pleasure
00:04:20 Starting a side business
00:06:30 Looking beyond your home state
00:10:10 Research and education
00:12:40 Getting professional help
00:15:00 What to focus on
00:17:30 The importance of the suburb
00:21:10 You don't need a 20% deposit
00:22:40 When rentvesting makes sense

Ready to see how you could use rentvesting to get ahead financially years or even decades before your peers?

Listen now to learn from two young investors who are already well on their way to financial freedom.

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Follow Brodie and Joel - https://www.instagram.com/thepropertytradies/

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Tired of fighting dozens of buyers for the same listings on realestate.com.au? The truth is - the best property deals are happening where you can't see them.

While the majority of Australian home buyers search popular websites like realestate.com.au or domain.com.au, the most lucrative property investment opportunities are often happening completely under the radar - through off-market deals.

These properties never hit public listings, giving buyers with the right connections a significant competitive advantage.

In this episode of Rentvesting with Steve Williams, you’ll discover what makes off-market opportunities worthwhile, what red flags to watch for, and most importantly, how you can access these hidden deals yourself.

Steve shares his personal experience purchasing multiple off-market properties and explains why not all off-market deals are created equal.

From understanding seller motivations to building relationships with agents, this episode provides a comprehensive roadmap to navigating this territory.

Key Points

00:01:10 Pitfalls of off-market properties
00:03:30 What qualifies as truly off-market
00:06:30 Why sellers choose off-market sales
00:09:10 How to access off-market deals
00:12:00 Building relationships with agents
00:15:30 Required due diligence process
00:17:10 Success stories


This episode is for anyone who’s interested in rentvesting, general property investing, or looking to gain insider knowledge that could help you find your next winning investment opportunity!

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Your decision-making style is either propelling you forward or holding you back in building wealth through property.

Property investment success hinges on more than just finding the right property. Your mindset might be the hidden factor determining whether you take action or remain stuck.

In this episode, Steve Williams, founder of W Property Advisory, breaks down how mindset impacts each stage of the property buying journey - and what separates successful investors from those who struggle to get ahead.

Steve unpacks the critical difference between people prone to "analysis paralysis" and big-picture thinkers who make decisions confidently.

With property prices in some markets increasing by $5,000-15,000 monthly, delaying decisions can be incredibly costly.

The episode also covers negotiation mindset, handling post-purchase expenses, and strategies for building a growth mindset that supports your property investment goals.

00:01:39 What mindset actually is
00:02:48 Pre-purchase decision making
00:05:40 The purchasing phase challenges
00:08:18 Negotiation mindset strategies
00:09:40 Post-purchase maintenance perspective
00:11:39 Action-taking vs waiting
00:14:04 Warren Buffett's investment philosophy
00:15:40 Two factors for investing success

Listen now to transform your property investment approach and start building wealth with confidence!

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.

Many first-time property buyers across Australia are sacrificing their lifestyle and financial flexibility for the illusion of homeownership - through the First Home Guarantee scheme.

Today, Steve is diving into the pros and cons of the First Home Guarantee scheme versus the rentvesting strategy for first-time property buyers in Australia.

While the 5% deposit requirement sounds attractive at first glance, Steve explores how this approach can force buyers into undesirable locations, limit financial flexibility, and potentially reduce long-term wealth creation opportunities.

Steve unpacks the current eligibility requirements for the First Home Guarantee - including income caps, property price thresholds, and proposed changes ahead of the federal election.

He explores how these constraints might be pushing first-time buyers into declining markets or property types with poor investment potential.

By contrast, rentvesting offers the freedom to live where you want while investing where the numbers make sense.

Steve shares insights on identifying market cycles using specific tools and explains how personal lifestyle preferences should influence your property strategy.

Key moments:

00:02:40 Rentvesting benefits overview
00:03:00 Investment readiness quiz
00:03:40 Competitive market challenges
00:04:40 First Home Guarantee explained
00:05:30 Property price caps
00:06:40 Income eligibility requirements
00:08:40 Proposed policy changes
00:14:20 Property clock tool explained
00:16:30 Market research tools & techniques
00:17:50 Profession-specific exemptions
00:19:20 Rentvesting lifestyle advantages

Click play to discover if traditional home ownership or rent vesting is the smarter path to building your property portfolio and achieving your financial goals faster!

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Our rentvesting & property investment services have helped tons of Australians start and grow their property portfolio.

Subscribe to Rentvesting for weekly, actionable insights

Follow us for more:

📈QUIZ: Are you ready to take the leap into rentvesting or property investment? Get your “Investor Readiness Score” here: https://scorecard.wpropertyadvisory.com.au/ PLUS Get Free Property Investor Tools!

👥 FB Group - https://m.facebook.com/groups/rentvestingmastery

📸 Instagram - https://www.instagram.com/wpropertyadvisory/

-

☎️Ready to start rentvesting? Book your free Property Investing Discovery Session here: https://www.wpropertyadvisory.com.au/contact

-

Disclaimer: All information contained in this podcast is general in nature and does not consider your individual circumstances. You should consider the appropriateness of this information with regards to your individual objectives, financial situation and needs, and speak to a professional.