Episodes

  • 01.10.25 Clark Answers His Critics on Clark Stinks / Find Your Best Phone Plan

    01.10.25 Clark Answers His Critics on Clark Stinks / Find Your Best Phone Plan
    Jan 10 2025
    Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also in this episode - cell phone companies tend to make their plan offers deliberately confusing. Clark offers resources to cut through the hype and zero in on the plan that is best for you, while potentially saving you hundreds of dollars per year. Clark Stinks: Segments 1 & 2 Back To Basics: Cell Phone Plans: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Clark Deals - Today's Best Deals of the Day Why I Think Medicare Advantage Plans Stink - Clark Howard What Are Index Funds? // What Is an ETF? 3 Ways To Get a Free VIN Check Before Buying a Used Car Phone Plan Finder – Find and Compare Phone Plans - Clark.com Best Phone Plans: Get Exactly What You Want at the Cheapest Price Amazon Haul: 4 Things To Know Before You Shop Should I Sell My House on My Own or Through a Real Estate Agent? How to Shop for Lower Car Insurance Best And Worst Homeowners Insurance Companies Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 mins
  • 01.08.25 New Year, New Job / Your Longevity

    01.08.25 New Year, New Job / Your Longevity
    Jan 8 2025
    A new survey finds that half of all workers are basically miserable. Are you thinking about getting a new job this year? There are some great ways to receive additional training for free to up your skill set. Also, you can do something absolutely free to improve your health and lengthen your life. 2025 Employment: Segment 1 Ask Clark: Segment 2 Rise & Thrive: Segment 3 Ask Clark: Segment 4 Mentioned on the show: The share of US workers who are “thriving” has fallen to a record low These 4 fantastic sites offer more than 17,000 free online courses Military and Veterans Guide: Free Resources for Your Finances Why Clark Howard Is So Excited About His Wedding Band NYTimes: Why Sitting All Day May Shorten Your Life What's the Best Way To Donate to a Charity? Clark Howard: My 7 Rules for Using Credit Cards Clark.com resources Episode transcripts Community.Clark.com / Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    32 mins
  • 01.07.24 Ask An Advisor With Wes Moss - 5 Keys To Successful Investing

    01.07.24 Ask An Advisor With Wes Moss - 5 Keys To Successful Investing
    Jan 7 2025
    Saving for retirement is largely our own responsibility as individuals. As we live longer, we have a lot of time in retirement to prepare for. Plus, events in the world can be complicated which can make investing a nerve-wracking decision. Fortunately, there are basic core pillars and strategies that successful investors share. In this episode of Ask an Advisor, fee-only fiduciary financial advisor Wes Moss breaks down the five fundamental keys of successful investors to help you better navigate the path to achieving financial freedom and reaching your retirement goals. In the second half of the show, Wes takes a deep dive into one of the pillars: planning. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the January 7, 2025, Ask an Advisor episode. Submit your questions at clark.com/ask. We hope you enjoy the first of our weekly Ask An Advisor episodes, with Christa and Wes going deeper on investing and retirement savings. Let us know what you think in the comments! Learn more about Wes, our newest member of Team Clark: Capital Investment Advisors Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    42 mins
  • 01.06.25 Timeshares - Vacation Clubs / Teaching The Value Of Money

    01.06.25 Timeshares - Vacation Clubs / Teaching The Value Of Money
    Jan 6 2025
    Today, something we receive many calls about at our Team Clark Consumer Action Center - timeshares. Clark explains why timeshares & their latest incarnation - vacation clubs are defective by design. Also - teaching kids about money can be a real challenge, and allowance can play a big role in teaching kids that money is a finite commodity. Beware “Vacation Clubs”: Segment 1 Ask Clark: Segment 2 Teaching Deferred Gratification: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: Lured by Luxury Vacations, They Were Stuck With Debt How To Sell, Cancel or Get Rid of Your Timeshare 12 Common Amazon Scams To Avoid Amazon Scam Warning: Beware of Deliveries You Didn't Order 3 Places You Should Never Invest Your Money Why Clark Howard Wants You to Set Up a 'Financial Chromebook' How to Teach Young Kids About Money Cash Back Credit Card Tool - Clark.com Best 2% Cash Back Credit Cards: 11 Options for 2025 6 Things To Know and Do Before You Deal With a Home Insurance Claims Adjuster Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    36 mins
  • 01.03.25 SAVE MORE On Streaming / Gift Returns & January Deals

    01.03.25 SAVE MORE On Streaming / Gift Returns & January Deals
    Jan 3 2025
    Happy New Year! Clark starts off 2025 with advice that can help you save money throughout the entire year. Clark Stinks will be back next week. Also today, what to know about making returns on some of those holiday items you may not want to keep. SPEND LESS On Streaming Services: Segment 1 Ask Clark: Segment 2 Holiday Returns: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Best Live TV Streaming Services: Compare Top Picks for 2025 Best Free Streaming Services in 2025: Movies and TV for Cord Cutters Streaming TV Tool: Find Cheapest Way to Stream Your Favorite TV Channels 4 Things To Know Before You Buy a Digital TV Antenna PBS and Amazon to Launch Local PBS Stations and PBS KIDS FAST Channels Study: The 10 Best New Cars for the Money How to Shop for Lower Car Insurance Best Auto Insurance Companies and Some of the Worst The Platinum Card® from American Express Review Capital One Venture X Rewards Credit Card Travel Insurance Checklist: 5 Types of Coverage To Consider Travel Insurance: What You Need To Know Before You Buy 13 Secret Saving Hacks at Costco, Sam's Club and BJ's Wholesale Clark Deals - Today's Best Deals of the Day What Is a Fiduciary Financial Advisor and Do I Need One? How To Find and Choose a Financial Advisor How To Find a Trustworthy Mechanic Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 mins
  • 12.31.24 BEST OF: Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders

    12.31.24 BEST OF: Become A Price Negotiator / Warning: Dietary Supplements & Protein Powders
    Dec 31 2024
    Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Only 1 in 4 people realize you can negotiate on items you think come at a fixed price. You can negotiate everything from the price of a new car to your cable bill to large appliances. Also, social media is full of pitches selling supplements and powders with claims they can improve your health and change your life. Not so fast. What you need to know about dietary supplements. Price Negotiation: Segment 1 Ask Clark: Segment 2 Warning: Dietary Supplements: Segment 3 Ask Clark: Segment 4 Mentioned on the show: A Guide To Negotiating For Cars, TV Bills, Home Renos And More Is It Worth Buying High-End Appliances? Here's How Long Your Home Appliances Should Last The best time and place to buy appliances Submit a complaint | Consumer Financial Protection Bureau Dietary supplements and protein powders fall under a ‘wild west’ of unregulated products that necessitate caveats and caution — The Conversation How To Avoid Fraud With Herbal Supplements ConsumerLab.com / NSF International / U.S. Pharmacopeia Consumer Federation of America Life Insurance Rate of Return Service How To Find and Claim Missing Money in Your Name Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    37 mins
  • 12.30.24 BEST OF: The Magic Number For Retirement / Investing: A Cautionary Tale

    12.30.24 BEST OF: The Magic Number For Retirement / Investing: A Cautionary Tale
    Dec 30 2024
    Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. How do we determine our “magic number” - the amount we need to retire? Clark weighs in on the debate about how much it takes to be financially secure, and how to start and keep making progress. Also today -private placements, hedge funds, limited partnerships, private equity - beware of this type of non-traditional investment “opportunity”. Even when they’re legit, there’s no liquidity, and extremely high expenses. It pays to know why you need to avoid investing with anyone who is not a fiduciary. How Much Do You Need To Retire: Segment 1 Ask Clark: Segment 2 Risky Investment Pitches: Segment 3 Ask Clark: Segment 4 Mentioned on the show: How Much Do You Need To Retire? How to Start Investing: 10 Steps (Clark.com) How To Save Money: Spend Less & Build Your Savings Warning: Here’s What Those Debt Settlement Companies Don’t Tell You Clark Howard's 2024 Credit Card Debt Elimination Strategy 6 Things To Know Before Contacting the National Foundation for Credit Counseling Best 529 College Savings Plans By State How To Open a Roth IRA The AJC: Atlanta hedge fund manager charged in $10M fraud scheme Best Financial Advisors in 2024 Should You Make Your Child an Authorized User on Your Credit Card? Best Credit Cards for Students: Top Picks for 2024 Travel Archives - Clark Howard 4 Ways To Get Your Free Credit Score Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    38 mins
  • 12.27.24 BEST OF: Clark Answers His Critics on Clark Stinks / Paying For Adult Children

    12.27.24 BEST OF: Clark Answers His Critics on Clark Stinks / Paying For Adult Children
    Dec 27 2024
    Happy Holidays! Please enjoy this Best Of episode. Clark returns January 3rd. Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also, we’ve talked about the cost of college, and how it can hamper parents saving for their own retirement. But what about supporting adult children post-college age? Clark shares some concerning stats. What’s your take? We have a popular thread on our free Clark.com Community on this topic, linked here and we invite you to share thoughts on financially supporting adult children. Clark Stinks: Segments 1 & 2 Paying For Adult Children: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Streaming TV - Clark.com Do I Really Need To Put Premium Gasoline in My Vehicle? How to Get Your Kids to Step Off the Gravy Train 60% of Parents Pay Bills For Adult Children. Do You? When it’s time to financially cut off your adult children Clark.com Community - What is the appropriate age to wean your child off your financial support? And how much money should you give an adult child if any? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
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    37 mins