As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman, to help you understand the nuanced world of property tax.

Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992.

This week’s episode is all about how to avoid accidentally handing thousands over to the taxman.

Here’s what we unpack:
✅ Debt Recycling: Can you legally turn non-deductible debt into deductible debt?
✅ Joint Tenants Do NOT Technically Inherit: The critical difference between joint tenants and tenants in common.
✅ Victoria’s $50K Land Tax Grab: Who’s caught in the net, and can you avoid it?

From legislative shake-ups to understanding the grey areas in tax-deduction strategies, this is a jam-packed episode for property investors and homeowners alike. Tune in now!

FREE STUFF MENTIONED

• We’re growing — and we’re looking for passionate Buyers Agents to join our team!
  At Empower Wealth, you’ll work alongside some of the best in the business — helping everyday Australians secure their dream homes, build wealth through property, and move closer to financial peace.
  
  If you — or someone you know — is a dedicated professional who puts people first and is ready to grow with a values-driven team, get in touch at Empower Wealth or via The Property Couch.
  
  
• Give the Gift of Sight – Just $100 Can Change a Life 👁️
  To celebrate Bryce’s 50th birthday, we’re on a mission with the John Fawcett Foundation to restore sight through life-changing cataract surgeries in Indonesia.
  
  Thanks to our incredible community, we’ve already raised over $50,000 — and we’re aiming for $60,000 by May 27!
  
  As TPC listener, Jeff, shared: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.”
  
  Here’s what your donation can do:
  👁️ $100 = Restores sight to 1 person
  👁️👁️ $200 = 2 people
  🖐️ $500 = 5 people
  ✋✋ $1,000 = 10 people
  Give the gift of sight >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
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In today’s TPC Gold soundbite, Bryce and Ben unpack one of the most powerful—and underrated—tools in our MoneySMARTS money management system: the seven-day float.

What is the Seven-Day Float?
It’s a weekly spending system that helps you stay on top of your cash, ditch the guilt, and spend with purpose.

The best part? It works whether you’re a uni student, a parent managing a household, or the CEO of a big company.

Why It Works
✔️ It replaces guesswork with clarity
✔️ It breaks the “tap-and-go” overspending habit
✔️ It gives every dollar a job

Learn all about MoneySMARTS—including how the seven-day float fits into your broader plan—in our book, Make Money Simple Again.

It’s helped thousands of Australians take control of their money without giving up the things they love.

For the original episode, tune in here: Episode 194 | Seven Tips to Trap Your Surplus Cash

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

What happens when one partner sees the long-term vision, but the other only sees the short-term cost?

In this week's Q&A, we also unpack:
💡 Whether to tap equity from your home or your investment property
💡 Understanding your goals BEFORE pulling the trigger
💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!)

FREE STUFF MENTIONED

• Pre-Order Now! How to Retire on $3,000 a Week
  Folks, our book is OFFICIALLY open for pre-order from:
  Big W ($22)
  Amazon ($24.74)
  Booktopia ($26.95), and
  Angus & Robertson (27.50)
  The official RRP is $32.99 — so whichever one you choose, you’re getting a great deal 😊 To get more VIP updates, join the waitlist now!
  
  
• Looking for a home? Our new service DEDICATED to owner-occupiers
  We now have a Buyer's Agent dedicated to helping you buy your next home! Request a free initial consultation and select: “Finding A Home” from the menu. Get in touch today!
  
  
• Give the gift of sight for just $100!
  For his 50th birthday, Bryce is partnering with the John Fawcett Foundation to restore sight to those who need it most. Together, we’ve already made a huge impact with more than $50,000 raised — and we’re now aiming to hit $60,000 by 27 May!
  
  As Jeff, a TPC listener, put it best: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.”
  
  Here’s what your money can restore!
  👁️ $100 = sight for 1 person
  👁️👁️ $200 = sight for 2 people
  🖐️ $500 = sight for 5 people
  ✋✋ $1,000 = sight for 10 people
  
  Help us to give sight back to those in need. Donate today >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube