As tax season looms, we’re bringing back Australia’s #1 property tax expert, Julia Hartman, to help you understand the nuanced world of property tax.

Julia is the Chief Technical Tax Adviser here at Empower Wealth and the founder of BAN TACS, a cooperative of tax professionals that’s been helping Aussies navigate the world of property tax since 1992.

This week’s episode is all about how to avoid accidentally handing thousands over to the taxman.

Here’s what we unpack:
✅ Debt Recycling: Can you legally turn non-deductible debt into deductible debt?
✅ Joint Tenants Do NOT Technically Inherit: The critical difference between joint tenants and tenants in common.
✅ Victoria’s $50K Land Tax Grab: Who’s caught in the net, and can you avoid it?

From legislative shake-ups to understanding the grey areas in tax-deduction strategies, this is a jam-packed episode for property investors and homeowners alike. Tune in now!

FREE STUFF MENTIONED

• We’re growing — and we’re looking for passionate Buyers Agents to join our team!
  At Empower Wealth, you’ll work alongside some of the best in the business — helping everyday Australians secure their dream homes, build wealth through property, and move closer to financial peace.
  
  If you — or someone you know — is a dedicated professional who puts people first and is ready to grow with a values-driven team, get in touch at Empower Wealth or via The Property Couch.
  
  
• Give the Gift of Sight – Just $100 Can Change a Life 👁️
  To celebrate Bryce’s 50th birthday, we’re on a mission with the John Fawcett Foundation to restore sight through life-changing cataract surgeries in Indonesia.
  
  Thanks to our incredible community, we’ve already raised over $50,000 — and we’re aiming for $60,000 by May 27!
  
  As TPC listener, Jeff, shared: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.”
  
  Here’s what your donation can do:
  👁️ $100 = Restores sight to 1 person
  👁️👁️ $200 = 2 people
  🖐️ $500 = 5 people
  ✋✋ $1,000 = 10 people
  Give the gift of sight >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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In today’s TPC Gold soundbite, Bryce and Ben unpack one of the most powerful—and underrated—tools in our MoneySMARTS money management system: the seven-day float.

What is the Seven-Day Float?
It’s a weekly spending system that helps you stay on top of your cash, ditch the guilt, and spend with purpose.

The best part? It works whether you’re a uni student, a parent managing a household, or the CEO of a big company.

Why It Works
✔️ It replaces guesswork with clarity
✔️ It breaks the “tap-and-go” overspending habit
✔️ It gives every dollar a job

Learn all about MoneySMARTS—including how the seven-day float fits into your broader plan—in our book, Make Money Simple Again.

It’s helped thousands of Australians take control of their money without giving up the things they love.

For the original episode, tune in here: Episode 194 | Seven Tips to Trap Your Surplus Cash

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

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What happens when one partner sees the long-term vision, but the other only sees the short-term cost?

In this week's Q&A, we also unpack:
💡 Whether to tap equity from your home or your investment property
💡 Understanding your goals BEFORE pulling the trigger
💡 Why P&I loans + offset accounts don’t improve cash flow (but still help!)

FREE STUFF MENTIONED

• Pre-Order Now! How to Retire on $3,000 a Week
  Folks, our book is OFFICIALLY open for pre-order from:
  Big W ($22)
  Amazon ($24.74)
  Booktopia ($26.95), and
  Angus & Robertson (27.50)
  The official RRP is $32.99 — so whichever one you choose, you’re getting a great deal 😊 To get more VIP updates, join the waitlist now!
  
  
• Looking for a home? Our new service DEDICATED to owner-occupiers
  We now have a Buyer's Agent dedicated to helping you buy your next home! Request a free initial consultation and select: “Finding A Home” from the menu. Get in touch today!
  
  
• Give the gift of sight for just $100!
  For his 50th birthday, Bryce is partnering with the John Fawcett Foundation to restore sight to those who need it most. Together, we’ve already made a huge impact with more than $50,000 raised — and we’re now aiming to hit $60,000 by 27 May!
  
  As Jeff, a TPC listener, put it best: “It just felt so real — giving sight to unsighted people. I signed up and donated in 10 minutes.”
  
  Here’s what your money can restore!
  👁️ $100 = sight for 1 person
  👁️👁️ $200 = sight for 2 people
  🖐️ $500 = sight for 5 people
  ✋✋ $1,000 = sight for 10 people
  
  Help us to give sight back to those in need. Donate today >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

It’s a question we get all the time from property investors: “Can I use the equity in my investment property to pay off my home loan faster?”

In today’s TPC Gold soundbite, Bryce and Ben unpack this scenario—and explain why it’s not as straightforward as it seems.

For the original episode, tune in here: Episode 164 | Q&A How to Avoid Poor Loan Structure

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
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- Youtube

Is demand finally absorbing after the RBA’s recent rate cut?

Which state is on track to become the most affordable rental market in 2025?

What’s next for Perth — boom or bust?

And where is the elusive “missing middle” data hiding?

We’re diving into all this (and more!) in this week’s brand-new episode, featuring a first-time guest who’s on the front line of Australia’s property trends...

Please welcome Anne Flaherty, Economist at REA Group — the brains behind realestate.com.au and realcommercial.com.au!

Anne brings over a decade of property economics experience, writes a regular column in The Australian, and is a go-to voice for market commentary across national media. And yes — she’s bringing the data gold.

From what’s really driving undersupply state-by-state to how big-picture economic trends will shape your investing strategy in 2025…

This is one episode you can’t afford to miss. Tune in now, folks!

FREE STUFF MENTIONED

• Over $50,000 raised — now let’s reach $60,000 by 27 May! 🎉
  Bryce is turning 50 — and to mark the milestone, he’s teaming up with the John Fawcett Foundation to change lives through sight-restoring surgeries.
  
  Thanks to this incredible community, more than $50,000 has already been raised — but we’re not done yet. Help us raise another $10,000 by 27 May 2025 and give the gift of sight to those who need it most. Donate today!
  
• Join the waitlist for our third book: “How to Retire on $3K a Week”
  You’ll get exclusive first access to the book launch, early access discounts and insider updates, PLUS behind-the-scenes content!
  
• Beware of growing climate risks!
  Get educated on how climate changes could impact your property journey from building insurance to wind, fire and flood risk with the Climate Council’s Climate Risk Map >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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What’s behind the Reserve Bank of Australia’s latest cash rate decision—and what global forces are weighing heavily on the boardroom table?

In this month’s RBA Update, Ben Kingsley and Evan Lucas unpack the key economic signals, inflation data, and one particularly big wildcard: Donald Trump’s return and his proposed “Liberation Day” tariff rollout.

💡 Thinking about refinancing or adjusting your loan strategy?

Book a consultation with a mortgage broker at our sister company, Empower Wealth, to ensure you’re in the best position moving forward: https://empowerwealth.com.au/services/mortgage-broking/

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
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We're back with another powerful Case Study episode featuring return guest, David Robertson, Head of Property Wealth Planning at Empower Wealth!

In this episode, we’re unpacking a scenario that proves you DON’T need to have all your ducks in a row to start building wealth through property.

Tune in to learn:
✔️ How to plan for future expenses even if you don’t have exact dates
✔️ Why flexibility can be your biggest strategic advantage
✔️ Why just TWO investment properties are enough to reach $3,000/week in retirement
✔️ Which Forever Home they chose — the $2.1M or $1.1M option — and why

Whether you’re still figuring out where you want to live or just want to see how flexible planning works — this episode is packed with practical insights to help you get clear, get confident, and get started.

FREE STUFF MENTIONED

• Missed the webinar? Here’s your FREE replay link! 🎥
  We recently hosted a LIVE masterclass on How to Retire on $3,000 per Week… and the response was huge! Thank you to the 480+ attendees who helped us create a great night. If you missed it — don’t stress. The replay is available here until midnight, Monday 31 March 👉 www.thepropertycouch.com.au/webinar
  
• Want more comprehensive case studies? Join the waitlist for our third book!
  Our upcoming book, "How to Retire on $3K a week", has an ENTIRE CHAPTER dedicated to case studies. Join the waitlist today to get first access!
  
  
• Over $50,000 raised — and we’re not done yet! 🎉
  Bryce is turning 50 — and this year, he’s marking the milestone by partnering with the John Fawcett Foundation to make a real difference. Together, they’re raising funds to provide life-changing surgeries that restore eyesight to those in need.
  
  So far, the response has been incredible — together, this amazing community has already raised over $50,000! 🙌 But we’re not stopping there.
  
  Want to celebrate with Bryce? Donate today and give the gift of sight >>

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube

There’s one mistake we see time and time again in the world of property investing—and it’s more common than you might think.

People start building a property portfolio… without ever building a plan.

They’ve got a couple of properties under their belt, the repayments are on track, and equity is starting to build. But behind the scenes, it’s all a bit cobbled together. No structure, no exit strategy, and no clear outcome in sight.

Does that sound like you?
If so, you might find our upcoming LIVE webinar helpful!

Happening Tuesday 25th Feb 2025 at 7.30pm (AEDT), Bryce & Ben will walk you through how to build a portfolio that’s strategic, sustainable, and designed to deliver $3,000 a week in passive income.

Register now 👉 https://www.thepropertycouch.com.au/webinar or just click here!

LISTEN TO THE FIRST 20 EPISODES HERE >>

MOORR MONEY MANAGEMENT APP:
👉 Apple: https://apple.co/3ioICGW
👉 Google Play: https://bit.ly/3OT86bW
👉 Web platform: https://www.moorr.com.au/

FREE MASTERCLASS:
- How to Build a Property Portfolio and Retire on $2,000 a week >>

FREE BEST-SELLING BOOKS:
- The Armchair Guide to Property Investing
- Make Money Simple Again

FIND US HERE:
- Website
- Instagram
- Facebook
- Youtube