How Much Can I Spend in Retirement?
A Guide to Investment-Based Retirement Income Strategies
Failed to add items
Add to Cart failed.
Add to Wish List failed.
Remove from wishlist failed.
Adding to library failed
Follow podcast failed
Unfollow podcast failed
$0.99/mo first 3 months
Get 2 free audiobooks during trial.
Buy for $14.99
No default payment method selected.
We are sorry. We are not allowed to sell this product with the selected payment method
-
Narrated by:
-
Virtual Voice
-
By:
-
Wade Pfau
This title uses virtual voice narration
About this listen
Deciding how much to spend from your investment portfolio in retirement is an important complicated task. This book guides you through the process of determining a reasonable spending rate that will strike the balance between enjoying your early retirement years while preserving enough to be comfortable later in retirement.
How much can you spend in retirement? Naturally, this is an essential question for those approaching this important life transition. If you wish to retire one day, you are increasingly responsible for figuring out how to save during your working years and convert your savings into sustainable income for an ever-lengthening number of retirement years. The nature of risk also changes in retirement, as the lifestyle of retirees become more vulnerable to the impacts of market volatility, unknown longevity, and spending shocks. Retirees have one opportunity to build a successful plan. It is not an easy task, but it is manageable and I will explain how to do it.
I walk you through the findings of a large body of financial planning research regarding sustainable spending from investment portfolios in the face of a variety of retirement risks. That body of research tends to begin with the 4 percent rule of thumb for retirement spending. I explain how and why it was developed, what it means, and when it may or may not be appropriate for you.
I have reservations about the 4 percent rule. It may be too aggressive for current retirees for reasons including increasing longevity, historically low interest rates, high stock market valuations, the impact of the international experience with the 4 percent rule, the need to maintain a rather aggressive asset allocation, and because the 4 percent rule assumes that investors do not pay any fees or otherwise underperform the markets.
Other factors suggest that sustainable spending may be higher. Reasons include that actual retirees may tend to reduce their spending with age, that they build more diversified portfolios than used in the basic research studies, that real-world retirees may be willing to adjust spending for realized portfolio performance, and that some retirees may have the capacity and tolerance to accept higher portfolio failure probabilities because they have other sources of reliable income from outside their portfolios.
Other matters you will learn about is how to analyze a variety of variable spending strategies and how to create a bucketing strategy that uses bonds to support short-term spending needs and uses stocks and other growth assets to support longer-term spending goals.
Retirees need to weigh the consequences between spending too little and spending too much—that is, being too frugal or running out of assets. This book is about implementing what I call the “probability-based” school of thought for retirement planning. It is especially relevant for people who plan to fund their retirements using an investment portfolio and those who are hesitant about using annuities or other insurance products. For those considering annuities, I suggest my book, Safety-First Retirement Planning, which is also in The Retirement Researcher’s Guide Series. For now, we have plenty to discuss about investing for retirement.
How did I come to write this book? After completing my Ph.D. in Economics from Princeton University with a dissertation about Social Security reform, I become an economics professor who studied the pension systems in different countries. Eventually I gravitated toward individual retirement planning and now work with unique job title of "Professor of Retirement Income" and as director of the Retirement Income Certified Professional® designation for financial advisors. This requires me to be agnostic and to search for the best from different retirement income styles.
Listeners also enjoyed...
-
How to Retire
- 20 Lessons for a Happy, Successful, and Wealthy Retirement
- By: Christine Benz
- Narrated by: Laurel Lefkow, Rachel Handshaw, Nezar Alderazi
- Length: 10 hrs and 43 mins
- Unabridged
-
Overall
-
Performance
-
Story
What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.
-
-
Had to return the audiobook
- By Kavita B on 09-29-24
By: Christine Benz
-
The Retirement Savings Time Bomb Ticks Louder
- How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings, and Ignite Your Financial Freedom
- By: Ed Slott
- Narrated by: Dan Woren, Ed Slott
- Length: 15 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.
By: Ed Slott
-
Retirement Money Secrets
- A Financial Insider's Guide to Income Independence
- By: Steven R. Selengut
- Narrated by: Matthew Spaur
- Length: 5 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Produce enough income to retire and make market volatility your very best friend. Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down.
-
-
Interesting perspective
- By Nick F on 01-12-25
-
The Purpose Code
- How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy
- By: Jordan Grumet
- Narrated by: Jordan Grumet
- Length: 5 hrs and 25 mins
- Unabridged
-
Overall
-
Performance
-
Story
Worried about purpose? Most people are. But no one has to be. Brené Brown meets Malcolm Gladwell in this ground-breaking self-improvement book that reveals how to make a mark and how to set goals in life without falling into the anxiety traps of conventional success principles books. The ultimate in purpose anxiety relief, and a map for anyone to find happiness.
-
-
Love the approach!
- By WharfRat on 01-21-25
By: Jordan Grumet
-
How to Think About Money
- By: Jonathan Clements, William J. Bernstein - foreword
- Narrated by: Eric Robertson
- Length: 3 hrs and 55 mins
- Unabridged
-
Overall
-
Performance
-
Story
Want a more prosperous, less stressful financial life? Jonathan Clements, longtime personal-finance columnist for The Wall Street Journal, is here to help. His goal: to provide listeners with a coherent way to think about their finances so they worry less about money, make smarter financial choices, and squeeze more happiness out of the dollars that they have.
-
-
Great easy to digest
- By Maurice McDonald on 04-15-24
By: Jonathan Clements, and others
-
Social Security Simplified
- A Comprehensive Guide to Maximize Your Benefits, Understand Your Options, and Secure Your Retirement for Financial Independence
- By: Retire Wise
- Narrated by: Jeremy Diener
- Length: 3 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
Don’t even think about navigating YOUR social security benefits until you listen to this essential guide – Understand your options and secure your retirement for financial independence, even if you’re just starting your journey. A recent survey by the Retirement Confidence Index revealed that over 65% of soon-to-be retirees are apprehensive about their post-retirement life, largely due to a lack of understanding of their Social Security benefits.
-
-
Average.
- By JohnnyBamboy on 08-11-24
By: Retire Wise
-
How to Retire
- 20 Lessons for a Happy, Successful, and Wealthy Retirement
- By: Christine Benz
- Narrated by: Laurel Lefkow, Rachel Handshaw, Nezar Alderazi
- Length: 10 hrs and 43 mins
- Unabridged
-
Overall
-
Performance
-
Story
What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.
-
-
Had to return the audiobook
- By Kavita B on 09-29-24
By: Christine Benz
-
The Retirement Savings Time Bomb Ticks Louder
- How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings, and Ignite Your Financial Freedom
- By: Ed Slott
- Narrated by: Dan Woren, Ed Slott
- Length: 15 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.
By: Ed Slott
-
Retirement Money Secrets
- A Financial Insider's Guide to Income Independence
- By: Steven R. Selengut
- Narrated by: Matthew Spaur
- Length: 5 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Produce enough income to retire and make market volatility your very best friend. Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down.
-
-
Interesting perspective
- By Nick F on 01-12-25
-
The Purpose Code
- How to Unlock Meaning, Maximize Happiness, and Leave a Lasting Legacy
- By: Jordan Grumet
- Narrated by: Jordan Grumet
- Length: 5 hrs and 25 mins
- Unabridged
-
Overall
-
Performance
-
Story
Worried about purpose? Most people are. But no one has to be. Brené Brown meets Malcolm Gladwell in this ground-breaking self-improvement book that reveals how to make a mark and how to set goals in life without falling into the anxiety traps of conventional success principles books. The ultimate in purpose anxiety relief, and a map for anyone to find happiness.
-
-
Love the approach!
- By WharfRat on 01-21-25
By: Jordan Grumet
-
How to Think About Money
- By: Jonathan Clements, William J. Bernstein - foreword
- Narrated by: Eric Robertson
- Length: 3 hrs and 55 mins
- Unabridged
-
Overall
-
Performance
-
Story
Want a more prosperous, less stressful financial life? Jonathan Clements, longtime personal-finance columnist for The Wall Street Journal, is here to help. His goal: to provide listeners with a coherent way to think about their finances so they worry less about money, make smarter financial choices, and squeeze more happiness out of the dollars that they have.
-
-
Great easy to digest
- By Maurice McDonald on 04-15-24
By: Jonathan Clements, and others
-
Social Security Simplified
- A Comprehensive Guide to Maximize Your Benefits, Understand Your Options, and Secure Your Retirement for Financial Independence
- By: Retire Wise
- Narrated by: Jeremy Diener
- Length: 3 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
Don’t even think about navigating YOUR social security benefits until you listen to this essential guide – Understand your options and secure your retirement for financial independence, even if you’re just starting your journey. A recent survey by the Retirement Confidence Index revealed that over 65% of soon-to-be retirees are apprehensive about their post-retirement life, largely due to a lack of understanding of their Social Security benefits.
-
-
Average.
- By JohnnyBamboy on 08-11-24
By: Retire Wise
-
The Soul of Wealth
- 50 Reflections on Money and Meaning
- By: Daniel Crosby
- Narrated by: Laurel Lefkow
- Length: 8 hrs and 27 mins
- Unabridged
-
Overall
-
Performance
-
Story
In The Soul of Wealth, Daniel presents 50 short essays which explore what wealth really is and provides practical suggestions for how to change your thinking and your actions in small, powerful ways, for a wealthier life.
-
-
Filled with bite-sized, digestible insights
- By Anonymous User on 01-05-25
By: Daniel Crosby
-
Who Do You Want to Be When You Grow Old?
- The Path of Purposeful Aging
- By: Richard J. Leider, David Shapiro
- Narrated by: Steve Carlson
- Length: 3 hrs and 49 mins
- Unabridged
-
Overall
-
Performance
-
Story
With a focus on growing whole through developing a sense of purpose in later life, Who Do You Want to Be When You Grow Old? celebrates the experience of aging with inspiring stories, real-world practices, and provocative questions. Framed by a long conversation between two old friends, the book reconceives aging as a liberating experience that enables us to become more authentically the person we always meant to be with each passing year.
By: Richard J. Leider, and others
-
The New Retirement Savings Time Bomb
- How to Take Financial Control, Avoid Unnecessary Taxes, and Combat the Latest Threats to Your Retirement Savings
- By: Ed Slott
- Narrated by: Dan Woren, Ed Slott
- Length: 14 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan.
-
-
Very technical, good reference
- By chad johnson on 07-08-21
By: Ed Slott
-
Mastering the Market Cycle
- Getting the Odds on Your Side
- By: Howard Marks
- Narrated by: LJ Ganser, Howard Marks
- Length: 9 hrs and 39 mins
- Unabridged
-
Overall
-
Performance
-
Story
The legendary investor shows how to identify and master the cycles that govern the markets. We all know markets rise and fall, but when should you pull out, and when should you stay in? The answer is never black or white, but is best reached through a keen understanding of the reasons behind the rhythm of cycles. Confidence about where we are in a cycle comes when you learn the patterns of ups and downs that influence not just economics, markets and companies, but also human psychology and the investing behaviors that result.
-
-
Cycles : nothing new!
- By Amazon Customer on 11-01-18
By: Howard Marks
-
Taking Stock
- A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life
- By: Jordan Grumet MD
- Narrated by: Jordan Grumet MD, Vicki Robin
- Length: 5 hrs and 51 mins
- Unabridged
-
Overall
-
Performance
-
Story
Learn what end of life can teach us about the secret to financial independence and making every moment count with this life-altering collection of tips from Dr. Jordan Grumet, host of the award-winning Earn & Invest podcast, featuring a foreword written by Vicki Robin, coauthor of Your Money or Your Life.
-
-
Basic
- By Tom Mullins on 08-16-22
By: Jordan Grumet MD
-
Pioneering Portfolio Management, Fully Revised and Updated
- An Unconventional Approach to Institutional Investment
- By: David F. Swensen
- Narrated by: Scott R. Pollak
- Length: 17 hrs and 47 mins
- Unabridged
-
Overall
-
Performance
-
Story
In the years since the now-classic Pioneering Portfolio Management was first published, the global investment landscape has changed dramatically—but the results of David Swensen's investment strategy for the Yale University endowment have remained as impressive as ever. In this fully revised and updated edition, Swensen, author of the best-selling personal finance guide Unconventional Success, describes the investment process that underpins Yale's endowment.
-
-
incredibly insightful
- By Sean Weissman on 02-11-20
By: David F. Swensen
-
Ageless Aging
- A Woman’s Guide to Increasing Healthspan, Brainspan, and Lifespan
- By: Maddy Dychtwald, Kate Hanley - contributor
- Narrated by: Rebecca Stern
- Length: 11 hrs and 15 mins
- Unabridged
-
Overall
-
Performance
-
Story
Ageless Aging presents a pioneering new way for women to age—an ascent that includes feeling youthful and vital while gaining wisdom, resilience, and experience. It provides a holistic plan that helps women take advantage of the scientific, medical, psychological, and spiritual tools available to them as they grow older.
-
-
Current info (2024) narrated to perfection
- By LLG on 08-09-24
By: Maddy Dychtwald, and others
-
The White Coat Investor
- A Doctor's Guide to Personal Finance and Investing
- By: James M. Dahle MD
- Narrated by: Troy W. Hudson
- Length: 4 hrs and 47 mins
- Unabridged
-
Overall
-
Performance
-
Story
Written by a practicing emergency physician, The White Coat Investor is a high-yield manual that specifically deals with the financial issues facing medical students, residents, physicians, dentists, and similar high-income professionals. Doctors are highly-educated and extensively trained at making difficult diagnoses and performing life-saving procedures. However, they receive little to no training in business, personal finance, investing, insurance, taxes, estate planning, and asset protection.
-
-
not the kind of book to listen to
- By Jose Humberto on 02-08-17
-
How to Make Your Money Last
- The Indispensable Retirement Guide
- By: Jane Bryant Quinn
- Narrated by: Amanda Carlin
- Length: 12 hrs and 31 mins
- Unabridged
-
Overall
-
Performance
-
Story
Today people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets - from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and - critically - how much to withdraw from your savings each year).
-
-
This is for someone a few years from retirement.
- By MATTHEW on 05-09-16
-
The Algebra of Wealth
- A Simple Formula for Financial Security
- By: Scott Galloway
- Narrated by: Scott Galloway
- Length: 8 hrs and 29 mins
- Unabridged
-
Overall
-
Performance
-
Story
Today’s workers have more opportunities and mobility than any generation before. They also face unprecedented challenges, including inflation, labor and housing shortages, and climate volatility. Even the notion of retirement is undergoing a profound rethink, as our lifespans extend and our relationship with work evolves. In this environment, the tried-and-true financial advice our parents followed is no longer enough. It’s time for a new playbook. In The Algebra of Wealth, Galloway lays bare the rules of financial success in today's economy.
-
-
Great money/life advice to young people
- By Pat Rios on 04-30-24
By: Scott Galloway
-
Your Complete Guide to a Successful and Secure Retirement
- 2nd Edition
- By: Larry E. Swedroe, Kevin Grogan
- Narrated by: Kevin Meyer
- Length: 11 hrs and 53 mins
- Unabridged
-
Overall
-
Performance
-
Story
This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including social security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more.
-
-
Highly Recommended
- By Henrique M Paula on 08-06-21
By: Larry E. Swedroe, and others
-
A History of the United States in Five Crashes
- Stock Market Meltdowns That Defined a Nation
- By: Scott Nations
- Narrated by: Christopher Grove
- Length: 12 hrs and 32 mins
- Unabridged
-
Overall
-
Performance
-
Story
In this absorbing, smart, and accessible blend of economic and cultural history in the vein of the works of Michael Lewis and Andrew Ross Sorkin, a financial executive and CNBC contributor examines the five most significant stock market crashes in the United States over the past century, revealing how they have defined the nation today.
-
-
A solid telling of crucial history
- By Philo on 06-17-17
By: Scott Nations
Related to this topic
-
I Will Teach You to Be Rich
- No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 12 hrs and 8 mins
- Unabridged
-
Overall
-
Performance
-
Story
Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
-
-
Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
-
12 Months to $1 Million
- How to Pick a Winning Product, Build a Real Business, and Become a Seven-Figure Entrepreneur
- By: Ryan Daniel Moran
- Narrated by: Ryan Daniel Moran
- Length: 7 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
-
-
Good, but a Little Misleading
- By Chris Love on 11-28-20
-
The Simple Path to Wealth
- Your Road Map to Financial Independence and a Rich, Free Life
- By: JL Collins
- Narrated by: JL Collins, Peter Adeney
- Length: 6 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
-
-
Misleading, heavily biased
- By Cody Peralta on 07-19-19
By: JL Collins
-
The Creature from Jekyll Island
- A Second Look at the Federal Reserve
- By: G. Edward Griffin
- Narrated by: Mark Bramhall
- Length: 24 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
This classic expose of the Fed has become one of the best-selling books in its category of all time. Where does money come from? Where does it go? Who makes it? The money magician's secrets are unveiled. Here is a close look at their mirrors and smoke machines, the pulleys, cogs, and wheels that create the grand illusion called money. A boring subject? Just wait. You'll be hooked in five minutes. It reads like a detective story - which it really is, but it's all true.
-
-
Lost confidence in author
- By Amazon Customer on 07-11-20
-
Plan Your Year Like a Millionaire
- By: Rachel Rodgers
- Narrated by: Rachel Rodgers
- Length: 2 hrs
- Original Recording
-
Overall
-
Performance
-
Story
Plan Like a Millionaire is part of a riveting three-part series, and it's all about elevating your game and setting goals like a seven-figure earner. In this wealth-inspiring listening journey, Rachel reveals the secrets of how to set goals, manage time wisely, build essential support systems, break free from financial constraints, and make savvy money decisions.
-
-
Feel Good Book, only
- By Maggie on 01-06-24
By: Rachel Rodgers
-
Los secretos de la mente millonaria (Narración en Castellano) [Secrets of the Millionaire Mind]
- Domina el juego de la riqueza [Mastering the Inner Game of Wealth]
- By: T. Harv Eker
- Narrated by: Ivan Villanueva
- Length: 2 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
El autor estaba en bancarrota, en solo dos años y medio se convirtió en millonario y construyó una de las más grandes firmas de consultoría para el éxito. Con sus enseñanzas ha tocado la vida de millones de personas. Este audiolibro te enseña a observar como piensas. Es un reto a tus ideas que te limitan, a los razonamientos que no te apoyan y a tus acciones con respecto al dinero.
-
-
El libro está bien, pero ES VERSION RESUMIDA
- By alexnvlp on 08-24-23
By: T. Harv Eker
-
I Will Teach You to Be Rich
- No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 12 hrs and 8 mins
- Unabridged
-
Overall
-
Performance
-
Story
Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
-
-
Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
-
12 Months to $1 Million
- How to Pick a Winning Product, Build a Real Business, and Become a Seven-Figure Entrepreneur
- By: Ryan Daniel Moran
- Narrated by: Ryan Daniel Moran
- Length: 7 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
-
-
Good, but a Little Misleading
- By Chris Love on 11-28-20
-
The Simple Path to Wealth
- Your Road Map to Financial Independence and a Rich, Free Life
- By: JL Collins
- Narrated by: JL Collins, Peter Adeney
- Length: 6 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
-
-
Misleading, heavily biased
- By Cody Peralta on 07-19-19
By: JL Collins
-
The Creature from Jekyll Island
- A Second Look at the Federal Reserve
- By: G. Edward Griffin
- Narrated by: Mark Bramhall
- Length: 24 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
This classic expose of the Fed has become one of the best-selling books in its category of all time. Where does money come from? Where does it go? Who makes it? The money magician's secrets are unveiled. Here is a close look at their mirrors and smoke machines, the pulleys, cogs, and wheels that create the grand illusion called money. A boring subject? Just wait. You'll be hooked in five minutes. It reads like a detective story - which it really is, but it's all true.
-
-
Lost confidence in author
- By Amazon Customer on 07-11-20
-
Plan Your Year Like a Millionaire
- By: Rachel Rodgers
- Narrated by: Rachel Rodgers
- Length: 2 hrs
- Original Recording
-
Overall
-
Performance
-
Story
Plan Like a Millionaire is part of a riveting three-part series, and it's all about elevating your game and setting goals like a seven-figure earner. In this wealth-inspiring listening journey, Rachel reveals the secrets of how to set goals, manage time wisely, build essential support systems, break free from financial constraints, and make savvy money decisions.
-
-
Feel Good Book, only
- By Maggie on 01-06-24
By: Rachel Rodgers
-
Los secretos de la mente millonaria (Narración en Castellano) [Secrets of the Millionaire Mind]
- Domina el juego de la riqueza [Mastering the Inner Game of Wealth]
- By: T. Harv Eker
- Narrated by: Ivan Villanueva
- Length: 2 hrs and 17 mins
- Unabridged
-
Overall
-
Performance
-
Story
El autor estaba en bancarrota, en solo dos años y medio se convirtió en millonario y construyó una de las más grandes firmas de consultoría para el éxito. Con sus enseñanzas ha tocado la vida de millones de personas. Este audiolibro te enseña a observar como piensas. Es un reto a tus ideas que te limitan, a los razonamientos que no te apoyan y a tus acciones con respecto al dinero.
-
-
El libro está bien, pero ES VERSION RESUMIDA
- By alexnvlp on 08-24-23
By: T. Harv Eker
People who viewed this also viewed...
-
The Retirement Savings Time Bomb Ticks Louder
- How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings, and Ignite Your Financial Freedom
- By: Ed Slott
- Narrated by: Dan Woren, Ed Slott
- Length: 15 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.
By: Ed Slott
-
The Bogleheads' Guide to Retirement Planning
- By: Taylor Larimore, Mel Lindauer, Richard A. Ferri, and others
- Narrated by: David Marantz
- Length: 13 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Bogleheads are back - with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy. Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help.
-
-
Good retirement guide planning
- By Arjun J. Dhir on 12-02-24
By: Taylor Larimore, and others
-
How to Retire
- 20 Lessons for a Happy, Successful, and Wealthy Retirement
- By: Christine Benz
- Narrated by: Laurel Lefkow, Rachel Handshaw, Nezar Alderazi
- Length: 10 hrs and 43 mins
- Unabridged
-
Overall
-
Performance
-
Story
What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.
-
-
Had to return the audiobook
- By Kavita B on 09-29-24
By: Christine Benz
-
Retirement Money Secrets
- A Financial Insider's Guide to Income Independence
- By: Steven R. Selengut
- Narrated by: Matthew Spaur
- Length: 5 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Produce enough income to retire and make market volatility your very best friend. Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down.
-
-
Interesting perspective
- By Nick F on 01-12-25
-
The New Retirement Savings Time Bomb
- How to Take Financial Control, Avoid Unnecessary Taxes, and Combat the Latest Threats to Your Retirement Savings
- By: Ed Slott
- Narrated by: Dan Woren, Ed Slott
- Length: 14 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan.
-
-
Very technical, good reference
- By chad johnson on 07-08-21
By: Ed Slott
-
Pathfinders
- Extraordinary Stories of People Like You on the Quest for Financial Independence—and How to Join Them
- By: JL Collins
- Narrated by: Kevin Meyer, Audrey J Williams
- Length: 9 hrs and 10 mins
- Unabridged
-
Overall
-
Performance
-
Story
From “The Godfather of FI”, a follow-up to his international best-selling personal finance sensation The Simple Path to Wealth! Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence—providing practical encouragement and inspiration for anyone who wants to join them.
-
-
Wish it was narrated by JL
- By T. Huff on 11-13-23
By: JL Collins
-
The Retirement Savings Time Bomb Ticks Louder
- How to Avoid Unnecessary Tax Landmines, Defuse the Latest Threats to Your Retirement Savings, and Ignite Your Financial Freedom
- By: Ed Slott
- Narrated by: Dan Woren, Ed Slott
- Length: 15 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
Whether your retirement dreams are five years away or fifty—the single greatest threat standing in your way is taxes. Unlike losses in the stock market, money lost to taxes never recovers. With untaxed retirement accounts likely to become your largest asset, you face an explosive landscape of costly tax traps, penalties, and a complex maze of rules when it comes time to tap into those savings. Renowned tax advisor Ed Slott returns with the ultimate guide to reclaim control of your financial future and keep more of your money—no matter what Congress comes up with next.
By: Ed Slott
-
The Bogleheads' Guide to Retirement Planning
- By: Taylor Larimore, Mel Lindauer, Richard A. Ferri, and others
- Narrated by: David Marantz
- Length: 13 hrs and 3 mins
- Unabridged
-
Overall
-
Performance
-
Story
The Bogleheads are back - with retirement planning advice for those who need it! Whatever your current financial situation, you must continue to strive for a viable retirement plan by finding the most effective ways to save, the best accounts to save in, and the right amount to save, as well as understanding how to insure against setbacks and handle the uncertainties of a shaky economy. Fortunately, the Bogleheads, a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, are here to help.
-
-
Good retirement guide planning
- By Arjun J. Dhir on 12-02-24
By: Taylor Larimore, and others
-
How to Retire
- 20 Lessons for a Happy, Successful, and Wealthy Retirement
- By: Christine Benz
- Narrated by: Laurel Lefkow, Rachel Handshaw, Nezar Alderazi
- Length: 10 hrs and 43 mins
- Unabridged
-
Overall
-
Performance
-
Story
What are the secrets to a healthy, happy, and wealthy retirement? To answer that question, longtime Morningstar columnist and podcaster Christine Benz asked 20 retirement thought leaders to go deep on a single lesson that they believe contributes to success in retirement. These lessons range from nitty gritty financial matters to quality-of-life considerations that help pre-retirees and retirees maximize their “time on earth” allocations.
-
-
Had to return the audiobook
- By Kavita B on 09-29-24
By: Christine Benz
-
Retirement Money Secrets
- A Financial Insider's Guide to Income Independence
- By: Steven R. Selengut
- Narrated by: Matthew Spaur
- Length: 5 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Produce enough income to retire and make market volatility your very best friend. Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down.
-
-
Interesting perspective
- By Nick F on 01-12-25
-
The New Retirement Savings Time Bomb
- How to Take Financial Control, Avoid Unnecessary Taxes, and Combat the Latest Threats to Your Retirement Savings
- By: Ed Slott
- Narrated by: Dan Woren, Ed Slott
- Length: 14 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan.
-
-
Very technical, good reference
- By chad johnson on 07-08-21
By: Ed Slott
-
Pathfinders
- Extraordinary Stories of People Like You on the Quest for Financial Independence—and How to Join Them
- By: JL Collins
- Narrated by: Kevin Meyer, Audrey J Williams
- Length: 9 hrs and 10 mins
- Unabridged
-
Overall
-
Performance
-
Story
From “The Godfather of FI”, a follow-up to his international best-selling personal finance sensation The Simple Path to Wealth! Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence—providing practical encouragement and inspiration for anyone who wants to join them.
-
-
Wish it was narrated by JL
- By T. Huff on 11-13-23
By: JL Collins
-
The Retirement Planning Roadmap
- A Simple 7-Step Guide to Navigating Your Retirement Goals with Confidence, Strengthening Financial Security and Ensuring Peace of Mind in Your Golden Years
- By: Sweet Home Publishing
- Narrated by: Tim Alexander
- Length: 3 hrs and 32 mins
- Unabridged
-
Overall
-
Performance
-
Story
Discover the secret to enjoying your golden years free of fears and worries – retire with confidence in just 7 steps!
-
-
A great gift for Christmas
- By Gina on 12-31-24
-
Retirement Planning for Dummies
- By: Matthew Krantz
- Narrated by: Peter Lerman
- Length: 11 hrs and 49 mins
- Unabridged
-
Overall
-
Performance
-
Story
Retirement Planning for Dummies is a one-stop resource to get up to speed on the critical steps needed to ensure you spend your golden years living in the lap of luxury - or at least in the comfort of your own home. When attempting to plan for retirement, web searching alone can cause you more headaches than answers, leaving many to feel overwhelmed and defeated. This book takes the guesswork out of the subject and guides listeners while they plan the largest financial obligation of their life.
-
-
Why is there no supplemental pdf to accompany this audiobook?
- By Tiffany Nichols on 07-05-22
By: Matthew Krantz
-
The Only Retirement Planning Book You'll Ever Need
- Your Guide to a Stress-Free Retirement: Achieve Financial Freedom, Make Your Money Last, & Savor Life After Work
- By: Garrett Monroe
- Narrated by: N.W. Edwards
- Length: 4 hrs and 20 mins
- Unabridged
-
Overall
-
Performance
-
Story
Unlock a stress-free retirement and achieve the financial freedom you deserve with this ultimate guide! Imagine possessing a comprehensive resource that breaks down retirement planning into simple, actionable steps, turning complex financial decisions into opportunities for a secure future. Whether you’re starting from scratch, looking to enhance your current retirement plan, or are near retirement without much savings, this book will guide you through every stage of the process and ensure you're fully prepared for the next chapter of your life.
-
-
A Practical Guide for Retirement Peace of Mind
- By Jordan Beckett on 09-27-24
By: Garrett Monroe
-
Tax-Free Income for Life
- A Step-by-Step Plan for a Secure Retirement
- By: David McKnight
- Narrated by: Marc Cashman
- Length: 3 hrs and 7 mins
- Unabridged
-
Overall
-
Performance
-
Story
American retirees face a looming crisis. We are living longer than ever before, and most experts predict a dramatic rise in tax rates within the next 10 years. The hard truth is that no matter how much you save, you are likely to outlive your money or watch it be taxed into oblivion. But when traditional retirement distribution strategies won't provide sufficient income in the face of higher taxes, what can you do?
-
-
Financial Education
- By Flyboy91 on 12-12-20
By: David McKnight
-
The All-Weather Retirement Portfolio
- Your Post-Retirement Investment Guide to a Worry-Free Income for Life
- By: Randy L. Thurman
- Narrated by: Zack Sage
- Length: 5 hrs and 49 mins
- Unabridged
-
Overall
-
Performance
-
Story
You can have it all—not just more income to spend in your retirement years but also the peace of mind that comes from knowing that, no matter what happens in the outside world, you’ll be on your way to a worry-free income for life.
-
-
The use of history and research to make his case for retirement strategy and success
- By Bummed in Boca on 08-29-24
By: Randy L. Thurman
-
Just Keep Buying
- Proven Ways to Save Money and Build Your Wealth
- By: Nick Maggiulli
- Narrated by: Kevin Meyer
- Length: 6 hrs and 21 mins
- Unabridged
-
Overall
-
Performance
-
Story
Everyone faces big questions when it comes to money. Unfortunately, many of the answers provided by the financial industry have been based on belief and conjecture, rather than data and evidence - until now. The hugely popular finance blogger Nick Maggiulli crunches the numbers to answer your biggest questions, and to provide you with proven ways to build your wealth right away. By following the strategies revealed here, you can act smarter, and live richer, each and every day. It’s time to take the next step in your wealth-building journey!
-
-
Good Framework
- By Oz on 08-05-23
By: Nick Maggiulli
-
How to Make Your Money Last
- The Indispensable Retirement Guide
- By: Jane Bryant Quinn
- Narrated by: Amanda Carlin
- Length: 12 hrs and 31 mins
- Unabridged
-
Overall
-
Performance
-
Story
Today people worry that they're going to run out of money in their older age. That won't happen if you use a few tricks for squeezing higher payments from your assets - from your Social Security account (find the hidden values there), pension (monthly income or lump sum?), home equity (sell and invest the proceeds or take a reverse mortgage?), savings (should you buy a lifetime annuity?), and retirement accounts (how to invest and - critically - how much to withdraw from your savings each year).
-
-
This is for someone a few years from retirement.
- By MATTHEW on 05-09-16
-
Enough
- True Measures of Money, Business, and Life
- By: John C. Bogle
- Narrated by: Alan Sklar
- Length: 6 hrs and 14 mins
- Unabridged
-
Overall
-
Performance
-
Story
Throughout his legendary career, John Bogle, founder of the Vanguard mutual fund group and creator of the first index mutual fund, has helped investors build wealth the right way and led a tireless campaign to restore common sense to the investment world. Along the way, he's seen how destructive an obsession with financial success can be. Now, with Enough, he puts this dilemma in perspective.
-
-
Repetitious
- By KansaKilla on 07-22-15
By: John C. Bogle
-
Taking Stock
- A Hospice Doctor's Advice on Financial Independence, Building Wealth, and Living a Regret-Free Life
- By: Jordan Grumet MD
- Narrated by: Jordan Grumet MD, Vicki Robin
- Length: 5 hrs and 51 mins
- Unabridged
-
Overall
-
Performance
-
Story
Learn what end of life can teach us about the secret to financial independence and making every moment count with this life-altering collection of tips from Dr. Jordan Grumet, host of the award-winning Earn & Invest podcast, featuring a foreword written by Vicki Robin, coauthor of Your Money or Your Life.
-
-
Basic
- By Tom Mullins on 08-16-22
By: Jordan Grumet MD
-
The Ultimate Retirement Guide for 50+
- Winning Strategies to Make Your Money Last a Lifetime
- By: Suze Orman
- Narrated by: Suze Orman
- Length: 12 hrs and 31 mins
- Unabridged
-
Overall
-
Performance
-
Story
Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in The Ultimate Retirement Guide for 50+, she gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more-starting where you are right now.
-
-
Way to long
- By Phil on 04-23-20
By: Suze Orman
-
The Five Years Before You Retire
- Retirement Planning When You Need It the Most
- By: Emily Guy Birken
- Narrated by: Callie Beaulieu
- Length: 6 hrs and 15 mins
- Unabridged
-
Overall
-
Performance
-
Story
Even though half of all Americans put money aside for retirement, it isn't until they reach their 60s that many realize that they haven't saved enough. With The Five Years Before You Retire, you'll hone in on what you need to do in the next five years to maximize your current savings and create a realistic plan for your future. This book guides you through each financial, medical, and familial decision, from taking advantage of the employer match your company offers for your 401(k) program to enrolling in Medicare to discussing housing options with your family.
-
-
Very basic information
- By KC on 01-02-17
By: Emily Guy Birken
-
The New Retirementality
- Planning Your Life and Living Your Dreams...at Any Age You Want (New Retire-Mentality)
- By: Mitch Anthony
- Narrated by: Mike Norgaard
- Length: 6 hrs and 19 mins
- Unabridged
-
Overall
-
Performance
-
Story
In 2000, when top financial philosopher and best-selling author Mitch Anthony first presented a new way of thinking about retirement, it was novel, and many critics didn't buy into it. Originally written to get the attention of baby boomers, Mitch ended up starting a revolution by showing us that everything we had learned about retirement was wrong—we needed a "new retirementality."
-
-
AI voice or elementary content?
- By R Montouri on 07-03-24
By: Mitch Anthony
What listeners say about How Much Can I Spend in Retirement?
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
-
Overall
-
Performance
-
Story
- amaz.fan
- 03-24-24
warning: no pdf means little utility
Great analysis and useful content -- except the audio version includes no accompanying PDF. The text/analysis frequently refers to "see exhibit 2..." etc. to make its point. Without an accompanying PDF, you get nothing. Unless you plan to also buy a hard copy, avoid this title.
Something went wrong. Please try again in a few minutes.
You voted on this review!
You reported this review!
3 people found this helpful