
NMLS Safe Act Study Guide
Practice Questions & Complete Review Edition Crash Course & Test Prep: Pass the Nationwide Multi-State Licensing System Exam!—For Mortgage Loan Originators
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Narrated by:
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Liam Bradford
-
John Lyons
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By:
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Xander Mitchell
About this listen
If you want to pass the NMLS exam but don’t have a lot of time for studying, pay attention...
You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test.
Thorough preparation cannot be overlooked. That is why the author Xander Mitchell, a mortgage loan originator, developed the NMLS Study Guide! It is a complete review and practice questions edition. It contains hundreds of practice questions and reviews all essential concepts found on the exam from all categories of the exam. You can listen to it wherever life takes you! Its sections include:
I. Introduction to the NMLS Exam
A. Purpose of the NMLS Exam
B. Overview of the exam structure and format
C. Importance of passing the exam for mortgage professionals
II. Federal Mortgage-Related Laws and Regulations
A. Real Estate Settlement Procedures Act (RESPA)
B. Truth in Lending Act (TILA)
C. Home Mortgage Disclosure Act (HMDA)
D. Equal Credit Opportunity Act (ECOA)
E. Fair Housing Act (FHA)
F. Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)
G. Consumer Financial Protection Bureau (CFPB) regulations
III. General Mortgage Knowledge
A. Types of mortgage loans
B. Mortgage loan origination process
C. Mortgage loan underwriting and approval
D. Mortgage loan closing process
E. Mortgage loan servicing
IV. Loan Products and Programs
A. Conventional mortgages
B. Government-insured mortgages (FHA, VA, USDA)
C. Jumbo mortgages
D. Non-conforming mortgages
E. Adjustable-rate mortgages (ARMs)
F. Fixed-rate mortgages
G. Balloon mortgages
V. Mortgage Loan Disclosures and Documentation
A. Loan Estimate (LE) and Closing Disclosure
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You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test. Thorough preparation cannot be overlooked. That is why the author Xander Mitchell, a mortgage loan originator, developed the NMLS Study Guide! It contains hundreds of practice questions and reviews all essential concepts found on the exam from all categories of the exam. You can listen to it wherever life takes you!
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Overall
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Performance
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You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test. Thorough preparation cannot be overlooked. That is why the author Xander Mitchell, a mortgage loan originator, developed the NMLS Study Guide! It contains hundreds of practice questions and reviews all essential concepts found on the exam from all categories of the exam. You can listen to it wherever life takes you!
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-
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The Millionaire Loan Officer
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-
Overall
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Performance
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Story
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By: Scott Hudspeth
-
NMLS SAFE Act Study Guide 2023-2024
- Pass the Mortgage Loan Originator Test - Fast and Easy! 420+ Practice Questions with Answers!
- By: Richard Barkley, Russell Jordan
- Narrated by: Helpful Matthew
- Length: 7 hrs and 44 mins
- Unabridged
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Overall
-
Performance
-
Story
The NMLS SAFE Act Exam is challenging, especially if you don’t have the right tool and the study guide. Our guide can help! At Hamlin Learning Academy we have some of the top R/E finance instructors and educators. Pass the Mortgage Loan Originator Test quick and easy with this concise and carefully designed study guide. Major points are underlined, common questions for the test are laid out plainly, and we also made the real estate finance laws easy to understand.
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- By: Jeb Blount, Mike Weinberg - foreword
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- Narrated by: River Kanoff
- Length: 3 hrs and 11 mins
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Overall
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Performance
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The truth is, yes, the NMLS exam is very difficult. It covers an extensive and broad assortment of information, and you never know exactly what they are going to ask you about so you do need to prepare for it all. However, this doesn't mean that you have to spend the next 20 years with your nose buried in a pile of study material.
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People who viewed this also viewed...
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NMLS Safe Act Exam Study Guide - Complete Test Prep for Mortgage Loan Originators
- With 200+ Official Style Questions & Answers to Ensure You Pass with Ease
- By: KNG Education
- Narrated by: Will Stauff
- Length: 7 hrs and 9 mins
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Overall
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Performance
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What do the successful NMLS exam students who pass their test first time know, that you don't? Are you eager to become a licensed Mortgage Loan Originator as fast as possible? In order to land your dream job, increase your salary, and work in a thriving, fun, real-estate industry? We want to make that reality come true for you...We've provided all of the up-to-date information you must know, as well as 200 comprehensive practice questions and answers - to ensure you go into your exam with confidence.
-
-
It was good til it wasn't
- By Jessica on 10-24-23
By: KNG Education
-
The National NMLS SAFE Act Test Prep Guide for Mortgage Loan Originators
- By: Ali Siavash
- Narrated by: River Kanoff
- Length: 3 hrs and 11 mins
- Unabridged
-
Overall
-
Performance
-
Story
The truth is, yes, the NMLS exam is very difficult. It covers an extensive and broad assortment of information, and you never know exactly what they are going to ask you about so you do need to prepare for it all. However, this doesn't mean that you have to spend the next 20 years with your nose buried in a pile of study material.
-
-
Outdated
- By Norboo on 07-13-20
By: Ali Siavash
-
NMLS Safe Act Study Guide: Complete Review Edition
- Crash Course & Exam Test Prep: Exam Prep to Help Pass the Nationwide Multi-State Licensing System Exam: For Mortgage Loan Originators
- By: Xander Mitchell
- Narrated by: John Lyons
- Length: 5 hrs
- Unabridged
-
Overall
-
Performance
-
Story
You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test. Thorough preparation cannot be overlooked. That is why the author Xander Mitchell, a mortgage loan originator, developed the NMLS Study Guide! It is a complete review edition that reviews all essential concepts found on the exam from all categories of the exam.
-
-
Concise overview
- By Tom Miller on 02-15-25
By: Xander Mitchell
-
NMLS Study Guide
- Complete Test Prep with Practice Questions and Simplified Strategies to Ace Your Mortgage Loan Originator Exam
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- Length: 9 hrs and 10 mins
- Unabridged
-
Overall
-
Performance
-
Story
This guide offers a thorough understanding of the NMLS exam, preparing you to excel as a skilled and ethical Mortgage Loan Originator (MLO). Covering federal mortgage laws, financial concepts, ethical practices, fraud prevention, and state-specific requirements, it goes beyond test prep to provide practical, career-ready knowledge.
The exam may be a significant hurdle, but it’s also an opportunity—an opportunity to prove not only your understanding of mortgage principles but also your commitment to upholding the standards that will help you thrive in the field.
-
-
Use this book to pass the exam
- By Lisa on 03-12-25
-
NMLS Safe Act Study Guide - Practice Questions Edition
- Crash Course & Test Prep: Exam Prep for Passing the Nationwide Multi-State Licensing System Exam - For Mortgage Loan Originators
- By: Xander Mitchell
- Narrated by: Liam Bradford
- Length: 5 hrs and 52 mins
- Unabridged
-
Overall
-
Performance
-
Story
You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test. Thorough preparation cannot be overlooked. That is why the author Xander Mitchell, a mortgage loan originator, developed the NMLS Study Guide! It contains hundreds of practice questions and reviews all essential concepts found on the exam from all categories of the exam. You can listen to it wherever life takes you!
-
-
Good buy
- By Crystal Mendoza on 12-24-23
By: Xander Mitchell
-
NMLS SAFE Act Study Guide 2023-2024
- Pass the Mortgage Loan Originator Test - Fast and Easy! 420+ Practice Questions with Answers!
- By: Richard Barkley, Russell Jordan
- Narrated by: Helpful Matthew
- Length: 7 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
The NMLS SAFE Act Exam is challenging, especially if you don’t have the right tool and the study guide. Our guide can help! At Hamlin Learning Academy we have some of the top R/E finance instructors and educators. Pass the Mortgage Loan Originator Test quick and easy with this concise and carefully designed study guide. Major points are underlined, common questions for the test are laid out plainly, and we also made the real estate finance laws easy to understand.
-
-
Sloppy Product
- By Kindle Customer on 08-24-24
By: Richard Barkley, and others
-
NMLS Safe Act Exam Study Guide - Complete Test Prep for Mortgage Loan Originators
- With 200+ Official Style Questions & Answers to Ensure You Pass with Ease
- By: KNG Education
- Narrated by: Will Stauff
- Length: 7 hrs and 9 mins
- Unabridged
-
Overall
-
Performance
-
Story
What do the successful NMLS exam students who pass their test first time know, that you don't? Are you eager to become a licensed Mortgage Loan Originator as fast as possible? In order to land your dream job, increase your salary, and work in a thriving, fun, real-estate industry? We want to make that reality come true for you...We've provided all of the up-to-date information you must know, as well as 200 comprehensive practice questions and answers - to ensure you go into your exam with confidence.
-
-
It was good til it wasn't
- By Jessica on 10-24-23
By: KNG Education
-
The National NMLS SAFE Act Test Prep Guide for Mortgage Loan Originators
- By: Ali Siavash
- Narrated by: River Kanoff
- Length: 3 hrs and 11 mins
- Unabridged
-
Overall
-
Performance
-
Story
The truth is, yes, the NMLS exam is very difficult. It covers an extensive and broad assortment of information, and you never know exactly what they are going to ask you about so you do need to prepare for it all. However, this doesn't mean that you have to spend the next 20 years with your nose buried in a pile of study material.
-
-
Outdated
- By Norboo on 07-13-20
By: Ali Siavash
-
NMLS Safe Act Study Guide: Complete Review Edition
- Crash Course & Exam Test Prep: Exam Prep to Help Pass the Nationwide Multi-State Licensing System Exam: For Mortgage Loan Originators
- By: Xander Mitchell
- Narrated by: John Lyons
- Length: 5 hrs
- Unabridged
-
Overall
-
Performance
-
Story
You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test. Thorough preparation cannot be overlooked. That is why the author Xander Mitchell, a mortgage loan originator, developed the NMLS Study Guide! It is a complete review edition that reviews all essential concepts found on the exam from all categories of the exam.
-
-
Concise overview
- By Tom Miller on 02-15-25
By: Xander Mitchell
-
NMLS Study Guide
- Complete Test Prep with Practice Questions and Simplified Strategies to Ace Your Mortgage Loan Originator Exam
- By: Jefferson Fairbank
- Narrated by: Tom Brooks
- Length: 9 hrs and 10 mins
- Unabridged
-
Overall
-
Performance
-
Story
This guide offers a thorough understanding of the NMLS exam, preparing you to excel as a skilled and ethical Mortgage Loan Originator (MLO). Covering federal mortgage laws, financial concepts, ethical practices, fraud prevention, and state-specific requirements, it goes beyond test prep to provide practical, career-ready knowledge.
The exam may be a significant hurdle, but it’s also an opportunity—an opportunity to prove not only your understanding of mortgage principles but also your commitment to upholding the standards that will help you thrive in the field.
-
-
Use this book to pass the exam
- By Lisa on 03-12-25
-
NMLS Safe Act Study Guide - Practice Questions Edition
- Crash Course & Test Prep: Exam Prep for Passing the Nationwide Multi-State Licensing System Exam - For Mortgage Loan Originators
- By: Xander Mitchell
- Narrated by: Liam Bradford
- Length: 5 hrs and 52 mins
- Unabridged
-
Overall
-
Performance
-
Story
You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test. Thorough preparation cannot be overlooked. That is why the author Xander Mitchell, a mortgage loan originator, developed the NMLS Study Guide! It contains hundreds of practice questions and reviews all essential concepts found on the exam from all categories of the exam. You can listen to it wherever life takes you!
-
-
Good buy
- By Crystal Mendoza on 12-24-23
By: Xander Mitchell
-
NMLS SAFE Act Study Guide 2023-2024
- Pass the Mortgage Loan Originator Test - Fast and Easy! 420+ Practice Questions with Answers!
- By: Richard Barkley, Russell Jordan
- Narrated by: Helpful Matthew
- Length: 7 hrs and 44 mins
- Unabridged
-
Overall
-
Performance
-
Story
The NMLS SAFE Act Exam is challenging, especially if you don’t have the right tool and the study guide. Our guide can help! At Hamlin Learning Academy we have some of the top R/E finance instructors and educators. Pass the Mortgage Loan Originator Test quick and easy with this concise and carefully designed study guide. Major points are underlined, common questions for the test are laid out plainly, and we also made the real estate finance laws easy to understand.
-
-
Sloppy Product
- By Kindle Customer on 08-24-24
By: Richard Barkley, and others
What listeners say about NMLS Safe Act Study Guide
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- Rhonda Powell
- 01-18-24
Simply Amazing!
This study guide is an essential resource for anyone preparing to take the NMLS Safe Act exam. The practice questions are comprehensive and cover all the necessary topics, making it easy to identify areas that need improvement.
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- Brendan Chandler
- 01-20-24
Great for preparing!
I have taken a few other practice tests and this was right up there with them. I also appreciated the feedback in the back of the book to help me understand the answers.
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- Luther Garza
- 01-10-24
Helped me focus!
The organization of the content is excellent. The only drawback is that some topics could use more examples to illustrate concepts.
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- Carmen Bryan
- 01-12-24
The Safe Act requirements.
This study guide is a must-have for anyone preparing to take the NMLS Safe Act exam. The practice questions are thorough and cover all the necessary topics, making it easy to identify areas that need improvement. The review edition is also very helpful in reinforcing concepts and providing a thorough understanding of the Safe Act requirements.
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- Ms. EdensBrock
- 03-27-25
The best study guide I’ve found
I’ve purchased 3 NMLS study books and this is the only one I have found helpful! Best of luck to you all out there!!
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- Chelsea Hogan
- 01-12-24
An excellent guide
I was struggling with the Safe Act requirements before I discovered this study guide. The practice questions are well-written and accurately reflect the types of questions you'll see on the exam. The review edition is also very detailed and provides a thorough understanding of the Safe Act requirements. I passed the exam on my first try, thanks to this resource!
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- Rickey Love
- 01-09-24
Informative but a bit lengthy.
The detailed review is great, but it might be overwhelming for some. Nonetheless, it covers everything you need.
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- Amelia Campbell
- 01-12-24
The product is as expected.
I was initially hesitant about using an online study guide, but I'm glad I gave this one a try! The NMLS Safe Act Study Guide Practice Questions & Complete Review Edition Crash Course & Test Prep is an excellent resource that provides a comprehensive overview of the Safe Act requirements. The practice questions are challenging but fair, and the review edition is very detailed.
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- Nathan Robertson
- 01-08-24
Amazing! Love this Study Guide
Helpful but a bit fast-paced. Loved the content, but the narrator could slow down a bit. Overall, a valuable tool for exam preparation.
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- Eunice Guerrero
- 01-09-24
Worth every penny!
The audiobook's structure is well thought out, and the narrator's voice kept me engaged throughout. Successfully passed my NMLS exam.
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