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NMLS Safe Act Study Guide
Practice Questions & Complete Review Edition Crash Course & Test Prep: Pass the Nationwide Multi-State Licensing System Exam!—For Mortgage Loan Originators
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Narrated by:
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Liam Bradford
-
John Lyons
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By:
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Xander Mitchell
About this listen
If you want to pass the NMLS exam but don’t have a lot of time for studying, pay attention...
You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test.
Thorough preparation cannot be overlooked. That is why the author Xander Mitchell, a mortgage loan originator, developed the NMLS Study Guide! It is a complete review and practice questions edition. It contains hundreds of practice questions and reviews all essential concepts found on the exam from all categories of the exam. You can listen to it wherever life takes you! Its sections include:
I. Introduction to the NMLS Exam
A. Purpose of the NMLS Exam
B. Overview of the exam structure and format
C. Importance of passing the exam for mortgage professionals
II. Federal Mortgage-Related Laws and Regulations
A. Real Estate Settlement Procedures Act (RESPA)
B. Truth in Lending Act (TILA)
C. Home Mortgage Disclosure Act (HMDA)
D. Equal Credit Opportunity Act (ECOA)
E. Fair Housing Act (FHA)
F. Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act)
G. Consumer Financial Protection Bureau (CFPB) regulations
III. General Mortgage Knowledge
A. Types of mortgage loans
B. Mortgage loan origination process
C. Mortgage loan underwriting and approval
D. Mortgage loan closing process
E. Mortgage loan servicing
IV. Loan Products and Programs
A. Conventional mortgages
B. Government-insured mortgages (FHA, VA, USDA)
C. Jumbo mortgages
D. Non-conforming mortgages
E. Adjustable-rate mortgages (ARMs)
F. Fixed-rate mortgages
G. Balloon mortgages
V. Mortgage Loan Disclosures and Documentation
A. Loan Estimate (LE) and Closing Disclosure
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While most of us are familiar with the Underground Railroad, there was much more to the movement than helping individuals escape their bondage. In the eight lectures of The Abolitionists, Professor Kellie Carter Jackson of Wellesley College will bring you along as she traces the history of the fight to end slavery in America, from its relatively quiet origins to the turning point at Harper’s Ferry to the Civil War.
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Highly Informative
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The Autobiography of Malcolm X
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- Narrated by: Laurence Fishburne
- Length: 16 hrs and 52 mins
- Unabridged
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Experience a bold take on this classic autobiography as it’s performed by Oscar-nominated Laurence Fishburne. In this searing classic autobiography, originally published in 1965, Malcolm X, the Muslim leader, firebrand, and Black empowerment activist, tells the extraordinary story of his life and the growth of the Human Rights movement. His fascinating perspective on the lies and limitations of the American dream and the inherent racism in a society that denies its non-White citizens the opportunity to dream, gives extraordinary insight into the most urgent issues of our own time.
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it's Nearly perfect
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Ho Tactics
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I have discovered a group of women who refuse to be exploited, are immune to manipulation, and who never settle in the name of love. These ladies know what they want and take what they want by beating men at their own game. Utilizing the secrets exposed in this book, these women gain power, money, and status. Men call them gold diggers, women call them hos, but they call themselves winners. This is the book that society doesn't want you to listen to….
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I spent $24,000 in 4 months
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Ali in Me
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- Length: 3 hrs and 31 mins
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Muhammad Ali, never afraid to express himself loudly and boldly, stays true to form in Ali in Me, an eight-part audio series that explores his life and legacy, guided by his own words through never-before-heard audio recordings. Hosted by Muhammad’s widow, Lonnie Ali, and his close friend, award-winning broadcaster John Ramsey, Ali in Me goes beyond the boxing ring to delve deeply into the extraordinary life and lasting contributions The Champ made to individuals around the world.
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He went hard on everything, especially love
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Helter Skelter
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Prosecuting attorney in the Manson trial Vincent Bugliosi held a unique insider's position in one of the most baffling and horrifying cases of the 20th century: the cold-blooded Tate-LaBianca murders carried out by Charles Manson and four of his followers. What motivated Manson in his seemingly mindless selection of victims, and what was his hold over the young women who obeyed his orders? Now available for the first time in unabridged audio, the gripping story of this famous and haunting crime is brought to life by acclaimed narrator Scott Brick.
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Everything I remembered about the case was wrong..
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Medieval Myths & Mysteries
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The 10 enlightening (and often humorous) lectures of Medieval Myths and Mysteries will show you how far from the “dark” times of legend these centuries were. Uncover the facts about the Knights Templar. Reveal the truth behind the tales of legendary creatures like the Questing Beast and the unicorn. Trace the events of the Black Death and the ways it altered the world in its wake, and much more. With Professor Armstrong, you will dig deep into the ways that later generations reshaped the narrative of the medieval years and perpetuated the myths.
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Interesting, but centered on Britain
- By Ximena on 04-10-20
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The Thin Line
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Over the next five years, millions of more Americans are expected to take Ozempic and other GLP-1 weight-loss drugs, which are rapidly being recognized as the miracle drugs of this century. If you’re not on them, you’ll probably know someone who is. What are the implications of the widespread use of these drugs, both on our bodies and our society? In this show, you’ll meet people across America who are either taking the jab or thinking about it, and the shocking intentional and unintentional results they are seeing.
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More balanced than expected and very comprehensive
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I Thought It Was Just Me (but it isn’t)
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Based on seven years of ground-breaking research and hundreds of interviews, I Thought It Was Just Me shines a long-overdue light on an important truth: Our imperfections are what connect us to each other and to our humanity. Our vulnerabilities are not weaknesses; they are powerful reminders to keep our hearts and minds open to the reality that we're all in this together.
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I'm sure its great if you are a mother ....
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Mythology: Mega Collection
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Do you know how many wives Zeus had? Or how the famous Trojan War was caused by one beautiful lady? Or how Thor got his hammer? Give your imagination a real treat. This Mega Mythology Collection of eight audiobooks is for you....
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An interesting set of introductions.
- By Kevin Potter on 05-30-19
By: Scott Lewis
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What listeners say about NMLS Safe Act Study Guide
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- Carmen Bryan
- 01-12-24
The Safe Act requirements.
This study guide is a must-have for anyone preparing to take the NMLS Safe Act exam. The practice questions are thorough and cover all the necessary topics, making it easy to identify areas that need improvement. The review edition is also very helpful in reinforcing concepts and providing a thorough understanding of the Safe Act requirements.
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- Rhonda Powell
- 01-18-24
Simply Amazing!
This study guide is an essential resource for anyone preparing to take the NMLS Safe Act exam. The practice questions are comprehensive and cover all the necessary topics, making it easy to identify areas that need improvement.
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- Luther Garza
- 01-10-24
Helped me focus!
The organization of the content is excellent. The only drawback is that some topics could use more examples to illustrate concepts.
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- Brendan Chandler
- 01-20-24
Great for preparing!
I have taken a few other practice tests and this was right up there with them. I also appreciated the feedback in the back of the book to help me understand the answers.
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- Lynn Ward
- 01-11-24
Love !
The audiobook is a great supplement to other study materials. The practice questions are diverse, and the explanations are valuable.
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- Erica Klein
- 01-13-24
It asks you questions that make you think.
This study guide is an essential resource for anyone preparing to take the NMLS Safe Act exam. The practice questions are realistic and accurately reflect the types of questions you'll see on the exam, making it easy to identify areas that need improvement. The review edition is also very helpful in clarifying any confusing concepts.
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- Mitchell
- 01-10-24
Top-notch resource!
The narrator's voice is soothing, and the content is thorough. A must-have for anyone serious about acing the NMLS exam.
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- Connie Santos
- 01-20-24
Great test preparation book
This study guide is an excellent resource for anyone looking to pass the NMLS Safe Act exam on their first try. The practice questions are realistic and accurately reflect the types of questions you'll see on the exam.
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- Chelsea Hogan
- 01-12-24
An excellent guide
I was struggling with the Safe Act requirements before I discovered this study guide. The practice questions are well-written and accurately reflect the types of questions you'll see on the exam. The review edition is also very detailed and provides a thorough understanding of the Safe Act requirements. I passed the exam on my first try, thanks to this resource!
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- Rickey Love
- 01-09-24
Informative but a bit lengthy.
The detailed review is great, but it might be overwhelming for some. Nonetheless, it covers everything you need.
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