This audiobook can help your wallet fight weight loss...You have to go on the offensive to make any real change in your financial world. You have to fight against the ideas of the status quo and find creative ways to drive down, what seem to be fixed costs, while finding ways to increase your income. That is what we are going to do throughout this audiobook. This audiobook contains practical and straightforward advice to help you use your time and money effectively. Even if you have zero knowledge about finance, you can follow the ideas in this audiobook!

We do not learn how to manage personal money in our schools. Actually, most people lack this knowledge and are losing money very quickly as a result. I will lead you through every important spending area and show you many tips that can help you save hundreds and thousands a year, and we may even go over some things you have never thought about. I will give you step-by-step instructions for immediate and long-term savings.

No matter where you are currently at in your life journey, Discover Life Skills for Teens and Young Adults is the perfect starting point for you. The world is a scary place at the best of times, not to mention in the current circumstances. What you hear on the news can make the future seem bleak and your prospects seem slim.

It is said a dollar saved is a dollar earned. The reality is, a dollar saved is much more than a dollar earned! Taking into account everything involved to earn a dollar, like the cost of gas, time to commute, as well as income taxes, a dollar saved is more like two dollars earned. Therefore, saving a dollar is far better than making a dollar!

Now you can enjoy both of Paxton S. Finnegan's step-by-step guides to a better financial life in one convenient volume containing the complete unabridged versions of You Can't Have My Money! and Hunting Purple Elephants.

For more than 25 years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by Mr. Money Mustache is the ultimate makeover of this best-selling classic, ensuring that its time-tested wisdom applies to people of all ages.

Rachel Cruze shines a spotlight on the most damaging money habit we have: comparing ourselves to others. Then she unpacks seven essential money habits for living the life we really want - a life in line with our values, where we can afford the things we want to buy without being buried under debt, stress, and worry.

This unique guide features the start-up stories of regular people launching side businesses that almost anyone can do: an urban tour guide, an artist inspired by maps, a travel site founder, an ice pop maker, and many more. In 100 Side Hustles, best-selling author of The $100 Startup Chris Guillebeau presents an "idea book" filled with inspiration for your next big idea. Distilled from Guillebeau's popular Side Hustle School podcast, these case studies feature teachers, artists, coders, and even entire families who've found ways to create new sources of income.

It is believed that every salary earner cannot break the threshold of a great life as evident in a lot of salary earners. Salary earners complain of lack of sufficient money but when promotions come and salaries go up, in a few months the complaints resume. Our belief system and habits as salary earners is a major source of either failure or success. Decisions that include the type of car we drive, the kind of mortgage we take, and so on go a long way to determine how healthy our lifestyle will be.

Exploring a wide range of everyday topics - from credit card debt and household budgeting to holiday sales - Ariely and Kreisler demonstrate how our ideas about dollars and cents are often wrong and cost us more than we know. Mixing case studies and anecdotes with tangible advice and lessons, they cut through the unconscious fears and desires driving our worst financial instincts and teach us how to improve our money habits.

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

Have you ever felt that your life - and budget - is spiraling out of control? Do you sometimes wish you could pull yourself together but wonder exactly how to manage all the scattered pieces of a chaotic life? Is it possible to find balance? In a word, yes. Ruth Soukup knows firsthand how stressful an unorganized life and budget can be. Through personal stories, biblical truth, and practical action plans, she will inspire you to make real and lasting changes to your personal goals, home, and finances.

How can you have a rich and fulfilling life? The choices you make, not your income or financial assets, are the most powerful determining factor for your quality of life. Women have never had so many options. Yet we often experience a kind of paralysis, an unconscious willingness to follow societal dictates rather than become the CEOs of our own lives. When we mindlessly follow the dots, we smother our innate gifts and miss opportunities to fulfill our true potential.

Are you craving comfort, coziness, or contentment? Take a moment and think about how you would feel if you started practicing minimalism while using Hygge. How would your close friends and family react when they start feeling a cozy, joyful, happy, and peaceful life when in your presence? Even when you start feeling that your life is too robotic, too busy, and you can’t slow down, you can enjoy all the benefits of hygge. You can still enjoy the benefits of listening to the tips mentioned in this guide.

Paco Underhill, the author of the hugely successful Why We Buy and Call of the Mall, reports on the growing importance of women in everybody’s marketplace - what makes a package, product, space, or service “female friendly”. Underhill offers a tour of the world’s marketplace - with shrewd observations and practical applications to help everybody adapt to the new realities.

Meet Steve and Annette Economides. They've been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children.

How happy would you be if you had all the money in the world? We spend endless hours obsessing over our budgets and investments, trying to figure out ways to stretch every dollar. We try to follow the advice of money gurus and financial planners, then kick ourselves whenever we spend too much or save too little. For all of the stress and effort we put into every choice, why are most of us unhappy about our finances? According to Laura Vanderkam, the key is to change your perspective.

The Financial Diet is the personal finance book for people who don't care about personal finance. Whether you're in need of an overspending detox, buried under student debt, or just trying to figure out how to live on an entry-level salary, The Financial Diet gives you tools to make a budget, understand investments, and deal with your credit.

Imagine a year without spending - or even touching - money. Former businessman Mark Boyle did just that and here is his extraordinary story. Going back to basics and following his own strict rules, Mark learned ingenious ways to eliminate his bills and discovered that good friends are all the riches you need.

How do you define the good life? For many, success is measured not by health and happiness but by financial wealth. But such a worldview overlooks the important things in life: personal contentment, family time, spirituality, and the health of the planet and those living on it. A preoccupation with money and possessions is not only unhealthy, it can also drain the true joy from life. In recent years, millions have watched their American Dreams go up in smoke.

Prepare for this new generation, prepare for the Afripolitan Generation. A revolution is taking place in the great marketplaces of the informal sector and it contains an unquantified scale and power as an economic engine and a way of life for the majority of our low-income populations. The KasiNomic Revolution may still be a murmur in the streets, a grassroots economic groundswell, but it is the future of African economic activity.

Financial planner Canna Campbell saved $32,000 in 12 months by using her unique strategy of bundling - saving and earning extra money in small, achievable parcels of $1,000. Now she wants to empower you to get the same results! Drawing on material from her popular YouTube channel and website, here Canna shares all of her tips and tricks for saving and earning additional money as well as advice for turning these savings into long-term passive income through savvy investments.

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

What's more, Lightly is a complete philosophy of life. When you're tempted by an impulse purchase, trying to resist a chocolate donut, or struggling to say no to another obligation, all you have to remember is one word - "lightly" - to boost your resolve and make beautiful choices. It doesn't get any easier than that. Lightly is like a recipe book for minimalism, designed so you can dip into it anytime for advice and inspiration.

Decluttering expert Tracy McCubbin offers revolutionary help to anyone who has repeatedly tried to break their clutter's mysterious hold. Her powerful answer lies in the Seven Emotional Clutter Blocks, unconscious obstacles that stood between thousands of her clients and financial freedom, healthy relationships, and positive outlooks. Once a Clutter Block is revealed - and healed - true transformation of home and life is possible.