Small business owners and brokers, this show is for you. Todd Houston is our expert guest today and our focus is Small Group.

We'll learn from Todd about Bravewind Benefits and how they bring exciting new methods and tools in and how along side of things like Green Imaging, AI underwriting tools and even sourcing prescriptions from Canada; they bring down the cost of employer sponsored benefits. Get ready for a thrill ride!

This is season 20, episode 29 of America's Healthcare Advocate show.

Learn more about Todd and Bravewind, visit https://bravewindbenefits.com or call 855.459.1113

and as always if you need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

Everything you need to know for Open Enrollment 2025 from Carolee Steele, our Medicare expert on our annual show. Doctors, hospitals, networks and all the moving parts.

If your Medicare Advantage carrier is discontinuing Medicare Advantage like they are in Kansas City, what should you do? What can you do? And, what are the hidden advantages nobody thinks of?

• Medicare Supplement
• Medicare Advantage
• ACA (Obamacare)
• Medicaid
• D-SNP, C-SNP programs

What's new, what has changed and how to avoid problems.

Learn more about Carolee Steele: (877) 385-2224 or visit RPS Benefits by Design online, https://www.rpsbenefitsbydesigninc.com

They are available nationwide!

and as always if you need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

Each year we go over all that Blue Cross and Blue Shield of Kansas City is offering Federal Employees and BlueKC's Ron Miller joins us to explain the plan details. This year federal employees still call 1-800-411-BLUE for more information and they've added a special number for Postal Workers, (816) 395-2115 locally or the toll free 1-833-467-2140.

Visit https://www.fepblue.org for more information and because it's a short time window, here are the dates of events for both Actives and Annuitants you’ll find on the fepblue.org “Find an event” page:

Postal Wednesdays –

• November 6th: Annuitants 4:00pm & Actives at 6:00pm

• November 13th: Actives at 12:00pm & Annuitants at 2:00pm

• November 20th: Annuitants at 4:00pm & Actives at 6:00pm

• November 27th: Actives at 12:00pm & Annuitants at 2:00pm

and as always if you need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

Today we have a discussion on national health care that is fascinating and will blow your mind with a doctor we call Dr Bowtie.

My expert guest is Dr. Firouz Daneshgari, MD, MBA, FPMRS, FACS

Dr. Daneshgari: “Our eyes are very open to this concept that 50%, more than half of what is done in our hospital based system is a waste. That is why it is a Sick Care based system. Not only do we want to eliminate the waste to save the money in your pocket and your insurance money, but also a good portion of this unnecessary care causes actual harm!

Instead, you'll have 24 seven access to this dedicated group of doctors and nurses not only to help you to navigate the maze of health care, but to also proactively look after the health risks you have.

To fix this, we provide the Bowtie Health Guardianship model that will be embedded within a health plan, benefit, health benefit that is offered to the employer. So we intentionally are focusing on the employer segment of the market because the employers, to me, are the cylinders of the production of the GDP.”

Our guest is Dr Firouz Daneshgari, who has this most unique idea, worked for 30 years inside health systems seeing first hand how care decisions were made based on the financial interests of hospitals and not the patients.

Learn more about the Bowtie concept: https://bowtiemedical.com/about-us or on LinkedIn

Do you need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

"In the US, we have created the sick care system, the system that benefits from our people being sick. And the reason for that is that their health care is delivered through 5000 financial institutions called hospitals".

Our guest is Dr Firouz Daneshgari, who has a most unique idea. He is someone who's really experienced what it's like on the inside of National Health Care systems and he has an incredible plan to make our health care system, and our citizens healthy.

I think once you hear him for a few minuts, you'll be hooked. I was!

This is season 20, episode 31

To learn more, visit: https://bowtiemedical.com/about-us

Dr. Firouz Daneshgari has written a book: Health Guardianship: The Remedy to the Sick Care System https://www.amazon.com/Health-Guardianship-Remedy-Sick-System/dp/1957048646

Need help or have something to share? Contact me, Cary Hall, America's Healthcare Advocate: https://www.americashealthcareadvocate.com/contact-us

I'll tell you what these young men did was they came together, and they put a program together. They named it Zuzu's Petals. I'll let them explain the weird name later in the show but but what they did was they put this program together to take care of families that cannot afford to have a Christmas. John, Mak and Dan love Christmas so much, they created a way to share it and help local families.

This is a heartwarming show that you really need to hear.

This is Season 20, Episode 30

To help them visit: https://zuzus-petals.org/

Or, call John at 816-977-1955

And if you need help or have something to share, contact me Cary Hall, America's Healthcare Advocate at https://www.americashealthcareadvocate.com/contact-us

And let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns.

I am pleased to offer our experts from JD Power Award Winning BlueKC (Blue Cross and Blue Shield of Kansas City) to lay out their new, 2025 Medicare Supplement options and tell us more about why some companies are also withdrawing their Medicare Advantage plans in 2025.

Our Experts from BlueKC are: Barron Roberts, Manager of Small Group, Medicare and Individual Sales; Barb Bins, Broker Development and Engagement Manager, and Ryan Roth, Department Vice President of Sales.

Here we go into open enrollment for AEP and open enrollment for the individual plans in November for Obamacare, ACA and this team will tell us what we need to know. Small Group, Large Group is also discussed.

Even though the information presented in this episode is specific to the Kansas City Metro market, we will also run the episode nationally because the information presented can be used to inform and to compare offerings available in other areas.

To learn More, visit https://www.bluekc.com or call 1-800-867-9014

This is Season 20, Episode 28.

I'm Cary Hall, America's Healthcare Advocate, and if you need help or have something to share, contact me Cary Hall, America's Healthcare Advocate at https://www.americashealthcareadvocate.com/contact-us

And let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns

More women die from heart issues each year than all cancers combined!

We say: "do you have chest pain" to women and to men, but commonly in women it could felt as pressure in the chest or really any symptom from the waist on up including tooth pain and overwhelming fatigue. These are signs of a serious heart issue.

That is what bothers Dr Tracy Stevens the most, that in men and women, symptoms may be different.

Women still to this day don't recognize heart attack and stroke as their number one health threat. We've gone from one out of three deaths every year, one out of two deaths every year, being in women, being due to heart attack and stroke, compared to 1 in 39 from breast cancer.

This fascinating show features Dr. Tracy Stevens and Dr. Anna Grodzinski who both specialize in Women's Cardiovascular Disease & Cardiology at Saint Luke’s.

This is season 20 episode 27 of America's Healthcare Advocate.

To learn more visit: https://www.saintlukeskc.org/locations/saint-lukes-cardiovascular-consultants

And if you need help or have something to share, contact me Cary Hall, America's Healthcare Advocate at https://www.americashealthcareadvocate.com/contact-usAnd let me know what's on your mind, issues you are dealing with, or other health, healthcare, and health insurance questions and concerns.