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Today's episode is Part 1 of 2. We are looking at a 10 part list on how to have a healthy relationship with money. The five we examine today relate to those who have very little. Maybe you are like, "I'm Broke, Help!" These truths can help"

1) Do not despise small beginnings

2) Money that is not earned is unfaithful

3) Money is the reward for solving problems

4) No one releases money until the value exceeds it

5) Money multiplies after its own kind.

Daily Bible Devotional (Volumes 1 and 2):

Amazon - (paperback, hardcover, and Kindle)

Sponsors:
Jon Cunningham, Owner, Cunningham Financial Group
Website: www.cunninghamfinancialgroup.com
Phone: 205-326-7364

Tyler Cain, Senior Loan Officer, Statewide Mortgage
Websites: https://statewidemortgage.com/
https://tylercain.floify.com/
Phone: 813-380-8487

Send us a text

Good morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:
Amazon - (paperback, hardcover, and Kindle)
Spiritbuilding.com - (premium quality paperback)
Youtube Video Introducing the Content
Feel free to reach out with any questions: emersonk78@me.com

Romans 9

God is almighty in His plan to save. Salvation is not the result of human effort but God’s mercy and purpose. Paul begins by expressing deep sorrow for Israel’s rejection of Christ despite their unique privileges as God’s chosen people. He explains that God’s promises have not failed, as true Israel is defined not by ethnicity but by faith in God’s promises. Examples like Jacob and Esau highlight that God’s choices depend on His mercy, and He has the right to extend mercy wherever He chooses. God has every right to shape His plan like a potter molding clay. He chose to bring Christ through the Jewish people and to extend salvation to Gentiles. These decisions are uniquely His to make. Salvation is open to everyone through faith in Christ.

Christians trust in God’s authority and embrace His will, even when His ways are beyond our understanding. His choice is to bless “children of the promise,” meaning those who pursue faith in the likeness of Abraham. God’s choices regarding mercy are not always easy to comprehend, like choosing Jacob over Esau or hardening Pharaoh's heart. We have no right to find fault with God’s decisions concerning Jews, Gentiles, or anyone else. We simply need to trust Him. We know there are “vessels of mercy” who are blessed by God, and that we can be among those people if we honor His sovereign power and achieve righteousness through faith in Jesus. Those who do so faithfully will never be disappointed.

Sovereign God, we praise You for Your mercy, which cannot be earned by our works but is given freely through Your kindness in Your Son. Your ways, from the beginning, are higher than ours. Your merciful choices, actions in the lives of people, and divine will are beyond anything we can fully understand or control. Lord, we choose to trust You. Your ways are good, and Your help is abundant for those who place their faith in Jesus. May His authority never become a stumbling block for us but serve as the unbreakable foundation upon which we build our lives.

Thought Questions:

- Paul sincerely laments the faithlessness of the Jews. Do you feel likewise about people in your life, and how do you deal with that sorrow?

- What do the examples of God choosing Isaac over Ishmael and Jacob over Esau teach you about His sovereignty and will?

- The Jews pursued righteousness by works instead of faith and did not achieve it. What would that mistake look like in your life?

Send us a text

Good morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:
Amazon - (paperback, hardcover, and Kindle)
Spiritbuilding.com - (premium quality paperback)
Youtube Video Introducing the Content
Feel free to reach out with any questions: emersonk78@me.com

Romans 8

There is no condemnation for those in Christ Jesus, as the Spirit frees believers from the law of sin and death. What the law could not do, Christ accomplished by condemning sin through His sacrifice. In reverence to Jesus, believers turn away from a life in the flesh, which leads to death. Instead, they embrace life in the Spirit, which brings peace and righteousness. The Spirit empowers believers to overcome sin and affirms their adoption as God’s children, assisting them in their times of weakness and granting them the hope of sharing in Christ’s glory. Suffering in this life is temporary and incomparable to the glory that is to come. From now through eternity, nothing can separate Christians from the love of God, “which is in Christ Jesus our Lord.”

We must live with confidence and hope in Christ. We are no longer condemned because the Spirit frees us from sin and guides us into righteousness. This means we should not accept the sins of the flesh in our lives but rather seek to walk in holiness daily, being led by the Spirit of God. Our identity as God’s children assures us of His love and gives us hope amid suffering. Life’s trials are temporary compared to the eternal glory we will share with Christ. We can confront challenges knowing that God is working all things for the good of those who love Him. And God’s love through Christ will never fail us, abiding in life and beyond death.

Heavenly Father, thank You for freedom from condemnation in Your Son. Thank You for the Holy Spirit, who gives life and guides us toward greater faithfulness to You. Help us never to quench the Spirit but to read His revelations daily and embody His fruit in our lives. We resolve each day to focus on spiritual matters and to flee the temptations of the flesh. We also ask for Your forgiveness when we stumble. We love You and know that hope is found only in You. Thank You for Your limitless love and for sustaining us during life’s many trials.

Thought Questions:

- What does living according to the Spirit rather than the flesh mean, and how do you initiate that decision every morning?

- How does the promise that “all things work together for good” shape your understanding of hardships and suffering?

- Do you “overwhelmingly conquer” through Him who loves you? What does that look like in practical terms and daily living?

Send us a text

Good morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:
Amazon - (paperback, hardcover, and Kindle)
Spiritbuilding.com - (premium quality paperback)
Youtube Video Introducing the Content
Feel free to reach out with any questions: emersonk78@me.com

Romans 7

Paul explores the believer’s relationship with law and the ongoing struggle with sin. He explains that through Christ, Christians have died to the Old Law and are no longer bound by its demands, enabling them to bear fruit for God. The law itself is not sinful, but it reveals sin, emphasizing man’s inability to achieve righteousness on his own. Paul shares his personal struggle, acknowledging the inner conflict between his desire to do good and the sin that too often resides within him. This tension exemplifies the human condition: even with a desire to obey God, sin remains a problem. If justification depends on perfectly adhering to the Law of Moses or any law, then there would be no hope. But “thanks be to God through Jesus Christ our Lord!”

Marriage illustrates that God’s laws, be it matrimony, Moses’s Law, or the law of conscience, bind for life. However, death severs this bond, allowing union with another. We should thank God daily for Jesus’ death, which frees us from the burden of law and unites us with Him. No law apart from Christ—whether the law of Moses or Gentile morality—can save us, as we all fail to keep the law perfectly. While Christ’s law does exist, our justification comes through grace, not perfect obedience. This truth is crucial as we continually wrestle with sin. Like Paul, we often stumble in frustrating, repeated ways. This struggle should deepen our thankfulness for Jesus, where forgiveness and hope are found.

Dear Lord, we praise You for the freedom bestowed upon us through Your Son, Jesus Christ. Thank You for liberating us from the burden of law. None of us can perfectly uphold any law, and without Christ, there would be no hope of redemption for our sins. We honor You for redeeming us in Him and guiding us to follow His will and produce fruit of gratitude for You. Father, we mourn our sins. Too often, we wish to obey but still find ourselves falling short. Thank You for freeing us from the penalty of our failures through Jesus.

Thought Questions:

- Paul uses marriage as an example of the life-long intent of law. Does this principle of honoring marriage for life still hold today?

- Does redemption from the burden of the law mean we now have no law? Why must we still “bear fruit for God” in Christ’s church?

- Do you know the misery of choosing sin in the flesh when your spirit only wants to do right? How does Christ help you through such times?

Send us a text

Good morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:
Amazon - (paperback, hardcover, and Kindle)
Spiritbuilding.com - (premium quality paperback)
Youtube Video Introducing the Content
Feel free to reach out with any questions: emersonk78@me.com

Romans 6

“Are we to continue in sin so that grace may increase? May it never be! How shall we who die to sin still live in it?” Through baptism, believers unite with Christ in His death and resurrection, representing the death of their old sinful selves and their rebirth into a life dedicated to God. Becoming new in Christ demands that sin no longer reign over the body. The members of the Christian’s body become instruments of righteousness, reclaimed by God to carry out His good will in this world. Once slaves to sin and subject to death, believers become slaves of righteousness, resulting in sanctification and eternal life. “For the wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord.”

Grace is never an excuse for sin. God forgives those who repent, but to willfully sin is to distort His grace. In baptism, we are buried with Christ, united with Him, and raised to a new life through His power. This is wonderful news! However, we also die to our old selves, putting to death the body of sin as we are made alive in Jesus. Our bodies are renewed and repurposed for God’s intentions. Once slaves to sin, we now live indebted to God, enslaved to righteousness. Many will not commit to God, wanting to claim their lives as their own. But everyone belongs to either sin leading to death or God leading to eternal life. Choose wisely.

Gracious God, thank You for freeing us from the bondage of sin through Jesus Christ. Help us to live united with Him in His death and resurrection, leaving behind our old ways and walking in the newness of life. Empower us to resist sin and to offer ourselves fully to You as instruments of righteousness. Open doors of Christ-like service for us today. Remind us daily that we are no longer slaves to sin but are servants of Your grace, secured now and forever. May our lives reflect Your holiness, and may we honor You in all we do.

Thought Questions:

- What must be understood about baptism according to this chapter? What does it mean to crucify the old self through baptism?

- Christians are instruments of righteousness to God. What does that mean, and how does it shape how you live your daily life?

- Are you comfortable with being “enslaved to God”? Why is sanctification in God worth surrendering your whole self to Him?

Send us a text

Good morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:
Amazon - (paperback, hardcover, and Kindle)
Spiritbuilding.com - (premium quality paperback)
Youtube Video Introducing the Content
Feel free to reach out with any questions: emersonk78@me.com

Romans 5

Believers are justified by faith, living with enduring peace and hope, as they stand confidently in the grace of God. This hope is not diminished by suffering. Instead, suffering produces perseverance, character, and hope that does not disappoint, for God’s love is poured into their hearts through the Holy Spirit. The love of God sustains them as He sent His Son to die for them, bringing reconciliation, salvation, and abiding joy. Paul contrasts Adam and Christ to illustrate humanity’s redemption: Adam’s sin brought death and condemnation to all, while Christ’s obedience brings righteousness and life. Sin entered through one man’s disobedience, but grace overflows to many through one Man's sacrifice. Through Jesus Christ our Lord comes the free gift of righteousness, sustained by reigning grace and protecting us unto eternal life.

Living in the grace of Jesus Christ enables us to rejoice in life, no matter our circumstances. Even when we encounter various trials, these present us with opportunities to trust Him more and show our loyalty to our King. God’s love, shown by the support of the Holy Spirit and the blood of Jesus, offers us assurance of protection and hope that this world cannot undermine. What man has broken through sin, God has forever repaired through Jesus. Therefore, the gift of righteousness should be our greatest treasure. Christians must express gratitude daily by maintaining an attitude of joy, praising God openly for His grace, and avoiding the sin that led Jesus to die on the cross on our behalf.

Heavenly Father, we praise You for uplifting us with Your love, enabling us to stand in Your grace and rejoice in Your Son. Challenge us to live with ongoing courage and hope, showing our faith in You through difficult circumstances and when interacting with challenging people. Mankind has often chosen sin, but Your Son chose righteousness, and He has made all the difference. Empower us to be devoted to living righteously in His honor. Fill us with gratitude for Your grace and for Your Son’s sacrifice on the cross. We will flee the sin that nailed Him there, in Jesus’ name.

Thought Questions:

- What helps you be at peace during difficult times? Why are trials good for your growth, and how do they lead to greater hope in God?

- Adam sinned, and mankind followed his lead. If you choose Jesus as your Savior, in what ways should you be following His lead?

- “Where sin increased, grace abounded all the more.” What does that continue to mean for your life, and why must you share this with others?

Send us a text

Daily Bible Devotional (Volumes 1 and 2):

Amazon - (paperback, hardcover, and Kindle)

Sponsors:
Jon Cunningham, Owner, Cunningham Financial Group
Website: www.cunninghamfinancialgroup.com
Phone: 205-326-7364

Tyler Cain, Senior Loan Officer, Statewide Mortgage
Websites: https://statewidemortgage.com/
https://tylercain.floify.com/
Phone: 813-380-8487

Some tips for Bible Reading and Evangelism:

1) Have a paper bible and take it with you wherever you go.

2) Open it up and read it in public places.

That's it! You are now about to have conversations with people about God. They will get curious, ask questions, or give you the look so you can invite them over.

Be prepared - be passionate - be grateful - and reflect Jesus into the lives of others. BEWARE, you may draw people who end up being a massive encouragement to you - like... Alan from Ohio!

Send us a text

Good morning! Thank you for taking a few minutes to listen. If you are interested in the Daily Bible Devotional, you can find it at the links below:
Amazon - (paperback, hardcover, and Kindle)
Spiritbuilding.com - (premium quality paperback)
Youtube Video Introducing the Content
Feel free to reach out with any questions: emersonk78@me.com

Romans 4

Righteousness before God comes through faith in Jesus, not through perfect adherence to the Old Law or any law separate from Christ. Paul illustrates this with the example of Abraham, who was justified by faith before both circumcision and the Law of Moses. God’s promises have always flourished among those who believe in Him and obey Him out of trust in His power. This message was true for Abraham and remains true for all who believe, whether Jew or Gentile. Abraham’s faith in God’s promise of a son, despite his old age and Sarah’s barrenness, was credited to him as righteousness. Paul connects this to believers in Christ, explaining that righteousness is similarly credited to those who trust in God, the One who raised Jesus from the dead for our justification.

“Abraham believed God, and it was credited to him as righteousness.” If we follow in the footsteps of Father Abraham, we too are justified and blessed by our heavenly Father. Unlike other New Testament chapters concerning Abraham, this passage says little about acts of obedience. The emphasis is on trust. When God spoke, Abraham believed Him. In “hope against hope,” he trusted in God’s promises. As a result, Abraham glorified God with his life, showing immediate and complete obedience. While this text was written to demonstrate that salvation comes through Christ and not through the Law of Moses, the message remains powerful for us: we are justified by faith in the resurrection of Jesus, not by perfect law keeping.

God of enduring promises, we praise You for Your kindness and love. Thank You for the promises of justification and eternal life through Jesus Christ. We believe in His life, His resurrection, and His kingship in heaven. Father, help us strengthen our faith in the days ahead. Lead us to urgent faith like Abraham, trusting in Your promises and Your power, even in “hope against hope.” We are not righteous on our own; however, by Your grace, we are saved as we trust You and strive to follow Your will. We rejoice in being justified as righteous through Your beloved Son.

Thought Questions:

- What does it mean to say that “Abraham believed God, and it was credited to him as righteousness”? Do you trust God as Abraham did?

- If we are justified apart from the works of the law, does that mean there are no laws for us to follow in Christ? Why must we still obey His law?

- When have you had to trust in God “in hope against hope”? What have been the outcomes when you have held strong in belief?