
The Latte Factor
Why You Don't Have to Be Rich to Live Rich
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Narrated by:
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Mizuo Peck
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David Bach
About this listen
Instant New York Times, USA Today, Wall Street Journal, and international best seller
Discover number-one New York Times best-selling author David Bach’s three secrets to financial freedom in an engaging story that will show you that you are richer than you think. Drawing on the author’s experiences teaching millions of people around the world to live a rich life, this fast, easy listen reveals how anyone - from millennials to Baby Boomers - can still make his or her dreams come true.
In this compelling, heartwarming parable, Bach and his best-selling coauthor John David Mann (The Go-Giver) tell the story of Zoey, a 20-something woman living and working in New York City. Like many young professionals, Zoey is struggling to make ends meet under a growing burden of credit card and student loan debt, working crazy hours at her dream job but still not earning enough to provide a comfortable financial cushion. At her boss’ suggestion, she makes friends with Henry, the elderly barista at her favorite Brooklyn coffee shop.
Henry soon reveals his “Three Secrets to Financial Freedom”, ideas Zoey dismisses at first but whose true power she ultimately comes to appreciate. Over the course of a single week, Zoey discovers she already earns enough to secure her financial future and realize her truest dreams - all she has to do is make a few easy shifts in her everyday routine.
The Latte Factor demystifies the secrets to achieving financial freedom, inspiring you to realize it’s never too late to reach for your dreams. By following the simple, proven path that Henry shows Zoey, anyone can make small changes today that will have big impact for a lifetime, proving once again that “David Bach is the financial expert to listen to when you’re intimidated by your finances” (Tony Robbins, number-one New York Times best-selling author of Money: Master the Game).
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
©2019 David Bach and John David Mann (P)2019 Simon & SchusterListeners also enjoyed...
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- Length: 3 hrs and 5 mins
- Abridged
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Whether you're newlyweds, celebrating your twentieth anniversary, or on your second or third marriage - whatever age or tax bracket you're in - this comprehensive, positive, financial lifesaver will help you and your partner communicate comfortably about money and start building a strong financial future together. From the best selling author of Smart Women Finish Rich!
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Solid beginner's book
- By Scott Wozniak on 01-18-15
By: David Bach
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Your Money or Your Life
- 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: Fully Revised and Updated for 2018
- By: Vicki Robin, Joe Dominguez, Mr. Money Mustache - foreword
- Narrated by: Vicki Robin
- Length: 11 hrs and 21 mins
- Unabridged
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For more than 25 years, Your Money or Your Life has been considered the go-to book for taking back your life by changing your relationship with money. Hundreds of thousands of people have followed this nine-step program, learning to live more deliberately and meaningfully with Vicki Robin’s guidance. This fully revised and updated edition with a foreword by Mr. Money Mustache is the ultimate makeover of this best-selling classic, ensuring that its time-tested wisdom applies to people of all ages.
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Not A Book About Finances
- By Tristan on 09-24-18
By: Vicki Robin, and others
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Everyday Millionaires
- By: Chris Hogan
- Narrated by: Chris Hogan
- Length: 6 hrs and 58 mins
- Unabridged
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Everywhere we turn, we hear negative financial news - that the American Dream is dead or that the little man can’t get ahead. Our culture feeds us the lie that it’s impossible to become a millionaire in America today, but it’s time you heard the truth. In his newest book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth - and How You Can Too, Chris Hogan destroys millionaire myths that are keeping everyday people from achieving financial independence.
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good book but wish it explained more how...
- By matt hennes on 01-17-19
By: Chris Hogan
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The Richest Man in Babylon
- By: George S. Clason
- Narrated by: Benjamin Coachella
- Length: 3 hrs and 40 mins
- Unabridged
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The Richest Man in Babylon, based on "Babylonian parables", has been hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth. In simple language, these fascinating and informative stories set you on a sure path to prosperity and its accompanying joys. A celebrated bestseller, it offers an understanding and a solution to your personal financial problem. Revealed inside are the secrets to acquiring money, keeping money, and making money earn more money.
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Great learning lessons
- By Sasha on 04-16-25
By: George S. Clason
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The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime
- By: MJ DeMarco
- Narrated by: MJ DeMarco
- Length: 12 hrs and 46 mins
- Unabridged
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Since you were old enough to hold a job, you've been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. I call this soul-sucking, dream-stealing dogma "The Slowlane" - an impotent financial gamble that dubiously promises wealth in a wheelchair. For those who don't want a lifetime subscription to "settle-for-less", there is an alternative.
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Excellent!
- By Iray007 on 09-22-15
By: MJ DeMarco
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The Total Money Makeover Updated and Expanded
- A Proven Plan for Financial Peace
- By: Dave Ramsey
- Narrated by: Dave Ramsey
- Length: 7 hrs and 50 mins
- Unabridged
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By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.
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The true basics of personal financial success!
- By Kathryn Anderson-Haines on 06-05-24
By: Dave Ramsey
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Rich Dad Poor Dad
- What the Rich Teach Their Kids About Money - That the Poor and Middle Class Do Not!
- By: Robert T. Kiyosaki
- Narrated by: Tim Wheeler
- Length: 6 hrs and 9 mins
- Unabridged
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With an incredible number of 5-star reviews, Rich Dad Poor Dad has challenged and changed the way tens of millions of people around the world think about money. With perspectives that often contradict conventional wisdom, Kiyosaki has earned a reputation for irreverence and courage. He is regarded worldwide as a passionate advocate for financial education. His easy-to-understand audiobook empowers you to make changes now - and enjoy the results for years to come.
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great book but....
- By Mathew Copeland on 11-28-17
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The Millionaire Next Door
- The Surprising Secrets of America's Rich
- By: Thomas J. Stanley Ph.D., William D. Danko Ph.D.
- Narrated by: Cotter Smith
- Length: 8 hrs and 16 mins
- Unabridged
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Listen to the incredible national best seller that is changing people's lives - and increasing their net worth. Also available:
The Millionaire Mind.
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A good place to start but watch out!
- By Jeffrey on 05-13-16
By: Thomas J. Stanley Ph.D., and others
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You Are a Badass at Making Money
- Master the Mindset of Wealth
- By: Jen Sincero
- Narrated by: Jen Sincero
- Length: 6 hrs and 59 mins
- Unabridged
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You Are a Badass at Making Money is a refreshingly frank and entertaining step-by-step guide to overcoming the fears and stumbling blocks that have kept financial success out of reach and to giving yourself the permission to make the kind of money you've never made before.
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Just think hard about money, and praise it
- By Belinda on 06-06-17
By: Jen Sincero
What listeners say about The Latte Factor
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- Joyce
- 05-07-19
I love this book!
This book takes my favorite chapter in The Automatic Millionaire and delivers sound financial principals in an easy to read, easy to listen to story. You don’t have to give up coffee. It’s a metaphor. Small changes in the way you spend your money can give you financial freedom. The earlier you start the greater the benefit of time and compounding interest. Financial freedom is not being taught as public school curriculum so as you learn teach your children.
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7 people found this helpful
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- You
- 07-25-19
Great book
Loved it
It inspires you to review your finances and dreams. Change your perspective about money
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- JT
- 06-20-19
Loved it!
Such easy and enjoyable listening that I couldn't wait to get into my car to hear the rest of the story. Very well written with a great message!
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- Alyece Norgren
- 02-10-20
A MUST read!!
The illustration through a story was brilliant and relatable. So smart and simple. LOVED it!
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- Ashlee
- 10-28-20
Easy listen- you don’t even realize you’re learning
I enjoyed the story so much I didn’t realize there was a lesson. Well written, easy read/listen.
I took away a lot from this book and was able to revise my budget and set goals.
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- J ko
- 10-04-22
Interesting, thought provoking, life changing
I'm glad I read this. Im almost 30. this book addressed all of the fears I have about saving and financial overwhelm.
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- BP
- 05-24-19
Inspiring, informative, possibly life changing?
This book opened my eyes and gave me a new perspective. "If you don't know where you're going, you might not like where you end up."
It forced me, unintentionally, to step back and really see the way I treat finances & my own life. It made me think about how I spend my days, what I fill my time with. Is what I'm doing everyday bringing me closer to the life I want? Or am I simply trying to give myself some sort of immediate gratification. Will I be happy about my choices & actions 5, 10, 20, 40 years from now? Am I making the most of my money? Am I spending intelligently? This book gave me a lot of clarity. I cried, I laughed, I got slapped in the face with reality and some hard truths, I was overwhelmed, inspired, guilted, & shamed. It was a roller coaster, but in the best way possible... because it has lit a fire under my ass & taught me so much I didn't know.
As I listened to the book, I spent that week getting my shit together. I'm feeling lighter, less stressed about my finances and future. Feeling like I can follow joy instead of a massive income & live a life I actually want to live.
Everyone should read this book.
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1 person found this helpful
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- gizzy
- 08-23-20
Awesome story that I listened to in 2 days!
Listened to your podcast yesterday morning and you mentioned The Latte Factor. I had one credit on Audible and decided to use it on this book. I finished it in 2 days! Looking forward to your next one. Have fun in Italy. Michelle from Broomfield, Colorado.
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- Mrs. Murray
- 05-31-19
YESSSS!!
I loved this book!
Great story!
Life changing education!
Excellent information!
Wish I had read it 20 years ago!
Thank YOU!!
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- Chau Ly
- 10-25-19
inspiring
I want to learn more. planning to download his other books to have a better understanding of finance and investing
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