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You Deserve to Be Rich
Master the Inner Game of Wealth and Claim Your Future
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Narrated by:
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Troy Millings
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Ronald Peet
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Rashad Bilal
About this listen
NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure
This audiobook features a special welcome message from co-author Rashad Bilal.
You deserve to be rich.
You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.
We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.
We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:
• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.
That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.
You deserve to be rich. This is the playbook to make it happen.
©2025 Troy Millings (P)2025 Random House AudioListeners also enjoyed...
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Critic reviews
“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly
“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God
"With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money
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This book grew out of a series of letters to my daughter concerning various things - mostly about money and investing - she was not yet quite ready to hear. Since money is the single most powerful tool we have for navigating this complex world we've created, understanding it is critical.
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Misleading, heavily biased
- By Cody Peralta on 07-19-19
By: JL Collins
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The Creature from Jekyll Island
- A Second Look at the Federal Reserve
- By: G. Edward Griffin
- Narrated by: Mark Bramhall
- Length: 24 hrs and 21 mins
- Unabridged
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Overall
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Performance
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Story
This classic expose of the Fed has become one of the best-selling books in its category of all time. Where does money come from? Where does it go? Who makes it? The money magician's secrets are unveiled. Here is a close look at their mirrors and smoke machines, the pulleys, cogs, and wheels that create the grand illusion called money. A boring subject? Just wait. You'll be hooked in five minutes. It reads like a detective story - which it really is, but it's all true.
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Lost confidence in author
- By Amazon Customer on 07-11-20
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Los secretos de la mente millonaria (Narración en Castellano) [Secrets of the Millionaire Mind]
- Domina el juego de la riqueza [Mastering the Inner Game of Wealth]
- By: T. Harv Eker
- Narrated by: Ivan Villanueva
- Length: 2 hrs and 17 mins
- Unabridged
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Overall
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Performance
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El autor estaba en bancarrota, en solo dos años y medio se convirtió en millonario y construyó una de las más grandes firmas de consultoría para el éxito. Con sus enseñanzas ha tocado la vida de millones de personas. Este audiolibro te enseña a observar como piensas. Es un reto a tus ideas que te limitan, a los razonamientos que no te apoyan y a tus acciones con respecto al dinero.
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El libro está bien, pero ES VERSION RESUMIDA
- By alexnvlp on 08-24-23
By: T. Harv Eker
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How to Day Trade for a Living
- A Beginner's Guide to Trading Tools and Tactics, Money Management, Discipline and Trading Psychology
- By: Andrew Aziz
- Narrated by: Kevin Foley
- Length: 6 hrs and 56 mins
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Overall
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Performance
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Very few careers can offer you the freedom, flexibility, and income that day trading does. As a day trader, you can live and work anywhere in the world. You can decide when to work and when not to work. You only answer to yourself. That is the life of the successful day trader. Many people aspire to it, but very few succeed. In the audiobook, I describe the fundamentals of day trading, explain how day trading is different from other styles of trading and investment, and elaborate on important trading strategies that many traders use every day.
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Its a sales pitch
- By Xavier Foley on 02-08-18
By: Andrew Aziz
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The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime
- By: MJ DeMarco
- Narrated by: MJ DeMarco
- Length: 12 hrs and 46 mins
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Overall
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Performance
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Since you were old enough to hold a job, you've been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. I call this soul-sucking, dream-stealing dogma "The Slowlane" - an impotent financial gamble that dubiously promises wealth in a wheelchair. For those who don't want a lifetime subscription to "settle-for-less", there is an alternative.
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Excellent!
- By Iray007 on 09-22-15
By: MJ DeMarco
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Plan Your Year Like a Millionaire
- By: Rachel Rodgers
- Narrated by: Rachel Rodgers
- Length: 2 hrs
- Original Recording
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Plan Like a Millionaire is part of a riveting three-part series, and it's all about elevating your game and setting goals like a seven-figure earner. In this wealth-inspiring listening journey, Rachel reveals the secrets of how to set goals, manage time wisely, build essential support systems, break free from financial constraints, and make savvy money decisions.
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Feel Good Book, only
- By Maggie on 01-06-24
By: Rachel Rodgers
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The 1-Page Marketing Plan
- Get New Customers, Make More Money, And Stand Out From The Crowd
- By: Allan Dib
- Narrated by: Joel Richards
- Length: 6 hrs and 31 mins
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Overall
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Performance
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Story
To build a successful business, you need to stop doing random acts of marketing and start following a reliable plan for rapid business growth. Traditionally, creating a marketing plan has been a difficult and time-consuming process, which is why it often doesn’t get done.
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You Need to buy Book to get key info
- By Rosie's mom on 10-23-18
By: Allan Dib
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The Most Important Thing
- Uncommon Sense for The Thoughtful Investor
- By: Howard Marks
- Narrated by: John FitzGibbon
- Length: 7 hrs and 9 mins
- Unabridged
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Overall
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Performance
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Story
Howard Marks, the chairman and cofounder of Oaktree Capital Management, is renowned for his insightful assessments of market opportunity and risk. After four decades spent ascending to the top of the investment management profession, he is today sought out by the world's leading value investors, and his client memos brim with insightful commentary and a time-tested, fundamental philosophy. The Most Important Thing explains the keys to successful investment and the pitfalls that can destroy capital or ruin a career.
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Five Star Book, two Star Audiobook
- By Johnny on 06-08-15
By: Howard Marks
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Do Epic Shit
- By: Ankur Warikoo
- Narrated by: Ankur Warikoo
- Length: 3 hrs and 17 mins
- Unabridged
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Overall
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Performance
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Story
Ankur Warikoo is an entrepreneur and content creator whose deep, witty, and brutally honest thoughts on success and failure, money and investing, self-awareness and personal relationships have made him one of India’s top personal brands. In his first book, Ankur puts together the key ideas that have fuelled his journey—one that began with him wanting to be a space engineer and ended with him creating content that has been seen and read and heard by millions. His thoughts range from the importance of creating habits for long-term success to the foundations of money management.
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Epicly Sh*t
- By Anonymous User on 09-30-22
By: Ankur Warikoo
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Money. Wealth. Life Insurance.
- How the Wealthy Use Life Insurance as a Tax-Free Personal Bank to Supercharge Their Savings
- By: Jake Thompson
- Narrated by: Alan Caudle
- Length: 1 hr and 27 mins
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Overall
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Performance
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America's elite have been using cash value life insurance to stockpile wealth for centuries. Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this audiobook is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street. It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth.
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what the heck was this?
- By Gladys Torres on 10-20-16
By: Jake Thompson
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What listeners say about You Deserve to Be Rich
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- Chris
- 01-19-25
I believe it’d be a great book but couldn’t get pass the narrator
I was really excited to support these gentlemen, as I believe they provide valuable information in a digestible way. I pre-ordered the book super excited for the audio version as it allows me multitask. Unfortunately I wish I would have purchased the hard copy to read it on my own as the narration is awful. I honestly couldn’t get past chapter 1 given how slow and inconsistent the narrator is. At times certain words and/or sentences will speed up significantly and then instantly slow down. It is as if they are reading material that is not their own and it sounds a bit robotic. I definitely think this could be a hit if perhaps they go back and re-narrate the book to have more flow. I found it to be extremely distracting because I was second-guessing if my speed had actually increased or if the volume had increased by mistake. Difficult listen for me personally, considering this. It’s their first go at this so wishing them all the best, but this definitely needs a bit more support from their publishers/team.
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3 people found this helpful
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- David Johnson
- 01-31-25
Very good financial read
I learned so much from this book. So glad I gave it a listen. I recommend it to anyone who wants to be financially successful
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- Anonymous User
- 02-04-25
A book for US.
A complete financial education book for people who were not taught financial education. Giving you a complete rundown of investments, money management, business. It won’t give you everything you need so if you’re looking for something that is more advanced, skip along. However, this book is phenomenal and thank you for writing it.
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- Anonymous User
- 02-06-25
Great information but difficult to listen to!
Mad love for EYL family but yall need to record these gems over! I had to get the ebook to finish.
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1 person found this helpful
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- irene ramirez
- 02-04-25
A must read.
A great reminder of what is necessary to create a financial plan and the discipline necessary to work it.
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- monica craig
- 02-02-25
We do deserve to be rich!
Great job! very informative, real, and attainable. Thanks for the layout month by month on things to do. I have book marked that chapter and will begin right away. Be blessed and thank you again. I recommend this book to all ages.
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- Stanza
- 02-08-25
The Revolution Will Be Internalized: Wealth, Legacy & The Awakening of Self
“You Deserve to Be Rich” is more than just a book about money it’s a wake-up call. If you’re truly ready for change, if you’re ready to build, and if you’re willing to acknowledge past financial mistakes without letting them define you, this book will shift you emotionally, mentally, and spiritually.
Rashard and Troy don't just give financial advice; they challenge you to break free from financial trauma, let go of limiting beliefs, and start making intentional choices no matter how small that align with the future you deserve. It’s about discipline, legacy, and recognizing that wealth isn’t just about money; it’s about mindset and ownership.
This book forces you to wake up, take responsibility, and act even when it’s uncomfortable. If you’re ready to stop waiting and start doing, this is the book that will push you forward.
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- Anonymous User
- 01-22-25
Living the rest of my life by the EYL thesis
Great read & break down of money principles for everyday people.
Definitely doing EYL in a Year
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- Jamilah Scott-Torres
- 01-23-25
So Good, a must listen.
Financial advice, strategies, and gems done in a language we understand. For us by us. Not judgemental for the choices that we make but giving understanding and reasoning behind them and actions to take to change them. I can't recommend this book enough. A great book if you're ready for change and even if you're not ready yet it might inspire you to take action.
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- Joe Lewis
- 02-01-25
One of the Best
Troy and Rashad at their finest. They are reading the book just like they talk on all social platforms, so stop with all the weird comments. I’ve been listening to them 5yrs now, so yes, Rashad reads how he talk, I’m 5yrs use to it.
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