
You Deserve to Be Rich
Master the Inner Game of Wealth and Claim Your Future
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Narrated by:
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Troy Millings
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Ronald Peet
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Rashad Bilal
About this listen
NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure
This audiobook features a special welcome message from co-author Rashad Bilal.
You deserve to be rich.
You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.
We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.
We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:
• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.
That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.
You deserve to be rich. This is the playbook to make it happen.
©2025 Troy Millings (P)2025 Random House AudioListeners also enjoyed...
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Stop! This book contains strategies and methods considered by most as the antithesis to wealth building best practices. The reader of this text will be placed in a position to look in the mirror and determine whether or not they themselves are "financially irresponsible". This books purpose is 2-fold; to empower others with a discussion on mindset, attitudes, and beliefs about money through the authors experiences, and to introduce terms, concepts, and strategies to those who may not have had exposure to financial education in their past but want to empower themselves and others on the ...
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Critic reviews
“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly
“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God
"With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money
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Story
Good questions make us think, teach us about ourselves, and if we’re honest in our replies, they can reveal the answers we’ve been searching for. In What If YOU Are the Answer?, Rachel Hollis shares the transformative questions that have helped her heal, grow, and thrive, even when life throws its hardest punches.
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She is great and I don’t like anyone
- By Amazon Customer on 01-29-25
By: Rachel Hollis
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Millionaire from the Heart
- How I Did It, How You Can Do It Too
- By: Anne-Claire Meret
- Narrated by: Anne-Claire Meret
- Length: 5 hrs and 12 mins
- Unabridged
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To the wild hearts, anything is possible! It’s not either or, it’s both: heart choices and abundance. This book is about shifting and aligning our ways of being, our thinking, acting from our hearts and generating a lot of money with it.
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Such a good book ! MUST READ
- By Anonymous User on 01-19-24
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12 Months to $1 Million
- How to Pick a Winning Product, Build a Real Business, and Become a Seven-Figure Entrepreneur
- By: Ryan Daniel Moran
- Narrated by: Ryan Daniel Moran
- Length: 7 hrs and 38 mins
- Unabridged
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By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
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Good, but a Little Misleading
- By Chris Love on 11-28-20
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Manage Your Money Like a F*cking Grownup
- The Best Money Advice You Never Got
- By: Sam Beckbessinger
- Narrated by: Sarah Jane Woodward
- Length: 6 hrs
- Unabridged
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Take control of your money to take control of your life. We never get an instruction manual about how money works. Most of what we learn about money comes from advertising or from other people who know as little as we do. No wonder we make such basic mistakes. No wonder we feel disempowered and scared. No wonder so many of us just decide to stick our heads in the damn sand and never deal with it. This book tells it to you straight: how to take control of your money to take control of your life.
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Simple, straight to the point with some humor.
- By Lusandolwethu on 05-04-21
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It Begins with You
- The 9 Hard Truths About Love That Will Change Your Life
- By: Jillian Turecki
- Narrated by: Jillian Turecki
- Length: 8 hrs and 5 mins
- Unabridged
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Jillian Turecki’s holistic, compassionate, yet no-nonsense approach to love has attracted a devoted following of millions. In her highly anticipated debut book, she makes clear that if you want a meaningful relationship filled with connection, security, and intimacy, you have to look within. The common denominator in all your relationships is you. Drawing from decades of experience helping clients heal themselves and their relationships, It Begins with You introduces the 9 core truths we must accept in order to change our lives.
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shallow..
- By slc on 01-30-25
By: Jillian Turecki
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I Will Teach You to Be Rich
- No Guilt. No Excuses. No B.S. Just a 6-Week Program That Works (Second Edition)
- By: Ramit Sethi
- Narrated by: Ramit Sethi
- Length: 12 hrs and 8 mins
- Unabridged
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Buy as many lattes as you want. Spend extravagantly on the things you love. Live your rich life instead of tracking every last expense with Ramit Sethi’s simple, powerful, and effective six-week program for gaining control over your finances. This isn’t typical advice from a money expert. In this completely updated second edition, Ramit teaches you how to choose long-term investments and the right bank accounts. With his characteristic no-BS perspective, he shows how to squeeze every hidden benefit out of your credit cards.
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Repetitive - should be retitled.
- By Truth on 06-20-19
By: Ramit Sethi
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How Do We Know Ourselves?
- Curiosities and Marvels of the Human Mind
- By: David G. Myers
- Narrated by: Adam Barr
- Length: 5 hrs and 12 mins
- Unabridged
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How Do We Know Ourselves? is a compendium of the most wondrous verities that Myers has found: a thought-provoking audiobook about psychological science’s insights into our everyday lives. His astute observations and sharp-witted wisdom enable audiences to think smarter and live happier.
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Author’s politics drive examples
- By Mark A. Bucknam on 12-26-22
By: David G. Myers
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The Man the Moment Demands
- Master the 10 Characteristics of the Comprehensive Man
- By: Jason Wilson
- Narrated by: Jason Wilson
- Length: 6 hrs and 27 mins
- Unabridged
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In a world where misinformation distorts the essence of manhood and societal expectations push men into emotional incarceration, bestselling author and founder of the Cave of Adullam, Jason Wilson, offers a path to freedom. The Man the Moment Demands will empower you to become the right man in every moment by embodying the ten characteristics of the comprehensive man: the Fighter, the Provider, the Leader, the Lover, the Nurturer, the Gentleman, the Friend, the Husband, the Father, and the Son.
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The Comprehensive Man
- By Anonymous User on 02-12-25
By: Jason Wilson
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What's Your Dream?
- Find Your Passion. Love Your Work. Build a Richer Life.
- By: Simon Squibb
- Narrated by: Simon Squibb
- Length: 7 hrs and 55 mins
- Unabridged
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From early on, we are taught that there's only one path to getting ahead: do well at school, get a certain kind of job, and avoid failure at all costs. We're so busy trying to follow these rules that we never stop and ask ourselves: What's my purpose? Is my 9-5 really what I want to do? What kind of job or business do I really want to pursue? Do I have the power to make it happen? With Simon Squibb’s incisive new book, you can make it happen.
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A refreshing take on how to pull yourself UP!
- By Lucca ate your Lunch! on 01-23-25
By: Simon Squibb
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Main Street Millionaire
- How to Make Extraordinary Wealth Buying Ordinary Businesses
- By: Codie Sanchez
- Narrated by: Codie Sanchez
- Length: 6 hrs and 17 mins
- Unabridged
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Everyone wants ownership, but almost no one gets it. Whether we’re talking about the start-up game, the crypto game, the freelance game, or the lemonade stand game—most paths to ownership lead to dead ends. That’s why Codie Sanchez carved a new, smarter path to total freedom. In Main Street Millionaire, she reveals the method she teaches her community of seven-figure investors for building wealth by creating a portfolio of boring businesses. That’s right—the money is not in flashy startups or in the corner office.
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Should be titled “The Solo Private Equity”
- By Amazon Customer on 04-05-25
By: Codie Sanchez
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The Breakthrough Years
- A New Scientific Framework for Raising Thriving Teens
- By: Ellen Galinsky
- Narrated by: Cassandra Campbell, Ellen Galinsky
- Length: 18 hrs and 58 mins
- Unabridged
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Child development expert Ellen Galinsky challenges widely held assumptions about adolescents and offers new ways for parents and others to better understand and interact with them in a way that helps them thrive.
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So glad I took the time to listen & learn
- By VMB on 05-06-24
By: Ellen Galinsky
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Get Honest or Die Lying
- Why Small Talk Sucks
- By: Charlamagne Tha God
- Narrated by: Charlamagne Tha God, Elliot Connie, Landon Woodson
- Length: 6 hrs and 14 mins
- Unabridged
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For over a decade, Charlamagne Tha God has cohosted iHeartRadio’s nationally syndicated morning radio show The Breakfast Club and has proven his power as a culture mover and thought leader, by being his completely authentic self on-air. From his famous “You ain't black” moment with President Biden, to heartfelt chats with cultural icons like Sean “Jay-Z” Carter and Judy Blume, to viral classics with Kamala Harris and Soulja Boy, his reach and impact on American culture continues to grow. In Get Honest or Die Lying: Why Small Talk Sucks, Charlamagne takes full command of his new perch.
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Plot formatting and intention
- By Philly on 05-01-25
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Up from Nothing
- The Untold Story of How We (All) Succeed
- By: John Hope Bryant
- Narrated by: John Hope Bryant
- Length: 4 hrs and 47 mins
- Unabridged
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American opportunity is not dead. Best-selling author and entrepreneur John Hope Bryant outlines the mindset and practices that will allow us to achieve the American dream, no matter what our current circumstances are. Using the inspiring story of his own rise from humble beginnings and that of his parents and grandparents, Bryant shows how individually we can change our mindset from survivor to thriver to winner and move beyond just getting by or being financially independent to becoming wildly successful. Collectively, we need to become a nation of winners once again.
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Life Changing!!!
- By SCB on 10-11-20
By: John Hope Bryant
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Success Starts Within
- Achieve Your Full Potential Through Radical Self-Care
- By: Chazz Scott
- Narrated by: Jaime Lincoln Smith
- Length: 7 hrs and 58 mins
- Unabridged
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Drawing from the latest research in neuroscience and positive psychology, mindset and resilience expert Chazz Scott shares practical strategies for what he refers to as radical self-care—an approach to living that helps us transcend negative thinking, gain inner confidence, improve focus, and develop meaningful relationships—so that we may achieve true fulfillment in our personal and professional lives.
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Good but nothing new
- By C. Blase on 12-19-23
By: Chazz Scott
What listeners say about You Deserve to Be Rich
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- David Johnson
- 01-31-25
Very good financial read
I learned so much from this book. So glad I gave it a listen. I recommend it to anyone who wants to be financially successful
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- Anonymous User
- 02-04-25
A book for US.
A complete financial education book for people who were not taught financial education. Giving you a complete rundown of investments, money management, business. It won’t give you everything you need so if you’re looking for something that is more advanced, skip along. However, this book is phenomenal and thank you for writing it.
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- Lewis B Robinson
- 03-07-25
Amazing Book, Shoutout to Rashad updating the voice
Book reads like a movie now!! Excellent listen now and the content and message can be taught to the masses!
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- Amazon Customer
- 03-26-25
Great message bad narration
I think I would have enjoyed reading the book instead of listening to the audiobook. The narration was a distraction to the message they were trying to deliver. Overall great advice in the book. Consider buying it instead of listening.
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- Tracey
- 04-19-25
Very informative i have a better understanding of how to do better with improving my financial status
This is timeless and very informative and should be taught in the school system definitely was clear and relatable. Troy and Rashad did an excellent job of explaining this way I could understand the voice narration of Troy and the other gentleman was perfect. I thank you so much for this experience and I will see you at best best 2025.
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- Erica Downing
- 01-16-25
Experienced Audible Listener
I have listened to audible books for the past 10 years as a convenience. I usually buy the paper version of a book as well because I just like reading actual books. This book is a gold mine of gems for any listener seeking to increase their financial literacy and decrease the stress and strain of financial illiteracy. If you are a seasoned Audible listener but have not actually been following these guys on assets of liabilities or Market Mondays or best test you would not understand their cadence or have followed the fact that they genuinely wanted to record this themselves instead of hiring a professional, you may not like it because the authors read the book to provide a personal touch and we’re not trained in that manner. As a follower of their podcast and shows I personally know this is how they always sound when they’re reading something off so I was OK with listening to this version. I also bought a hard copy when I went to the book signing in Washington DC, I look forward to the next one.
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- Mumu
- 01-28-25
Just speed up the Audio player
I would strongly recommend listeners to increase the player speed to 1.20-1.40 to have a better listening experience. other than that it was an original detailed approach to financial literacy. what these guys are doing is necessary work for the community and I will always support. they inspire me everyday.
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1 person found this helpful
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- Anonymous User
- 01-23-25
Financial literacy for Us By Us
Amazing book, lots of gems, game, and financial equality! I love how they expressed no matter your starting position you can obtain financial wealth, this should instill confidence in anyone
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- Yaboy Twan
- 01-24-25
LIT
If you want to hear it in our vernacular this is the book for you.
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- Jamare Bates
- 02-27-25
Love this book!
Really like the tangible blueprint and actions to follow. A step by step guide tailored for anyone.
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