
You Deserve to Be Rich
Master the Inner Game of Wealth and Claim Your Future
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Narrated by:
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Troy Millings
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Ronald Peet
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Rashad Bilal
About this listen
NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure
This audiobook features a special welcome message from co-author Rashad Bilal.
You deserve to be rich.
You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.
We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.
We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:
• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.
That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.
You deserve to be rich. This is the playbook to make it happen.
©2025 Troy Millings (P)2025 Random House AudioListeners also enjoyed...
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Critic reviews
“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly
“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God
"With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money
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Story
Take control of your money to take control of your life. We never get an instruction manual about how money works. Most of what we learn about money comes from advertising or from other people who know as little as we do. No wonder we make such basic mistakes. No wonder we feel disempowered and scared. No wonder so many of us just decide to stick our heads in the damn sand and never deal with it. This book tells it to you straight: how to take control of your money to take control of your life.
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Simple, straight to the point with some humor.
- By Lusandolwethu on 05-04-21
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The Courage Habit
- How to Accept Your Fears, Release the Past, and Live Your Courageous Life
- By: Kate Swoboda, Bari Tessler MA
- Narrated by: Kate Marcin
- Length: 5 hrs and 27 mins
- Unabridged
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In The Courage Habit, certified life coach Kate Swoboda offers freedom from the outdated belief that one must be fearless in order to live courageously. Instead, she defines courage as a willingness to act on what we want in spite of our fears and offers an evidence-based program to help readers conquer their inner critic, overcome worries, increase resilience, work toward their highest aspirations, and make courage a habit every day.
By: Kate Swoboda, and others
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You're Not Broke, You're Pre-Rich
- Ditch Debt, Stop Living from Payday to Payday, and Manage Black Tax to #Liveyourbestlife
- By: Mapalo Makhu
- Narrated by: Zime Keswa
- Length: 7 hrs and 44 mins
- Unabridged
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If you are a millennial who is trying to figure out how money works, this audiobook is for you. With simple, relatable and sometimes amusing stories about how to manage money on a day-to-day basis, you will learn how to change your mindset about money, get out of debt and stay debt-free, invest your money and ultimately, live your best life.
By: Mapalo Makhu
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Father to Son
- Life Lessons on Raising a Boy
- By: Harry H. Harrison Jr.
- Narrated by: Stephen R. Thorne
- Length: 42 mins
- Unabridged
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Warm and fuzzy, anchored in values, and filled with simple words of wisdom, this beloved, best-selling book for parents speaks to the important business of raising sons, and distills their timeless lessons into nuggets of wisdom - some lighthearted, some serious, some practical, and some intangible, and all supported by a strong moral backbone.
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List of What to do, not Why or principles behind it
- By Ben on 02-15-25
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Help Me! Special Edition
- One Woman's Quest to Find Out If Self-Help Really Can Change Your Life
- By: Marianne Power
- Narrated by: Marianne Power, Mary Power
- Length: 12 hrs and 15 mins
- Unabridged
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Marianne decided to finally find out if her elusive "perfect existence" - the one without debt, anxiety, or hangover Netflix marathons, the one where she healthily bounced around town and met the cashmere-sweater-wearing man of her dreams - really did lie in the pages of our best-known and acclaimed self-help books. She vowed to test a book a month for one year, following its advice to the letter, taking what she hoped would be the surest path to a flawless new her. But as the months passed, Marianne’s reality was turned upside down.
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Cute Story, good performance.
- By Ken on 10-10-19
By: Marianne Power
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Accessing Your True Potential
- Four Core Principles to Being the Best Version of You
- By: Vittorio Calabrese
- Narrated by: Cesar Brasil
- Length: 3 hrs and 30 mins
- Unabridged
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Accessing Your True Potential: Four Core Principles to Being the Best Version of You is a holistic self-driven approach to accessing your true potential, by overcoming your daily struggles with the implementation of six action pillars.
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Your Journey to Financial Freedom
- A Step-by-Step Guide to Achieving Wealth and Happiness
- By: Jamila Souffrant
- Narrated by: Jamila Souffrant
- Length: 8 hrs and 12 mins
- Unabridged
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Our fast-paced world prioritizes the productive busybody—financial security always seems to rule over the insatiable hankering for a Friday night splurge. However, Jamila Souffrant argues that you can in fact spend and save responsibly, all while enjoying that extra side of guacamole.
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Good resource and information!
- By Joanne on 03-14-25
By: Jamila Souffrant
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Up from Nothing
- The Untold Story of How We (All) Succeed
- By: John Hope Bryant
- Narrated by: John Hope Bryant
- Length: 4 hrs and 47 mins
- Unabridged
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American opportunity is not dead. Best-selling author and entrepreneur John Hope Bryant outlines the mindset and practices that will allow us to achieve the American dream, no matter what our current circumstances are. Using the inspiring story of his own rise from humble beginnings and that of his parents and grandparents, Bryant shows how individually we can change our mindset from survivor to thriver to winner and move beyond just getting by or being financially independent to becoming wildly successful. Collectively, we need to become a nation of winners once again.
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Life Changing!!!
- By SCB on 10-11-20
By: John Hope Bryant
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Success Starts Within
- Achieve Your Full Potential Through Radical Self-Care
- By: Chazz Scott
- Narrated by: Jaime Lincoln Smith
- Length: 7 hrs and 58 mins
- Unabridged
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Drawing from the latest research in neuroscience and positive psychology, mindset and resilience expert Chazz Scott shares practical strategies for what he refers to as radical self-care—an approach to living that helps us transcend negative thinking, gain inner confidence, improve focus, and develop meaningful relationships—so that we may achieve true fulfillment in our personal and professional lives.
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Good but nothing new
- By C. Blase on 12-19-23
By: Chazz Scott
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Cashing Out
- Win the Wealth Game by Walking Away
- By: Julien Saunders, Kiersten Saunders
- Narrated by: Julien Saunders, Kiersten Saunders
- Length: 6 hrs and 2 mins
- Unabridged
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When it comes to our finances, we’re told to follow the same script as our white colleagues: work hard, make money, save, and invest. Yet despite putting in twice the effort, you end up making less and are routinely passed up for career opportunities. Here’s the truth: financial freedom is within your reach, but playing by corporate America’s rules will only take you halfway there. To win, you must eventually walk away—and take up an entirely different model of wealth accumulation. Cashing Out is your roadmap to financial freedom despite the broken system.
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A letter to the Black community about financial se
- By Anonymous User on 06-24-22
By: Julien Saunders, and others
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The Memo
- Five Rules for Your Economic Liberation
- By: John Hope Bryant
- Narrated by: John Hope Bryant
- Length: 3 hrs and 52 mins
- Unabridged
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At long last, John Hope Bryant lays out five simple rules to provide a path to economic liberation for anyone in any situation. The Memo provides a simple path from financial literacy and mindset shifts to ownership, positive relationships, and a completely new attitude toward money. In a provocative exploration of the intersections of race and class, Bryant preaches the definitive conclusion that to be free, one must be economically liberated. Those who suffer from poverty haven't gotten "the memo" - until now.
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On point
- By Amazon Customer on 11-16-17
By: John Hope Bryant
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The Power of Connection
- From Awkward to Awesome: Build Social Skills, Improve Communication, Boost Confidence, and Create Lasting Relationships
- By: Liam Grant
- Narrated by: Christian J Casas
- Length: 4 hrs and 22 mins
- Unabridged
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Tired of feeling awkward or unsure in social settings? The Power of Connection will transform your social skills, helping you build meaningful relationships with ease. Unlike most self-help books that feel like a lecture, this one is like chatting with a friend—full of humor, real talk, and advice that’ll make you laugh while you learn. Get ready to boost your social interactions, conquer loneliness, and build lasting confidence, one genuine connection at a time.
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Being Honest Was Enough
- By Girl Dad on 05-01-25
By: Liam Grant
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Rewrite Your Rules
- The Journey to Success in Less Time with More Freedom
- By: Morgan DeBaun
- Narrated by: Morgan DeBaun
- Length: 8 hrs and 34 mins
- Unabridged
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Hustle culture is out, intentional living is in. Morgan DeBaun, the visionary founder and CEO of Blavity Inc., is here to help you become the CEO of your life and revolutionize your approach to success and fulfillment.
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Inspiring story
- By Jacqueline Hawkins on 05-03-25
By: Morgan DeBaun
Very good financial read
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A book for US.
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Amazing Book, Shoutout to Rashad updating the voice
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Great message bad narration
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Very informative i have a better understanding of how to do better with improving my financial status
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Just speed up the Audio player
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Experienced Audible Listener
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Financial literacy for Us By Us
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LIT
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Love this book!
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