You Deserve to Be Rich Audiobook By Rashad Bilal, Troy Millings cover art

You Deserve to Be Rich

Master the Inner Game of Wealth and Claim Your Future

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You Deserve to Be Rich

By: Rashad Bilal, Troy Millings
Narrated by: Troy Millings, Ronald Peet, Rashad Bilal
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About this listen

NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure

This audiobook features a special welcome message from co-author Rashad Bilal.

You deserve to be rich.

You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.

We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.

We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:

• Deal with the psychological toll of growing up living paycheck to paycheck.

• Create income-building strategies outside your nine-to-five, from investing to side hustles.

• Use passive income to put you in control of your time and lifestyle.

• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.

• Navigate family financial drama and find ways to support your community.

That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.

You deserve to be rich. This is the playbook to make it happen.

©2025 Troy Millings (P)2025 Random House Audio
Business Development & Entrepreneurship Entrepreneurship Money Management & Budgeting Personal Finance Inspiring Passive Income

Critic reviews

Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”Publishers Weekly

“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God

"With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money

What listeners say about You Deserve to Be Rich

Highly rated for:

Valuable Financial Advice Practical Wealth-building Strategies Convenient Audiobook Relatable Money Management
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    4 out of 5 stars

I believe it’d be a great book but couldn’t get pass the narrator

I was really excited to support these gentlemen, as I believe they provide valuable information in a digestible way. I pre-ordered the book super excited for the audio version as it allows me multitask. Unfortunately I wish I would have purchased the hard copy to read it on my own as the narration is awful. I honestly couldn’t get past chapter 1 given how slow and inconsistent the narrator is. At times certain words and/or sentences will speed up significantly and then instantly slow down. It is as if they are reading material that is not their own and it sounds a bit robotic. I definitely think this could be a hit if perhaps they go back and re-narrate the book to have more flow. I found it to be extremely distracting because I was second-guessing if my speed had actually increased or if the volume had increased by mistake. Difficult listen for me personally, considering this. It’s their first go at this so wishing them all the best, but this definitely needs a bit more support from their publishers/team.

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3 people found this helpful

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Very good financial read

I learned so much from this book. So glad I gave it a listen. I recommend it to anyone who wants to be financially successful

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A book for US.

A complete financial education book for people who were not taught financial education. Giving you a complete rundown of investments, money management, business. It won’t give you everything you need so if you’re looking for something that is more advanced, skip along. However, this book is phenomenal and thank you for writing it.

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Great information but difficult to listen to!

Mad love for EYL family but yall need to record these gems over! I had to get the ebook to finish.

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A must read.

A great reminder of what is necessary to create a financial plan and the discipline necessary to work it.

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We do deserve to be rich!

Great job! very informative, real, and attainable. Thanks for the layout month by month on things to do. I have book marked that chapter and will begin right away. Be blessed and thank you again. I recommend this book to all ages.

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The Revolution Will Be Internalized: Wealth, Legacy & The Awakening of Self

“You Deserve to Be Rich” is more than just a book about money it’s a wake-up call. If you’re truly ready for change, if you’re ready to build, and if you’re willing to acknowledge past financial mistakes without letting them define you, this book will shift you emotionally, mentally, and spiritually.

Rashard and Troy don't just give financial advice; they challenge you to break free from financial trauma, let go of limiting beliefs, and start making intentional choices no matter how small that align with the future you deserve. It’s about discipline, legacy, and recognizing that wealth isn’t just about money; it’s about mindset and ownership.

This book forces you to wake up, take responsibility, and act even when it’s uncomfortable. If you’re ready to stop waiting and start doing, this is the book that will push you forward.

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Living the rest of my life by the EYL thesis

Great read & break down of money principles for everyday people.
Definitely doing EYL in a Year

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So Good, a must listen.

Financial advice, strategies, and gems done in a language we understand. For us by us. Not judgemental for the choices that we make but giving understanding and reasoning behind them and actions to take to change them. I can't recommend this book enough. A great book if you're ready for change and even if you're not ready yet it might inspire you to take action.

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One of the Best

Troy and Rashad at their finest. They are reading the book just like they talk on all social platforms, so stop with all the weird comments. I’ve been listening to them 5yrs now, so yes, Rashad reads how he talk, I’m 5yrs use to it.

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