You Deserve to Be Rich
Master the Inner Game of Wealth and Claim Your Future
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Narrated by:
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Rashad Bilal
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Troy Millings
About this listen
A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure
You deserve to be rich.
You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.
We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.
We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:
• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.
That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.
You deserve to be rich. This is the playbook to make it happen.
©2025 Troy Millings (P)2025 Random House AudioListeners also enjoyed...
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Critic reviews
“Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth. . . . Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. . . . Buoyed by the authors’ can-do spirit (‘If you can see it, you can have it’), this stands out in the crowded field of personal finance guides.”—Publishers Weekly
“EYL has written more than just a financial guide—it’s a blueprint for breaking free from the systems that keep us broke and disempowered. They are giving us the jewels to take control of our money, invest wisely, and build generational wealth. A must read for anyone looking to level up financially and mentally. It’s food for your entrepreneurial spirit, but you have to do your own dishes.”—Charlamagne Tha God
"With You Deserve to Be Rich, Troy Millings and Rashad Bilal from Earn Your Leisure offer a powerful blueprint to get started on your journey building generational wealth. Like me, Troy is a former teacher—and it shows in the clear, actionable, and spot-on advice he and Rashad deliver in these pages. This book will be a great step to achieving the life you’ve always dreamed about.”—Tiffany Aliche, aka The “Budgetnista,” New York Times bestselling author of Get Good with Money
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This classic expose of the Fed has become one of the best-selling books in its category of all time. Where does money come from? Where does it go? Who makes it? The money magician's secrets are unveiled. Here is a close look at their mirrors and smoke machines, the pulleys, cogs, and wheels that create the grand illusion called money. A boring subject? Just wait. You'll be hooked in five minutes. It reads like a detective story - which it really is, but it's all true.
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Lost confidence in author
- By Amazon Customer on 07-11-20
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Plan Your Year Like a Millionaire
- By: Rachel Rodgers
- Narrated by: Rachel Rodgers
- Length: 2 hrs
- Original Recording
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Plan Like a Millionaire is part of a riveting three-part series, and it's all about elevating your game and setting goals like a seven-figure earner. In this wealth-inspiring listening journey, Rachel reveals the secrets of how to set goals, manage time wisely, build essential support systems, break free from financial constraints, and make savvy money decisions.
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Feel Good Book, only
- By Maggie on 01-06-24
By: Rachel Rodgers
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Los secretos de la mente millonaria (Narración en Castellano) [Secrets of the Millionaire Mind]
- Domina el juego de la riqueza [Mastering the Inner Game of Wealth]
- By: T. Harv Eker
- Narrated by: Ivan Villanueva
- Length: 2 hrs and 17 mins
- Unabridged
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El autor estaba en bancarrota, en solo dos años y medio se convirtió en millonario y construyó una de las más grandes firmas de consultoría para el éxito. Con sus enseñanzas ha tocado la vida de millones de personas. Este audiolibro te enseña a observar como piensas. Es un reto a tus ideas que te limitan, a los razonamientos que no te apoyan y a tus acciones con respecto al dinero.
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El libro está bien, pero ES VERSION RESUMIDA
- By alexnvlp on 08-24-23
By: T. Harv Eker
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The Little Book of Common Sense Investing
- The Only Way to Guarantee Your Fair Share of Stock Market Returns, 10th Anniversary Edition
- By: John C. Bogle
- Narrated by: L. J. Ganser
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The Little Book of Common Sense Investing is the classic guide to getting smart about the market. Legendary mutual fund pioneer John C. Bogle reveals his key to getting more out of investing: low-cost index funds. Bogle describes the simplest and most effective investment strategy for building wealth over the long term: buy and hold, at very low cost, a mutual fund that tracks a broad stock market Index such as the S&P 500.
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One star for every point this 5 hour book makes.
- By Matt on 01-31-19
By: John C. Bogle
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The Millionaire Fastlane: Crack the Code to Wealth and Live Rich for a Lifetime
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Since you were old enough to hold a job, you've been hoodwinked to believe that wealth can be created by blindly trusting in the uncontrollable and unpredictable markets: the housing market, the stock market, and the job market. I call this soul-sucking, dream-stealing dogma "The Slowlane" - an impotent financial gamble that dubiously promises wealth in a wheelchair. For those who don't want a lifetime subscription to "settle-for-less", there is an alternative.
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Excellent!
- By Iray007 on 09-22-15
By: MJ DeMarco
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How to Day Trade for a Living
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- By: Andrew Aziz
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- Unabridged
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Very few careers can offer you the freedom, flexibility, and income that day trading does. As a day trader, you can live and work anywhere in the world. You can decide when to work and when not to work. You only answer to yourself. That is the life of the successful day trader. Many people aspire to it, but very few succeed. In the audiobook, I describe the fundamentals of day trading, explain how day trading is different from other styles of trading and investment, and elaborate on important trading strategies that many traders use every day.
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Its a sales pitch
- By Xavier Foley on 02-08-18
By: Andrew Aziz
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The 1-Page Marketing Plan
- Get New Customers, Make More Money, And Stand Out From The Crowd
- By: Allan Dib
- Narrated by: Joel Richards
- Length: 6 hrs and 31 mins
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To build a successful business, you need to stop doing random acts of marketing and start following a reliable plan for rapid business growth. Traditionally, creating a marketing plan has been a difficult and time-consuming process, which is why it often doesn’t get done.
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You Need to buy Book to get key info
- By Rosie's mom on 10-23-18
By: Allan Dib
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Do Epic Shit
- By: Ankur Warikoo
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- Length: 3 hrs and 17 mins
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Ankur Warikoo is an entrepreneur and content creator whose deep, witty, and brutally honest thoughts on success and failure, money and investing, self-awareness and personal relationships have made him one of India’s top personal brands. In his first book, Ankur puts together the key ideas that have fuelled his journey—one that began with him wanting to be a space engineer and ended with him creating content that has been seen and read and heard by millions. His thoughts range from the importance of creating habits for long-term success to the foundations of money management.
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Epicly Sh*t
- By Anonymous User on 09-30-22
By: Ankur Warikoo
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Millionaire Mission
- A 9-Step System to Level Up Your Finances and Build Wealth
- By: Brian Preston
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- Length: 7 hrs and 2 mins
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Brian Preston, host of The Money Guy Show podcast and co-founder of Abound Wealth Management, lays out a nine-step system for building wealth with the money you already have. Millionaire Mission helps you account for your financial blind spots, overcome the fear of making wrong decisions, and take the guesswork out of what to do with your next dollar.
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Great book.
- By Nathan Blowers on 05-31-24
By: Brian Preston
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What listeners say about You Deserve to Be Rich
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- Erica Downing
- 01-16-25
Experienced Audible Listener
I have listened to audible books for the past 10 years as a convenience. I usually buy the paper version of a book as well because I just like reading actual books. This book is a gold mine of gems for any listener seeking to increase their financial literacy and decrease the stress and strain of financial illiteracy. If you are a seasoned Audible listener but have not actually been following these guys on assets of liabilities or Market Mondays or best test you would not understand their cadence or have followed the fact that they genuinely wanted to record this themselves instead of hiring a professional, you may not like it because the authors read the book to provide a personal touch and we’re not trained in that manner. As a follower of their podcast and shows I personally know this is how they always sound when they’re reading something off so I was OK with listening to this version. I also bought a hard copy when I went to the book signing in Washington DC, I look forward to the next one.
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1 person found this helpful
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- J.Williams
- 01-21-25
Good book, hard listen
Forwarning, listening to Rashad's chapters may be a little rough. If you're not going to put in the effort to make the listening enjoyable, hire someone to do it. Aside from that, this book's content is necessary for the community—more than Rich Dad, Poor Dad.
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- Chris
- 01-19-25
I believe it’d be a great book but couldn’t get pass the narrator
I was really excited to support these gentlemen, as I believe they provide valuable information in a digestible way. I pre-ordered the book super excited for the audio version as it allows me multitask. Unfortunately I wish I would have purchased the hard copy to read it on my own as the narration is awful. I honestly couldn’t get past chapter 1 given how slow and inconsistent the narrator is. At times certain words and/or sentences will speed up significantly and then instantly slow down. It is as if they are reading material that is not their own and it sounds a bit robotic. I definitely think this could be a hit if perhaps they go back and re-narrate the book to have more flow. I found it to be extremely distracting because I was second-guessing if my speed had actually increased or if the volume had increased by mistake. Difficult listen for me personally, considering this. It’s their first go at this so wishing them all the best, but this definitely needs a bit more support from their publishers/team.
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- Jacobey
- 01-20-25
Good foundational knowledge
Good foundational knowledge and some motivation scenarios. The narration left a lot to be desired. Sometimes Rashad sounded frustrated &:or tired. Again good knowledge but not enough constructive information for me.
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- Roger H
- 01-21-25
I appreciate this book, content; relatable and motivating.
The title of my review summarizes my opinion of the book and I wish the authors all the best of success. While I enjoy the convenience of audio books, the experience, tone, cadence, fluidity and tone from the reader is critical to keeping me engaged. This portion of the review more about the narration than the content. My biggest challenge that one of the readers is reading instead of "telling the story". There are portions where it seems that the reader is reading instead of demonstrating their familiarity with the text, telling the story and using the text as a reference. There is value in using a professional story teller, I'd love to hear this audio book with intentionally placed inflections and strategic injections of energy and not because an author is catching his breath.
Shared respectfully and because I cared to do something I otherwise don't, leaving a review.
RLHJr.
(Example - "if 2 million dollars was....." that shift in energy was great but the volume and fluidity tailed off and back to reading mode.)
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- Carlos O
- 01-19-25
No Energy, Nothing new
Sorry but this just didn't provide any real value for me and the format was hard to follow. Narration also seems low on energy which makes the plane Jane financial advice even harder to follow.
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- Food By The Word
- 01-19-25
Necessary for a time like this!
This is an extremely necessary book for a time like this! They make a very practical path for Financial literacy that will be very helpful! Thanks bro's!
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- John
- 01-19-25
okay book
The book was basic and okay. The second reader was bad. At times he read 100mph and then he would read so slow and horrible. At times I had to speed up his speaking. His flow took away from the ability to process the information
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- Anonymous User
- 01-22-25
Living the rest of my life by the EYL thesis
Great read & break down of money principles for everyday people.
Definitely doing EYL in a Year
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- KL
- 01-16-25
extremely difficult to listen to.
I wish I would have bought a paperback version of the book. I wanted to support the authors, but I feel like they did not care about the importance of good narration. Hopefully next time they'll hire someone to do the reading. I wasted money on this version of the book.
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