Building Your Money Machine
How to Get Your Money to Work Harder for You than You Did for It!
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Narrated by:
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Mel H. Abraham
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By:
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Mel H. Abraham
About this listen
USA TODAY BESTSELLER!
Make financial freedom real with the right mindset, right process, and right action steps
Does it feel like you’re missing out on life because you can't get your finances in order? Are you seeking a life free of financial fear and full of meaning, purpose, and impact?
The key to building the life you desire and deserve is to build your Money Machine—a powerful system designed to generate income that’s no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.
Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to:
- Demystify wealth creation through proven processes like The Wealth Priority Ladder™ and The Five Incomes™
- Build the three pillars of your Money Machine—Earn, Grow, and Protect
- Optimize your earnings, transform them into assets, and protect them from loss
Whether you are a dreamer, doer, or believer—or all three!—your financial freedom is a birthright. Now is the time to embrace your financial potential with confidence and courage.
This audio product contains a PDF with supporting material, and the PDF is available to download.
PLEASE NOTE: When you purchase this title, the accompanying PDF will be available in your Audible Library along with the audio.
©2024 Mel H. Abraham (P)2024 Hay HouseListeners also enjoyed...
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Critic reviews
“Practical, rational, and real-world experience is brought to life in Building Your Money Machine. Mel has a heart of gold, and he brings it to each and every page.”—David Bach, 10-time New York Times best-selling author of The Automatic Millionaire and The Latte Factor
“An insightful read that gives many lessons from a road well traveled by a true money mentor who has run the miles himself.”—Amy Porterfield, author of The New York Times bestseller Two Weeks Notice
“In a world full of confusing financial advice, Building Your Money Machine is a clear, accessible guide to achieving financial freedom. A must-read for anyone who wants to take control of their financial future.”—Farnoosh Torabi, host of the So Money podcast and author of A Healthy State of Panic
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The Fed today is not our friend. Its "low rates forever" policy means we must look elsewhere for yield. Dividend-paying stocks don't help. Blue chips don't pay more than 2% or 3%. On a $1 million portfolio, that's less than $30,000 in annual income. Not enough. There's a better way. Income investing experts Brett Owens and Tom Jacobs show you how to safely double, triple and even quadruple these yields. Turn that 2% that stocks pay into 6%, 7% and even 8% (for $80,000 on that million bucks) without doing anything risky.
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I'm a believer
- By Anonymous User on 03-25-20
By: Brett Owens, and others
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Retirement Money Secrets
- A Financial Insider's Guide to Income Independence
- By: Steven R. Selengut
- Narrated by: Matthew Spaur
- Length: 5 hrs and 16 mins
- Unabridged
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Overall
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Performance
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Story
Produce enough income to retire and make market volatility your very best friend. Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down.
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Interesting perspective
- By Nick F on 01-12-25
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Passive Income, Aggressive Retirement
- The Secret to Freedom, Flexibility, and Financial Independence (& how to get started!)
- By: Rachel Richards
- Narrated by: Lela Rhodes
- Length: 8 hrs and 5 mins
- Unabridged
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Overall
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Performance
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Story
Two million dollars. That's how much money anyone under age 40 will need to accumulate to retire. That often means working 40-hour-weeks and penny-pinching your whole life. How else could you save a cool $2 mil? Finance guru, former financial advisor, and Amazon best-selling author of Money Honey, Rachel Richards has one goal in mind: teaching you everything you need to know to become financially free earlier than you ever thought possible. Rachel supplements boatloads of research and personal expertise by interviewing well-known experts!
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Not what I expected
- By Fareedah Williams on 04-02-20
By: Rachel Richards
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Millionaire Mission
- A 9-Step System to Level Up Your Finances and Build Wealth
- By: Brian Preston
- Narrated by: Brian Preston
- Length: 7 hrs and 2 mins
- Unabridged
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Overall
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Performance
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Story
Brian Preston, host of The Money Guy Show podcast and co-founder of Abound Wealth Management, lays out a nine-step system for building wealth with the money you already have. Millionaire Mission helps you account for your financial blind spots, overcome the fear of making wrong decisions, and take the guesswork out of what to do with your next dollar.
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Great book.
- By Nathan Blowers on 05-31-24
By: Brian Preston
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Two Weeks Notice
- Find the Courage to Quit Your Job, Make More Money, Work Where You Want, and Change the World
- By: Amy Porterfield
- Narrated by: Amy Porterfield
- Length: 7 hrs and 38 mins
- Unabridged
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Overall
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Performance
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Story
Are you ready to go from being stuck and complacent to courageous and capable of creating a business offering you the time and financial freedom you never dreamed possible? Amy Porterfield, host of the top-rated podcast Online Marketing Made Easy and a 9-to-5 escapee who built an 8-figure online business on her terms, shares her tried and true strategies, inspiring stories, and mindset shifts.
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Ok read. Lots of unoriginal material.
- By Dan on 03-08-23
By: Amy Porterfield
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Dividend Growth Machine: How to Supercharge Your Investment Returns with Dividend Stocks
- By: Nathan Winklepleck
- Narrated by: Nathan Winklepleck
- Length: 1 hr and 49 mins
- Unabridged
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Overall
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Performance
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Story
Do you want to improve your investment returns while taking less risk? Nathan will show you how anyone can achieve financial independence and investment success through dividend investing. This audiobook is short and to the point with simple examples that anyone--from beginner to expert--can quickly grasp the basics of dividend investing and how it can help you generate passive income in retirement without losing sleep worrying about whether your nest egg is going to dry up.
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Excellent book that can change your financial life
- By Tyler Bream on 07-12-21
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How to Retire on Dividends
- Earn a Safe 8%, Leave Your Principal Intact
- By: Brett Owens, Tom Jacobs
- Narrated by: Tom Jacobs
- Length: 4 hrs and 12 mins
- Unabridged
-
Overall
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Performance
-
Story
The Fed today is not our friend. Its "low rates forever" policy means we must look elsewhere for yield. Dividend-paying stocks don't help. Blue chips don't pay more than 2% or 3%. On a $1 million portfolio, that's less than $30,000 in annual income. Not enough. There's a better way. Income investing experts Brett Owens and Tom Jacobs show you how to safely double, triple and even quadruple these yields. Turn that 2% that stocks pay into 6%, 7% and even 8% (for $80,000 on that million bucks) without doing anything risky.
-
-
I'm a believer
- By Anonymous User on 03-25-20
By: Brett Owens, and others
-
Retirement Money Secrets
- A Financial Insider's Guide to Income Independence
- By: Steven R. Selengut
- Narrated by: Matthew Spaur
- Length: 5 hrs and 16 mins
- Unabridged
-
Overall
-
Performance
-
Story
Produce enough income to retire and make market volatility your very best friend. Steve Selengut, a 44-year investment professional, teaches you a simple yet little-known system for investing in the stock market that shouldn't be a secret (but is). It delivers reliable income without selling your hard-earned investments to pay the bills. Better yet, it works whether the stock market is going up or down.
-
-
Interesting perspective
- By Nick F on 01-12-25
-
Passive Income, Aggressive Retirement
- The Secret to Freedom, Flexibility, and Financial Independence (& how to get started!)
- By: Rachel Richards
- Narrated by: Lela Rhodes
- Length: 8 hrs and 5 mins
- Unabridged
-
Overall
-
Performance
-
Story
Two million dollars. That's how much money anyone under age 40 will need to accumulate to retire. That often means working 40-hour-weeks and penny-pinching your whole life. How else could you save a cool $2 mil? Finance guru, former financial advisor, and Amazon best-selling author of Money Honey, Rachel Richards has one goal in mind: teaching you everything you need to know to become financially free earlier than you ever thought possible. Rachel supplements boatloads of research and personal expertise by interviewing well-known experts!
-
-
Not what I expected
- By Fareedah Williams on 04-02-20
By: Rachel Richards
-
Millionaire Mission
- A 9-Step System to Level Up Your Finances and Build Wealth
- By: Brian Preston
- Narrated by: Brian Preston
- Length: 7 hrs and 2 mins
- Unabridged
-
Overall
-
Performance
-
Story
Brian Preston, host of The Money Guy Show podcast and co-founder of Abound Wealth Management, lays out a nine-step system for building wealth with the money you already have. Millionaire Mission helps you account for your financial blind spots, overcome the fear of making wrong decisions, and take the guesswork out of what to do with your next dollar.
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Great book.
- By Nathan Blowers on 05-31-24
By: Brian Preston
-
Two Weeks Notice
- Find the Courage to Quit Your Job, Make More Money, Work Where You Want, and Change the World
- By: Amy Porterfield
- Narrated by: Amy Porterfield
- Length: 7 hrs and 38 mins
- Unabridged
-
Overall
-
Performance
-
Story
Are you ready to go from being stuck and complacent to courageous and capable of creating a business offering you the time and financial freedom you never dreamed possible? Amy Porterfield, host of the top-rated podcast Online Marketing Made Easy and a 9-to-5 escapee who built an 8-figure online business on her terms, shares her tried and true strategies, inspiring stories, and mindset shifts.
-
-
Ok read. Lots of unoriginal material.
- By Dan on 03-08-23
By: Amy Porterfield
-
Dividend Growth Machine: How to Supercharge Your Investment Returns with Dividend Stocks
- By: Nathan Winklepleck
- Narrated by: Nathan Winklepleck
- Length: 1 hr and 49 mins
- Unabridged
-
Overall
-
Performance
-
Story
Do you want to improve your investment returns while taking less risk? Nathan will show you how anyone can achieve financial independence and investment success through dividend investing. This audiobook is short and to the point with simple examples that anyone--from beginner to expert--can quickly grasp the basics of dividend investing and how it can help you generate passive income in retirement without losing sleep worrying about whether your nest egg is going to dry up.
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Excellent book that can change your financial life
- By Tyler Bream on 07-12-21
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Protect Your Peace
- Nine Unapologetic Principles for Thriving in a Chaotic World
- By: Trent Shelton
- Narrated by: Trent Shelton
- Length: 5 hrs and 11 mins
- Unabridged
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Performance
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Story
Protect Your Peace is filled with real talk, straight from the heart, blending hard-earned wisdom with practical tools and Trent’s personal stories. This audiobook isn't just another guide—it’s a blueprint to master your mindset and reclaim your power.
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get out of comfort zone
- By Ann Fisher on 01-17-25
By: Trent Shelton
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Choose Joy
- Relieve Burnout, Focus on Your Happiness, and Infuse More Joy into Your Everyday Life
- By: Sophie Cliff
- Narrated by: Sophie Cliff
- Length: 3 hrs and 10 mins
- Unabridged
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Overall
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Performance
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Story
Protect yourself from burnout and find the balance you've been craving in this chaotic world. Maybe you’re feeling exhausted, both mentally and physically, from the last few years and all of the uncertainty and change that came with them. Maybe you’re feeling overwhelmed and struggling to meet the constant demands on your time.
By: Sophie Cliff
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Turn Your Computer into a Money Machine: How to Make Money from Home and Grow Your Income Fast, with No Prior Experience! Set up Within a Week!
- By: Avery Breyer
- Narrated by: Tiana Hanson
- Length: 1 hr and 44 mins
- Unabridged
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Overall
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Performance
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Story
Learn the tactics I used to earn as much as $60 per hour with nothing more than a computer and Internet connection - no prior experience required! I work WHENever and WHEREver I want, plus take time off whenever I please. Want to know how I did it? I’m not about to suggest that you make money Online by writing books, becoming a blogger, building an Online income from websites, starting a Multi-Level Marketing business, filling out a pile of mind-numbing surveys, selling stuff on eBay, or bugging your friends by trying to sell things to them.
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Great Audiobook on a great topic!
- By Tara Schnetz on 12-27-18
By: Avery Breyer
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Excessively Obsessed
- Find Your Passion, Build Your Business, Learn Your Limits, Love Your Life
- By: Natasha Oakley
- Narrated by: Natasha Oakley
- Length: 7 hrs and 26 mins
- Unabridged
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Overall
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Performance
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Story
Natasha Oakley, co-founder of Monday Swimwear and The Pilates Class, is a hugely dynamic businesswoman and isn't afraid to try, fail and create something new from her mistakes; she is constantly on the path to growth. In her book, she will show listeners how to find a balance between their brand and their personal life, how to generate a huge brand following, how to build contacts when no one knows who you are, how to rise above cancel culture and the pressures of social media to use it powerfully and with purpose, and so much more.
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Obsessed with this book!
- By Anonymous User on 09-19-24
By: Natasha Oakley
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Smart Couples Finish Rich, Revised and Updated
- 9 Steps to Creating a Rich Future for You and Your Partner
- By: David Bach
- Narrated by: Kathleen McInerney
- Length: 10 hrs and 16 mins
- Unabridged
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Overall
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Performance
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Story
Number one New York Times best-selling author David Bach has helped millions of couples plan for a future they love with more than 7 million of his books in print. And now, completely updated, and revised, Smart Couples Finish Rich, America’s favorite money book for couples, is back. You’ll discover the latest techniques to live a life as a couple, where your values align, and your money decisions become easier.
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Very practical information
- By Anonymous User on 01-09-25
By: David Bach
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Quit Like a Millionaire
- No Gimmicks, Luck, or Trust Fund Required
- By: Kristy Shen, Bryce Leung, JL Collins
- Narrated by: Kristy Shen, JL Collins
- Length: 8 hrs and 40 mins
- Unabridged
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Overall
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Performance
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Story
Kristy Shen retired with a million dollars at the age of 31, and she did it without hitting a home run on the stock market, starting the next Snapchat in her garage, or investing in hot real estate. Learn how to cut down on spending without decreasing your quality of life, build a million-dollar portfolio, fortify your investments to survive bear markets and black-swan events, and use the four percent rule and the Yield Shield - so you can quit the rat race forever.
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She gives some bad advice.
- By Brian Bingham on 02-13-20
By: Kristy Shen, and others
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Pathfinders
- Extraordinary Stories of People Like You on the Quest for Financial Independence—and How to Join Them
- By: JL Collins
- Narrated by: Kevin Meyer, Audrey J Williams
- Length: 9 hrs and 10 mins
- Unabridged
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Overall
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Performance
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Story
From “The Godfather of FI”, a follow-up to his international best-selling personal finance sensation The Simple Path to Wealth! Pathfinders brings together scores of amazing and insightful real-life stories from real people on the journey to financial independence—providing practical encouragement and inspiration for anyone who wants to join them.
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Wish it was narrated by JL
- By T. Huff on 11-13-23
By: JL Collins
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The Income Factory
- An Investor’s Guide to Consistent Lifetime Returns
- By: Steven Bavaria
- Narrated by: Fred Filbrich
- Length: 6 hrs and 37 mins
- Unabridged
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Overall
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Performance
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Story
The most common investing approach today - one that values “growth” over all else - can be ineffective and counterproductive for many investors, not to mention needlessly stressful. Now, one of Seeking Alpha's most popular writers, Steven Bavaria, provides a groundbreaking alternative that will see you through all markets - up, down, and sideways. The Income Factory shows how to build an income stream that increases solidly and consistently - a result of reinvesting and compounding the dividends.
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Where’s the PDF
- By Cynthia on 09-14-23
By: Steven Bavaria
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Just Keep Buying
- Proven Ways to Save Money and Build Your Wealth
- By: Nick Maggiulli
- Narrated by: Kevin Meyer
- Length: 6 hrs and 21 mins
- Unabridged
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Overall
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Performance
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Story
Everyone faces big questions when it comes to money. Unfortunately, many of the answers provided by the financial industry have been based on belief and conjecture, rather than data and evidence - until now. The hugely popular finance blogger Nick Maggiulli crunches the numbers to answer your biggest questions, and to provide you with proven ways to build your wealth right away. By following the strategies revealed here, you can act smarter, and live richer, each and every day. It’s time to take the next step in your wealth-building journey!
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Good Framework
- By Oz on 08-05-23
By: Nick Maggiulli
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How to Grow Your Small Business
- A 6-Step Plan to Help Your Business Take Off
- By: Donald Miller
- Narrated by: Donald Miller
- Length: 5 hrs and 2 mins
- Unabridged
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Overall
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Performance
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Story
Using the exact steps you’ll learn in this book, Donald Miller grew his small business from four employees working out of a basement to a 15 million dollar operation, increasing revenue sixfold in just six years. As Miller grew his own business from the ground up, he realized nobody had put together a simple, step-by-step playbook for growing a business. That book didn’t exist. Until now. In this book, you’ll learn the 6 steps to grow a successful small business and create a playbook to implement them—your Flight Plan.
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Applied everything here, also on business made simple course and story brand book and my business grew
- By Marco Randazzo on 04-12-23
By: Donald Miller
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Unleash the Power Within
- Personal Coaching to Transform Your Life!
- By: Tony Robbins
- Narrated by: Tony Robbins
- Length: 6 hrs and 16 mins
- Original Recording
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Overall
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Performance
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Story
In Tony Robbins' exciting live audio seminar Unleash the Power Within, you'll discover how to transform your limiting beliefs, adding new meaning and depth to your life. You'll learn to tap into your deepest, most personal resources, to become all you truly desire and deserve. And when you begin to claim the abundant rewards your future has in store, you'll not only make a remarkable improvement in your life - but consequently, in our world. Tony shows you how to live your life not by hope...not by chance...but by design.
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All fluff and no guts
- By scubadiva on 04-08-20
By: Tony Robbins
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The EOS Life
- By: Gino Wickman
- Narrated by: Steve Edwards
- Length: 5 hrs and 16 mins
- Unabridged
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Overall
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Performance
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Story
The EOS Life will help you to discover, clarify, and customize the life you want to live: one where you do what you love every day, with the people you love doing it with — while at the same time making a huge difference and impact, getting compensated very well for doing it, and still having plenty of time to pursue other passions, hobbies, and interests that energize you.
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Massive Game Changer for my LIFE and BUSINESSES!
- By Justin on 09-27-21
By: Gino Wickman
What listeners say about Building Your Money Machine
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- Amazon Customer
- 10-31-24
Excellent framework and guide!
Mel put into words exactly what I have been trying to explain to our adult children, so much so that I decided to just order more copies I can give them so they can go through the steps in his easy to follow guide.
Great job!!
Scott
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- Shannon Irvine
- 06-12-24
10/10 must have financial freedom & wealth generation book.
I feel like I 100% can create a money machine after reading this book. WOW!! So practical So step by step - no BS just pure financial literacy in a way that I know I can make happen. Thanks Mel Abraham!!!
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2 people found this helpful
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- Rose Han
- 01-07-25
Inspiring, informative, and paradigm-shifting
Even as someone who is not new to personal finance and investing, I learned so much from this book. Recently, I began thinking about how to not only build financial freedom for myself (which I’ve already done), but also for the future family that I want to have. To reach the next level, the big leagues, so to speak. That’s why I picked up this book. I learned many helpful frameworks for how to build wealth, think about risk, make smart financial decisions, and even just how to approach life. That’s what I liked most about the book. The author understands that money by itself doesn’t mean anything. Money is just a tool to help you become the person you most want to be and live the life you most want to live. Rather than walking away with only a long list of financial to-dos, you’ll walk away with a deep sense of purpose for WHY it matters. Taking care of your money (and building your money machine) will have positive ripple effects for your life, for everyone you love, and even future generations. This book will change the way you see and think about money. I highly recommend it!
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- Amazon Customer
- 11-13-24
Mind Blowing!
The blend of being easy to follow with actionable items was a game changer for helping me get clear on my goals, then create a plan, then take action WITHOUT getting overwhelmed.
I feel that the intimidating financial world was brought down to an attainable level.
I love how Mel approaches the innate ability we all have to get a grip on our financial future no matter where we are starting from.
It's also inspiring to note that working hourly is only one of many level to affluence. Additionally, he makes it clear that affluence is subject to your life and what matters to you.
There is no magic number of money to accumulate that equates to happiness, but rather, a clear direction and measurable goals with which you can use to determine how much money you need to achieve it.
In this way, money is a tool on the journey to a healthy life, not the goal in itself. It's like eating.
Food isn't the goal for your life, it's something we need so we can LIVE our life.
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- Tiffany Scarpelli
- 06-27-24
Building your money machine, a life-changing book
This book is so important to me that I am part of a book club where we will be breaking its lessons down for a minimums of a month to make sure we haven’t missed anything. I initially discovered and was drawn to Mel Abraham when I watched one of his presentations not long ago in GrowthDay where he discussed a few key points also found in this book. I kept stopping and starting the recording taking detailed notes. Mel is an excellent presenter who speaks from his heart and truly cares to help people. He makes the subject of money easy to understand and lets us know that “investing isn’t only for the wealthy but it is the path to wealth”. That is one of my favorite quotes by him because it’s something that kept me from saving for a very long time. I thought I didn’t make enough to save or invest. Mel teaches us how in this book and he does so in a way that makes it fun and interesting. I purchased the audible version because Mel is such an outstanding speaker and also bought the hard copy book to highlight and mark it up like a text book. Do yourself, your family and community a favor… read this book so that you can make a difference in your life and theirs.
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- Nicole Elaine
- 11-03-24
Great for beginners
Gives you the how and why, allows you to think critically about your goals, then Provides action steps, and it Makes investing doable. I want to give everyone I know this book. Great read!
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- Hovhannes
- 06-21-24
Very wise and detailed financial book
Amazing book for those who is new in financial word and the ones that are experienced. Thank you Mel
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- allie alberigo
- 07-19-24
Loved this book. It is filled with enough ideas to retire wealthy!
I read a ton of books and listen to even more on audible. I love learning. I have been thinking about what I will do when I retire and what age I want to do it. It is very hard to emotionally decide. But for most they don’t have enough in investments and savings to be able to financially retire. From what my old friend Mel H Abraham says many are not capable of retiring and have a very small amount of money allocated for it.
I have been blessed with understanding money since I was a young child. I invested in real estate at a young age and knew I needed to save for the future. I have been self employed my entire life. Don’t get me wrong I have also lost money on deals and investments. In this book Mel lays out how to set up for retirement no matter what your age. He literally teaches you how to build a money machine that will work for you.
I highly recommend this book. Mel spells it out and doesn’t hold anything back. I give this five stars ⭐️ ⭐️⭐️⭐️⭐️ with booster 🥷🏿 ninja.
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- NW Steve
- 06-27-24
Finally! A book that actually gives actionable steps that are rooted in solid facts and psychology
What I love most is that the author is not trying to shove anything down your throat, but simply speaking the truth about the math of money and what will help you create it, how you may be losing it if you’re not careful, and how to protect it as you go forward in life.
I think of this should be made as part of curriculum in high school as many people would be in a very different position in life how they read this when they were first starting out.
I like that many of his chapters begin with a question that we often times find in our own heads. It not only makes it real for us (because we have asked the same questions at some point in our life), but it actually gives us some certainty and confidence in the various options that Mel lays out so that we can choose our path depending on our own individual circumstances.
I bought the physical book because I also wanted the graphics. I also got the audible book so I can also listen to it while traveling, doing things around the house etc. to really help it sink in even more. You can definitely hear the sincerity in Mel’s voice…
In both reading the book and listening to the audible, the one thing for parents that stands out is “never pass on assets before passing on skill sets” 👍🏼
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- Luiz Roth
- 06-23-24
Practical advice
Great practical advice on how to manage finances without feeling a heavy conversation. The author managed to go well over the strategic and practical advice in finances and how to conquer financial freedom.
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