• 025 Emotional Spending: How to Respond vs. React to Life's Curveballs
    Nov 12 2024

    In this episode, Julian "Jewlz The Budget Nerd" Kohlbrand talks about emotional spending, ways to identify it, how to safeguard your finances from it and practical ways to build health habits to keep your emotions from derailing your financial goals.

    Key Takeaways:

    • Emotional spending is real: Our emotions significantly influence our financial decisions.
    • Identify your triggers: Understand what emotions lead you to impulsive spending.
    • Pause and reflect: Take a moment to assess your emotions and the potential consequences of impulsive purchases.
    • Develop healthy coping mechanisms: Replace emotional spending with activities that bring you joy and reduce stress.
    • Set financial goals: Having clear financial objectives can help you stay focused and avoid impulsive spending.
    • Seek professional help: If emotional spending is a persistent issue, consider consulting a therapist or financial coach.


    Save $1000 in 5 days!

    FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

    Submit your money questions here!

    Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

    For more info on financial coaching services, visit jewlzthebudgetnerd.com.

    Facebook: Jewlz The Budget Nerd

    Instagram: @jewlzthebudgetnerd

    Pinterest: Jewlz The Budget Nerd

    YouTube: Julian "Jewlz" Kohlbrand

    ABOUT:

    Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

    I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

    Disclaimer:

    The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

    Show more Show less
    15 mins
  • 024 Financial Freedom Starts Here: Eliminate Temptations and Save More
    Nov 5 2024

    Host Julian "Jewlz The Budget Nerd" Kohlbrand discusses easy ways to remove temptations from your life to gain control of your finances and achieve your financial goals. This episode provides actionable tips to help you break free from mindless spending and prioritize what matters most to you financially.


    Save $1,000 in 5 Days!

    FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

    Submit your money questions here!

    Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

    For more info on financial coaching services, visit jewlzthebudgetnerd.com.

    Facebook: Jewlz The Budget Nerd

    Instagram: @jewlzthebudgetnerd

    Pinterest: Jewlz The Budget Nerd

    YouTube: Julian "Jewlz" Kohlbrand

    ABOUT:

    Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

    I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

    Disclaimer:

    The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

    Show more Show less
    14 mins
  • 023 The Secret to Eating Healthy on a Tight Budget: Component Cooking with Special Guest, Health & Wellness Coach Ashley Malik
    Nov 1 2024

    In this episode of the Debt Rebel podcast, Julian Kohlbrand interviews Ashley Malik, a health and wellness coach who specializes in anti-inflammatory nutrition.

    Ashley discusses her method of "component cooking" which allows families to eat healthy meals without everyone having to eat the same thing.

    Here are the key takeaways:

    • Ashley Malik is a health and wellness coach who specializes in anti-inflammatory nutrition.
    • She developed the "Family Fork" framework to help busy moms prioritize their own health while still feeding their families.
    • Component cooking involves making large batches of a few key ingredients (protein, veggies, carbs) that can be repurposed into different meals throughout the week.
    • This method saves time and money, and it allows families to enjoy healthy meals without everyone having to eat the same thing.
    • Ashley recommends starting with just one new recipe per week and slowly building a repertoire of healthy meals.
    • You can find Ashley's free guide and more resources on her website, AshleyMalik.com.
    • Her podcast is called The Family Fork.

    Grab The Family Fork Meal Plan here: https://ashleymalik.myflodesk.com/thefamilyforkplan


    About Ashley:

    She empowers busy, midlife moms to lose weight with an anti-inflammatory approach that is family-friendly. After losing 55 lbs with hypothyroidism, Ashley developed a method to kick-start weight loss for women who have "tried everything, but nothing works". Based on 10+ years of personal experience, research, and endless doctors appointments, her approach guides women to lose weight, gain energy, and live the happy life they deserve!

    Show more Show less
    22 mins
  • 022 Your Questions Answered & Milestone Celebration!
    Oct 29 2024
    The Debt Rebel Podcast Celebrates a Milestone and Jewlz Answers Your Questions! Hitting 1,000 Downloads and Helping You Take Control of Your Finances Hi everyone, Julian Kohlbrand here from the Debt Rebel Podcast! I'm so excited to celebrate a huge milestone – we've officially hit 1,000 downloads! This journey has been incredible, and I'm so grateful for your support. This podcast started because I wanted to share my own experience of overcoming financial struggles. If you haven't listened to the first episode yet, that's where you'll hear my story of becoming debt-free and how Jules the Budget Nerd was born. Today, I want to focus on you, the listener. Your questions are what truly fuel this podcast. Whether you've reached out directly or have questions lingering after an episode, I'm here to help. The Power of Asking Questions Asking questions is the best way to learn more about personal finance. It gets you actively engaged in your financial journey. There's a lot of information out there, and sometimes it feels overwhelming. Don't be afraid to question advice you hear – is it truly relevant to your situation? Building a Budget that Works for You The key to a successful budget is figuring out what's most important to your family. What kind of lifestyle do you envision? What are your financial goals? Start by asking yourself these questions, then build your budget around them. Here are some listener questions I'll be tackling today: Building an Emergency Fund: Learn how to create space in your budget to save for unexpected expenses.Managing Allowance in a Family Budget: We'll discuss where to allocate allowance money in your budget and how to use it to teach your kids about finances.Planning for Variable Expenses: Discover strategies for budgeting for expenses that fluctuate throughout the year, like utilities.Affording a Mortgage: This episode goes the true cost of homeownership, helping you avoid getting in over your head.Cutting Back Without Sacrificing Quality of Life: We'll explore how to identify what truly matters to your family and make adjustments that allow you to live a fulfilling life while staying on budget. Join the Conversation! I have several ways for you to connect and ask questions: Visit my website at jewlzthebudgetnerd.comSend me a DM on Instagram @jewlzthebudgetnerdJoin our Let's Talk Money Fridays discussions happening now until Thanksgiving (November 28th, 2024). Remember, you can also explore my coaching programs if you'd like more personalized guidance. Let's work together to create a budget that reflects your values and helps you achieve your financial goals. I look forward to connecting with you on Friday! Facebook: Jewlz The Budget Nerd Instagram: @jewlzthebudgetnerd Pinterest: Jewlz The Budget Nerd YouTube: Julian "Jewlz" Kohlbrand ABOUT: Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money. I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you. Disclaimer: The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.
    Show more Show less
    24 mins
  • 021 Is Multi-Tasking Wrecking Your Financial Plans?
    Oct 22 2024

    In this conversation, Julian Kohlbrand shares her unique recipe for roasted garlic sugar cookies and uses it as a metaphor for financial organization. She emphasizes the importance of meal planning and preparation, drawing parallels to budgeting and financial management. Jewlz discusses the steps to create a budget, the significance of an emergency fund, and the process of debt elimination. She encourages continuous learning and improvement in both cooking and financial skills, offering resources for those looking to enhance their financial literacy.


    Join me LIVE on Voxer for Let's Talk Money Fridays until November 22nd, 2024.

    Get the Debt Rebel Starter Kit today!

    FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

    Submit your money questions here!

    Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

    For more info on financial coaching services, visit jewlzthebudgetnerd.com.

    Facebook: Jewlz The Budget Nerd

    Instagram: @jewlzthebudgetnerd

    Pinterest: Jewlz The Budget Nerd

    YouTube: Julian "Jewlz" Kohlbrand

    ABOUT:

    Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

    I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

    Disclaimer:

    The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

    Show more Show less
    15 mins
  • 020 Dangers of Delegating Debt Repayment
    Oct 15 2024

    Julian Kohlbrand discusses the concept of debt payment delegation, sharing personal experiences with debt and emphasizing the importance of budgeting and financial education. She advocates for taking control of one's financial situation rather than delegating it to others, highlighting the need for accountability and empowerment in the debt elimination process. Julian also stresses the significance of understanding one's relationship with money and the behaviors that influence financial decisions.


    Schedule a FREE, no-obligation call with Jewlz and create a game plan to eliminate your debt forever!

    FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

    Submit your money questions here!

    Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

    For more info on financial coaching services, visit jewlzthebudgetnerd.com.

    Facebook: Jewlz The Budget Nerd

    Instagram: @jewlzthebudgetnerd

    Pinterest: Jewlz The Budget Nerd

    YouTube: Julian "Jewlz" Kohlbrand


    ABOUT:

    Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

    I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.


    Disclaimer:

    The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.


    Show more Show less
    16 mins
  • 019 How to Maximize Your Wardrobe with Special Guest, Color Coach Suzie Butler
    Oct 11 2024

    In this conversation, Julian Kohlbrand and Color Coach Suzie Butler discuss the transformative power of color analysis in personal styling. Suzie explains how understanding one's color palette can lead to more strategic shopping, saving time and money while enhancing personal style. They share practical tips for shopping both in-store and online, the importance of building a cohesive wardrobe, and the emotional benefits of color analysis. The discussion also touches on gift ideas for color analysis services, emphasizing its value at any stage of life.


    Connect with Suzie Butler, The Color Coach on Instagram and get her special offer just for listeners to the show!


    FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

    Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

    For more info on financial coaching services, visit jewlzthebudgetnerd.com.

    Facebook: Jewlz The Budget Nerd

    Instagram: @jewlzthebudgetnerd

    Pinterest: Jewlz The Budget Nerd

    YouTube: Julian "Jewlz" Kohlbrand

    Show more Show less
    16 mins
  • 018 Building and Sustaining a Debt-Free Life: A Spouse's Perspective with Adam Kohlbrand
    Oct 8 2024

    My husband, Adam Kohlbrand, and I share our personal journey towards financial freedom, discussing the challenges and triumphs we faced as a couple. We emphasize the importance of communication, budgeting, and understanding each other's financial perspectives. We reflecte on how our financial journey has strengthened our marriage and how we are instilling financial responsibility in ourchildren. We talk about why we prioritize experiences over material possessions and share practical advice for couples looking to improve their financial situation together.


    FREE RESOURCES: https://jewlzthebudgetnerd.com/free-resources

    Connect with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com/connect

    For more info on financial coaching services, visit jewlzthebudgetnerd.com.

    Facebook: Jewlz The Budget Nerd

    Instagram: @jewlzthebudgetnerd

    Pinterest: Jewlz The Budget Nerd

    YouTube: Julian "Jewlz" Kohlbrand


    ABOUT:

    Welcome to the Debt Rebel Podcast. Where we discuss the ins and outs of personal finance for families so you can eliminate the burden of debt, create financial margins, and learn a new way to interact with money.

    I’m your host, Jewlz The Budget Nerd. And I’ve been in your shoes. My husband and I have paid off over $107k in consumer debt until we finally threw in the towel and decided it wasn’t for us. Throughout our journey, we learned another way to do life without debt and that’s my hope for you.

    Disclaimer:

    The information provided on this podcast is for informational and educational purposes only and does not constitute financial, investment, or other professional advice. The views expressed are those of the host and guests and are based on our own experiences. Always seek the advice of a qualified financial advisor or other professional with any questions you may have regarding your financial situation. Neither the podcast nor its host assumes any liability for any financial decisions or actions taken by the listener based on the information provided.

    Show more Show less
    31 mins