Insurance History

Unassuming but formidable, American maritime insurers used their position at the pinnacle of global trade to shape the new nation. The international information they gathered and the capital they generated enabled them to play central roles in state building and economic development.

Concepts explained in this audiobook include: what constitutes a compensable injury, who are general contractors responsible for insuring, second injury funds, the borrowed servant doctrine, employers' liability coverage, when additional states must be added to the policy, audits, and a detailed description of how to interpret experience modification factors. The appendices combine to provide a synopsis of specific work comp laws and injury reporting requirements for every state.

"Life Insurance and Slavery: The Dark History of Profit and Human Commodification" by Elvin Lee Blake Thompson is a revealing exploration of the disturbing intersection between the financial industry and the transatlantic slave trade. This meticulously researched work uncovers how several prominent American insurance companies played a pivotal role in perpetuating and profiting from the institution of slavery by insuring the lives of enslaved individuals and the ships that transported them.

Monument City Mysteries ended in 1925. Now, in 1934, share the lives of the next generation. Declan Dougherty, Mary Faith Shay and her sister Chiara are returning home after finishing college. They step off the train and right into a family tragedy. Just when they think things can’t get worse, Declan’s step-father is called to the police station to stave off a lynching. It is the fledgling attorney’s opportunity to take on his first case as he tries to decide between opening his own practice or going to work for the District Attorney’s office. A young man's life hangs in the balance...

Frederick J. Fisher's "Claims-Made Insurance: The Policy That Changed the Industry" is an indispensable guide for insurance professionals navigating claims-made policies. This comprehensive book explores the evolution and critical aspects of these policies that have transformed the insurance landscape.

The vital role of insurance in the progress of medicine and engineering, globalized trade and the spread of democracy is best explored through the History, "How's" and "Why's" of health insurance, and the exemptions and exceptions to them. From such distant history to the relevant present, learn how to understand health insurance options both at work and on the Exchange, calculate which plan will save you the most money, and even how to use health insurance as a retirement vehicle. Understand how many consumers are now saving money on prescriptions by discount plans and even importing drugs...

Building a Resilient Tomorrow does not dwell on overhyped descriptions of apocalyptic climate scenarios, nor does it travel down well-trodden paths surrounding the politics of reducing carbon emissions. Instead, it starts with two central facts: Climate impacts will continue to occur, and we can make changes now to mitigate their effects.

Unlock the Secrets to Maximizing Your Social Security Benefits! Are you nearing retirement and feeling overwhelmed by Social Security? Social Security Essentials is here to help. In this easy-to-read guide, financial expert Jeff Kikel walks you through everything you need to know to make the best decisions about your Social Security benefits. What You’ll Learn: When to file for Social Security to maximize your benefits How your filing age impacts your monthly checks Spousal and survivor benefits—and how to get the most from them The truth about taxes on Social Security Special rules for...

Struggling to turn your agency into a business? This book was written for agents by an agent and with a slightly more academic slant than my other sales books. Most of this information is grounded in practical trial and error and backed by data and proven methodologies. I wrote this audiobook not for fun or for my health. I wrote this book out of necessity to transform my own insurance agency into an actual business. When I first applied for a small business loan through the EDC, I got an education really quick as to what I didn't know about what I didn't know.

This is a true story of personal greed and downfall, corporate greed fueled with economic and social treachery, shareholder waste and discrimination at AIG, 70 Pine Street in the heart of the financial district. This address is known as the AIG Tower, hence the title Tower of Thieves. The central character is a man with a wife, a family, who has cheated his way to the top by doing good. He is responsible for leading a 60 billion dollar organization with over 40,000 employees worldwide at one of the largest companies in the world. What he sees and what he does validates what unchecked power ...

In Calculating Race, Benjamin Wiggins analyzes the historical relationship between statistical risk assessment and race in the United States. He illustrates how actuarial science transformed the nature of racism and helped usher racial disparities in wealth, incarceration, and housing from the 19th century into the 20th.

Luxor, Friday the 13th of April 2007, 09:15 am, the accident… At the hotel, the elevator cabin was not there, and a fall of five floors then destroyed my life… Through my testimony, I do not wish to highlight my tragedy, but to make people aware of the risks incurred when one goes on an adventure in another country. The restriction on insurance coverage reserves us, then, many surprises… Everything can suddenly stop. It doesn’t just happen to others. And when we lose everything, it is very difficult, even with courage, to face the meanders of modern society in order to regain ...