Mortgage Finance

Taking out a mortgage to purchase real estate is a huge decision, one that could affect your family's finances for years to come. This easy-to-follow guide explains how to secure the best and lowest-cost mortgage for your unique situation. Whether you select a 15- or 30-year mortgage, you'll get all the tips and tricks you need to pay it off faster - shortening your payment schedule and saving your hard-earned cash.

In the summer of 2007, the subprime empire that Wall Street had built all came crashing down. On average, 50 lenders a month were going bust - and the people responsible for the crisis included not just unregulated loan brokers and con artists, but also investment bankers and home loan institutions traditionally perceived as completely trustworthy.

Be the Better Broker is a series of books that teaches the core principles of successful mortgage brokering. This volume focuses on the traits, habits, and skills to start forming before you enter the business. This is the top producer starter kit.

Most buyers are unfamiliar with the process of getting a loan or mortgage and what it really takes to get approved. This is not only important for first time home buyers but experienced owners too. It may have been awhile since a current home owner has purchased a home and acquired a mortgage and the rules change constantly. Buyers get frustrated with all the paperwork and they feel like they are asked for the same items over and over and over again. Most buyers don’t really know what buying power they have. I see both ends of the scale: people who feel they can afford twice as much as ...

What do the successful NMLS exam students who pass their test first time know, that you don't? Are you eager to become a licensed Mortgage Loan Originator as fast as possible? In order to land your dream job, increase your salary, and work in a thriving, fun, real-estate industry? We want to make that reality come true for you...We've provided all of the up-to-date information you must know, as well as 200 comprehensive practice questions and answers - to ensure you go into your exam with confidence.

This book is a true story. Long before Reality TV, bestselling author and speaker Robert G. Allen went to an unemployment line in St. Louis with a documentary crew and challenged four people to turn their lives around using his wealth creation techniques. The Challenge, first released in 1986, is the story of their success and a step-by-step guide to how you can make money in real estate investing. This 30th Anniversary Edition of The Challenge adds to the original story with a new foreword, afterword, and dozens of contemporary author insights and personal observations. The prices of real ...

In this newly updated 2018 edition, authors Clayton and Natali Morris help you beat the system by paying down your home loan and saving hundreds of thousands of dollars in interest payments along the way. This step-by-step system only works with understanding and a disciplined plan. Clayton and Natali give you that by breaking it all down for you in this book. They arm you with the knowledge, inspiration, and several game plan options to free yourself from the dead weight of your mortgage.

Do you have a mortgage? Is the cost of carrying your mortgage a hefty burden on your finances? If so, you are not alone. You can take control of your mortgage, build equity faster and save years of mortgage payments and thousands in interest. This book will show you exactly what to do to eliminate your mortgage debt quickly. It’s the simplest, most straightforward plan for changing your money habits and paying off your mortgage quickly. And it’s based on results, not pie-in-the-sky fantasies.I have used the same method to pay off my own mortgage faster - so can you!

For typical homeowners, the monthly mortgage payment is either their largest or, after income tax, their second-largest expense item. When you're shopping for a mortgage without the proper knowledge, you could easily waste many hours of your time - in addition to the financial losses suffered by not getting the best loan you can. Choosing the right mortgage can help you save money for more important financial goals, such as higher education and retirement.

One of the most important decisions that you can make is buying a home and taking out a mortgage to pay for the house. The decisions you make on your mortgage will have financial ramifications for years to come. If you find yourself overwhelmed and confused by all the mortgage terms out there, don’t worry because you’re not alone. Getting a mortgage can be a complicated process, made worse by all the unfamiliar terminology your mortgage lender might use.

Welcome to the other side of the real estate business! Do more deals, maximize your current portfolio to its full potential, and decrease risk - all through mastering finance. Whether it’s through mortgages, student loans, or credit card debt, nearly all of us (especially real estate investors!) are in the note business. The trouble is, most people are on the other side of it: writing checks to note owners rather than cashing checks as note owners.

Keep your hard-earned cash with Reducing Your Taxes for Dummies. It's full of year-round opportunities for reducing your tax burden and paying less in taxes each year.

A reverse mortgage allows homeowners aged 62 or older to access a portion of the equity they have built up in their homes over the years. The amount that can be borrowed depends on factors such as the homeowner's age, the appraised value of the home, and current interest rates. One of the key features of a reverse mortgage is that it does not require monthly payments like a traditional mortgage does. Instead, the loan balance increases over time as interest accrues on the borrowed amount.

The truth is, yes, the NMLS exam is very difficult. It covers an extensive and broad assortment of information, and you never know exactly what they are going to ask you about so you do need to prepare for it all. However, this doesn't mean that you have to spend the next 20 years with your nose buried in a pile of study material.

In the market for a home, but don't know where to start? Not to worry! From financing, mortgages, and credit scores, to closing the deal, best-selling real-estate authors Eric Tyson and Ray Brown walk you step by step through the entire home-buying process.

Buying your first home can be stressful and leave you confused and anxious, wondering if you are making the right choice. In fact, 70 percent of people in one survey stated they have at least one regret in their home-buying experience, and much of this can be attributed to not being knowledgeable about what to expect ahead of time. By discovering the seven-step process outlined in this book, you will save yourself from many headaches and be part of the 30 percent who have no regrets about their home purchase.

When protective entities like LLCs and corporations fail and businesses risk piercing of the corporate veil, experienced legal guidance is imperative. In Veil Not Fail, Garrett Sutton, Esq., the author of several books on entities and entity protect, explores potential risks and weak spots in LLCs and corporations and helps listeners better prepare for what he considers an inevitability: It isn't "if you'll be sued"; it's when.

Investment opportunities with attractive rates of return in a secure investment vehicle are extremely rare and difficult to find. But what if I told you that you can invest passively in real estate and earn predictable 'mailbox money' each and every month? This audiobook will take you step-by-step into a little-known area of investing: Private Mortgage Lending. Financing options available to investors who want to purchase and renovate real estate can be limited. Traditional mortgage lenders are reluctant to loan money for properties requiring extensive remodeling or repairs.

When I first started investing, I did the worst thing you could do: I followed the crowd. Of course, after six months of grinding, my reward for doing the easy thing was a low credit score and an empty savings account. It wasn’t until I broke away that it all clicked.

You are no doubt a busy professional with a lot of things going on! It can be challenging to find the time to study in preparation for the NMLS exam. However, the truth is that the NMLS test is a challenging test. It is normal to have some anxiety about taking this test.