Death Benefit
An Elliot Lerner Novel
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Narrated by:
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Kyle Tait
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By:
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Ken Isaacson
About this listen
Suppose it were legal to gamble on the time someone else is going to die. It is, if you invest in a life insurance product called a viatical.
When the sister of a law firm client dies in her sleep of carbon monoxide poisoning because of an apparently malfunctioning hot water heater, third year law student Elliot Lerner is asked to determine whether anyone could be held responsible in a wrongful death lawsuit. As he looks into the circumstances surrounding the death, he learns about viatical settlements -- investment products designed to provide terminally ill patients with immediate cash in exchange for the right to their life insurance payouts when they die. The amount investors are willing to pay for a patient's death benefit depends on how much longer the patient is expected to live, because the investor must take over payment of the insurance premiums.
If it looks like the investor's gamble is not going to pay off as planned because the patient is living too long, and the cost of premium payments is exceeding expectations, there's only one way to eliminate that expense.
©2017 Kenneth J. Isaacson (P)2017 Kenneth J. IsaacsonListeners also enjoyed...
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In his new life as a bartender at the Little Shamrock, Dismas Hardy is just hoping for a little peace. He's left both the police force and his law career behind. Unfortunately it's not as easy to leave behind the memory of a shattering personal loss - but for the time being, he can always take the edge off with a stiff drink and a round of darts.
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Soap-opera thrillers?
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By: John Lescroart
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Full Disclosure
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- Length: 14 hrs and 10 mins
- Unabridged
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Ann Silver is a cop’s cop. As the Midwest Homicide Investigator, she is called in to help local law enforcement on the worst of cases, looking for answers to murder. Hers is one of the region’s most trusted investigative positions. Paul Falcon is the FBI’s top murder cop in the Midwest. If the victim carried a federal badge or had a security clearance, odds are good Paul and his team see the case file or work the murder. Their lives intersect when Ann arrives to pass a case off her desk and onto his.
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Passionless
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Privileged Information
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Alan Gregory is a clinical psychologist with a thriving practice in Boulder, Colorado. His life begins to unravel when one of his female patients is found in an apparent suicide and the local paper begins printing accusations from an unnamed source of sexual impropriety between the woman and Dr. Gregory. He launches a psychological and personal quest for the truth that rapidly intensifies when more of his patients die untimely deaths, and Gregory suspects not only that the deaths are related but that another one of his patients may be somehow involved. Lacking facts but roused by suspicion and troubled by seemingly random acts of terror around him, Gregory starts to fear for the safety of the people he loves. The question of the inviolability of confidential disclosures made to Gregory by his patients - privileged information - becomes crucial as the psychologist pursues an unsettling romance with Lauren Crowder, a lovely deputy district attorney investigating one of the deaths. Bound to silence, Gregory follows the psychological tracks of someone he fears may be a cunning and disturbed killer, while turning to his enigmatic but supportive partner, Diane Estevez, for counsel, and to his tart-tongued female urologist neighbor for support. The sinister, surprising drama unfolds against Boulder's Rocky Mountain backdrop, in the arresting natural beauty of Aspen, and in the midst of a baroque Halloween costume party in downtown Boulder. Finally, in a lonely mountain lodge enshrouded in menace, the story comes to its breathtaking climax.
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Four and a half stars, actually....
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- Unabridged
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When Mattie Winston catches her husband, Dr. David Winston, receiving some very special loving care from RN Karen Owenby, she quits her job and moves out. Mattie's best friend, Izzy, offers her a place to stay and suggests she'd be a natural as deputy coroner. Now, instead of taking patients' pulses, Mattie's weighing their hearts and livers. But Mattie's first homicide call turns out to be for none other than Nurse Karen, and even though she saw her ex in a heated argument with the newly deceased the night before, she refuses to believe David could be a killer.
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Not a cozy mystery
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Murder at the Kennedy Center
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- Unabridged
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Kenneth Ewald has what it takes to win the presidency: the support of his party, a lovely wife, a dynamic campaign. What neither he nor any candidate needs is a corpse. He knows only one man capable of solving a crime, clearing his son, putting his campaign back on track and catching a killer: his best friend Mac Smith. Oddly enough, it was Mac and his dog Rufus who found the body in the first place.
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Truman
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- Unabridged
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When Dr. Caryn Dryden is found floating dead in her hot tub, homicide inspector Devin Juhle targets a suspect close to home: her husband, Stuart Gorman. After all, Stuart recently asked for a divorce...and he stands to gain millions in insurance. His alibi - that he was at his cabin on Echo Lake that weekend - doesn't keep him out of hot water. But maybe a shrewd attorney will.
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The last of Dismas Hardy and Abe Glitsky?
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Mack’s Bar Mystery Series # 1, Murder on the Rocks
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- Unabridged
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Mackenzie "Mack" Dalton is a Milwaukee bar owner with a nose for trouble - literally. A neurological glitch has left her with extra-perceptive senses. So when she stumbles upon a dead body in the alley behind the bar - the same spot where her own father was shot eight months earlier - she can tell right away there's something fishy in the air. The lead detective thinks there's a link between the two deaths, and he'll need Mack's help to sniff out the murderer. But when all the evidence points to her as the most likely culprit, it could be an early last call for Mack.
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Fun!
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Murder of Magpies
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- Unabridged
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It's just another day at the office for book editor Samantha Clair. Checking jacket copy for howlers, wondering how to break it to her star novelist that her latest effort is utterly unpublishable, lunch scheduled with gossipy author Kit Lowell, whose new book will deliciously dish the dirt on the fashion industry. But little does she know how much trouble Kit's book is about to be. Before it even goes to print.
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Excellent novel, horrible narrator
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Compelling Evidence & Prime Witness
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- By: Steve Martini
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- Length: 6 hrs and 4 mins
- Abridged
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Compelling Evidence Paul Madriani was once a promising associate with the prestigious Potter, Skarpellos law firm, co-founded by his mentor, Ben Potter. But after a scandalous affair with Ben's wife, Talia, Paul left the firm to begin a brilliant career as a criminal defense attorney. Ben's impeccable reputation has made him a leading candidate for the Supreme Court, until he is found dead on the eve of the nomination, and Talia becomes the prime suspect.
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Terrible
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By: Steve Martini
What listeners say about Death Benefit
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- mandy
- 01-09-18
Excellent!
Fantastic, well-written story with great narration! Highly recommend!
I was given this free review copy audiobook at my request and have voluntarily left this review. The fact that I was gifted this book had no influence over my opinion of it
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3 people found this helpful
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- Susan Patterson
- 01-15-18
Twists and turns to the very end!
Well-written, lots of suspects, holds your attention throughout!
Kyle Tait did a great job narrating. Knew his characters well and brought them to life.
I was given a free review copy of this audiobook at my request and have voluntarily left this review.
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- Rebecca Azizov
- 01-10-18
A Unique kind love story
when I heard this story I wasn't ready for a lot I hadn't had any expectations but the book surprised me for the better for much better than I thought it would the narrator was great as well I'm strangely I enjoyed every minute of it
I was given this free review copy audiobook at my request and have voluntarily left this review."
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- pixledust
- 01-24-18
Excellent Murder Mystery!
What made the experience of listening to Death Benefit the most enjoyable?
The combination of the original plot, well-written characters, and a great narrator all make this book enjoyable. It seems at first like a legal thriller, but no time is spent in court. It is more of a detective murder mystery except that the detective is a lawyer who has good reason to be investigating and no experience doing so. This really adds to the intrigue because the listener is along for the ride as Elliot solves the case.
There are plenty of plausible suspects and at first the listener (like Elliot) is unaware of the full demensions of the murder mystery. It is not until half-way through the book that all the murders are revealed. Then it is up to Elliot to figure out how they are connected and who the culprit is.
Who was your favorite character and why?
Mrs. Whitmore. She is prim, proper and alway polite, yet razor sharp. She is instantly likeable. The development of this character throughout the book is brillant.
Have you listened to any of Kyle Tait’s other performances before? How does this one compare?
No, this is a new narrator for me. He did an excellent job performing each character very well. After the first chapter, you do not notice that the narrator is even there. He is that good.
Did you have an extreme reaction to this book? Did it make you laugh or cry?
It kept me in suspense the whole time I was listening. The author is very good at creating and sustaining intrigue and suspense. This is a great book and relatively clean.
Any additional comments?
I recieved this book for free from the author, narrator, or publisher in exchange for an honest review. This is a great book.
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1 person found this helpful
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- Barry C Bryant
- 02-01-18
Quite the enjoyable whodunit
Interesting listen that kept me thinking about who was the bad guy.
"I was given this free review copy audiobook at my request and have voluntarily left this review."
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- Rhonda
- 01-17-18
It kept my interest
Overall, this was a book that kept my interest enough to want to finish. I think I would have enjoyed it more if it didn't involve a legal firm so much and instead was just an investigator trying to figure things out. For me, it would have been more believable. I was voluntarily provided this free review copy audiobook by the author, narrator, or publisher.
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- Dominique
- 01-25-18
A great insurance thriller
I know, I know -- Insurance and Thriller are not usually two words that go hand in hand. But in this case, they really do! This well-crafted novel is so interesting in that it pulls you from the get-go and never really lets you go.
A couple of times, when I was certain I knew what was happened, I was chagrined to learn that I was wrong, and it wasn't what I thought at all! Then I though someone was the bad guy, and he turned out to be okay! I love books that keep me guessing. The book explains just enough about how things work so that it's understandable, but not so much that you eyes glaze over, to grab a line from the book.
Narrator Kyle Tait did a great job of reading. I especially like how he portrayed the hero's Jewish Mother. He's great with the voices and emotes at just the right level as needed for each scene.
I recommend this book highly. Although I was provided with a copy of this book in exchange for an honest review, I would gladly pay for a copy of another book by this same author and narrator. Both have hooked me and made me instant fans.
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- Wayne
- 07-02-18
Extraordinary creative plot! RECOMMENDED!
DEATH BENEFIT is an fascinating and unusual murder mystery. It is also Book 1 what is to be Elliot Lerner series. The publisher's is excellent at setting up the story. Kyle Tait is a new narrator to me; he is excellent. Yet again I thank Audible listener Shelley of Raleigh NC for her review which alerted me to another novel I likely would not have found.
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9 people found this helpful
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- Emmy
- 01-07-18
More like a dry Intro to Law 101
Overall, I enjoyed getting to know Elliott Lerner in this first of the series.
Breaking the fourth wall was used “if you didn’t know” in areas most adults would know... There is a LOT of telling and not showing. We learn a lot through info dumps, and not living the events and moments as it happens. Too much legal jargon ... too much explaining the law.
Verb tense changed from present to past tense, jarring me from the enjoyment of listening. This cleared up more as the story progresses, but it still needs a through editing.
As a first person POV, I felt some details were over the top. This book could have been more solid as a third person POV, with the design of the writing style. It most likely would have clipped all the legal explanations.
Elliott seems to seek legal advice and brain storming from "regular" people. Or a banking official. Seems odd, since he certainly knows law professors or his firm to bounce ideas. This made it seem highly unrealistic- and dulled the story. A lot.
The last time I checked ... any one working in a law office wouldn't blab about their cases to outsiders ...
The book started off, feeling like Elliott had just recently started his internship; yet he makes comments that made it seem like he was seasoned (like when he emailed his boss, seeking advice).
Overall, I did like the characters, as characters in a book; although I wasn't crazy about them.
I wasn’t keen with the love interests. Again, it started off with a warm and cozy relationship ... then he becomes aloof and goes out with another girl. Almost as if the author decided to •not• go against the grain, and fall into the thinking thst most MC’s are prone to change relationships and cannot stay with the first significant other introduced to readers.
The mystery thriller was interesting and learning the who was motivating to keep me committed to continuing until the end.
Kyle Tait narrated this book. His storytelling and voice fluctuations was pivotal in sorting through the characters and deceit. He kept my attention in a way reading the book probably wouldn’t.
Death Benefit is better than most Indie books out there. I had expected more, and for that reason, I more likely would pick up the next book in the series -on audio, of course!
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- Amazon Customer
- 01-07-18
Excellent story.
Not sure if this story was one of those often labeled as 'ripped from the headlines' or not, but I certainly wouldn't be shocked if it was. The idea behind the story feels completely believable, and I could totally picture this happening (if it hasn't already). For me, much of the book had kind of a Grisham The Firm feel to it. And I definitely mean that as a compliment as I loved that book. The story is loaded with twists and turns, and just when you think you know everything, something else pops up to add a new wrinkle. My only real issue with the book is that I felt the main character should have been in more danger. Given the circumstances of the story, with everything that Elliot was digging into, I kind of felt he should have been in danger. It just felt as if he was somewhat removed from the events, like he was watching it all from the behind safety glass. That really is my only complaint. Excellent characters and a compelling story. I'll definitely be looking forward to the next Elliot Lerner adventure.
Kyle Tait does a fantastic job narrating this one, and I find myself enjoying him more with each performance I hear.
I received a copy of this audio title for free in exchange for an unbiased review.
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2 people found this helpful