It's Not About the Money
A Proven Path to Building Wealth and Living the Rich Life You Deserve
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Narrated by:
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Scarlett Cochran
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By:
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Scarlett Cochran
About this listen
A new, holistic way to understand money and find your own path to financial freedom, from the wealth-building expert behind One Big Happy Life
You deserve to live your dream life. Mastering your finances and learning how to use your money to create that life is a nonnegotiable, because let’s be honest: life costs money. The good news is that you can create a money plan that you actually enjoy sticking to—one that allows you to build wealth while spending guilt-free on a life that you love today.
Scarlett Cochran knows because she’s been there, from starting out as a single teenage mom living under the poverty line and working to put herself through law school, to becoming the founder of One Big Happy Life and teaching millions how to create the rich life that we deserve, on our own terms.
Do any of these “rules” sound familiar? Don’t buy that five-dollar coffee! Debt is terrible! Live below your means! Cochran’s approach is different. If you want a latte every day, go get it. You can have your lattes and your millions, too. Have big goals for your life, like buying your dream house, traveling the world, or leaving a meaningful legacy for your family? Your money can make all of that possible for you—and more. Cochran can help anyone, even those who think they’re “bad with money,” define their personal path to building wealth their way, including how to:
- redefine wealth;
- change your money story;
- expand your money capacity;
- define your version of a rich life; and
- create your money practice.
This is a book about money, but it’s not really about the money. It’s about the doors that open when you understand how to put your money to work to create the life that you want. It introduces a new way to understand personal finance—because the old ways just don’t cut it anymore. Empower yourself to truly own your money and make financial decisions confidently, based on your unique vision of what a good life looks like.
©2023 Scarlett Cochran (P)2023 Penguin AudioListeners also enjoyed...
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Critic reviews
It’s Not About The Money will change your financial life. It’s the guide and permission we’ve all needed to start feeling empowered in our financial lives. It’s about living a joyful life. It’s about protecting yourself and your family. It’s about creating the future you want. -- Farnoosh Torabi, host of the award-winning podcast So Money and author of When She Makes More
In It's Not About The Money, Scarlett Cochran lays out a vision of financial freedom that goes well beyond the accumulation of wealth for wealth's sake. Her simultaneous expertise in the subject of money and unapologetic authenticity when it comes to choosing her own path makes for the perfect guide through the process of learning to leverage money as a means to build the life you actually want.-- Chelsea Fagan, Co-Founder and CEO of The Financial Diet
It’s Not About The Money is a recent addition to my bookshelf, and now I'm telling everyone in my life that it's a must-have for theirs, as well! Scarlett Cochran debunks old money rules (yes, please!) and empowers us to make financial decisions based on our own personal goals, visions, and values. She offers the money manual I would have loved to have years ago.--Amy Porterfield, Author of Two Weeks Notice and Host of The Online Marketing Made Easy Podcast
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I love how Loral Langmeier breaks down how becoming Millionaire is so Achievable
- By Elliot Charles on 12-02-24
By: Loral Langemeier
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Your Money Map
- A Proven 7-Step Guide to True Financial Freedom
- By: Howard Dayton
- Narrated by: Howard Dayton
- Length: 3 hrs and 35 mins
- Abridged
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Are you going in financial circles? Do you need directions? Finding your financial goals through all the options and dead-ends in today's marketplace can be confusing, and you might get lost without a map. In this audiobook, Howard Dayton provides a simple road map for organizing your finances through life and reaching your financial destination.
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Money map review
- By Carrie on 01-02-08
By: Howard Dayton
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Lighten Up
- Love What You Have, Have What You Need, Be Happier with Less
- By: Peter Walsh
- Narrated by: John Lee
- Length: 8 hrs and 11 mins
- Unabridged
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In his previous best-selling books, Peter Walsh helped audiences successfully get rid of the clutter in their homes, on their bodies, and in the six key emotional and spiritual areas of their lives. Now, in Lighten Up, Walsh explores what happens when the clutter is finally gone and shows listeners how to let go of wanting more and learn to live a richer, fuller life with what they already own.
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Miss Peter's Narration...
- By Katherine M. MacIver on 12-31-10
By: Peter Walsh
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The Debt-Free Spending Plan
- An Amazingly Simple Way to Take Control of Your Finances Once and For All
- By: JoAnneh Nagler
- Narrated by: Walter Dixon
- Length: 7 hrs and 9 mins
- Unabridged
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Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It's overwhelming - and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt-Free Spending Plan is simple. It doesn't require sifting through chapters of high-minded financial advice or digging up your past spending history. It assumes you need help right now, and gives it to you.
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Simple and realistic
- By Kiki on 01-18-13
By: JoAnneh Nagler
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Can't Hurt Me
- Master Your Mind and Defy the Odds
- By: David Goggins
- Narrated by: David Goggins, Adam Skolnick
- Length: 13 hrs and 37 mins
- Unabridged
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For David Goggins, childhood was a nightmare--poverty, prejudice, and physical abuse colored his days and haunted his nights. But through self-discipline, mental toughness, and hard work, Goggins transformed himself from a depressed, overweight young man with no future into a US Armed Forces icon and one of the world's top endurance athletes. The only man in history to complete elite training as a Navy SEAL, Army Ranger, and Air Force tactical air controller, he went on to set records in numerous endurance events.
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Opting for the book instead
- By S David on 12-24-18
By: David Goggins
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The Art of War
- By: Sun Tzu
- Narrated by: Aidan Gillen
- Length: 1 hr and 7 mins
- Unabridged
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The 13 chapters of The Art of War, each devoted to one aspect of warfare, were compiled by the high-ranking Chinese military general, strategist, and philosopher Sun-Tzu. In spite of its battlefield specificity, The Art of War has found new life in the modern age, with leaders in fields as wide and far-reaching as world politics, human psychology, and corporate strategy finding valuable insight in its timeworn words.
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The actual book The Art of War, not a commentary
- By Nemo71 on 12-31-19
By: Sun Tzu
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You Will Not Recognize Your Life
- By: Micaela Blei
- Narrated by: Micaela Blei
- Length: 2 hrs and 48 mins
- Original Recording
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It’s 2006. After a string of rejections from men who tell her they could never, ever, ever see her “that way,” awkward third-grade teacher Micaela Blei signs up for a mysterious course called “The Divine Feminine,” and feels like she might have found the key to the perfect life. Turns out if you’re an A student, you can get an A in anything–including men. Pretty soon she’s learning to "conjure" her desires with vision boards, flirtations, and even a daring jumbotron viewing party for her, ahem ... "divine center."
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Couldn’t stop listening!
- By Amy R. Shearn on 12-13-24
By: Micaela Blei
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The 5 Second Rule
- Transform your Life, Work, and Confidence with Everyday Courage
- By: Mel Robbins
- Narrated by: Mel Robbins
- Length: 7 hrs and 35 mins
- Unabridged
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How to enrich your life and destroy doubt in five seconds. Throughout your life, you've had parents, coaches, teachers, friends, and mentors who have pushed you to be better than your excuses and bigger than your fears. What if the secret to having the confidence and courage to enrich your life and work is simply knowing how to push yourself?
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I turned it off after an hour.
- By Zac on 04-08-17
By: Mel Robbins
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12 Months to $1 Million
- How to Pick a Winning Product, Build a Real Business, and Become a Seven-Figure Entrepreneur
- By: Ryan Daniel Moran
- Narrated by: Ryan Daniel Moran
- Length: 7 hrs and 38 mins
- Unabridged
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By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
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Good, but a Little Misleading
- By Chris Love on 11-28-20
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The 6 Habits of Growth
- By: Brendon Burchard
- Narrated by: Brendon Burchard
- Length: 5 hrs and 4 mins
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The world’s leading high-performance coach and multiple New York Times best-selling author Brendon Burchard delivers the six habits of personal growth that will help you create the life of your dreams. Forged from Brendon Burchard’s personal experiences, data from his GrowthDay app, and his many years as a high-performance coach, The 6 Habits of Growth presents the tools you need to construct the life of your dreams.
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Don’t bother
- By B. Sharpe on 10-30-22
By: Brendon Burchard
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The Daily Stoic
- 366 Meditations on Wisdom, Perseverance, and the Art of Living
- By: Ryan Holiday, Stephen Hanselman
- Narrated by: Brian Holsopple
- Length: 10 hrs and 6 mins
- Unabridged
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Why have history's greatest minds - from George Washington to Frederick the Great to Ralph Waldo Emerson along with today's top performers, from Super Bowl-winning football coaches to CEOs and celebrities - embraced the wisdom of the ancient Stoics? Because they realize that the most valuable wisdom is timeless and that philosophy is for living a better life, not a classroom exercise. The Daily Stoic offers a daily devotional of Stoic insights and exercises, featuring all-new translations.
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Not well made as audio
- By Andreas on 12-27-16
By: Ryan Holiday, and others
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21 Days to Believe in Yourself
- By: Michelle Poler
- Narrated by: Michelle Poler
- Length: 1 hr and 31 mins
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21 Days to Believe In Yourself creates a space for people to take a look inside and, little by little, dare to bring what they find to the surface. By asking the right questions, the audience will get in touch with their most authentic selves and from a place of self-acceptance, fully own who they really are.
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Absolutely 💯 loved it!
- By Royal on 12-20-24
By: Michelle Poler
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Take Control of Your Life
- How to Silence Fear and Win the Mental Game
- By: Mel Robbins
- Narrated by: Mel Robbins
- Length: 10 hrs and 3 mins
- Unabridged
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Mel Robbins is back! The international bestselling phenomenon and creator of The Five Second Rule and Kick Ass with Mel Robbins returns to help you tackle the single biggest obstacle you face: fear. This life-changing Audible Original features a powerful mix of one-on-one life-coaching sessions and a personal narrative with vital take-aways that you can start using immediately.
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Stop living in fear
- By Nike7 on 02-08-19
By: Mel Robbins
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Maybe You Should Talk to Someone
- A Therapist, HER Therapist, and Our Lives Revealed
- By: Lori Gottlieb
- Narrated by: Brittany Pressley
- Length: 14 hrs and 21 mins
- Unabridged
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One day, Lori Gottlieb is a therapist who helps patients in her Los Angeles practice. The next, a crisis causes her world to come crashing down. Enter Wendell, the quirky but seasoned therapist in whose office she suddenly lands. With his balding head, cardigan, and khakis, he seems to have come straight from Therapist Central Casting. Yet he will turn out to be anything but.
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It was like a hallmark movie being waterboarded into my ears for 15 hours
- By Amazon Customer on 10-01-19
By: Lori Gottlieb
What listeners say about It's Not About the Money
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- Susan M. Mccauley
- 04-23-23
Excellent
Very informative and organized.. nice voice and easy to follow interesting and pleasant to listen to
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- Nickole
- 11-21-23
Very relatable
I liked everything and examples were good to follow. The life path is great to hear. The twist and churns of life never stop forward movement.
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- Amanda
- 02-19-23
Home Run for Long Term Finances
What I love most about this book is how long term and forward thinking it is in a personal finance landscape that focuses on shame and blame. Scarlett gives specific scripts to re-write your brain from all of the negative, doom and gloom ideas about personal finance without becoming a prosperity gospelite or out of touch with the realities of life.
The only times I find myself distracted from the core message was thinking about people who might find the advice out of reach for them - individuals who perform demanding, necessary jobs with low pay (teaching, retail, CNAs, etc.) I'm not sure how people with demanding jobs that don't pay the same high income people aspire to can achieve the well intentioned and thoughtful advice, though it's out of scope for this book to answer that kind of question.
I think this is stellar if you're a professional or medium to high income household looking for ways to balance your short term happiness with long term savings.
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2 people found this helpful
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- Ena
- 03-06-23
Amazing!
Scarlett, thank you for such a great book! Got teary eyed couple of times. Great financial tips and strategies for a long term, what a breeze of fresh air this book is in the finance industry.
Thank you!
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- Max Dorisca
- 06-08-24
The Cheapskate Chronicles: Tales of Tightwads and Thriftiness"
1. Holistic Approach: Cochran emphasizes that it’s not just about accumulating wealth; it’s about creating a life you love. She encourages readers to define their unique path to financial independence—one that aligns with their dreams and values.
2. Lattes and Millions: Unlike the usual frugality advice, Cochran advocates for balance. Yes, you can enjoy your daily latte and still build wealth! It’s about conscious spending and prioritizing what truly matters.
3. Enough vs. More: Cochran’s message resonates deeply: “Once you find out the true meaning of enough, buying yourself more than enough doesn’t really make you any happier.” It’s about understanding your personal definition of a good life.
4. Empowerment: The book empowers readers to take control of their finances confidently. Cochran dismantles old financial rules and introduces a new way to understand personal finance—one that’s relevant for today’s world.
I appreciate Cochran’s fresh perspective. Her practical tips, relatable stories, and actionable steps make this a must-read for anyone seeking financial independence. Whether you’re just starting your journey or already on the path, “It’s Not About the Money” will inspire and guide you toward a richer life.
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