We do not learn how to manage personal money in our schools. Actually, most people lack this knowledge and are losing money very quickly as a result. I will lead you through every important spending area and show you many tips that can help you save hundreds and thousands a year, and we may even go over some things you have never thought about. I will give you step-by-step instructions for immediate and long-term savings.

We live in uncertain economic times. The United States is facing the most significant unemployment rate since the Great Depression. What can we learn from those who lived through those troubling times? The depression-era frugality tips, tricks, and life-hacks are lessons that we in modern times can utilize. In my audiobook, Depression Era Frugality, I will show you how our grandparents and great-grandparents made it successfully through the Great Depression. You will learn how to become frugal in every aspect of life so that you can live life to the fullest.

In her late 20s, Cait Flanders found herself stuck in the consumerism cycle that grips so many of us: earn more, buy more, want more, rinse, repeat. Even after she worked her way out of nearly $30,000 of consumer debt, her old habits took hold again. When she realized that nothing she was doing or buying was making her happy - only keeping her from meeting her goals - she decided to set herself a challenge: she would not shop for an entire year. The Year of Less documents Cait's life for 12 months during which she bought only consumables.

No matter where you are currently at in your life journey, Discover Life Skills for Teens and Young Adults is the perfect starting point for you. The world is a scary place at the best of times, not to mention in the current circumstances. What you hear on the news can make the future seem bleak and your prospects seem slim.

Managing your money and finances can be stressful and can take a toll on your relationships and well-being. But it doesn't have to be that way. Join certified financial coach and mom Jessi Fearon as she helps you get a handle on your finances and lays out the doable steps her family took to pay off all their debts--including their mortgage!--and pursue their dreams, all on a $47,000-a-year salary.

Your best intentions are not enough. Learn how to scientifically engineer a disciplined existence, become relentless, and never give up. Whatever you want in your life, self-discipline is the missing piece. Goals will remain dreams if you make the mistake of relying on motivation and your best drawn plans. The Science of Self-Discipline is a deep look into what allows us to resist our worst impulses and simply execute, achieve, produce, and focus. Every principle is scientifically-driven and dissected to as be actionable and helpful as possible. You'll learn how top performers consistently exercise self-discipline, as well as what drives us on an instinctual, psychological level to act.

Hate paying bills? So do I, and that’s why I stopped! What if I told you that I haven’t paid a bill in more than a decade and that my credit score is higher than 800? Would you call me a liar, or would you want to know how I did it? In this audiobook, I will teach you what took me years to learn. The One Week Budget is for anyone who wants to manage his or her day-to-day money without the day-to-day hassle. Does this sound like you? What are you waiting for? Listen to the audiobook already!

Everywhere around you are distractions: That text you respond to quickly, just to get it out of the way. The newest money-making side hustle to cross your mind. The evening spent organizing your overflowing kitchen cupboards. Disruptions are the enemies of a life well lived—both the new distractions of our generation and timeless ones that have existed for centuries. They all add up to make you feel restless, tired, and unfulfilled. They’re keeping you from living with joy, from accomplishing the good that only you can do.

With the countless distractions that come from every corner of a modern life, it's amazing that we're ever able to accomplish anything. The Power of Less demonstrates how to streamline your life by identifying the essential and eliminating the unnecessary - freeing you from everyday clutter and allowing you to focus on accomplishing the goals that can change your life for the better

If breaking free of negative thought patterns could be cured through simply thinking positively or doubling down on our self-care, we wouldn't see such epidemic rates of depression and anxiety disorders worldwide. Bonior deciphers the psychological research to help us disempower our self-sabotaging thoughts, and teaches specific and actionable ways to overcome them in a transformational listen.

Weight loss isn't a race. It isn't one size fits all. Everyone wants fast results, but when it comes to losing weight with crash diets, what goes down nearly always comes back up. And weight-loss programs designed to fit "everyone" are often too broad and restrictive to fit into the complicated lives of real people. Drawing on 20 years of experience, Dr. Rangan Chatterjee - BBC personality and author of the best-selling Feel Better in 5 - has created a conscious, compassionate, sustainable approach to weight loss that goes far beyond fad diets....

With practical and warm advice, lifestyle designer and coach Kerri Richardson guides you to accept your clutter as a natural manifestation of your mind, body, and spirit looking out for yourself. It is your soul calling out for you to invest in self-care and to face the fears holding you back from being your best self. Richardson dives into the most common categories of physical clutter and provides efficient and effective steps for clearing the space for your physical, mental, and spiritual well-being to flourish.

For most people, budgeting conjures up the same feelings as, say, prison and dieting. But your initial instinct couldn't be further from the truth. You just haven't budgeted the right way. You Need a Budget will teach you four simple rules to completely revolutionize the way you think about managing your money. With a budget, you'll break the paycheck-to-paycheck cycle, get out of debt, and save more money. A liberating, enabling, empowering budget will actually make you feel more free, not more restricted.

If you’re afraid to open your bills, if you’ve never added up how much you owe, if you can’t even imagine being debt-free, it’s time to join the thousands of people Gail Vaz-Oxlade has helped. Her straightforward approach to money management is based on self-control, hard work, and prioritizing what’s really important. In Debt-Free Forever, Gail gives you a clear strategy and the steps needed to implement it. So if you’re finished with excuses, overdue notices, and maxed-out credit cards, buy this audiobook, follow Gail’s plan, and start becoming debt-free forever.

Most of us know we own too much stuff. We feel the weight and burden of our clutter, and we tire of cleaning and managing and organizing. While excess consumption leads to bigger houses, faster cars, fancier technology, and cluttered homes, it never brings happiness. Rather, it results in a desire for more. It redirects our greatest passions to things that can never fulfill, and it distracts us from the very lives we wish we were living. But it doesn't have to be this way.

Meet Steve and Annette Economides. They've been called cheapskates, thriftaholics, and tightwads, but in these tough economic times, Steve and Annette have managed to feed their family of seven on just $350 per month, pay off their first house in nine years and purchase a second, larger home, buy cars with cash, take wonderful vacations, and put money in savings. Without degrees in finance or six-figure salaries, Steve and Annette have created a comfortable, debt-free life for themselves and their children.

Take one thoroughly modern gal with a recessionary income problem, mix with the practices of a culture that has proved to be recession-proof, and what have you got? A financial planner in a straw hat. When writer Lorilee Craker learned that the Amish are not just surviving but thriving in the economic downturn, she decided to find out why.

How happy would you be if you had all the money in the world? We spend endless hours obsessing over our budgets and investments, trying to figure out ways to stretch every dollar. We try to follow the advice of money gurus and financial planners, then kick ourselves whenever we spend too much or save too little. For all of the stress and effort we put into every choice, why are most of us unhappy about our finances? According to Laura Vanderkam, the key is to change your perspective.

Decluttering expert Tracy McCubbin offers revolutionary help to anyone who has repeatedly tried to break their clutter's mysterious hold. Her powerful answer lies in the Seven Emotional Clutter Blocks, unconscious obstacles that stood between thousands of her clients and financial freedom, healthy relationships, and positive outlooks. Once a Clutter Block is revealed - and healed - true transformation of home and life is possible.

In 2014, Elizabeth and Nate Thames were conventional 9-5 young urban professionals. But the couple had a dream to become modern-day homesteaders in rural Vermont. Determined to retire as early as possible in order to start living each day - as opposed to wishing time away working for the weekends - they enacted a plan to save an enormous amount of money: well over 70 percent of their joint take-home pay. Dubbing themselves the Frugalwoods, Elizabeth began documenting their unconventional frugality and the resulting wholesale lifestyle transformation on their eponymous blog.

It’s so easy to feel overwhelmed by the mixed messages of what it means to live well. Kendra Adachi, the creator of the Lazy Genius movement, invites you to live well by your own definition and equips you to be a genius about what matters and lazy about what doesn’t. Everything from your morning routine to napping without guilt falls into place with Kendra’s 13 Lazy Genius principles.

The Duggars: 20 and Counting! is a behind-the-scenes look at the supersize family that fascinates millions of television viewers around the world. From Idaho to Istanbul, people want to know how Arkansas parents Michelle and Jim Bob Duggar efficiently and lovingly manage 19 happy, home-schooled children without going into debt—or losing their minds!

What's more, Lightly is a complete philosophy of life. When you're tempted by an impulse purchase, trying to resist a chocolate donut, or struggling to say no to another obligation, all you have to remember is one word - "lightly" - to boost your resolve and make beautiful choices. It doesn't get any easier than that. Lightly is like a recipe book for minimalism, designed so you can dip into it anytime for advice and inspiration.

Financial planner Canna Campbell saved $32,000 in 12 months by using her unique strategy of bundling - saving and earning extra money in small, achievable parcels of $1,000. Now she wants to empower you to get the same results! Drawing on material from her popular YouTube channel and website, here Canna shares all of her tips and tricks for saving and earning additional money as well as advice for turning these savings into long-term passive income through savvy investments.

There are 168 hours in a week. This book is about where the time really goes, and how we can all use it better. It's an unquestioned truth of modern life: we are starved for time. With the rise of two-income families, extreme jobs, and 24/7 connectivity, life is so frenzied we can barely find time to breathe. We tell ourselves we'd like to read more, get to the gym regularly, try new hobbies, and accomplish all kinds of goals.

What is enough? From cleaning out closets to avoiding the grocery store for weeks at a time, Jeff Shinabarger is on a journey to find out what is "enough" in every aspect of life. Follow his community as they ponder one question: What would happen if we created a culture in which we gave away whatever was more than enough for us? How would our habits change if we shed the excess of money, clutter, and food in our lives? In More or Less, Jeff invites us to create our own social experiments to answer the question "What is enough?"

The Financial Diet is the personal finance book for people who don't care about personal finance. Whether you're in need of an overspending detox, buried under student debt, or just trying to figure out how to live on an entry-level salary, The Financial Diet gives you tools to make a budget, understand investments, and deal with your credit.

Do your kids think that clean, folded clothes magically appear in their drawers? Do they roll their eyes when you suggest they clean the bathroom? Do you think it's your job to pave their road to success? As parents, so often we hover, race in to save, and do everything we can for our kids - unintentionally reinforcing their belief that the world revolves around them. When Kay Wyma realized that an attitude of entitlement had crept into her home, this mother of five got some attitude of her own.

Anyone suffering under the crushing weight of debt knows how impossible it can seem to find a way out. It's overwhelming - and the more complicated the proposed solution, the harder it is to stick with it. That's why The Debt-Free Spending Plan is simple. It doesn't require sifting through chapters of high-minded financial advice or digging up your past spending history. It assumes you need help right now, and gives it to you.

It's a rite of passage almost no one will escape: the difficult, emotional journey of downsizing your or your aging parents' home. Here, nationally syndicated home columnist Marni Jameson sensitively guides listeners through the process, from opening that first closet, to sorting through a lifetime's worth of possessions, to selling the homestead itself.