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A diverse and growing range of financial institutions and platforms—from PayPal and Venmo to WeChat, Alipay, and the brave new world of stablecoins—has harnessed new technology to disrupt the system of money and payments as we know it. Beyond Banks explains why this disruption holds out the promise of faster, cheaper, more convenient, and more secure payments, but also how it increasingly risks exposing consumers, businesses, and governments to the problem of bad money.

In the aftermath of the cold-blooded assassinations that killed her parents and shattered the Vatta intersteller shipping empire, Kylara Vatta sets out to avenge the killings and salvage the family business. Ky soon discovers a conspiracy of terrifying scope, breathtaking audacity, and utter ruthlessness. The only hope against such powerful evil is for all the space merchants to band together. Unfortunately, because she commands a ship that once belonged to a notorious pirate, Ky is met with suspicion, if not outright hostility.

You're not just imagining it: People are getting more and more rude - from cutting in line, gabbing on their phones and clipping their nails on public transportation, to hurling epithets on Twitter and in real life (including a certain President who does both). And the worst part is that it's contagious, leading reasonably courteous people to stoop to new lows in order to respond to the ever-coarsening encounters we face every day.

With a thriving parahuman accounting practice, a steady relationship, and a circle of trusted friends, Fred’s undead life has become more enjoyable than his normal one ever was. Unfortunately, it also seems that he’s no longer the only vampire to appreciate the up-and-coming city of Winslow, Colorado. A new clan of vampires is moving in, and they aren’t well known for tolerating outsiders in their territory.

Are you ready to excel in your journeyman electrician exam and advance your career? Whether you're just starting out or have faced challenges with the exam before, this comprehensive guide is designed to give you the edge you need. The Journeyman Electrician Exam Prep Guide offers expert insights from seasoned electricians, ensuring you learn from the best. With real-world practice scenarios that simulate on-the-job challenges, you'll hone your skills and be ready for anything.

During the early years of World War II in the Pacific theatre, against overwhelming odds, young American airmen flew the longest and most perilous bombing missions of the war. They faced determined Japanese fighters without fighter escort, relentless anti-aircraft fire with no deviations from target, and thousands of miles of over-water flying with no alternative landing sites.

On a cold night in January 2001, the idyllic community of Dartmouth College was shattered by the discovery that two of its most beloved professors had been hacked to death in their own home. Investigators searched helplessly for clues linking the victims to their murderer or murderers. A few weeks later, across the river, in the town of Chelsea, Vermont, police cars were spotted in front of the house of a high school senior. Soon, the town discovered the incomprehensible reality that two of Chelsea's brightest and most popular sons, were now fugitives, wanted for the murders.

Jack Ruby changed history with one bold, violent action: killing accused presidential assassin Lee Harvey Oswald on live TV two days after the November 22, 1963, murder of President John F. Kennedy. But who was Jack Ruby—and how did he come to be in that spot on that day? As we approach the sixtieth anniversaries of the murders of Kennedy and Oswald, Jack Ruby’s motives are as maddeningly ambiguous today as they were the day that he pulled the trigger. The fascinating yet frustrating thing about Ruby is that there is evidence to paint him as at least two different people.

Fed up with teenage life in the suburbs, Jaimal Yogis ran off to Hawaii with little more than a copy of Hermann Hesse's Siddhartha and enough cash for a surfboard. His journey is a coming-of-age saga that takes him from communes to monasteries, from the warm Pacific to the icy New York shore. Equal parts spiritual memoir and surfer's tale, this is a chronicle of finding meditative focus in the barrel of a wave and eternal truth in the great, salty blue.

Welcome to Midnight, Texas, a town with many boarded-up windows and few full-time inhabitants, located at the crossing of Witch Light Road and the Davy highway. It’s a pretty standard dried-up western town. There’s a pawnshop with three residents. One is seen only at night. There’s a diner, but people stopping there tend not to linger. There’s a newcomer, Manfred Bernardo, who just wants to work hard and blend in. But Manfred has secrets of his own...

A half-century after its original publication, Edward Abbey's classic 1962 novel, Fire on the Mountain, still retains its beauty, power, and relevance. This extraordinary tale by the legendary icon of the environmentalism movement and author of The Monkey Wrench Gang proudly celebrates rugged American individualism, as it tells the story of one tough old loner's stand against the combined, well-armed forces of government that are determined to clear him from his land.

When college professor Peter Mellor dies in an automobile accident during a zombie outbreak, he is reborn as a member of the living dead-and quickly learns that being a zombie isn't all fun and brains.

The last days of the Civil War. With Richmond under siege, Confederate soldier Luke Jensen is assigned the task of smuggling gold out of the city before the Yankees get their hands on it — when he is ambushed and robbed by four deserters, shot in the back, and left for dead. Taken in by a Georgia farmer and his beautiful daughter, Luke is nursed back to health. Though crippled, he hopes to reunite with his long-lost brother Smoke, but a growing romance keeps him on the farm.

Caim makes his living on the edge of a blade, but when a routine job goes south, he is thrust into the middle of an insidious plot. Pitted against crooked lawmen, rival killers, and sorcery from the Other Side, his only allies are Josephine, the socialite daughter of his last victim, and Kit, a guardian spirit no one else can see. But in this fight for his life, Caim only trusts his knives and his instincts, but they won't be enough when his quest for justice leads him from Othir's hazardous back alleys to its shining corridors of power.

In the 1870s, as the country recovered from the War Between the States, the expansion of railroads and the discovery of gold opened the American west to both civilization and savagery. Men and women on both sides of the law were drawn by the chance to make a fortune, and there was often a big difference between Law and Justice.

On October 22, 2001, handsome multimillionaire financier Ted Ammon was found bludgeoned to death in the magnificent East Hampton mansion he'd built with his beautiful - and volatile - wife, Generosa. She stood to make millions, but it wasn't the money that made Ted's friends suspicious: Generosa Ammon had a history of violent outbursts and bizarre obsessions.

Greg and Lynn McDonald had never interacted with members of the LGBTQ community until they discovered their son was gay - and without resources or support, they had no idea how to handle this discovery. At first, they tried to “fix” him, to no avail. But even in the earliest days of their journey, the McDonalds clung to two absolutes: They would love God, and they would love their son. This audiobook follows the McDonald family’s journey over the next 20 years.

Titan was one of the nation’s most loved and respected Heroes, until an infidelity scandal tore his image and family apart. After decades spent out of the limelight, Owen Daniels has decided to take up the mantle of Titan once again to try and make amends for his years away. Unfortunately, the Titan Scandal is still common knowledge, and no Hero team wants such a polarizing figure. With no other options, Owen is forced to take a job overseeing a group of corpies, corporate-sponsored Supers who do rescue work… as long as there are cameras around.

In 2009, three US professors with access to Adolf Hitler’s alleged remains startled the world with scientific DNA proof that the skull and bones that Russia had claimed since the end of World War II were Hitler’s actually belonged to a middle-aged woman whose identity remains unknown.

Stopping a tornado was the first of many strange events that seem to follow Weylyn from town to town, although he doesn't like to take credit. As amazing as these powers may appear, they tend to manifest themselves at inopportune times and places. From freak storms to trees that appear to grow over night, Weylyn's unique abilities are a curiosity at best and at worst, a danger to himself and the woman he loves. But Mary doesn't care.