
Own Your Money
Practical Strategies to Get Your Financial Life Together and Reach Your 6-Figure Savings Goals
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Narrated by:
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Luzma Ortiz
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By:
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Michela Allocca
About this listen
Join TikTok star Michela Allocca (@BreakYourBudget) for a crash course in everything personal finance. With real-life examples, this book unlocks the fun of money fundamentals.
Michela Allocca had an epiphany when she was working at her first job: even those working in finance can have no idea how to budget, invest, and spend on a personal level! By the time she reached her mid-20s, she had a new mission: helping any young person who wanted advice with the “scary,” aka often misunderstood, world of personal finance.
In Own Your Money, Michela shares all the tools she used to manage, save, invest, and set a routine that enabled her to save hundreds of thousands of dollars in less than a decade of professional—and freelance—work. You’ll find chapters that address:
- Budgeting: Don’t make it a dreaded B-word! Learn about various strategies including 50/30/20, zero-based, and 3-bucket budgets.
- How to save: It’s all about SMART (specific, measurable, achievable, relevant, and time-bound).
- How to spend money: That’s right, a plan for spending is important too! With a quick analysis of values and priorities, you can spend without feeling guilt—yes, even on those fancy coffees.
- Investing: Learn the difference between 401ks and IRAs, investment types from index funds to target date funds, and relate it all back to core concepts in investing (like diversification).
- Jobs and careers: If your dream job doesn’t exist, join the club! Learn how to find satisfaction through the tasks you want to do, networking, and career pivots.
- Increase your earning potential: Set yourself up for a raise/promotion, negotiate a job offer, and figure out if a side hustle is right for you.
This is a book that’s meant to partner with you on your own journey and financial goals!
©2022 Michela Allocca (P)2022 Fair Winds PressListeners also enjoyed...
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Story
This audiobook provides a synopsis of the original 1937 text of Hill’s masterpiece, Think and Grow Rich. It extracts the key principles, instructions, and examples so that the modern professional, regardless of how busy he or she is, can benefit from the timeless wisdom found in Hill’s book. Regardless of your approach, when you commit yourself to practicing the steps outlined in this audiobook, you will surely open yourself up to great personal growth and momentum toward achieving your dreams.
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A good listen for review
- By Shane Hazlewood on 09-26-23
By: Napoleon Hill
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Limitless Mind
- Learn, Lead, and Live Without Barriers
- By: Jo Boaler
- Narrated by: Jo Boaler
- Length: 6 hrs and 22 mins
- Unabridged
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In this revolutionary book, a professor of education at Stanford University and acclaimed math educator who has spent decades studying the impact of beliefs and bias on education, reveals the six keys to unlocking learning potential, based on the latest scientific findings.
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Title does not reflect audience
- By Oliver Nielsen on 05-02-20
By: Jo Boaler
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This Dream Is Not for You
- Learn to Live by Letting Go
- By: Wade Joye
- Narrated by: Wade Joye, Carlos Whittaker
- Length: 5 hrs and 22 mins
- Unabridged
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“Follow your dreams” is the self-help message of our day. In our schools and universities, media, and culture, and even in church, we are taught to dream big, work hard, and find true happiness in living our dreams. And so we spend our lives chasing. But as we chase our dreams, we can be met with exhaustion, anxiety, and disappointment. Our circumstances may put our dreams in jeopardy, or even deny them—and we’re heartbroken. Or we achieve them and just want more. Wade Joye offers here a different way. Release your grip on your dreams and trust God with your whole life.
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Sooo Good Sooo Needed Sooo Necessary
- By Lady Holly on 04-07-24
By: Wade Joye
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The Advanced Guide to Real Estate Investing
- How to Identify the Hottest Markets and Secure the Best Deals
- By: Ken McElroy
- Narrated by: Garrett Sutton Esq.
- Length: 5 hrs and 9 mins
- Unabridged
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Picking up where he left off in the bestselling ABCs of Real Estate Investing, McElroy reveals the next essential lessons and information that no serious investor can afford to miss. Building on the foundation of Real Estate Investment 101, McElroy tells listeners how to think--and operate--like a real estate mogul, how to identify and close expert deals, why multifamily housing is the best real estate investment out there, and more.
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Detailed Information on Multi-Family & Management
- By Gerald on 11-08-22
By: Ken McElroy
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People Fuel
- Fill Your Tank for Life, Love, and Leadership
- By: John Townsend
- Narrated by: John Townsend
- Length: 6 hrs and 14 mins
- Unabridged
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We all need more energy, the vitality that helps us stay motivated, focused and productive in life. We know we receive energy from good nutrition, along with working out, adequate sleep and maintaining positivity. But there is another major source for the energy we need: having the right kinds of relationships with others. Not the ones that drain us, but the ones that refuel us.
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Started off great - then it got religious
- By Amazon Customer on 08-05-19
By: John Townsend
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What to Do Next
- Taking Your Best Step When Life Is Uncertain
- By: Jeff Henderson
- Narrated by: Jeff Henderson
- Length: 5 hrs and 23 mins
- Unabridged
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Business leader Jeff Henderson is your guide to pursuing your next best step in life and work. In What to Do Next, he helps you assess if you're ready for change, equips you with tools to prepare, shows you which pitfalls to avoid as you make your move, and replaces fear and doubt with confidence and purpose as you build an exciting future.
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A must read!
- By Natalie S. on 01-06-23
By: Jeff Henderson
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The Model Thinker
- What You Need to Know to Make Data Work for You
- By: Scott E. Page
- Narrated by: Jamie Renell
- Length: 15 hrs and 45 mins
- Unabridged
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Work with data like a pro using this guide that breaks down how to organize, apply, and most importantly, understand what you are analyzing in order to become a true data ninja.
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It does not work on Audible
- By Hamilton Carvalho on 05-14-21
By: Scott E. Page
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Competitive Strategy
- Techniques for Analyzing Industries and Competitors
- By: Michael E. Porter
- Narrated by: Scott R. Pollak
- Length: 15 hrs and 31 mins
- Unabridged
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Now nearing its 60th printing in English and translated into 19 languages, Michael E. Porter's Competitive Strategy has transformed the theory, practice, and teaching of business strategy throughout the world.
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Great Book
- By JohanAE on 12-02-19
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Options Trading
- How to Turn Every Friday Into Payday Using Weekly Options! Generate Weekly Income in All Markets and Sleep Worry-Free!
- By: T.R. Lawrence
- Narrated by: Chris Walsh
- Length: 3 hrs and 43 mins
- Unabridged
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The odds are 75% in your favor that you will profit from an options trade. And it’s even less risky – and potentially more lucrative – for the smaller investor if you trade weekly. Do you want to have extra weekly spending cash to cover your day-to-day living expenses? Would you like to earn passive income while you sleep? Does the idea of a few minutes every other day adding up to consistent monetary returns sound good?
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Clear and concise explanations of the strategies and important details.
- By Nathan Robbert on 12-16-24
By: T.R. Lawrence
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The Power Worshippers
- Inside the Dangerous Rise of Religious Nationalism
- By: Katherine Stewart
- Narrated by: Tosca Hopkins
- Length: 11 hrs and 26 mins
- Unabridged
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For too long the Religious Right has masqueraded as a social movement preoccupied with a number of cultural issues, such as abortion and same-sex marriage. In her deeply reported investigation, Katherine Stewart reveals a disturbing truth: this is a political movement that seeks to gain power and to impose its vision on all of society. America’s religious nationalists aren’t just fighting a culture war, they are waging a political war on the norms and institutions of American democracy.
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The Audible editors were AWOL on this one
- By Frank Hightower on 05-24-20
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Don't Waste Your Life (Second Edition)
- By: John Piper
- Narrated by: Lloyd James
- Length: 6 hrs and 26 mins
- Unabridged
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Many spend their lives on trivial diversions, seeking earthly comfort and pleasure above all else. But Jesus said, “Whoever loses his life for my sake will save it,” calling us into the eternal purpose and God-exalting life for which we were made. In this bestselling book, John Piper warns listeners of the dangers of an irrelevant life that counts for nothing and calls Christians to the deeper joys, and risks, that matter for eternity. This new edition features a revised preface and updated statistics.
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The exposure of this knowledge
- By Stephanie T. Foster on 09-01-24
By: John Piper
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Personal Finance for Dummies, 9th Edition
- By: Eric Tyson MBA
- Narrated by: Steven Jay Cohen
- Length: 20 hrs and 34 mins
- Unabridged
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Take stock of your financial situation From budgeting, saving, and reducing debt, to making timely investment choices and planning for the future, Personal Finance for Dummies, 9th Edition provides fiscally conscious listeners with the tools they need to take charge of their financial life. This new edition includes coverage of an extensive new tax bill that took effect in 2018. Plus, it covers emerging investing interests like technology and global investing, cryptocurrencies, pot stocks, the lifestyle changes occurring with millennials, and more.
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Cannot get past the narration
- By Cory Warnick on 07-28-19
By: Eric Tyson MBA
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Fluent Forever (Revised Edition)
- How to Learn Any Language Fast and Never Forget It
- By: Gabriel Wyner
- Narrated by: Gabriel Wyner
- Length: 11 hrs and 12 mins
- Unabridged
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At thirty years old, Gabriel Wyner speaks six languages fluently. He didn’t learn them in school—who does? Rather, he learned them in the past few years, working on his own and practicing on the subway, using simple techniques and free online resources—and here he wants to show others what he’s discovered. This is brain hacking at its most exciting, taking what we know about neuroscience and linguistics and using it to create the most efficient and enjoyable way to learn a foreign language in the spare minutes of your day.
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Highly recommended - useful, modern and practical insights and takeaways for all levels
- By Tereza on 04-22-25
By: Gabriel Wyner
This book has great and practical action steps at the end of each chapter.
Best Personal Finance Book for beginners I’ve read to date
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Great listen- highly recommend!
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