Buy What You Love Without Going Broke
Transform Your Spending and Get More of What Money Can’t Buy
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Narrated by:
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Jen Smith
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Jill Sirianni
About this listen
A relatable personal finance guide that gives a fresh take on how to control your impulse spending so you can stick to a budget and pay off debt, without the guilt and shame of traditional financial advice—from the hosts of the beloved Frugal Friends podcast.
There’s a lot of noise out there about how to spend (and not spend) your hard-earned money. But what if you made financial decisions based on what you value—instead of what others are telling you to value?
This is the empowering approach Jen Smith and Jill Sirianni, hosts of the Frugal Friends podcast, want you to take to improve your spending habits. They believe you can value anything (yes, anything!), whether that’s a daily latte, fancy dinners out, or vacations. But, despite what social media is saying, you don’t value everything.
The Frugal Friends’ wisdom comes from personal experience: Jen paid off $78,000 of debt in two years without a six-figure income, while Jill has a background in social work and downsized to an RV to pay off student loans. Together, their advice is both relatable and actionable.
In their debut book, they share a plan for sifting through what’s not important to find the things you truly love spending money on. You’ll learn how to
- Analyze your current spending and identify what you value
- Prioritize your values when you can’t afford everything
- Identify the root causes of your impulse spending
- Make your habit changes stick long-term
From credit card and student loan debt to the rising costs of childcare and homes; it has never been more important to get control of your spending. Jen and Jill show you how to do it in a way that’s healthy, not shameful, while exploring topics like overconsumption, self-worth, and the insidious history behind our consumption-obsessed culture.
If you want to reach your goals and feel good about your finances, Buy What You Love Without Going Broke offers a holistic approach to reshape the way you think about spending money.
©2025 Jennifer Louise Smith (P)2025 HarperCollins PublishersListeners also enjoyed...
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Are you ready to unlock the greatest resource of your life? Gabby Bernstein has written the ultimate self-help guide, offering a revolutionary practice to radically shift your core beliefs and connect you to an infallible inner guidance system: the energy of Self within you. In this groundbreaking book, Gabby demystifies the power of Internal Family Systems (IFS) Therapy, taking its life-changing teachings out of the therapist’s office and into your everyday life.
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Self Serving
- By pricefreund on 01-14-25
By: Gabrielle Bernstein, and others
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The Daily Stoic
- 366 Meditations on Wisdom, Perseverance, and the Art of Living
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- Length: 10 hrs and 6 mins
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Why have history's greatest minds - from George Washington to Frederick the Great to Ralph Waldo Emerson along with today's top performers, from Super Bowl-winning football coaches to CEOs and celebrities - embraced the wisdom of the ancient Stoics? Because they realize that the most valuable wisdom is timeless and that philosophy is for living a better life, not a classroom exercise. The Daily Stoic offers a daily devotional of Stoic insights and exercises, featuring all-new translations.
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Not well made as audio
- By Andreas on 12-27-16
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12 Months to $1 Million
- How to Pick a Winning Product, Build a Real Business, and Become a Seven-Figure Entrepreneur
- By: Ryan Daniel Moran
- Narrated by: Ryan Daniel Moran
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By cutting out the noise and providing a clear and proven plan, this road map helps even brand-new entrepreneurs make decisions quickly, get their product up for sale, and launch it to a crowd that is ready and waiting to buy. This one-year plan will guide you through the three stages to your first $1 million: the Grind (months 0-4), the Growth (months 5-8), and the Gold (months 9-12). If your goal is to be a full-time entrepreneur, get ready for one chaotic, stressful, and rewarding year. If you have the guts to complete it, you will be the proud owner of a million-dollar business.
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Good, but a Little Misleading
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Deep Sleep Hypnosis: Fall Asleep Instantly and Sleep Well
- By: Jasmine Harris
- Narrated by: Allison Mason
- Length: 2 hrs and 48 mins
- Unabridged
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A lack of quality sleep can hinder your alertness and quality of life while awake, as anyone with sleeping issues already knows. Suffering through sleepless nights does not have to be your reality. Instead you can fall asleep fast and get quality sleep tonight and every night. Hypnosis has been used for centuries to cure many ailments, including the inability to get better sleep. You can help yourself improve the quality of your life with hypnotherapy.
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put me right to sleep
- By Cassandra on 05-08-17
By: Jasmine Harris
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How to Say It: Words That Make a Difference
- By: Allison Friederichs Atkison, The Great Courses
- Narrated by: Allison Friederichs Atkison
- Length: 4 hrs and 44 mins
- Original Recording
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Words. We use them all the time, every day, mostly without giving them much thought at all. We take for granted that they’re here at our disposal whenever we need them. But if you’ve ever wished you could communicate more effectively, words are the place to start. It’s incumbent upon you to choose the best words to accomplish your goals, because how you choose to communicate influences—well, everything! The power of communication shapes our professional goals, our relationships, and our lives—so the words we choose to use carry a great deal of power.
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Meh. Glad I didn't pay for it.
- By Paula on 07-23-22
By: Allison Friederichs Atkison, and others
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How to Train Your Mind
- Exploring the Productivity Benefits of Meditation
- By: Chris Bailey
- Narrated by: Chris Bailey
- Length: 3 hrs and 18 mins
- Original Recording
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Meditation makes you more productive because it lets you earn back time. For each minute you spend meditating, you'll earn around nine minutes back, as Chris Bailey - author of The Productivity Project and Hyperfocus - will show in this candid and counter-intuitive guide to the productivity benefits of meditation.
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Started Listening By Accident
- By T.D.Willis on 01-17-21
By: Chris Bailey
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Maybe You Should Talk to Someone
- A Therapist, HER Therapist, and Our Lives Revealed
- By: Lori Gottlieb
- Narrated by: Brittany Pressley
- Length: 14 hrs and 21 mins
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One day, Lori Gottlieb is a therapist who helps patients in her Los Angeles practice. The next, a crisis causes her world to come crashing down. Enter Wendell, the quirky but seasoned therapist in whose office she suddenly lands. With his balding head, cardigan, and khakis, he seems to have come straight from Therapist Central Casting. Yet he will turn out to be anything but.
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It was like a hallmark movie being waterboarded into my ears for 15 hours
- By Amazon Customer on 10-01-19
By: Lori Gottlieb
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You Will Not Recognize Your Life
- By: Micaela Blei
- Narrated by: Micaela Blei
- Length: 2 hrs and 48 mins
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It’s 2006. After a string of rejections from men who tell her they could never, ever, ever see her “that way,” awkward third-grade teacher Micaela Blei signs up for a mysterious course called “The Divine Feminine,” and feels like she might have found the key to the perfect life. Turns out if you’re an A student, you can get an A in anything–including men. Pretty soon she’s learning to "conjure" her desires with vision boards, flirtations, and even a daring jumbotron viewing party for her, ahem ... "divine center."
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This is about real life.
- By Justin Ortgies on 12-14-24
By: Micaela Blei
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Worthy
- How to Believe You Are Enough and Transform Your Life
- By: Jamie Kern Lima
- Narrated by: Jamie Kern Lima
- Length: 11 hrs and 26 mins
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Author Jamie Kern Lima's first, instant New York Times bestselling book Believe It, captured her journey of going from Denny's waitress to billion-dollar entrepreneur by learning to believe in herself. And now her second, much-anticipated, upcoming book Worthy, is the playbook for how YOU can believe in YOU! If you've ever struggled with self-doubt, felt like you don't have what it takes...or that who you truly are isn't enough, even if you're really good at hiding it from the world, WORTHY is for you.
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💫 We're so WORTHY! 🦋 Listen - Read - Share 🔆
- By Diana Yin on 02-22-24
By: Jamie Kern Lima
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F*ck Him!
- Nice Girls Always Finish Single
- By: Brian Keephimattracted, Brian Nox
- Narrated by: Jerod McBrayer
- Length: 2 hrs and 50 mins
- Unabridged
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The MANipulator manual. Keep your man interested and begging for more without playing games. So many women get in trouble in their love lives, and 99.9 percent of that trouble could have been avoided if they'd said "Well, f**k him!" a bit more often. Too many women are way too nice and compliant to their men, especially when these men don't deserve that kind of treatment. I, as a dating coach and author of books for women who want to get men, cannot take it anymore.
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...
- By Emma R. on 02-01-18
By: Brian Keephimattracted, and others
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Models
- Attract Women Through Honesty
- By: Mark Manson
- Narrated by: Austin Rising
- Length: 7 hrs and 52 mins
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Models is the first book ever written on seduction as an emotional process rather than a logical one, a process of connecting with women rather than impressing them. It's the most mature and honest guide on how a man can attract women without faking behavior, without lying and without emulating others. A game-changer.
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The content is great but the reader is awful
- By Mark Speener on 06-24-14
By: Mark Manson
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Ho Tactics
- How to MindF**k a Man into Spending, Spoiling, and Sponsoring
- By: G. L. Lambert
- Narrated by: Patrick Stevens
- Length: 9 hrs and 12 mins
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I have discovered a group of women who refuse to be exploited, are immune to manipulation, and who never settle in the name of love. These ladies know what they want and take what they want by beating men at their own game. Utilizing the secrets exposed in this book, these women gain power, money, and status. Men call them gold diggers, women call them hos, but they call themselves winners. This is the book that society doesn't want you to listen to….
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I spent $24,000 in 4 months
- By B.M. on 10-06-18
By: G. L. Lambert
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What listeners say about Buy What You Love Without Going Broke
Average customer ratingsReviews - Please select the tabs below to change the source of reviews.
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- Mary W
- 01-07-25
A Finance Book for Everyone
Buy What You Love Without Going Broke is the book for everyone. There is no judgement and no shaming or blaming in this book. We all value different things and our life circumstances are different. In this book, debt is neutral after all sometimes you need to take a loan. The bottomline is to figure out what you value and let those values guide your choices and decisions on where you spend your money. And once you know this, you can’t unknow it. When your spending is out of alignment, you will know it and hopefully that knowledge will guide you back on course to achieve the goals you’ve set for yourself. Jen and Jill write and share examples from their lives that are relatable and like their podcast, you feel like a friend is sharing info with you. I appreciated the practical info (i.e. saving on housing, transportation, and food) as well as the more thought provoking info about curating your environment and mindset to support the changes you’re making in your behavior. I also liked the discussion on our responsibility to not overconsume. There is so much waste and so much we’re doing that is harmful to others and the environment, but I think with values based spending, we’re less likely to overspend/overconsume, which should also lead to less waste. I think this book can be a valuable tool for anyone wanting to better manage their money and feel more in control of their spending so they can reach both their short term and long term goals.
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- Debra Sanford
- 01-07-25
Fresh, New Take on Finances!
What a great read! This book offers insights into finances and budgeting that I have not seen anywhere else. The principles really make sense and I believe they will help me succeed in areas that have been a struggle for me. I found this book to be easy to read, informative, and entertaining!
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- Sarah J
- 01-07-25
Relatable and easy read
Love the podcast so getting the book was an easy decision! I love that Jill and Jen did their own performance/reading of the book, it wouldn’t be the same with out them!
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- Stephanie L.
- 01-10-25
Listen for relatable values-based finance advice
What I love about the Frugal Friends Podcast also shines through in Buy What You Love Without Going Broke. It's like sitting around with a group of friends who are passionate about financial well-being, but you are excited to listen. Let's face it, reading about finances sounds a little dry, but Jen and Jill have a way of making it relatable while driving your curiosity to really delve into understanding how to better manage your money to fit the values you have prioritized for your life. I was blessed with an ARC copy, but sometimes the ADHD wins....so I grabbed the Audible version on the release date and walked around my yard and the grocery store until I finished! The fact that I picked up and put down a planner in the aisle of shame at Aldi, only later to reach the passage about well-intentioned but unused planners, is not lost on me. I'd recommend this book to anyone who is trying to wrap their head around their finances and wants to get there with your everyday kind of people who may never be billionaires, but may want to fund a billion memories instead!
Happy Reading!
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- Sherrie A.
- 01-08-25
Great Audio Book -A Modern Take on Wealth Building
I’ve been following Jen and Jill for over two years and love their modern approach to finances. What if your financial decisions were guided by your values? What if you stopped to use those values when you had the urge to impulse spend? That’s what was different for me when I listened to their new book. It brought my personal life and personality to the topic of my finances and wealth building strategies in a new way. It made me stop and really search my soul for why I spent my hard-earned money on purchases that would only give me a nano-second of thrill and happiness. I crafted a new Why and followed their How to set up a long-term plan for wealth building, not short term feel-good stuff.
I highly recommend this audiobook and Jen and Jill’s amazing podcast Frugal Friends. Change your approach – change your net worth!
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- thebrownidentity
- 01-09-25
The meat of the podcast all in one place
If you enjoy the “my favorite murder” podcast and then enjoyed the book by the same women, you will feel the same about this book by the wonderful Jen and Jill. The book carries deeper stories about the girls that you may have already heard, deeper explanations of concepts they’ve explained before, but sadly lamer “pew, pew, pew!”sound effects. Sorry ladies, I would have liked to hear you laughing at yourselves like you do in the podcast.
As the book continues Jen and Jill finally start to sound more like themselves but the whole book is great. Informative and realistic. I find myself using the words they use when talking to my kids about spending. “We have enough toys right after Christmas, but yes I’ll spend $40 on a children’s news magazine, because we VALUE being aware of the world around us.”
I’m excited to recommend this book to others who want to spend according to their values. It is pretty entertaining.
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- Ellen
- 01-07-25
A Refreshing Take on Personal Finance!
This was a fantastic listen that takes a different angle than most finance books by focusing on values based spending. I would recommend this book for anyone who spends money and/or wants something different from traditional finance advice that can be applicable for the rest of your life! Jen and Jill also have a fun and informative podcast full of helpful tips where they dive into what frugality can mean (spoiler: it means buying what you love without going broke!). It was a joy to have their familiar voices read this book, like two friends giving you the best life advice!
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- Paige Snook
- 01-09-25
Relatable & Actionable!
Thank you Jen & Jill for being so raw & real! The emphasis on the “radical middle” rather than the financial extremes we often hear about really hit home with me.
The narration between the two authors was very well done and natural.
I appreciated how relatable the stories & examples they gave are, as well as how actionable the takeaways are. 10/10 recommend!!
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- Anonymous User
- 01-10-25
Realistic, Actionable Financial Guidance
Finally, a book that takes a realistic approach to personal finance, recognizing and honoring different seasons of life, without swinging the pendulum so far as to make excuses. So much good staff in this book! I’ve already been able to make some positive changes by doing the 90-day inventory they discuss. Super helpful. Jen and Jill are fun and easy to listen to, and the book has an easy-to-follow flow. The authors’ narration makes listening to their book just as enjoyable as their podcast, but maybe even more, because you get so much solid advice packed into the few hours of the book! Highly recommend! Their podcast, Frugal Friends, is awesome too!
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